Best Apps to Save Money on Groceries--MyFinancialHill
Lifestyle, Money

Best Apps to Save Money on Groceries

You may be looking for ways to slash your grocery bill.

Look no further for 9 of the best apps to save money on groceries and 20 ways for you to save hundreds of dollars each month on your next grocery bill. 

Once I started getting control over my finances, I realized I was way overspending on my groceries. 

But, these apps and tips helped tremendously put $600+ of food money back into my pockets because now I shop smarter. 

If you're ready, let the savings roll!

9 Best Apps to Save Money on Groceries

Saving money on groceries doesn't have to be hard. 

Apps are an easy way for you to get cash back on your shopping trips and also help you find deals which will keep more money back in your pocket. 

Using apps can definitely help you save hundreds or even thousands of dollars a year. 

Let's check out 9 of the top money saving apps for your groceries. 

1. Ibotta

Best Apps to Save Money on Groceries - MyFinancialHill
Best Apps to Save Money on Groceries - MyFinancialHill
Best Apps to Save Money on Groceries - MyFinancialHill

Ibotta is a cashback app that helps users save money on their grocery shopping by offering rebates on various products.

After downloading the app and creating an account, users can browse through a variety of offers available at participating stores.

To earn cashback, users need to complete simple tasks like watching a video or answering a survey, purchase the qualifying items, and then upload a photo of their receipt.

Once the purchase is verified, cashback is credited to the user's account, which can be withdrawn via PayPal or redeemed as gift cards.

2. Fetch Rewards

Best Apps to Save Money on Groceries-Fetch Rewards-MyFinancialHill
Best Apps to Save Money on Groceries-Fetch Rewards-MyFinancialHill
Best Apps to Save Money on Groceries-Fetch Rewards-MyFinancialHill

Fetch Rewards simplifies saving by allowing users to earn rewards by simply scanning their grocery receipts.

After shopping, users scan their receipts using the Fetch Rewards app, which automatically identifies products and awards points based on the purchased items.

The app includes offers from a wide range of brands and often has special promotions where additional points can be earned.

Points accumulated can be redeemed for a variety of rewards, including gift cards to popular retailers and restaurants.

3. Flipp

Best Apps to Save Money on Groceries-Flipp-MyFinancialHill
Best Apps to Save Money on Groceries-Flipp-MyFinancialHill
Best Apps to Save Money on Groceries-Flipp-MyFinancialHill

Flipp is designed to help shoppers save by aggregating flyers, coupons, and deals from a variety of retailers in one place.

Users can search for specific items or browse deals by store, which helps in planning shopping trips around the best available discounts.

The app also allows users to create shopping lists and will highlight offers on the items in their list.

Additionally, Flipp can be used to price match at stores that offer this policy, ensuring users pay the lowest price available.

4. Honey

Best Apps to Save Money on Groceries-Honey-MyFinancialHill

Originally known as a browser extension for online shopping, Honey also applies its money-saving magic to online grocery purchases.

By automatically applying the best coupon codes at checkout, Honey helps users effortlessly save money.

The app now also includes a price tracking feature, which notifies users when prices drop on favorite products, making it a valuable tool for both planned and impromptu shopping.

5. Rakuten

Best Apps to Save Money on Groceries-Rakuten-MyFinancialHill
Best Apps to Save Money on Groceries-Rakuten-MyFinancialHill
Best Apps to Save Money on Groceries-Rakuten-MyFinancialHill

Known for its broad applications in online cashback shopping, Rakuten extends its benefits to include groceries.

Users can earn cashback by shopping online from various grocery stores through the Rakuten portal.

After making purchases, a percentage of the amount spent is returned as cashback, which can either be mailed as a check or transferred to a PayPal account.

Rakuten frequently offers welcome bonuses and higher cashback rates during special promotions.

6. Groupon

Best Apps to Save Money on Groceries-Groupon-MyFinancialHill
Best Apps to Save Money on Groceries-Groupon-MyFinancialHill
Best Apps to Save Money on Groceries-Groupon-MyFinancialHill

While Groupon is widely known for deals on services and experiences, it also offers grocery deals and discounts on food items.

Users can search for discounts on specific grocery items or general vouchers that can be used at local supermarkets or online grocery stores.

It’s particularly useful for bulk purchases or special occasions since many offers are designed for larger orders.

7. Coupons

This app provides a large variety of digital coupons that can be used for online or in-store shopping.

It allows you to link your store loyalty cards to the app, enabling automatic application of coupons when you use the card at checkout.

You can also print coupons directly from the app if you prefer paper coupons or if the store requires physical coupons.

8. Checkout 51

Best Apps to Save Money on Groceries-Checkout 51-MyFinancialHill
Best Apps to Save Money on Groceries-Checkout 51-MyFinancialHill
Best Apps to Save Money on Groceries-Checkout 51-MyFinancialHill

Checkout 51 updates its offers each week, providing new ways to save regularly.

This is beneficial for those who plan their grocery shopping weekly and enjoy browsing new deals.

Once you purchase the eligible items, submitting your receipt is straightforward, and you earn cash back that accumulates in your Checkout 51 account.

Once your balance reaches $20, you can cash out.

This app is particularly good for disciplined savers who don’t mind waiting to accumulate a certain amount before receiving their savings.

9. Shopkick

Best Apps to Save Money on Groceries-Shopkick-MyFinancialHill
Best Apps to Save Money on Groceries-Shopkick-MyFinancialHill
Best Apps to Save Money on Groceries-Shopkick-MyFinancialHill

Shopkick is a unique app that rewards users with points, known as "kicks," for engaging in shopping-related activities.

These activities can include walking into specific stores, scanning item barcodes, making purchases, or submitting receipts.

The kicks earned can be redeemed for gift cards to various retailers.

Shopkick encourages users to explore new products and stores, making the shopping experience both fun and rewarding.

20 Ways to Save Money on Groceries

A lot of money can be wasted just on groceries alone. 

If you're not careful, you could be spending well over $1,000 a month just on food like I was. 

These tips helped put money back in my pocket, hundreds of dollars a month actually. 

Now I save over $500 a month just on food. 

Check out some of these tips so you could also get the ball rolling on your money savings. 

1. Plan Your Meals

Best Apps to Save Money on Groceries-Meal Plan-MyFinancialHill

Planning your meals involves assessing existing pantry and refrigerator contents, then creating a weekly meal schedule based on those ingredients.

This method helps in avoiding impulse purchases, minimizing food waste, and utilizing sales and bulk buying opportunities.

It streamlines shopping, ensures dietary variety, and relieves daily meal decision stress, ultimately making home dining both cost-effective and enjoyable.

2. Make a Shopping List


Making a shopping list is essential for effective grocery shopping.

It ensures that you purchase only the items you need, based on your meal planning.

This approach helps avoid impulse buys, reduces time spent in the store, and prevents forgetting essential items, which might necessitate return trips.

Using a shopping list also supports healthier eating by encouraging the purchase of ingredients necessary for balanced meals, thereby maintaining financial discipline and promoting nutritional wellness.

3. Compare Prices

Comparing prices before shopping is a key strategy for economical grocery purchasing.

By using store flyers, apps, or websites to compare prices at different stores, shoppers can identify the best deals and capitalize on the lowest prices for their groceries.

This practice not only ensures that shoppers get the most value for their money but also makes them aware of sales and promotions, thereby maximizing savings and cultivating a cost-effective shopping routine.

4. Buy in Bulk


Buying in bulk is an effective way to save money on groceries, especially for non-perishable and household staple items.

Purchasing larger quantities typically reduces the cost per unit, offering significant savings.

Bulk buying is ideal for families or those with sufficient storage, as it reduces shopping frequency and ensures a well-stocked pantry.

It's also environmentally beneficial due to reduced packaging.

However, it's important to monitor expiration dates and plan usage to avoid waste.

5. Use Coupons

Best Apps to Save Money on Groceries-coupon-MyFinancialHill

Using coupons is a powerful way to reduce grocery costs.

By collecting and organizing coupons from various sources like newspapers, online platforms, and store flyers, shoppers can significantly cut down on their grocery bills.

Strategically using coupons by aligning them with store sales maximizes savings, especially on branded items.

This approach not only helps maintain a budget but also allows for purchasing higher-quality products at a reduced price, enhancing both savings and shopping efficiency.

6. Buy Store Brands

Buying store brands instead of national brands is a cost-effective shopping strategy that doesn't typically compromise on quality.

Store brands are generally less expensive because they involve lower marketing and advertising costs.

Many grocery stores guarantee the quality of their store brands, encouraging consumer confidence and satisfaction.

Opting for store brands can significantly reduce your grocery bill while maintaining a diverse and satisfying diet, as these brands often offer a wide range of products, including organic and specialty items.

7. Shop Seasonally

Shopping seasonally for fruits and vegetables is an economical choice that ensures you enjoy the freshest and tastiest produce at lower prices.

Seasonal items are often more affordable due to the reduced costs of local sourcing and abundance during peak harvest times.

This practice also encourages dietary diversity and supports local agriculture, while reducing environmental impacts associated with long-distance transportation.

Seasonal shopping not only saves money but also enhances the quality of your meals with peak-flavor produce.

8. Limit Convenience Food

Limiting convenience foods, such as pre-packaged meals and snacks, is beneficial for both health and budget.

These items are typically more expensive and less nutritious due to higher levels of sugars, fats, and preservatives.

By preparing meals from scratch, you control the ingredients, improving your diet and potentially lowering grocery costs.

Homemade cooking also allows for bulk buying of basic ingredients, which is cost-effective.

This approach not only fosters healthier eating habits but also enhances culinary skills and family meal experiences.

9. Avoid Shopping When Hungry

Avoiding grocery shopping when hungry helps prevent impulsive buying of unnecessary and often unhealthy items.

Hunger can cloud judgment, leading to excessive spending on appealing but non-essential foods.

Eating before shopping ensures you stick to your shopping list and budget, promoting healthier food choices and more disciplined spending.

This strategy is simple yet effective in maintaining both financial and dietary goals during grocery trips.

10. Check Expiration Dates

Best Apps to Save Money on Groceries-Expired Foods-MyFinancialHill

Checking expiry dates on products during grocery shopping is essential for managing both food safety and budget.

Selecting items with longer expiry dates ensures longevity and minimizes waste, while occasionally purchasing discounted items nearing their expiry date can offer immediate cost savings, provided they are consumed quickly.

This practice prevents spoilage and unnecessary spending, and encourages responsible consumption by optimizing the use and value of every item purchased.

11. Join Loyalty Programs

Joining loyalty programs at grocery stores can lead to significant savings through member-exclusive discounts, reward points, and special promotions.

These programs often provide digital coupons and offers on a variety of products, enhancing the shopping experience.

Additionally, loyalty members may receive perks such as fuel rewards and birthday bonuses.

Signing up is usually free and simple, making it an easy way to reduce grocery bills while enjoying benefits tailored to frequent shoppers.

12. Shop at Discount Stores

Shopping at discount grocery stores is a cost-effective strategy due to their focus on low prices facilitated by simpler store layouts, limited selection, and bulk display practices.

These stores typically offer a higher proportion of private label brands, which are cheaper than national brands.

Discount stores reduce operational costs by employing fewer staff and offering fewer services, savings which are passed on to the consumer.

This shopping method is ideal for budget-conscious consumers looking to buy staple items at reduced prices.

13. Reduce Meat Consumption

Reducing meat consumption and incorporating more plant-based proteins such as beans, lentils, and tofu can significantly lower grocery bills.

Meat is typically one of the more expensive items in a grocery budget, so substituting it with cost-effective plant-based options can also contribute to a healthier diet.

This shift not only saves money but also has a positive impact on the environment by reducing the carbon footprint associated with meat production.

Exploring diverse vegetarian recipes can also bring new flavors and nutrients to meals, enhancing dietary variety.

14. Grow Your Own

Growing your own vegetables and herbs offers numerous benefits, including reducing grocery bills and providing fresh, organic produce right at home.

Even with limited space, such as on a balcony or windowsill, it's possible to cultivate a range of plants.

Starting a garden requires some initial setup for seeds and equipment, but it pays off by ensuring a steady supply of fresh ingredients.

This practice not only cuts costs but also enhances the nutritional value of meals, reduces environmental impact, and can be a rewarding hobby that contributes to a sustainable lifestyle.

15. Freeze Extras

Best Apps to Save Money on Groceries-Freeze Foods-MyFinancialHill

Freezing extras is a practical way to extend the shelf life of bulk purchases and seasonal deals, especially on perishable items like fruits, vegetables, and meats.

This method allows you to buy in larger quantities when prices are low, preserving the food's nutritional value and flavor while avoiding waste.

Freezing is ideal for managing food supplies, reducing the frequency of shopping trips, and ensuring a diverse diet throughout the year.

It's an effective strategy to capitalize on discounts and maintain a well-stocked kitchen, contributing to both budget management and meal planning efficiency.

16. Check the Lower Shelves

Checking the lower shelves in grocery stores can lead to significant savings, as stores often place more expensive items at eye level to encourage impulse buying.

Lower shelves frequently house less expensive and store-brand products, which are usually priced lower than their prominently displayed counterparts.

By taking the time to look beyond the eye-level shelves, shoppers can find better deals and make more cost-effective choices.

This strategy requires a bit of extra effort but can effectively reduce grocery bills by maximizing the value of each purchase.

17. Buy Frozen or Canned

Buying frozen or canned fruits and vegetables can be more cost-effective than purchasing fresh, especially when those items are out of season.

Frozen and canned products are processed at peak freshness, locking in nutrients and flavor, and they can be stored for extended periods, reducing waste.

These options are often cheaper due to lower transportation and storage costs and provide a convenient, quick way to add healthy ingredients to meals without the prep time required for fresh produce.

This approach allows for a varied diet year-round, regardless of seasonal availability, making it a practical choice for maintaining a well-stocked kitchen.

18. Make Your Own Snacks

Best Apps to Save Money on Groceries-Make Your Own Snacks-MyFinancialHill

Making your own snacks rather than buying pre-packaged ones is a cost-effective and healthier option.

Homemade snacks such as popcorn, trail mix, granola bars, or fruit and nut mixes are typically cheaper and contain fewer additives and preservatives than their store-bought counterparts.

By preparing snacks at home, you can control the ingredients, customize flavors to your preference, and create bulk quantities, which reduces cost per serving.

This practice not only saves money but also promotes healthier eating habits by avoiding the high sugars, fats, and sodium often found in processed snacks.

19. Use Everything

Using every part of the groceries you purchase maximizes your food investment and reduces waste.

Creative uses of leftovers and food scraps can significantly extend your grocery budget.

For instance, vegetable peels and meat bones can be repurposed into homemade stocks and broths, while stale bread can be transformed into croutons or breadcrumbs.

Overripe fruits are perfect for baking or smoothies.

Adopting this comprehensive approach to using all parts of your groceries encourages innovation in the kitchen and contributes to a more sustainable household by minimizing food waste.

20. Shop Alone

Shopping alone is a strategic way to stick closely to your grocery list and budget, minimizing impulse purchases often influenced by companions or children.

When shopping solo, you are more likely to make thoughtful, deliberate choices about purchases, focusing on needs rather than wants.

This focused approach helps in maintaining financial discipline, reducing unnecessary spending, and avoiding the temptation of off-list items that can inflate your grocery bill.

Ultimately, shopping alone leads to a more efficient and cost-effective shopping experience.

Summary

With all these recommendations for money saving apps and tips, there's no way you won't be able to save money. 

Use apps to get cash back from your groceries, find deals, earn money by scanning your receipts, or earn points by scanning products. 

Use 20 of the best tips to save money easily on your food costs, from meal planning, using coupons, buying store brands, buying more frozen foods, and so much more. 

You'll be able to save hundreds to thousands a year with these tips like I have. 

Share which app or tip is your favorite!

Read More
Chicken Sausage in Air Fryer 3 - Myfinancialhill
Lifestyle

Juicy Perfection: Quick & Easy Chicken Sausage in Air Fryer Recipe

Looking to perfectly cook chicken sausage in your air fryer?

Find the ideal temps and times for succulent results with our “chicken sausage in air fryer” guide, whether you’re working with raw or pre-cooked links, and learn how to bring out the best flavors with our simple seasoning and serving tips.

Key Takeaways

  • Air frying chicken sausages is a quick, easy, and even cooking method, with customizable seasonings and straightforward steps for both raw and pre-cooked sausages.

  • Combining chicken sausage with vegetables like bell peppers, zucchini, and Brussels sprouts in the air fryer creates a tasty, balanced meal in as little as 15 minutes.

  • Chicken sausage is a healthier, protein-rich option that’s low in fat and can be part of a low-carb or ketogenic diet; it additionally offers benefits for muscle development and cardiovascular health.

Preparing Chicken Sausage in an Air Fryer

The beauty of cooking chicken sausages in an air fryer is that it’s straightforward and hassle-free. Here’s how to do it:

  1. Preheat your air fryer as this ensures a quick and even cooking of the sausages.

  2. While you wait for the air fryer to heat up, lightly spray your chicken sausages with oil.

  3. Place the sausages separately in the air fryer basket. This technique is crucial to achieve an even cook on each sausage link.

For cooking chicken sausages in an air fryer:

  • Raw chicken sausages: Set your air fryer to 375°F (190°C) and let them cook for about 15-20 minutes.

  • Pre-cooked chicken sausages: The cooking time reduces to 8-10 minutes at the same temperature.

  • To ensure they cook evenly on all sides, don’t forget to flip the sausages midway through the cooking process.

The result? Golden-brown, crispy, and juicy chicken sausages, made from raw chicken sausage, ready to be savored with the help of a meat thermometer!

Seasoning Variations

Chicken sausages in an air fryer can be seasoned to taste, making every bite an explosion of flavors. Some seasoning options to consider are:

  • A classic blend of oil, salt, pepper, and Italian seasoning

  • Cajun seasoning for a spicy kick

  • Garlic and herb seasoning for a savory flavor

  • Barbecue seasoning for a smoky taste

These seasoning combinations, including garlic powder, will accentuate the flavor of the chicken sausages, making them a perfect fit for any dish.

But why stop at classic flavors when you can personalize your chicken sausages?

The beauty of air frying is that you can experiment with your favorite seasonings or marinades.

So, whether you’re a fan of smoky paprika, tangy lemon pepper, or fiery cayenne, there’s room for your creativity.

Remember, the key to a flavorful sausage lies in evenly seasoning it before air frying.

Tips for Perfectly Cooked Sausage

The charm of a perfectly cooked air fryer sausage, especially chicken sausage, lies in its crispy exterior and tender interior.

Achieving this balance is easy with an air fryer, provided you follow a few tips.

First, preheating the air fryer is a non-negotiable step.

It ensures even heat distribution, giving your sausages that desired crispy finish.

Next, placement of the sausages plays a key role.

Ensure that the sausage links are placed in the air fryer basket without stacking.

This arrangement allows hot air to circulate freely, ensuring the sausages cook evenly on all sides.

When done correctly, you’ll have air-fried chicken sausages that are crispy on the outside and tender on the inside, ready to be devoured!

Combining Chicken Sausage with Veggies

Chicken Sausage in Air Fryer 2 - Myfinancialhill

Looking to level up your air fryer chicken sausage game?

Combine it with vegetables, fresh or frozen!

Not only do you get a burst of flavors, but you also create a balanced meal in one go. Here’s how:

  1. Start by chopping your favorite vegetables.

  2. Slice the sausages.

  3. Toss the vegetables and sausages with oil and seasoning.

  4. Air fry them together at 390°F for 15 minutes.

This one-pot meal, made with olive oil, is quick, delicious, and hassle-free!

Feel free to mix and match the veggies as per your liking.

Some options that go well with chicken sausage without changing the cooking time are:

  • Potatoes

  • Onions

  • Bell peppers

  • Brussels sprouts

If you’re adding potatoes, keep in mind they may require 3-5 extra minutes to achieve the desired softness.

Set the timer for approximately 10 minutes and let the air fryer work its magic.

Choosing the Right Vegetables

Chicken Sausage in Air Fryer 3 - Myfinancialhill

Choosing the right vegetables to pair with chicken sausage can elevate your dish from good to great.

Bell peppers, onions, and zucchini are particularly well-suited for cooking with chicken sausage in an air fryer.

They cook evenly, infusing their flavors into the sausages, resulting in a delightful medley of tastes.

But don’t limit yourself to just these veggies.

Additional vegetables that complement the chicken sausage beautifully when air-fried include:

  • Green beans

  • Broccoli

  • Cauliflower

  • Mushrooms

  • Brussels sprouts

  • Carrots

  • Sweet potatoes

  • Cauliflower rice

These veggies, including bell pepper, not only add color and texture to your dish but also pack in a nutritional punch.

Just remember, if you’re using potatoes, they might require a longer cooking time to reach the desired softness.

Cooking Times and Techniques

When air frying chicken sausage and vegetables together, the secret to a delicious meal lies in the cooking times and techniques.

Cooking them together in the air fryer takes as little as 15 minutes.

That’s a quick and nutritious meal ready in no time!

To achieve even browning and cooking, it’s recommended to toss the sausage and veggies in the air fryer after the first 10 minutes of cooking.

This simple step ensures that every piece of sausage and every chunk of vegetable gets an even amount of heat, resulting in a perfectly cooked, flavorful dish.

Nutritional Benefits of Chicken Sausage

Chicken Sausage in Air Fryer 3 - Myfinancialhill

Aside from its mouthwatering taste, chicken sausage has several nutritional benefits.

It is a healthier alternative to traditional pork sausage due to its lower fat content and the absence of harmful food additives or highly-refined oils.

But that’s not all; it’s also a power-packed source of protein.

Protein not only supports metabolic health but also aids in weight loss by reducing appetite and hunger levels, thereby enhancing the body’s calorie-burning process.

Consuming chicken sausage can contribute to:

  • Increased muscle mass

  • Improved body strength

  • Muscle development

  • Bone strength

  • Lower risk of developing osteoporosis

The protein content in chicken sausage is beneficial for these purposes.

As if these weren’t enough, a diet that includes chicken sausage may aid in managing blood pressure and reducing levels of bad cholesterol (LDL) and triglycerides, which is beneficial for cardiovascular health.

Low Carb and Keto-Friendly Options

If you’re following a low-carb or ketogenic diet, you might be wondering if chicken sausage fits into your dietary plan.

The good news is that it does!

When selecting sausages, look for those with 0g carbohydrates and 0g sugar to create a low carb and keto-friendly air-fried chicken sausage meal.

Brands like Applegate, Aidells, and Butterball offer keto-friendly sausage options.

These keto-approved chicken sausage varieties typically have high protein and fat levels, aligning well with ketogenic dietary principles.

For a wholesome low-carb meal, pair your air-fried chicken sausage with cauliflower rice.

It offers added nutrition without a high carbohydrate content, making it an excellent choice for those following a ketogenic diet.

Air Fryer Models and Features

Just as the ingredients for a recipe matter, so does the appliance you use to cook them.

Different air fryers come with varied features, all aimed at enhancing your cooking experience and efficiency.

You’ll find air fryers with:

  • Pre-programmed settings

  • Power/heat indicators

  • Automatic shut-off

  • Ready alarms

  • Accessories

These features not only aid in cooking by maintaining the internal temperature but also ensure safety.

When choosing an air fryer, consider the following factors:

  • Quality and safety of the materials used

  • High-quality construction and positive reviews for product reliability

  • Size of the air fryer

  • Durability of the air fryer

  • Ease of cleaning and maintenance

Taking these factors into account will help you make an informed decision when choosing an air fryer.

Cooking capacity, which accommodates different portions from individual servings to large group meals, also influences the choice based on your needs.

While price is a consideration, many view air fryers as a valuable investment for the health benefits and convenience that come with preparing meals using less oil.

How to Clean and Maintain Your Air Fryer

Maintaining the longevity of your air fryer is as important as choosing the right one.

When selecting an air fryer, consider models designed with cleaning ease in mind to simplify maintenance.

A clean air fryer not only functions efficiently but also ensures your food tastes great every time.

Routine cleaning of an air fryer is essential to maintain its condition and to ensure it continues to operate effectively.

Remember to cool the air fryer completely before cleaning. Most parts of an air fryer are dishwasher safe, but it’s always a good idea to check the manufacturer’s instructions.

Regular maintenance can prolong the life of your air fryer, ensuring many more delicious air fryer recipe meals to come.

Creative Serving Ideas for Air Fryer Chicken Sausage

Chicken Sausage in Air Fryer 5 - Myfinancialhill

Now that you’ve mastered the art of air frying chicken sausage, it’s time to get creative with serving ideas.

One popular way is to serve air-fried chicken sausage over jasmine rice, complemented by sautéed bell peppers and a drizzle of low sugar barbecue sauce.

To make it low carb, replace the jasmine rice with cauliflower rice.

Alternatively, you can use sliced air-fried chicken sausage to add a tasty and hearty filling to sandwiches.

Or incorporate Italian chicken sausage into pasta dishes with your favorite sauce for a quick meal.

For a flavor twist, create a stir-fry with vegetables like Italian style green beans for a flavorful combination.

With so many chicken sausage flavors available, you can tailor the dish to specific tastes and preferences.

Don’t be afraid to experiment and pair air-fried chicken sausage with unique ingredients like Japanese sweet potatoes for a balance of sweet and savory flavors.

Chicken Sausage Breakfast

Chicken Sausage in Air Fryer 6 - Myfinancialhill

Save the leftovers till the next day to make some awesome chicken sausage breakfast. 

This breakfast will be nutritious and packed with protein, just add eggs. 

I made this with scrambled eggs but you can cook it anyway you like. 

You can make a large batch of chicken sausage and either have it for breakfast, a snack, or a meal on it's own. There's so many options. 

Pairing with Sauces and Condiments

The joy of eating chicken sausage is in savoring its flavors, and what better way to enhance those flavors than with the right sauces and condiments?

Depending on the dish, you can pair your air-fried chicken sausage with a variety of sauces.

Teriyaki sauce complements chicken sausage in stir-fry dishes, while marinara sauce is perfect for adding to pasta dishes.

If you’re looking for a condiment that’s mindful of sugar intake, a low sugar barbecue sauce is an excellent choice.

Whether you prefer your sausages spicy, tangy, or sweet, the right sauce or condiment can elevate your air-fried chicken sausage to the next level.

Remember, the perfect pairing of sausage and sauce can turn a simple meal into a gourmet delight.

Storing and Reheating Leftovers

If you’ve cooked up a storm and find yourself with leftover sausage and veggies, don’t fret!

Storing and reheating leftovers is a breeze.

Once your sausage and veggies have cooled completely, transfer them to an airtight container for storage.

Properly stored chicken sausage and veggies can remain fresh in the refrigerator for up to 3 to 5 days.

When you’re ready to savor the leftovers, you can reheat them in the microwave or the air fryer at 350 degrees F for a few minutes until warm.

Now, you can enjoy your delicious chicken sausage and veggies just as much the second time around!

Freezing and Defrosting Tips

In case you’ve cooked more than what you can consume in a few days, freezing is a great option.

Air-fried chicken sausage and vegetables can be frozen for future meals if stored properly.

To retain the best quality, chicken sausage and vegetables should be frozen for a maximum of three months.

Before freezing, ensure the chicken sausage and veggies have cooled completely to prevent bacterial growth and freezer burn.

When you’re ready to consume the frozen food, fully thaw it before reheating to ensure even cooking and preservation of quality.

With these tips, you can enjoy your air-fried chicken sausage and veggies anytime, without compromising on taste or quality.

Summary

From preparing chicken sausage in an air fryer to serving it creatively, we’ve covered the A-Z of air-fried chicken sausage.

We’ve explored the health benefits, discussed the versatility of pairing it with veggies, and even touched upon choosing the right air fryer.

With this guide, you’re all set to impress with your air fryer chicken sausage cooking skills.

So, don’t wait!

Unleash your culinary creativity and savor the deliciousness of air-fried chicken sausage.

Frequently Asked Questions

How long to air fry sausages at 400?

Air fry sausages at 400°F for 8-12 minutes until they're well-browned on the outside and cooked through in the middle. The cooking time may vary based on the sausages' thickness and quantity.

How long does it take to cook chicken sausages in the air fryer?

Cook precooked chicken sausages in the air fryer at 375 degrees F for 8-10 minutes, flipping halfway, and ensure the internal temperature reaches 165 degrees F. Keep an eye on them as cooking times may vary.

What vegetables can I pair with chicken sausage in an air fryer?

You can pair bell peppers, onions, zucchini, green beans, and sweet potatoes with chicken sausage in an air fryer. Keep in mind that potatoes may take longer to cook. Happy cooking!

Is chicken sausage a healthy choice?

Yes, chicken sausage is a healthy choice because it has lower fat content and is a good source of protein. Try it out!

How can I clean and maintain my air fryer?

Make sure to cool the air fryer completely before cleaning it, and check the manufacturer's instructions to see which parts are dishwasher safe. Regular cleaning is key to maintaining your air fryer in good condition.

Chicken Sausage in Air Fryer

Prep Time5 minutes
Active Time8 minutes
Course: Appetizer, Main Course, Side Dish, Snack
Cuisine: American
Yield: 4 people
Author: Jina

Equipment

  • Air Fryer

Materials

  • 1 Package Chicken Sausages
  • 1 Bottle Cooking Spray (Optional)
  • 1 Package Frozen Vegetables (Optional)

Instructions

  • Preheat your air fryer as this ensures a quick and even cooking of the sausages
  • While you wait for the air fryer to heat up, lightly spray your chicken sausages with oil (Optional)
  • Set your air fryer to 375°F (190°C) and let them cook for about 8-20 minutes (8 minutes for pre-cooked sausages)
  • If adding frozen vegetables, cook for at least 10 minutes or until desired consistency
Read More
Corn Dogs in Air Fryer - Myfinancialhill-5
Lifestyle

Corn Dogs in Air Fryer


Wondering how to achieve perfect crispy corn dogs in air fryer?

Whether you have frozen or homemade corn dogs, we’ll guide you on how to cook them perfectly with just the right amount of crunch.

No fluff—just straightforward steps to get those golden, delicious treats on your plate in minutes.

Keep reading to master the art of air frying corn dogs.

Key Takeaways

  • Find out how to cook your corn dogs in 8 minutes.
  • Cook frozen corn dogs in the air fryer for a quick, less greasy snack that’s still crispy and golden-brown.
  • Even with different air fryer models, adjust cook times and temp for perfect results, use tongs to safely remove corn dogs, and serve with a variety of dipping sauces for added fun.

1 Perfect Air Fryer Corn Dogs: From Frozen to Fabulous

Corn Dogs in Air Fryer - Myfinancialhill-5

Air frying is the secret to cook frozen corn dogs that are perfectly crispy on the outside, and juicy on the inside.

It’s quick, easy, and you don’t even need to thaw your corn dogs first!

Just follow these steps:

  1. Place the corn dogs in a single even layer in your air fryer basket.
  2. Set the temperature to 375°F.
  3. Let them cook for 8-12 minutes. 8 minutes if corn dogs are thawed.
  4. If you preheat your air fryer, you can reduce this cooking time by a few minutes.

The result? Crispy, golden-brown corn dogs in air that taste like they’ve been deep-fried, but without all the greasiness.

Plus, air frying is a healthier choice as it requires less oil than deep-frying, reducing the overall fat content.

So, you can enjoy your favorite snack without any guilt.

Choosing the Right Air Fryer Basket

Corn Dogs in Air Fryer - Myfinancialhill

Achieving evenly cooked corn dogs starts with choosing the right air fryer basket.

The size and type of your air fryer basket can greatly influence the outcome of your corn dogs.

For best results, arrange your corn dogs in a single layer in the basket, without overcrowding.

This allows for even cooking and a crispy finish that we all love.

Some air fryers come with non-stick coatings, eliminating the need to oil the basket.

However, a light spray of oil can prevent overly frozen or greasy corn dogs from sticking, ensuring an evenly cooked and crispy result.

Remember, a well-cooked corn dog is a delight, but an evenly cooked one? Simply irresistible.

To Flip or Not to Flip

Now, here’s a burning question: should you flip your corn dogs while they’re cooking in the air fryer?

Depends on your air fryer.

I didn't need to flip mine at all and it still came out perfectly crispy.

However, flipping your corn dogs halfway through the cooking time ensures they cook evenly and achieve that perfect all-round crispiness.

Plus, it also prevents the batter from sticking to the basket.

Don’t worry, flipping your corn dogs isn’t as daunting as it may sound.

It’s as simple as opening the air fryer halfway through the cooking time, flipping the corn dogs over, and then letting them cook for the remaining time.

Oil Spray or Not?

When it comes to air frying corn dogs, one question that often pops up is whether or not to use oil spray.

While it’s not necessary for cooking the corn dogs themselves, a light spray of oil can be beneficial in preventing them from sticking to the air fryer basket.

So, if your corn dogs are prone to sticking, feel free to use a bit of oil spray.

Not only will this make the removal process easier, but it also won’t affect the overall crispness and cooking of the corn dogs.

In fact, it can even enhance the golden-brown color, adding to the visual appeal of your snack.

Dipping Delights: Finding Your Favorite Dipping Sauce

Corn Dogs in Air Fryer Dipping Sauce - My Financial Hill

Now that you’ve got your crispy corn dogs, let’s talk about dipping sauces.

The right sauce can truly elevate the flavor of your corn dog and turn it into a deliciously complete snack.

Whether you’re a fan of the classic ketchup and mustard combo, or you prefer something a bit more adventurous like:

  • BBQ sauce
  • Ranch
  • Honey mustard
  • Sriracha mayo

The choice is yours.

Why not serve a variety of dipping sauces and let everyone find their favorite?

It adds to the overall presentation and makes the dining experience even more enjoyable.

After all, isn’t food much more fun when you get to dip it in something delicious?.

Air Frying Corn Dogs: The Healthier Choice

Corn Dogs in Air Fryer - Myfinancialhill-4

One of the best things about air frying corn dogs is that it’s a healthier alternative to traditional deep-frying.

Since air fryers require less oil, they can significantly reduce the overall fat content and calorie density of your corn dogs.

In addition to being lower in fat, air-fried corn dogs retain more unsaturated fats, which are generally healthier, and avoid the increase of saturated fats that can occur during deep-frying.

So, you can enjoy your favorite snack without compromising on your health goals.

Plus, if you’re watching your calorie intake, air frying your corn dogs can help you manage it more effectively compared to deep-fried alternatives.

Air Fryer Recipes: More Ideas for Easy Dinners

Corn Dogs in Air Fryer french fries - My Financial Hill

Air fryers aren’t just for corn dogs; they’re a versatile kitchen appliance that can help you whip up a variety of dishes with minimal effort.

Partnering corn dogs with a variety of vegetable sides cooked in the air fryer offers a balanced meal that’s not only delicious but also nutritious.

Looking for easy air fryer recipes to elevate your side dishes?

Try these delicious options in your air fryer:

  • Air fried sweet potato
  • Air-fried cauliflower
  • Herb and lemon cauliflower
  • Roasted red potatoes with rosemary
  • Air-fried radishes

These quick and colorful additions can turn any air fryer dinner, including corn dogs, into a feast for the eyes and the palate.

Cooking Multiple Batches

If you’re cooking for a larger group, you might need to prepare multiple batches of corn dogs in your air fryer.

When doing so, it’s important to adjust the cooking time and temperature from the standard recommendations to ensure you get consistent results.

Full-size ovens or larger air fryers have different cooking characteristics compared to smaller countertop models.

This can affect the outcome of the corn dogs, so make sure to monitor and adjust cooking times and temperatures as necessary.

By carefully considering the appliance size and maintaining consistency in cooking conditions, you can successfully cook food evenly and prepare multiple batches of crispy corn dogs for your guests.

Specific Air Fryer Model Recommendations

Just like with any other kitchen appliance, the model of your air fryer can significantly impact the outcome of your corn dogs.

Different brands and sizes of air fryer models offer varying functionalities and capacities, so it’s crucial to choose the one that suits your needs.

Whether you prefer a basket style or toaster oven style air fryer, both can work wonderfully for cooking frozen corn dogs. If you’re cooking for a smaller household (1-3 people), the size of your air fryer can significantly influence the cooking process, so choose accordingly.

Adjusting Cooking Time for Different Models

Cooking times for corn dogs in an air fryer can vary between 8 to 10 minutes at 400°F, depending on the model of your air fryer.

So, it’s important to adjust your cooking times based on your specific model to ensure your corn dogs come out perfectly crispy every time.

To achieve desired crispiness, it’s essential to monitor cooking and adjust the timing as needed.

For example, if the outside of your frozen corn dogs is becoming overly crispy before the inside is thoroughly cooked, you might want to adjust the temperature or cooking time.

Remember, the goal is to get an evenly heated corn dog with the desired texture.

Carefully Remove & Serve: Safety First

Once your corn dogs are cooked to perfection, it’s time to take them out of the air fryer.

Here’s a tip: use tongs to safely remove the corn dogs from the air fryer.

This not only keeps your hands safe from burns but also helps maintain the crispness of the corn dogs by preventing them from being squished.

Once safely removed, present your corn dogs and hot dog on a platter with a variety of dipping sauces.

This not only enhances the enjoyment for family and friends but also adds to the overall presentation of the dish.

After all, everyone knows that the secret to a memorable dining experience lies in the details.

Summary

In conclusion, air frying corn dogs is a quick, easy, and healthier alternative to deep-frying.

Whether you’re cooking from frozen or making your own mini corn dogs from scratch, your air fryer is your best friend for achieving that perfect crispy texture.

Remember to choose the right air fryer basket, flip your corn dogs for even cooking, and adjust your cooking times based on your specific air fryer model.

Don’t forget the dipping sauces and vegetable sides to make your meal even more enjoyable. Happy air frying!

Frequently Asked Questions

How long to cook Morning Star corn dogs in air fryer?

Cook the Morning Star corn dogs in the air fryer for about 10-15 minutes at 375-390 degrees Fahrenheit, ensuring they are in a single layer and rotating them halfway through cooking for even crispiness. Enjoy your delicious corn dogs in no time!

How to air fry Foster Farms jumbo corn dogs?

To air fry Foster Farms jumbo corn dogs, preheat your air fryer to 350 degrees, then place the frozen corn dogs in the air fryer basket and cook for 10-12 minutes. Enjoy your crispy corn dogs!

How long do I cook frozen corn dogs?

Cook the frozen corn dogs in a preheated oven at 375°F for 12 minutes. Enjoy your snack!

Do I need to use oil spray when air frying corn dogs?

Yes, a light spray of oil can help prevent the corn dogs from sticking to the air fryer basket.

What dipping sauces can I serve with my corn dogs?

You can serve your corn dogs with ketchup, mustard, BBQ sauce, and ranch for dipping. Enjoy!

Corn Dogs in Air Fryer - Myfinancialhill-5

Corn Dogs in Air Fryer

Jina
How to Cook Corn Dogs in Air Fryer to Make it Perfectly Crispy
Prep Time 2 minutes
Cook Time 8 minutes
Total Time 10 minutes
Course Appetizer
Cuisine American
Servings 4 people
Calories 190 kcal

Equipment

  • 1 Air Fryer

Ingredients
  

  • 1 Corn Dog

Instructions
 

  • Place the corn dogs in a single even layer in your air fryer basket.
  • Set the temperature to 375°F.
  • Let them cook for 8-12 minutes. 8 minutes if corn dogs are thawed.
  • If you preheat your air fryer, you can reduce this cooking time by a few minutes.
Read More
Dinosaur Birthday Cake - Myfinancialhill
Lifestyle

Dinosaur Birthday Cake Ideas

If you want to host an awesome Dinosaur themed birthday party for your kids, don't miss our amazing list of the best dinosaur birthday cake ideas to try out. 


Making your own cake at home can help save you money while bringing out your creativity.

Show off your skills and create an amazing cake that your kids will love!

Supplies Needed

CAKE STYLING

CAKE DECORATION

1. Chocolate Oreo Dinosaur Cake

chocolate oreo dinosaur cake- dinosaur birthday cake ideas - myfinancialhill

Photo and Recipe: Flourishing Foodie

Imagine a super yummy chocolate cake loaded with Oreos and topped with cute dinosaur-shaped cookies.

It's like a tasty trip back to the dino era with every bite, perfect for any sweet tooth and dino fan out there!

2. Vegan Vanilla Dinosaur Birthday Cake

Vegan vanilla dinosaur birthday cake-dinosaur birthday cake ideas - myfinancialhill

Photo and Recipe: Orchids and Sweet Tea

Picture a fluffy, vanilla-flavored birthday cake, all decked out with fun dinosaur decorations, but with a twist—it's totally vegan!

It's the perfect treat for anyone who loves delicious cake but wants to keep it animal-friendly.

So, whether you're celebrating a dino-loving friend or your own special day, this cake's got you covered!

3. Chocolate Dinosaur Cake

chocolate dinosaur cake-dinosaur birthday cake ideas - myfinancialhill

Photo and Recipe: Cake Whiz

Imagine a scrumptious chocolate cake covered in a thick layer of creamy chocolate icing, with adorable dinosaur decorations on top.

 It's like diving into a delicious dino adventure with every bite!

 Perfect for any birthday bash where you want to add a touch of prehistoric fun to the celebration.

4. Dinosaur World Cake

dinosaur-world-cake-dinosaur birthday cake ideas - myfinancialhill

Photo and Recipe: The Many Little Joys

With layers of moist cake, colorful frosting, and mini dinosaur figurines roaming around, it's a tasty adventure waiting to happen.

Perfect for anyone who wants to turn their celebration into a Jurassic-sized party!

Supplies Needed

EDIBLE LEAF

GREEN FONDANT

HAPPY BIRTHDAY

5. Chocolate Buttercream Dinosaur Cake

chocolate-buttercream-dinosaur-cake-dinosaur birthday cake ideas - myfinancialhill

Photo and Recipe: Made to be a Momma

Imagine a mouthwatering chocolate cake smothered in smooth and velvety buttercream frosting, with cute little dinosaur decorations scattered all over.

It's like having a delicious slice of prehistoric paradise at your birthday party!

Get ready to roar with delight with every bite of this dino-themed treat.

6. Dinosaur Waterfall Cake

dinosaur-waterfall-cake-dinosaur birthday cake ideas - myfinancialhill

Photo and Recipe: Bright Color Mom

Picture a spectacular birthday cake with layers resembling cascading waterfalls, adorned with edible dinosaurs frolicking around.

It's like stepping into a magical dinosaur oasis where every slice brings you closer to the roaring fun of the prehistoric era!

Perfect for anyone who wants their celebration to be an epic adventure!

7. Jurassic World Dinosaur Cake

Jurassic World Dinosaur Cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

A thrilling Jurassic World-inspired birthday cake, vibrant frosting, and realistic dinosaur decorations.

It's like bringing the excitement of the movies right to your celebration, making every bite an adventure in itself!

Perfect for any dino-loving birthday boy or girl ready to embark on a delicious journey through the land of the dinosaurs!

8. Tropical Dinosaur Cake

Tropical dinosaur cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

Here's an idea for a vibrant tropical-themed birthday cake with lush green frosting, colorful edible flowers, and playful dinosaur figurines lounging amidst palm trees and edible dirt.

It's like having a tropical paradise right on your dessert table, adding a splash of fun and adventure to your celebration!

Perfect for anyone who wants to bring a taste of the tropics to their special day with a dino twist!


9. Dino Birthday Party Cake

dino-birthday-party-cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

Create a super cool birthday cake decked out with an adorable dinosaur decoration, like a T-Rex roaming around delicious layers of cake and frosting.

It's like throwing a dino party right on your plate, making every bite a roaring good time!


Supplies Needed

GREEN ICING

CAKE DECORATION

10. Numbered Dinosaur Cake

numbered-dinosaur-cake-my-financial-hill

Photo: Pinterest

Check out this awesome birthday cake shaped like a number and adorned with cute dinosaur designs, perfect for celebrating any age milestone in dino style!

It's like having your very own edible dino parade, making your special day extra memorable!

11. Easy Dinosaur Chocolate Cake

easy-dinosaur-cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

Get inspired to create this easy chocolate dinosaur birthday cake. 

Try using figurines and green and chocolate flavored icing to decorate the cake like a pro. 

12. Number Dinosaur World Cake

number-dinosaur-world-cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

This numbered dinosaur world cake is like a delicious journey through time, featuring colorful layers, playful dinosaur figurines, and edible landscapes.

It's a fun and memorable way to celebrate any age milestone with a prehistoric twist!


13. Tier Dinosaur Cake

tier-dinosaur-cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

Imagine a towering tiered cake adorned with adorable dinosaur decorations, perfect for a dino-themed celebration!

It's like stacking layers of Jurassic fun, making every slice an adventure in taste and style!

14. Easy Dino Cake

This cake features simple decorations and try the kid's favorite flavors that everyone will love.

Bring a little bit of Jurassic Park to your kitchen, making baking and celebrating both fun and tasty!

Supplies Needed

EDIBLE CHOCOLATE DIRT

EDIBLE CHOCOLATE ROCKS

GREEN SPRINKLES

15. Velociraptor Birthday Party Cake

velociraptor-birthday-party-cake-dinosaur birthday cake ideas - myfinancialhill

Photo and Recipe: One That Ran Away

Check out this awesome velociraptor birthday cake, featuring a fierce dinosaur design that's sure to impress any dino fan!

It's like having a delicious slice of prehistoric adventure right on your birthday table, making your celebration roar with excitement!

16. Simple Dinosaur Cake

simple-Dinosaur-Cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

This simple dinosaur birthday cake is perfect for any dino enthusiast, with basic decorations and tasty flavors that everyone will enjoy.

Bring a touch of Jurassic fun to your celebration without any fuss, making it a hit with kids and adults alike!

17. Chocolaty T-Rex Dinosaur Cake

Chocolaty-Trex-Dinosaur-Cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

Imagine a towering chocolate dinosaur birthday cake, with multiple layers of rich, decadent chocolate goodness adorned with pa T-Rex dinosaur decoration. 

It's like diving into a delicious Jurassic adventure, making every bite a delightful journey through time and taste!

18. Volcano Dinosaur Birthday Cake

volcano-dinosaur-birthday-cake-dinosaur birthday cake ideas - myfinancialhill

Photo: Pinterest

Add a volcano to your dinosaur birthday cake to give it a unique and kool flair.

Create your own prehistoric party centerpiece, adding a fiery touch of excitement to your kid's celebration!

There you have it!

Get some inspiration from some of these 18 beautiful dinosaur birthday ideas.

Make it a memorable dinosaur themed birthday that your kid will remember without having to break the bank. 

Read More
Lifestyle, Travel

The Top 15 Cheapest Countries to Visit in 2023


Fulfilling your wanderlust doesn't have to drain your savings! In 2023, adventurous globetrotters can find a wealth of wallet-friendly destinations that offer unforgettable experiences.

From Asia to Europe, central and South America, America to Africa, and even North America, there are countless countries where you can explore diverse cultures, landscapes, and cuisines – all without breaking the bank.

Ready to embark on the trip of a lifetime without worrying about your budget? Join us as we unveil the top 15 cheapest countries to visit in 2023, and let the adventure begin!

Short Summary

  • Explore the world on a budget with 15 of the cheapest countries to visit in 2023!
  • Experience Asia's culture, cuisine and captivating beauty or explore Europe, South America and Africa for an unforgettable adventure.
  • Get creative & plan ahead: couchsurfing, hitchhiking & booking flights in advance are great ways to make your travels more wallet friendly!

Asia's Most Affordable Destinations

Asia, the world's largest and most populous continent, is a treasure trove of affordable destinations offering rich cultural experiences, mouthwatering cuisine, and jaw-dropping natural beauty.

Vietnam, Cambodia, and Laos have emerged the past few years as the most wallet-friendly countries to visit in Southeast Asia, providing diverse experiences from adrenaline-pumping trekking and boat rides to a deep dive into their rich history and underrated beauty.

Not to mention, the delicious street food – a culinary delight that's easy on the pocket. So, without further ado, let's embark on an Asian escapade that won't break the bank.

1. Vietnam: A Wallet-Friendly Adventure

Vietnam - Top 15 Cheapest Countries to Visit - My Financial Hill

Vietnam, with its breathtaking landscapes and rich cultural heritage, is a dream come true for budget travelers.

The ultimate bargain-hunter's paradise, Vietnam offers wallet-friendly accommodations and transportation options that won't dent your savings.

Long-distance buses and trains are affordable and reliable, with GrabBike offering rides for as little as 50 cents for a 2km trip – now that's a steal! Hostel beds can be found for as low as $10 a night, and the street food is an absolute delight, with meals costing less than $2.

The country's diverse attractions cater to every traveler's taste. Trek through the gorgeous Ha Giang hills, sail through the Mekong Delta backwaters, explore the limestone islands of Ha Long Bay, or visit the world's largest cave, Hang Son Doong.

Although the US State Department advises level 2 caution, Vietnam is generally a safe country for travelers. Just remember to hire a trusted guide when trekking to make the most of your Vietnamese adventure.

2. Cambodia: Rich History on a Budget

Cambodia - Vietnam - Top 25 Cheapest Countries to Visit - My Financial Hill

Cambodia, a country steeped in history and culture, offers a budget-friendly experience without compromising on the quality of your trip. It's one of the must visit places of Southeast Asia.

Its low cost of living, affordable accommodations, and transportation make it a haven for budget-conscious explorers.

A cozy riad for two will only set you back around $20 per night, while a reserved seat on an air-conditioned coach for trips from Phnom Pehn to Siem Reap or Sihanoukville will cost a mere $10.

Pedal through quaint villages and feast on scrumptious meat skewers without burning a hole in your pocket.

Be awestruck by the grandeur of Phnom Pehn, delve into the past at Angkor Wat, appreciate Battambang's old-world charm, and relax on the stunning beaches of Sihanoukville.

The north offers breathtaking natural landscapes, and the Mekong River provides a chance to spot the elusive Irrawaddy dolphins.

A 3-day pass to Angkor Wat comes at a bargain of just $62, making Cambodia's rich history accessible to all.

3. Laos: Underrated Beauty at a Low Cost

Laos - Top 25 Cheapest Countries to Visit - My Financial Hill

Often overlooked, Laos boasts dazzling Buddhist temples, lush forests, and cascading waterfalls that make it a must-visit destination for those seeking beauty on a budget in Southeast Asia.

With a below average daily budget allowance of just $25-$35, Laos opens the door to a world of underrated natural attractions and rich cultural experiences making it one of the cheapest countries to visit.

Savor the country's stunning waterfalls, float down the Vang Vieng river, or indulge in a soothing tiger balm massage – all without breaking the bank.

A bus trip from Luang Prabang to Vientiane costs only $16, while Tuk Tuk rides and motorbike rentals are available for just a couple of bucks.

Hostels offer accommodation for $10-$15 a night, and entry fees to the country's most amazing sights and man-made and natural wonders usually cost only a few dollars.

Ultimately, Laos is a hidden gem that's packed with adventure and affordability, making it a must-visit destination for budget travelers.

Budget-Friendly European Escapes

Europe, with its rich history, world-renowned architecture, and diverse landscapes, may seem like an expensive destination.

However, countries like Romania, Poland, and the Baltic States offer affordable escapes with charming towns, heritage sites, tourist restaurants, and budget-friendly alternatives to the more expensive Scandinavian countries.

With a little research and smart planning, you can embark on a mesmerizing European journey without emptying your wallet.

4. Romania: Charming Towns and Free Activities

Romania - Top 25 Cheapest Countries to Visit - My Financial Hill

Romania, a land of fairy tales and enchanting landscapes, offers budget travelers a chance to explore its charm without breaking the bank.

Thanks to the favorable currency exchange rate of 1 USD to 2.55 Georgian Lari (GEL), Romania becomes an affordable destination for adventurous souls.

Enjoy free walking tours to explore the beautiful country side's numerous historic sites, or wander through time-honored villages and parks without spending a dime.

To save on food expenses, consider starting your day with a meal at the hostel, indulge in a filling lunch, or eating street food and cooking a delicious dinner yourself.

Delight in a 3-course traditional Czech feast for less than $20, discover Sofia's history with the help of locals, and stay in hostels for just $10-$15 per night – all while experiencing the magic of Romania.

5. Poland: Heritage Sites on a Budget

Poland - Top 25 Cheapest Countries to Visit - My Financial Hill

Poland, with its captivating history and rich cultural heritage, is an ideal destination for travelers seeking an affordable European adventure. The country offers an array of attractions, from ancient monuments to museums, without draining your savings.

To save on food expenses, try the famous Polish "milk bar" for a delicious meal that costs less than 15 PLN ($4). Do not miss the charming towns of Gdansk, Wroclaw, and Zakopane, cheap places where you can capture postcard-worthy memories.

Admission to Poland’s museums and historical sites is dirt cheap, usually as low as $5, making it an accessible and budget-friendly destination for heritage enthusiasts.

6. Baltic States: Affordable Alternatives to Scandinavia

Lithuania - Top 25 Cheapest Countries to Visit - My Financial Hill

The Baltic States, comprising Estonia, Latvia, and Lithuania, provide a fantastic opportunity to explore Northern Europe without breaking the bank.

These countries offer a wealth of exciting activities and experiences at just a fraction of the cost of their Scandinavian neighbors.

Travel between major cities within the Baltics by bus or sail from Finland for under $30.00. Enjoy the charm of local eateries, hitchhike or walk to explore the cities, and consider camping to save on accommodation costs.

Delve into the unique blend of cultures evident in Latvia's architecture and embark on hiking adventures through national parks. The Baltic States offer an affordable and enchanting European experience that won't disappoint.

South American Gems That Won't Break the Bank

For those seeking a taste of Latin America without overspending, look no further than Colombia, Bolivia, and Argentina. These countries offer colorful and cost-effective experiences, with diverse landscapes, vibrant cultures, and thrilling adventures.

From trekking through the Amazon rainforest to exploring ancient ruins, these South American gems will leave you with unforgettable memories without emptying your wallet.

7. Colombia: Colorful and Cost-Effective

Colombia - Top 25 Cheapest Countries to Visit - My Financial Hill

Colombia, a country bursting with color and life, offers a budget-friendly experience without compromising quality. With an exchange rate of 4,600 pesos to the US dollar, Colombia is more accessible than ever.

Travel around the vast country by using public buses and local collectivos, or take advantage of Worldpackers to find volunteer positions that allow you to save on accommodation costs.

From the bustling streets of Medellin and Cartagena to the serene beaches of San Gil and Barichara, Colombia is home to an array of exciting and wallet-friendly adventures.

Unleash your inner adventurer with a day trip to Guatape, hike to the highest waterfall, or sail around the Rosario Islands – all at unbeatable prices. Colombia makes it on the list as one of the cheapest countries to visit.

8. Bolivia: Ultimate Budget Destination

Bolivia - Top 25 Cheapest Countries to Visit - My Financial Hill

Bolivia, with its unique blend of indigenous and colonial cultures, is the ultimate destination for those on a tight budget.

With a daily allowance of just $20-$30 per person, Bolivia offers travelers an opportunity to immerse themselves in its rich history and breathtaking landscapes without breaking the bank.

The country's must-see attractions include the surreal landscape of Salar de Uyuni and the majestic Lake Titicaca. A visit to Bolivia wouldn't be complete without sampling its delicious cuisine, with meals costing as very little money as two to three dollars.

With its diverse attractions and wallet-friendly prices, Bolivia is the perfect destination for budget-conscious adventurers.

9. Argentina: Diverse Experiences on a Dime

Argentina - Top 25 Cheapest Countries to Visit - My Financial Hill

Argentina, a country known for its tango, wine, and mouthwatering steaks, offers travelers a diverse and affordable experience.

Despite its economic challenges, Argentina remains a budget-friendly destination for most travelers thanks to the favorable exchange rate of 1 USD to 211 Argentine pesos.

Explore the bustling streets of Buenos Aires, marvel at the stunning landscapes of Patagonia, and indulge in the country's delicious cuisine without breaking the bank.

To save even more, consider using Western Union to transfer funds and pick up cash in person, offering an exchange rate of 405 pesos for every US dollar.

From its vibrant cities to its breathtaking natural wonders, Argentina is a treasure trove of unforgettable experiences that won't cost a fortune.

Affordable African Adventures

Africa, a continent synonymous with adventure and natural beauty, offers a range of budget-friendly destinations for travelers seeking an unforgettable experience.

South Africa, Morocco, and Kenya provide excellent value for USD and Euro travelers, with vibrant and wallet-friendly experiences that allow you to explore the continent's diverse landscapes and cultures without overspending.

We'll go over some of the cheapest countries to visit in the African continent.

10. South Africa: Value for USD and Euro Travelers

South Africa - Top 25 Cheapest Countries to Visit - My Financial Hill

South Africa's weak currency makes it very cheap country and a great value destination for travelers from the United States and Europe.

Renting a car and hitting the open road is the best way to explore this vast and diverse country, allowing you to experience its stunning natural beauty, wildlife, and rich cultural heritage at your own pace.

Accommodation in South Africa is affordable, and cheap destination with hotel rooms starting at just $20 a night. Dining out is also a bargain, with delicious local dishes available for a fraction of or half the price that you would pay in other countries.

Whether you're exploring the bustling streets of Cape Town, embarking on a safari adventure, or hiking through the picturesque Drakensberg Mountains, South Africa offers a wealth of unforgettable experiences at a fraction of the cost.

11. Morocco: Vibrant and Wallet-Friendly

Morocco - Top 25 Cheapest Countries to Visit - My Financial Hill

Morocco, a country steeped in history and culture, offers travelers an affordable and lively adventure. Its bustling markets, stunning architecture, and delicious cuisine make it the perfect destination for those seeking a unique and wallet-friendly experience.

Visit the vibrant Blue City of Chefchaouen, explore the beaches along the west coast, or trek through the majestic mountains and desert without breaking the bank.

Opt for local eateries around the famous Jema El Fnaa square in Marrakech, where you can enjoy a full meal, including a drink, dessert, and main course, for as little as $6.

With its rich history and colorful charm, Morocco is an ideal destination for budget-conscious travelers.

12. Kenya: Budget Safari Experiences

Kenya - Top 25 Cheapest Countries to Visit - My Financial Hill

Kenya, known for its incredible wildlife and breathtaking landscapes, offers budget travelers the opportunity to embark on a safari adventure without spending a fortune.

With a daily allowance of $50-$80 per person, visitors can explore Kenya's national parks and wildlife reserves, all while enjoying the country's natural beauty.

Ride an ostrich for just $5, visit an elephant orphanage, or take a guided tour of Nairobi National Park – all without breaking the bank. Accommodation options in Kenya range from budget-friendly hostels to mid-range hotels, ensuring that you can find a place to rest your head after an exciting day of adventure.

For travelers seeking an affordable African safari experience, Kenya is the perfect destination.

North American Road Trip Bargains

While North America may not be the first destination that comes to mind for budget travelers, there are a few countries with plenty of affordable road trip options that allow you to explore the continent without breaking the bank.

Arizona and Utah offer scenic drives through breathtaking landscapes, while Mexico and Cuba provide Caribbean charm and diverse experiences at wallet-friendly prices.

So, if you're looking to hit the open road on a budget, consider these North American gems.

13. Arizona & Utah: Scenic Drives on a Budget

Utah - Top 25 Cheapest Countries to Visit - My Financial Hill

Arizona and Utah are home to some of the most stunning landscapes in the United States, making them the perfect destinations for a budget-friendly road trip.

Marvel at the Grand Canyon, explore the rugged beauty of Monument Valley, or discover the awe-inspiring Zion National Park and Bryce Canyon – all without spending a fortune.

To save on costs, consider camping or staying in hostels along your route, and be sure to pack your own food to keep your daily expenses to a minimum.

With its breathtaking scenery and affordable travel options, a road trip through Arizona and Utah is an adventure you won't want to miss.

14. Mexico: Diverse and Affordable

Mexico - Top 25 Cheapest Countries to Visit - My Financial Hill

Mexico, with its rich cultural heritage and stunning natural beauty, offers travelers a diverse and affordable experience.

From bustling cities like Mexico City and Guadalajara to the pristine beaches of Cancun and Tulum, there's something for everyone in this vibrant country.

Budget-friendly accommodations can be found throughout Mexico, with hostels and guesthouses offering rooms for as little as $10 a night.

Eating out doesn't have to be expensive either – delicious street food is available for just a few dollars, and local restaurants offer hearty meals at affordable prices.

With its diverse attractions and wallet-friendly options, Mexico is an ideal destination for budget-conscious travelers.

15. Cuba: Caribbean Charm on the Cheap

Cuba - Top 25 Cheapest Countries to Visit - My Financial Hill

Cuba, a country known for its vibrant culture, classic cars, and beautiful beaches, is the perfect destination for travelers seeking a taste of the Caribbean on a budget.

Despite its reputation as an expensive destination, Cuba offers a range of affordable accommodations, from casa particulars to budget hotels, with prices starting at just $25-$30 per night.

Dining out in Cuba doesn't have to break the bank either – try the local food which offers delicious meals for as little as $6, including a drink, dessert, and main course.

To save even more, consider exploring Cuba by public transport or renting a bicycle to get around.

With its Caribbean charm and affordable options, Cuba is a must-visit destination for budget travelers.

Tips for Traveling on a Tight Budget

Embarking on a budget travel adventure doesn't mean you have to compromise on quality. With a little creativity and planning, you can enjoy unforgettable experiences without emptying your wallet. Here are some tips to help you make the most of your budget travels:

  • Don't be afraid to try the local food in the area since it can save you a whole bunch of money and may be even more delicious than the food at the expensive restaurants.
  • Couchsurfing: This free accommodation platform connects travelers with locals who are willing to offer a cheap place to stay. Not only does this save you money on accommodation, but it also provides an opportunity to experience local life and make new friends.
  • Hitchhiking: While not suitable for everyone, hitchhiking can be a cost-effective way to get around, especially in countries where public transport is expensive or unreliable.
  • Skipping activities: While it can be tempting to join every guided tour or paid activity, consider prioritizing your must-do experiences and skipping those that are less important to save money.
  • Booking flights in advance: Airfare can be one of the biggest expenses when traveling, so be sure to book your flights well in advance to get the best deals.

Summary

Exploring the world doesn't have to cost a fortune. With options like Vietnam, Cambodia, Laos, Romania, Poland, the Baltic States, Colombia, Bolivia, Argentina, South Africa, Morocco, Kenya, Arizona & Utah, Mexico, and Cuba, there's a budget-friendly destination for every traveler.

By following our tips for traveling on a tight budget, you can embark on unforgettable adventures without breaking the bank.

So pack your bags, hit the road, and discover the incredible experiences that await you in these affordable destinations!

Frequently Asked Questions

Which is the cheapest country to visit?

If you're looking for a budget-friendly destination, Laos is the best choice - offering both affordability and amazing experiences for only $15 a day!

From the stunning temples of Luang Prabang to the lush jungles of Vang Vieng, Laos has something for everyone. Whether you're looking for a relaxing beach holiday or an adventure-filled trek, Laos has it all.

What is the cheapest country to fly to from the United States?

For those looking for an inexpensive flight from the United States, a trip to the Caribbean or most countries in Central America is sure to be an affordable option. Europe can also be very budget traveler-friendly when flying out of the east coast USA, and Asia is an economical choice if departing from the west coast USA.

What is the cheapest country to travel to Europe?

If you're looking for the cheapest European country to visit, Romania should definitely be on your list! With affordable accommodation, delicious cuisine, and a plethora of activities, Romania is an incredibly affordable country budget-friendly destination for travelers.

Plus, there's something for everyone, making it a great destination for all ages.

Read More
Debt, Debt Free Story, Lifestyle, Money

How This Couple Was Able To Retire Early In Their 40s To Travel The World

We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details. 

Let’s be real here, working can be very stressful at times. Following directions from superiors, managing employees, dealing with office politics, keeping up with deadlines, appeasing customers, I can go on and on. The worst part is that people often get stuck working for decades and well into their 60’s or 70’s to make ends meet. What if you didn’t have to settle for that lifestyle? Meet Eric and Katie who broke that stigma and was able to retire early in their 40’s and live a nomadic life traveling the world.

Eric-and-Kate-Retired-Early-My-Financial Hill

Meet Eric and Kate who retired April of 2019 to follow their passion-Love of Travel. They live a life full of adventure, traveling the world and experiencing different cultures. Currently, they are in Danang, Vietnam and will most likely be there for 6 months before moving on to the next new location.

Eric and Katie shares helpful tips on how they were able to retire early. Eric retired at 42 and Katie retired at 41. Truly amazing! That’s more than 2 decades worth of work they were able to shave off. They saved up $1,000,000 which they fund for their nomadic lifestyle. Eric and Kate shares how they were able to do just that. Check out Eric’s site Bonus Nachos where he documents all the countries he’s been to during his retired nomadic lifestyle.

Eric and Kate’s Early Retirement Story

Eric, 42, Retired Accountant made under $50,000 a year

Katie, 41, Retired from the Hotel Industry made around $50,000 a year

Resides: Previous residence in Silicon Valley now lives in Danang, Vietnam

Saved: $1,000,000

Retirement Age: Eric, 42 and Katie, 41

1 | Was there any specific moment that motivated you to retire early?

We had recently moved from the Midwest to California and I had to find a job during the Great Financial Crash.

While I was happy to be able to find work, the job only offered 2 weeks of paid vacation. I previously was spoiled with 5 weeks.

Work suddenly felt a lot more oppressive.

I knew that there had to be a better way. It wasn’t too long after this that I discovered popular early retirement blogger Mr. Money Mustache.

I had always thought about early retirement as an abstract concept, but until this point hadn’t realized how accessible it really was.

2 | What was your income range? Did you do any side hustles?

I never earned more than $50k/yr until I was 37 years old.

Katie always earned a little more than me, except for a couple of glorious months in 2015. 🙂

But neither of us ever made 6 figures, so our early retirement is much more a product of low spending than high earning. We never earned any other money, preferring to savor our time away from work.

3 | When did you start saving and investing?

We both started contributing to our 401k accounts immediately upon getting our first professional jobs.

This was before we had even met, so the idea was independent of one another. And from there, we would each increase our contribution percentage with every raise that we received.

Later we opened up IRAs and stashed money into a taxable account as well, but we mostly just focused on our 401k accounts until our early 30s.

4 | Did you have any debt? If so, what did it consist of?

Not really. Some minor credit card debt as young adults, but nothing much to speak of.

We were careful to avoid it. This certainly helped us get to early retirement more quickly.

5 | Were there any programs/tools that helped to achieve early retirement?

As a former accountant, I love Excel spreadsheets. I use them for everything from tracking expenses to retirement projections.

I have always preferred to track my finances manually as opposed to using automated trackers like Mint or Personal Capital.

I felt it gave me more control and allowed me to customize it to my personal situation. Which is somewhat ironic because when it comes to investing, I’m completely hands off.

I think it’s much, much more likely that an individual investor will make a mistake and suffer a setback than pick the next greatest company.

As such, I believe the best way to go is to invest solely in index funds.

To help explain why, I’d recommend two books. The first is The Bogleheads Guide to Investing by Taylor Larimore. The second is The Four Pillars of Investing by William Bernstein.

Both are excellent books that are written for the non-professional investor. They are also popular enough that they’re likely available at your local library.

6 | Were there any habits that helped you retire early?

Most of our habits were developed to spend less money.

We focused our spending on what brought us the most happiness and tried to cut out the rest.

We cooked at home almost exclusively.

We split one older car, so one of us was always commuting by public transit or by bike.

We lived in a small cheap apartment.

On the flip side, travel was something that we have always loved so we made sure to take as many vacations as work would allow.

By not living in a fancy place, driving a new car (let alone two) or eating out often, we were still able to do the things we liked best while also saving lots of money

7 | Do you think you had to sacrifice a lot in your life to retire early?

I don’t think sacrifice is the right word.

Instead, I prioritized. Not spending every dollar shouldn’t be viewed as a sacrifice.

I would actually argue the opposite, that spending all of your money is a bigger sacrifice because you’re giving up compound investment gains that only increase over time.

I like the saying “You can have anything you want, but you can’t have everything.”

While I may not have been buying a million dollar house or driving a luxury car like many of my neighbors, I did get my passport stamped a lot.

Prior to retirement, I had been to Italy, France, Germany, Austria, Czechia, Jamaica, Grand Cayman, Aruba, and Mexico multiple times. There was lots of domestic travel too, including Hawaii, NYC, and many national parks. Travel has always been my priority.

8 | Did you ever receive a large sum of money that helped to propel you financially?

Well, the S&P 500 did go up over 20% in 2017 when we were already well on our way to early retirement. Does that count? But no start up windfalls, inheritances, or other things like that.

9 | What does your retired life consist of?

We now get to travel the world, experience different cultures, and eat lots of local delicacies. It’s not like our previous vacations though.

Prior to quitting, our longest stop in any one location was 10 days. So far, our shortest stop has been two weeks, but we prefer to stay longer. That really allows us to soak in the flavor of the area.

We get to frequent local markets and eat exotic produce. We swim in the ocean, explore cities and neighborhoods, visit temples and museums, and watch birds. We have nearly mastered the art of the leisurely breakfast.

I even occasionally write a blog post. And the best part is that it’s way cheaper than our previous life. We spend about half of what we did when living in Silicon Valley. I report all of our spending on the blog as well.

Things have been a little different since COVID-19 became a pandemic. However, for the moment, we’ve paused our travels as we wait to see how countries will deal with opening their borders and when/if a vaccine will be available.

We are currently waiting it out in Danang, Vietnam and will likely live here for at least 6 months. It’s a pretty nice city and there are definitely worse places that we could be. Vietnam as a whole did a great job handling the outbreak so there’s little risk of infection here.

10 | If you could offer any valuable advice to readers to retire early, what would it be?

Track your expenses. There’s nothing more powerful than that.

Once you know where all your money is going, it’s easy to figure out what spending is worthwhile and what is not providing value.

Then you can redirect that less than optimal spending towards investing. And once you get that investing ball rolling, it will pick up a lot of steam over time.

Einstein once called compound interest the most powerful force in the universe. Make sure it’s working for you.


Eric and Katie fulfilled their dream of being able to retire early. Their journey teaches us that no, you don’t have to earn a six figure income to achieve early retirement.

Compound interest is very powerful indeed and they used it to their full advantage by investing when they first started their careers.

They also focused investing primarily in index funds without the stress and hassle of handling single stocks. They read books like The Bogleheads Guide to Investing and The Four Pillars of Investing to familiarize themselves with how investing works.

Everyone dreams of the ability to retire early but often times we don’t implement the right steps to help us achieve the goal.

Eric and Katie is a prime example that it is possible simply by investing early, keeping track of your money, not comparing your life with others, set aside funds to still enjoy life, spending less money, and saving where you can.

Thank you Eric and Katie for sharing your inspiring story with us. Through your story, we see that it’s possible to retire early by implementing the right steps and having the right mindset to achieve a goal.

Don’t forget to check out Eric’s blog Bonus Nachos to see how they’re enjoying retired life traveling the world.

Are you ready to start your own debt free journey? Get started by grabbing this free Debt Thermometer and join us in the free 5-Day Debt Free Bootcamp to pay off $500 worth of debt in your first month.

Read More
Tips On How To Get A Good Credit Score To 800-Woman Holding Phone and Credit Card Yellow Glasses-My Financial Hill
Lifestyle, Money

Tips On How To Get A Good Credit Score To 800

We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details. 

There are many benefits to having a good credit score. From qualifying for low interest rates for a mortgage, car loan, top tier credit cards, get approved for rentals, better insurance rates, and more. Having a great credit score can save you hundreds or thousands of dollars in interest. While there are many benefits to having great credit there are simple ways you can implement to get a score over 800. I’ll show you the exact tips I used to get a good credit score to over 800.

What is a credit score?

A credit score is basically a 3 digit number which is a financial institution’s version of a report card that assesses your overall credit risk. Basically, it determines how likely you may be to pay back a loan.

This is why lenders, landlords, or employees may check your credit score. It gives them an idea of the overall risk involved when lending you money, renting you an apartment, or even giving you a job.

All credit scores are not created equal. There are different companies that created their own credit scoring model which may yield different results. However, the most well known type of credit score is the FICO.

A FICO credit score is calculated based on 5 factors:

  • Payment History 35%
  • Amount Owed 30%
  • Length of Credit History 15%
  • New Credit Opened 10%
  • Type of Credit 10%
Tips On How To Get A Good Credit Score To 800-FICO Chart-My Financial Hill

Is a credit score and a FICO score the same?

Usually, when people think of a credit score, they may be referring to a FICO score which is the most well-known type of scoring system.

The FICO score was created in 1989 by the Fair Isaac Corporation. It was meant to streamline the lending process and make it fair and consistent, it is used by more than 90% of lenders.

Over time, other scoring models were created by other companies to serve as competition to the FICO score. It will be good to familiarize yourself with the idea that there are other credit score models out there. Another scoring model that may be more commonly used second to the FICO score is the Vantage Score Model.

Vantage Score Model

The Vantage Score Model was created in 2006 by the three well-known credit bureaus-Experian, Equifax, and TransUnion.

It has a very similar model compared to a FICO score which consists of:

  • Payment History 40%
  • Age and Type of Credit 21%
  • Credit Utilization 20%
  • Total Credit Balances 11%
  • Recent Behavior/Applications 5%
  • Available Credit 3%
Tips On How To Get A Good Credit Score To 800-Vantage Score Chart-My Financial hill

Other Credit Scoring Models:

  • FAKO Scores
    • Free scores referred to as “educational” or “equivalency” scores for consumers knowledge only. It is not used during the lending process.
    • FAKO score range can be very similar to your FICO score.
  • TransRisk
    • Based on data from TransUnion which determines risk of newly opened accounts rather than existing ones.
    • Not widely used due to it’s limitations in assessment.
    • TransRisk scores have been known to be lower than a FICO score.
  • Experian’s National Equivalency Score
    • Can be obtained for free at Credit Sesame or Credit.com
    • Score ranges from 360-840
  • Credit Xpert Credit Score
    • Developed to help approve new accounts for businesses.
    • It was created to help detect inaccurate information on credit reports to help raise scores fast.
  • CE Credit Score
    • Free and available at Quizzle to give consumers a transparent and accurate depiction of their score.
    • The scoring ranges from 330-830

What are the ranges for a credit score?

Credit scores have numerical ranges. For the FICO score, it goes anywhere from 300-850 at the highest. The chart below is based from the information provided from Experian. For simplicity purposes, we’ll cover the two major credit scoring models: FICO and Vantage Score Model.

The FICO credit score ranges from:

  • 300-579 Very Poor-16% of the American population
  • 580-669 Fair-17% of the population
  • 670-739 Good-21% of the population
  • 740-799 Very Good-25% of the population
  • 800-850 Exceptional-21% of the population
Tips On How To Get A Good Credit Score To 800-FICO Score Range-My Financial Hill

Vantage Score Model ranges from:

The Vantage Score Model is very similar to the FICO Score Model. It has a range from 300-850. According to White Jacobs, the data below indicates which percentage of the population falls within the credit score range.

  • 300-549 Very Poor-17% of the American population
  • 550-649 Poor-34% of the population
  • 650-699 Fair-18% of the population
  • 700-749 Good-13% of the population
  • 750-850 Excellent-30% of the population
Tips On How To Get A Good Credit Score To 800-Vantage Score Range-My Financial Hill

Where can I get a free credit score?

If you want to check your credit score, there are plenty of sites that can give you a glance for free. It’ll be good to know where you stand.

FICO

  • Discover Credit Scorecard
  • Experian
  • Bank of America
  • Barclays
  • Citibank
  • Chase
  • Wells Fargo

Vantage

Why do I need good credit?

Tips On How To Get A Good Credit Score To 800-Woman holding credit cards and wallet-My Financial Hill

People often rely on credit for many big financial decisions in their lives. We often need credit to borrow money for purchases like a car, home, credit cards, personal loans, student loans, apply for rentals, or even to pass employment checks.

Having good credit can often save you more money and simply just make your life a bit easier. There are 6 great reasons to bump up your credit score and maintain great credit.

1 | Savings On Interest

Those who have great credit will generally be eligible for lower interest rates than those with poor credit. This can save you a lot of money over time! Check out the example for different interest rates applied between poor credit to good credit below:

781-8504.69% Interest$25,000 Loan Amount60 Months$28,094$3,094 Interest Paid Over Time
601-66010.91% Interest$25,000 Loan Amount60 Months$32,546$7,543 Interest Paid Over Time

When any money is borrowed from banks, interest is applied. You want to aim for the lowest interest rate as possible so it can save you money in the long run.

In the example provided above, a person within the 781-850 credit score range pays $3,094 over 60 months compared to paying $7,543 if they had a 601-660 credit score. The person with the better credit score would save $4,449 over time.

It’s best to always aim for a high credit score to benefit from the lowest interest rates available. This can be applied to all types of loans from mortgages, personal loans, car loans, and more.

2 | Better Credit Offers

Those with good to excellent credit can be eligible to apply for great credit offers. There are credit cards that offer significant amount of bonus points for travel based on a spending limit usually. These travel cards will often require Good to Excellent credit in order to be approved. Some of the travel cards are:

  • Chase Sapphire Preferred Card– $1,200 Bonus Points Value
  • Capital One Venture Card– $700 Bonus Points Value
  • American Express Gold Card– $700 Bonus Points Value
  • Delta SkyMiles Card by American Express-$580 Bonus Points Value
  • Alaska Airlines Visa Card-$820 Bonus Points Value

Ever since we paid off all our credit cards, our credit score has skyrocketed. Now we always get approved for the best travel rewards credit cards. Find out how we got a free cruise or free flights to Las Vegas below.

Read More:

How We Got Our Free Cruise

How We Got Free Flights to Las Vegas

3 | Better Rates For Car Insurance

Having a higher credit score will often give you better premiums for your car insurance. While you may not be turned down for having poor credit, having a good credit score will certainly get you lower premiums.

4 | Increase Chances of Approval for Rentals

Landlords can check your credit report and credit score to determine if they should approve your tenant application or not. It’s up to the Landlord whether or not they want to approve you based on the information.

If you have poor credit, they may not turn you away depending on the situation. However, they may require a higher security deposit or have a co-signor in order to approve you. On the other hand, if you have great credit they may be quick to approve you.

5 | Waive Security Deposit

There are instances where security deposits may be waived.

Some utility companies that may check your credit history. If you don’t have the best credit, they may ask for a security deposit or a letter-of-guarantee which a family member or friend may pay your bills if you’re unable to.

Cell phone companies may also waive a security deposit to those with good credit and also offer a discounted price of phones.

6 | Employment Hiring Process

Did you know that some companies check your credit as part of the hiring process? They check credit as a means to verify someone’s financial responsibility, verify identity, and background.

In some instances, companies may find it necessary to run a credit check on individuals who will be assigned to managing other people’s funds. They can’t have people who aren’t able to handle their own financial matters properly to take care of client’s finances.

What are the steps to get a good credit score to 800?

Tips On How To Get A Good Credit Score To 800-Good Credit-My Financial Hill

For as long as I can remember, my credit score has never broke 800 until last year. My credit score even dipped down to the 600’s while I was in school. My score has passed the 800 mark and I’ll show you exactly what I did to get it there.

Pay Bills on Time

Late payments can hurt your credit score and it accounts for 35% of your FICO rating. The bad news is that late payments, more than 30 days late, can stay on your credit report for up to 7 years! Yikes.

This is one thing that I always tried to keep up with. I tried to always pay my bills on time even if it was minimum payments. However, there were occasional times when bills may slip through the cracks.

There were times when I didn’t set my auto payment for a credit card and missed a payment here and there. The great part is, it’s easy to get this issue resolved with credit card companies.

You can usually call them and explain your situation, most of the time they will reverse any late fee charged on your statement.

Usually, credit card companies won’t report the late payment if it’s a few days late. If it passes an entire billing cycle, they will usually report it to the credit agency.

If you’ve missed a payment, make sure to pay as soon as you can.

Another huge downside to missing payments for credit cards is when they’re able to remove a promotional interest rate offered to you. Say, you were getting a promotional rate of 0%, well if you miss a payment, they can change that interest rate to their original rate of 18% or higher.

Suggestions:

  • Set reminders to help you pay your bill on time
  • Set up auto pay
  • Call creditors as soon as you notice you’ve missed a payment

Keep Your Debt Balances Low

Your overall debt to credit ratio accounts for 30% of your FICO score. It’s beneficial to have a higher credit to debt ratio. If you owe too much money compared to your credit limit, this can have a negative impact on your score.

This is the main area that has significantly boosted my credit score to over 800. My current FICO credit score below:

Tips On How To Get A Good Credit Score To 800-My Financial Hill 836 Current Credit Score

My credit score had always toggled around the upper 600’s and mid 700’s. Especially when I was in school, my credit rating plummeted because I wasn’t working to pay off my credit cards.

I noticed that as soon as we started attacking our credit debt, our credit scores shot up. When my husband and I first started our debt paying journey, we used the Snowball Method and paid off all our credit cards.

Paying off our credit balances dramatically increased our credit availability limit. Since this category makes up 30% of a FICO score, it was the factor that helped me get into the 800 score club.

Suggestions:

  • Pay off your credit cards using the Snowball Method
  • Try using only 1 credit card to pay off the balance in full each month
  • Call creditors and ask for a credit limit increase

Read More:

How To Get Out of Debt With These 5 Tips

Snowball Method

How to Budget Your Money For Beginners

Want to start getting yourself out of debt? We knocked out over $100,000 in just 24 month and you can find out some great tips to get yourself started too. Grab your free Debt Thermometer and join us in the free 5-Day Debt Free Bootcamp.

Credit Inquiries Impact Credit Score

Credit inquiries can make an impact on your credit score by a few points. If you were to open up many credit cards around the same time frame, it can affect your score significantly.

There are hard inquiries which directly impact your score and soft inquiries which doesn’t have an affect on it.

Hard inquiries generally can stay on your credit report for a little over two years.

Hard Inquiries on Credit

  • Opening up a cell phone plan
  • Applying for a mortgage
  • Applying for an auto loan
  • Opening up a credit card
  • Applying for a student loan
  • Requesting for a credit line increase
  • Getting a rental car with a debit card (possibly hard inquiry pull)
  • Applying for a personal loan
  • Applying for rental apartments

Soft Inquiries on Credit

  • Credit card companies automatically raising your credit limit
  • Pre-approval offer from a lender
  • Checking your own credit report

Suggestions:

  • If you need a loan for a car or mortgage, it’s better to shop around during a short time frame. Some scoring models will consider the multiple inquiries as a single inquiry if it’s done under a small time frame.
  • Check your credit report to make sure there are no other hard inquiries that you are not aware of. You may be able to have them removed if you didn’t authorize the credit pull.
  • Only apply for credit if you really need it.

Length of Your Credit History Matters

The length of your credit history has a 15% impact of your FICO credit score. The longer you have a credit line opened, the better it will help your score over time. Especially, if you’re making payments on time. It’ll be best not to close out any credit cards you have, even if you don’t plan on using them.

When we started paying off all our credit cards, I didn’t cancel our cards. Some of my cards are over 10 years old. All we did was pay off all balances and just leave them alone.

My husband actually canceled 1 credit card which he had for years not knowing it would impact his score. Next thing we knew, his score dropped and it hasn’t reached the 800’s as I have.

Monitor Your Credit

It’s always important to keep tabs on your credit report. There may be things on there that can have negative impacts on your score.

I check my credit report at least once a year just to make sure everything is in good standing and there are no errors.

One time, my information was associated with a completely random address. I had to correct that right away because that property had a lien associated with it. It was bizarre.

You can also check all your accounts to see if there are any delinquent payments posted. One of my student loans actually reported a 30-day late payment to the credit bureau without my knowledge. Delinquencies have a negative impact on your report and score and can stay on your report for up to 7 years.

I called up the student loan provider and had them reverse that initial report.

Suggestions:

  • Check your free credit report and score on Credit Karma
  • Get your free annual credit report on Annual Credit Report (only credit report, no credit score)
  • Fix any discrepancies on your credit report
  • If there are any delinquent payments, reach out to your loan provider and see if they can help you remove it

Give Your Score a Boost

If you’re looking for a boost to your credit score, you can give Experian Boost a try.

If you pay for your cell phone bills or utility payments through your checking account, Experian Boost considers that as on-time payments.

Since payment history makes up 35% of your FICO score, this can significantly help your credit score.

How Do You Use Experian Boost?

First, you sign up for free with Experian Boost. Link your bank account that have been used for paying utility and cell phone bills on time.

Experian Boost then pulls all your on-time payments to apply. The boost to your Experian score can take as little as 10 minutes.

What Bills Can You Use For Experian Boost?

Experian Boost won’t work for credit card bills. It has to be payments made from a checking or saving account.

On time payments:

  • Utility (gas, water, electricity)
  • Cell phone/Land line
  • Cable

Experian Boost gathers your on-time payments and applies it towards your payment history giving you a credit score boost.

What to Consider When Signing Up For Experian Boost

Experian Boost can definitely help your credit score. According to Experian’s website, 86% of users with a FICO score of 579 and below saw an average increase of 21 points.

Although, the service can help boost credit scores, it doesn’t have the same effect across the board for all.

  • Can only use a checking/saving account for assessment of on-time payments
  • Need at least 3 months worth of bill payment history
  • Must have at least one credit card or a loan on your credit report.
  • Experian Boost is 64% more effective with very poor to fair FICO scores compared to only 3% effectiveness for those with very good to exceptional FICO scores.
  • Just because your score increased doesn’t mean your lender will use the same exact FICO scoring model as the one from your report.
  • Adding on-time payments to your credit file with Experian won’t transfer over to TransUnion or Equifax.

Is Experian Boost Worth It?

It’s a free service that can potentially help your credit score and it doesn’t take long at all to set up. If your credit is within the poor to fair range, it may be more worth while to try it out. Just keep in mind that if you are applying for a loan, check to see if the lender uses Experian.

Bottom Line

Having great credit will only help you financially and in life. It can save you thousands of dollars in interest, help you get approved for jobs or apartment rentals. You can improve your credit score and get it up to the 800’s as I have.

Most importantly, creating a budget has helped me tremendously in making sure I have enough funds for bills. Set up auto payment if your bad with paying bills on time. It’s very important to not be late with payments since it has a very large impact on your credit score.

Check your credit history and score at Credit Karma and dispute any discrepancies on your report.

Don’t cancel long term credit cards as it will have a negative impact on your credit score.

Keep your debt balances low by using the snowball method to pay off your debt, especially your credit cards. I think this has been the major reason why my credit score broke the 800 mark and is now 836. What I do now is use only 1 credit card and pay it off in full each month. Having a large credit to debt ratio will help your score out significantly!

If you need a fast credit boost, you can try Experian Boost.

I hope you found some helpful tips here and you can also be on your way to the 800 score club, thanks for stopping by!


Read More
Debt, Lifestyle, Money

How To Start Your Own Free WordPress Blog With Bluehost

We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details. 

 Has the thought ever crossed your mind that it may be awesome to have a blog to call your own? Maybe you're really passionate about something, or you want to share your knowledge, and even maybe you've read blogging success stories of people making thousands of dollars a month from blogging.

Well, what are you waiting for? You won't know if you can succeed if you don't try. I'll show you how to start your own free WordPress blog with Bluehost.

Starting a blog can be a great hobby or it can also earn you major income. It all depends on which direction you want to go in. Either way, blogging can be very fun. There are days where I can spend hours working on my blog but it doesn't feel like a drag, time definitely flies by way too fast.

I guess when you enjoy doing something, it doesn't feel like work at all.

The best part about starting a blog is how very inexpensive it is. You can start a FREE WordPress blog starting today. It's really that easy. You may be wondering what is WordPress?

WHAT IS WORDPRESS?

WordPress is a blog and website creation tool where you can create and customize your content. It may be a website you want to create for your business or create blog posts for your personal blog page.

To think of it simply, WordPress is like a house where you can customize and renovate it and add furniture (content) to your heart's desire. However, a house sits on land. That's where Bluehost comes in.

Keep in mind that you want WordPress.org and not WordPress.com. You can start your free WordPress blog or site through Bluehost (web hosting provider).

Why you want WordPress.org

  • Customize your site to your heart's desire
  • Able to make money off your site by placing ads
  • Able to install any plugin you want
  • It is your OWN site and can't be deleted at a whim

No need to worry about this at the moment. When you sign up with Bluehost, WordPress.org is what you will be using.

WHAT IS BLUEHOST?

How to start your own free wordpress site - My Financial Hill

Bluehost is a web hosting provider. Think of it like the land where the house sits on. Through Bluehost you choose your domain name (website name). Once you sign up with Bluehost, WordPress is then free to be used as your platform. The best part about starting your own free WordPress blog with Bluehost is that the fee is extremely inexpensive!

I'm talking about LESS THAN A CUP OF COFFEE a month. Yes, I'm serious! You can start your own free WordPress blog with them for as little as $3.95 a month. That's incredibly affordable for creating something that can change your life.

I absolutely LOVE Bluehost! I mean it! Their customer service rocks! If I ever had questions about my site, I can chat with a representative at any hour of the day or night.

Just the other day, I reached out to a rep at 11:30 at night and had my question answered.

Bluehost reps are the ones that helped me get my site up and running when I first started out and had no clue what I was doing. They're really amazing. For $3.95 a month to start a blog/website/e-commerce page it's totally worth it plus more!

Bluehost Benefits

  • Low rates- Starting at $3.95 a month to host your website (plan I still use till this day)
  • Awesome customer service
  • Easy setup and integration with WordPress
  • Free WordPress site included

Starting your site with Bluehost is an awesome option for beginners and if you don't get a lot of traffic to your site in the beginning. 

Bluehost is highly recommended for those just starting out because their reps go above and beyond to help you get the ball rolling. 

Once the traffic to your site starts picking up or you need super premium hosting service, then I would recommend WPEngine down the road. 

WPEngine offers great customer service, fast site speeds, and comes with all the bells and whistles when it comes to web hosting. 

HOW TO START A FREE WORDPRESS BLOG
ON BLUEHOST

First you need to head to Bluehost site to register your domain name and sign up for your website hosting. Bluehost if offering a 50% discount at a very low rate of $3.95 a month compared to $7.99 a month for this service. For their level of service, easy-to-use platform, plus a free WordPress site, it can't get any better than that.

Sign up at the discounted rate of $3.95/month with Bluehost-Click Here

How To Start Your Own Free WordPress Blog With Bluehost-Bluehost Main Screen-My Financial Hill

Next, pick your plan

How To Start Your Own Free WordPress Blog With Bluehost-Bluehost Pick Plan-My Financial Hill

If you're just starting out, choose the basic plan. You always have the option of upgrading your plan later if you need to. The basic plan should be more than enough.

Choose your domain (website) name

How To Start Your Own Free WordPress Blog With Bluehost-Bluehost Set Up Domain-My Financial Hill

You can choose your domain (website) name at this point, or come back to it if you can't think of a good name yet. Also, you always have the option of changing your website name later if you're not happy with what you chose to begin with.

Create Your Account
and Pick Your Plan

How To Start Your Own Free WordPress Blog With Bluehost-Bluehost Create Account-My Financial Hill

Within the basic plan, you can sign up for a 12 month plan, 24 month plan, or 36 month plan. When I first signed up with Bluehost, I chose the 36 month plan because I wanted the cheapest monthly cost possible. That is basically $3.95 per month, $47.40 for the year or $142.20 for 36 months. I pay triple in my cable bill for one month compared to what I pay for in a whole year to run my blog.

If you're not sure about a 36 month plan, you can always try it for 12 months which will be $5.95 a month or $71.40 for the year. That's still a really good price to run a website that you can call your own.

To get the cheapest rate, signing up for the 36 month plan would be the best option.

How To Start Your Own Free WordPress Blog With Bluehost-Bluehost Package Information-My Financial Hill

After choosing your plan, there may be some 'Package Extras' that could be automatically checked off. I wouldn't sign up for those tools just yet. First, get your website up and running and you can always download free 'Plugins' to meet your website maintenance needs. You can always sign up for those recommended programs by Bluehost later if you need to.

Install Free WordPress Blog

After signing up with Bluehost, your free WordPress blog and website will be automatically installed. That's another reason why Bluehost is awesome, everything is very simple to use on their platform.

How To Start Your Own Free WordPress Blog With Bluehost-WordPress Themes-My Financial Hill

Choosing Your Theme

First, you will be prompted to choose your theme. There will be lots and lots of free themes to choose from. There will also be premium themes available at a cost. You can choose the theme that you like the most.

When I first started my free WordPress blog, I chose a free theme but quickly ended up with a premium theme. Surprisingly enough, using a free theme was actually a lot harder than using a premium theme.

I found that I had to manually try to "build" a page having to customize every single thing which made it extremely difficult for me since I was completely new to the coding/web page building world.

A premium theme was incredibly easy to use. Everything from the home page, posts, contact pages were already beautifully styled and all I had to do was change wording around.

For people that are new to blogging/website creation, I HIGHLY recommend a premium theme. Save your time, frustration, and energy to create what's valuable which is your content!

For my site I use Thrive Architect theme which you can get get HERE.

Thrive Home Screen - How To Start Your Own Free WordPress Blog With Bluehost - My Financial Hill

I'm stating this from experience but for a good part of the first year of starting this blog, I had another theme which I paid around $50 for it.

It was decent enough where I was able to easily design my pages as needed but as time went on I started noticing that the design of my website was hugely limited compared with Thrive.

As you start your blogging career, you'll begin to realize that any little thing you need as far as appearances go for your site, you may need to start getting plug-ins.

Keep in mind that the less plug-ins you have on your site, the better because a lot of plug-ins actually bog down your site and slow it down.

After months and months of messing with plug-ins and being frustrated with the lack of customization for this site, I came across Thrive and it's been amazing guys!

Thrive is literally the all in one package to help you launch a beautiful site with tons of pre-designed pages. Also, you'll find their page design/builder is extremely easy to use. Even a non-techie and beginner like me was able to design my own site.

Thrive can literally help you save hundreds or more because you won't need to hire designers or buy expensive programs if you want to do more advanced stuff like make courses or create sales pages for your site.

Thrive is all you need! I'm seriously in love with this theme builder and it's so easy to use.

You can get a beautiful site up with Thrive, it's really an amazing tool to use.

So, I HIGHLY suggest for you to try Thrive and save yourself hair pulling, frustration, and wasted time using other themes.

Navigating WordPress

How To Start Your Own Free WordPress Blog With Bluehost-Welcome to WordPress-My Financial Hill

Once you arrive at the "Welcome to WordPress" page, click on "Business" or "Personal" depending on what you want your site to be about. For blogs, I would choose the "Personal" option.

Awesome, now you're all ready to get started creating great content!

Just to familiarize yourself with the platform, let's go over a few things you may see on your navigation bar on the left.

  • Posts- Primarily used for your blog content.
  • Media-Upload your pictures, videos, and other media files for your site
  • Pages- This is where you go to create your homepage, contact page, about me page, and more.
  • Comments-Check recently posted comments on your site.
  • Appearance-This is where you can go to customize the layout of your site by changing themes or adding in widgets.
  • Plugins-Offer extra add-ons to your site if you want specific forms, back-up programs, gallery display, number counters, calendars, graphs, and so much more. There's a plugin for EVERYTHING. You will find all sorts of plugins specific to your site's needs.

There you have it, now you know how to start a free WordPress blog through Bluehost. It's simple and easy to sign up. Bluehost has awesome customer service and they will help you with any concerns you may have. $3.95 a month is so worth having your own beautiful blog and website to call your own.

If you have any questions at all, I'll do my best to help you out. Reach out to me here.

Alright, now you're ready to put yourself out there and share with the world! 

Read More
15 Inspiring Quotes for Motivation and Encouragement-My Financial Hill
Lifestyle

Inspirational Quotes for Motivation and Encouragement

Inspirational quotes has the ability to give us much needed motivation or encouragement when we are going through tough times. No matter what circumstance you’re in, or what mountain lies ahead of you, never give up. Find strength through 15 of these best inspirational quotes that’ll get you motivated and encourage you!

1 | IT ALWAYS SEEMS IMPOSSIBLE UNTIL IT’S DONE

It always seems impossible until it's done Inspirational quotes for motivation and encouragement-MyFinancialHill

2 | WINNERS ARE NOT THOSE WHO NEVER FAIL BUT THOSE WHO NEVER QUIT

Winners are not those who never fail but those who never quit-MyFinancialHill

3 | A WINNER IS A DREAMER WHO NEVER GIVES UP

A winner is a dreamer who never gives up-Inspirational quotes for motivation and encouragement-MyFinancialHill

4 | TODAY IS YOUR OPPORTUNITY TO BUILD THE TOMORROW YOU WANT

Today is your opportunity to build the tommorow you want-Inspirational quotes for motivation and encouragement-MyFinancialHill

5 | SUCCESS DOESN’T COME FROM WHAT YOU DO OCCASIONALLY

Success doesn't come from what you do occasionally-Inspirational quotes for motivation and encouragement-MyFinancialHill

6 | NOTHING IS IMPOSSIBLE. THE WORD ITSELF SAYS ‘I’M POSSIBLE

Nothing is impossible. The word itself says 'I'm possible-Inspirational quotes for motivation and encouragement-MyFinancialHill

7 | DO SOMETHING TODAY THAT YOUR FUTURE SELF WILL THANK YOU FOR

Do something today that your future self will thank you for-Inspirational quotes for motivation and encouragement-MyFinancialHill

8 | WHETHER YOU THINK YOU CAN OR YOU CAN’T YOU ARE RIGHT

Whether you think you can or you can't you are right-Inspirational quotes for motivation and encouragement-MyFinancialHill

9 | A GOAL WITHOUT A PLAN IS JUST A WISH

 A goal without a plan is just a wish-Inspirational quotes for motivation and encouragement-MyFinancialHill

10 | THE ONLY PERSON YOU ARE DESTINED TO BECOME IS THE PERSON YOU DECIDE TO BE

The only person you are destined to become is the person you decide to be-Inspirational quotes for motivation and encouragement-MyFinancialHill

11 | WHEN YOU THINK OF QUITTING REMEMBER WHY YOU STARTED

When you think of quitting remember why you started-Inspirational quotes for motivation and encouragement-MyFinancialHill

12 | DON’T BE PUSHED BY YOUR PROBLEMS BE LED BY YOUR DREAMS

Don't be pushed by your problems be led by your dreams-Inspirational quotes for motivation and encouragement-MyFinancialHill

13 | YOU’RE BRAVER THAN YOU BELIEVE, STRONGER THAN YOU SEEM, AND SMARTER THAN YOU THINK

You're braver than you believe stronger than you seem and smarter than you think-Inspirational quotes for motivation and encouragement-MyFinancialHill

14 | DIFFICULT ROADS OFTEN LEAD TO BEAUTIFUL DESTINATIONS

Difficult roads often lead to beautiful destinations-Inspirational quotes for motivation and encouragement-MyFinancialHill

15 | THE SECRET TO GETTING AHEAD IS GETTING STARTED

The secret to getting ahead is getting started-Inspirational quotes for motivation and encouragement-MyFinancialHill

No matter what journey lies ahead or what you may be going through, find some strength to push through with these awesome inspirational quotes for motivation and encouragement.

These quotes encourage me to keep going on paying off my $116,000 worth of debt. So far my husband and I have paid off $77,750, we have $38,250 more to go. Find out how We paid off $50,000 in 10 months.

Follow your dreams, goals, and never give up…

Read More
Lifestyle

Air Fryer Recipes that’s Healthy and Low Carb for Dinner

We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details. 

Eating healthy doesn’t have to mean you’ll never get to eat some of your fav crispy foods. Sure, we all know that eating fried food isn’t the best for us but there’s just something about the sound of eating crispy food that makes it so much more appealing.

Surprisingly, you don’t ever have to deep fry anything ever again and still get that crispy goodness.

If you’ve never tried an air fryer, you’ve got to try one, it’ll change your life in the best way possible!

I was skeptical when it came to air fryers at first and had to go through a couple to find just the right one. Once I came across the right one, it changed the whole meal game for me.

I love the air fryer because it allows you to get the crispiness of some of your favorite foods, cuts cooking time by a ton (I can literally throw frozen wings in my Cosori Air Fryer and it cooks in 30 minutes), and it also has so many different features like baking, roasting, etc.

One thing to keep in mind when buying your air fryer is that you need a large one because you need to space out your food items for it to cook evenly.

For instance, if I were cooking wings, I can literally load up my Cosori Air Fryer and cook it at once. When I had a smaller Ninja Air Fryer, I had to cook it batches at a time which took a long time to get the meal ready.

If you’re looking for a great Air Fryer, I recommend the Cosori one because I’ve had mine for years already and it’s been just awesome!

CosoriAirFryer

If you already have an air fryer or are just curious to see what kind of recipes are out there, below are 30 of the best air fryer recipes that’s healthy and low carb for dinner.

If you need more keto or low-carb dinner recipes that doesn’t involve the air fryer, check out my other post:

20 Easy Keto Low Carb Recipes For Dinner

1 | Keto Air Fryer Pork Chops

MyFinancialHill Keto Air Fryer Pork Chops Butter Sage Healthy Low Carb Dinner
Photo and recipe from All Day I dream About Food

Have delicious pork chops for dinner made from the air fryer. Get this recipe at All Day I Dream About Food. All you need to make this is boneless pork chops, butter, salt + pepper, and sage.

2 | Air Fryer Jerk Chicken Wings

MyFinancialHill Keto Air Fryer Jerk Chicken Wings Healthy Low Carb Dinner
Photo and recipe from My Forking Life

Spice up your dinner with these jerk chicken wings from My Forking Life. All you need to make this recipe is chicken wings, jerk seasoning, and salt.

3 | Air Fryer Keto Low Carb Fried Chicken Recipe

MyFinancialHill Keto Low Carb Fried Chicken Recipe Healthy Low Carb Dinner
Photo and recipe from Wholesome Yum

You can still have crispy fried chicken minus all the excess carbs, get the recipe at Wholesome Yum. All you need to make this are chicken drums, coconut flour, sea salt, black pepper, eggs, pork rinds, smoked paprika, garlic powder, and dried thyme.

4 | Keto and Low Carb Breaded Air Fryer Shrimp

MyFinancialHill Keto Low Carb Breaded Air Fryer Shrimp Recipe Healthy Low Carb Dinner
Photo and recipe from Dr. Davinah’s Eats

Try this shrimp recipe from Dr. Davinah’s Eats without worrying about heavy carbs from regular breading. All you need for this recipe is shrimp, baking powder, coconut flour, pork rind breading, sea salt, black pepper, eggs, dried parsley, and olive oil.

5 | Air Fryer Buffalo Wings Low Carb Keto

MyFinancialHill Air Fryer Buffalo Wings Low Carb Keto Recipe Healthy Low Carb Dinner
Photo and recipe from Maebells

There are alternatives to getting delicious buffalo wings without needing to deep fry them. Get this recipe at Maebells. All you need for this recipe are wings, baking powder, salt + pepper, garlic powder, buffalo sauce, butter, garlic, and apple cider vinegar.

6 | Air Fryer Bang Bang Shrimp

MyFinancialHill Air Fryer Bang Bang Shrimp Recipe Healthy Low Carb Dinner
Photo and recipe from Cook The Story

Try this ‘Bang Bang Shrimp’ recipe from Cook The Story without all the excess oil that comes with deep frying. All you need for this recipe is Shrimp, Thai chili sauce, mayo, Sriracha, honey or honey substitute, salt + pepper, buttermilk, and cornstarch.

7 | Air Fryer Breaded Pork Chops

MyFinancialHill Air Fryer Low Carb Tuna Patties Healthy Low Carb Dinner
Photo and recipe from Recipes From A Pantry

There’s no need for heavy breading in this recipe, it uses almond flour which has significantly less carbs than regular breading. Get this recipe at Recipes From A Pantry. All you need for this recipe is pork chops, almond flour, Parmesan cheese, paprika, Herbes de Provence, Creole Seasoning or Cajun seasoning, and cooking spray.

8 | Air Fryer Low Carb Tuna Patties

Try this tuna patty recipe from Whole Kitchen Sink. All you need for this recipe is canned tuna in water, almond flour, mayo, dried dill, garlic powder, onion powder, salt + pepper, and lemon.

9 | Air Fryer Catfish

MyFinancialHill Air Fryer Catfish Healthy Low Carb Dinner
Photo and recipe from Stay Snatched

Don’t miss out on fried fish! You can have a less greasy version of fried fish from Stay Snatched. All you need to make this dish is catfish fillets, Louisiana fish fry mix made for the air fryer, and olive oil.

10 | Air Fryer Chicken Breast

MyFinancialHill Air Fryer Chicken Breast Healthy Low Carb Dinner

This chicken breast recipe from Diet Hood can go with any healthy side like salad, cauliflower rice, or zoodles. All you need to make this is chicken breasts, water, kosher salt, olive oil cooking spray, ground pepper, garlic powder, sweet paprika, and dried oregano.

11 | Air Fryer Whitefish

MyFinancialHill Air Fryer Whitefish or Tilapia Healthy Low Carb Dinner
Photo and recipe from Best Recipe Box

Pair this Whitefish recipe from Best Recipe Box with cauliflower rice for a delicious light dinner. All you need for this recipe is tilapia or white fish, garlic powder, lemon pepper, onion powder, kosher salt, pepper, chopped parsley, and lemon wedges.

12 | Air Fryer Chicken Fajita Dinner

MyFinancialHill Air Fryer Chicken Fajita Healthy Low Carb Dinner
Photo and recipe from Cook The Story

Have a Fajita night with this recipe from Cook The Story. Swap out the tortillas and have it with a side of salad or cauliflower rice. All you need for this recipe is chicken breasts, bell peppers, onion, olive oil, chili powder, salt + pepper, cumin, and cayenne.

13 | Air Fryer Vegetable Kabobs

MyFinancialHill Air Fryer Vegetable Kebabs Healthy Low Carb Dinner
Photo and recipe from Recipes From A Pantry

Don’t want to eat meat for dinner? Try this vegetable kabob recipe instead from Recipes From A Pantry. For this recipe, you need skewers, mushrooms, tomatoes, zucchini, bell pepper, ground cumin, onion, and salt.

14 | Air Fryer Salmon Cakes

MyFinancialHill Air Fryer Salmon Cakes Healthy Low Carb Dinner

Try these healthy salmon cakes from Berry Maple. All you need for this recipe is salmon, eggs, salt, garlic powder, and lemon.

15 | Air Fryer Coconut Shrimp

MyFinancialHill Air Fryer Coconut Shrimp Healthy Low Carb Dinner
Photo and recipe from My Forking Life

Try this delicious coconut shrimp with a side of veggies from My forking Life for an easy dinner. All you need for this recipe is shrimp, eggs, flour, unsweetened shredded coconut, Panko breadcrumbs, salt + pepper, and cooking spray. Try subbing out the flour with almond flour and the Panko breadcrumbs with low carb breadcrumbs for an even healthier version of this recipe.

Like what you see so far? Share the love by pinning below! Find 15 more delicious air fryer recipes that’s healthy and low carb for dinner on the next page!

Ready for 15 more air fryer recipes that’s healthy and low carb for dinner? Find more delicious recipes below!

16 | Air Fryer Stuffed Baby Artichokes

MyFinancialHill Air Fryer Stuffed Baby Artichokes Healthy Low Carb Dinner
Photo and recipe from Wholesome Yum

If you love artichokes, you’ve got to try this recipe from Wholesome Yum. All you need to make this is baby artichokes, water, lemon juice, olive oil, salt + pepper, cream cheese, frozen spinach, garlic, and Parmesan cheese.

17 | Air Fryer Steak Bites with Mushrooms

MyFinancialHill Air Fryer Steak Bites with Mushrooms Healthy Low Carb Dinner
Photo and recipe from Best Recipe Box

Try this simple and delicious low carb recipe from Best Recipe Box for dinner. All you need for this recipe is steak, mushrooms, butter, Worcestershire sauce, garlic powder, salt + pepper, and minced parsley.

18 | Air Fryer Keto Buffalo Chicken Zucchini Boats

MyFinancialHill Air Fryer Keto Buffalo Chicken Zucchini Boats Healthy Low Carb Dinner
Photo and recipe from Maebells

Get your veggie serving and low carb meal with this recipe from Maebells. All you need is zucchini, chicken, cream cheese, ranch, shredded cheddar, buffalo sauce, and mozzarella cheese.

19 | Air Fryer Pork Loin

MyFinancialHill Air Fryer Pork Loin Healthy Low Carb Dinner
Photo and recipe from Stay Snatched

Try this low carb recipe for dinner from Stay Snatched. You can pair the pork loin with mashed cauliflower, or any type of vegetable you prefer. All you need for this recipe is pork loin, Italian vinaigrette marinade, rosemary, thyme, Italian seasoning, and salt + pepper.

20 | Air Fryer Panko Breaded Low-Fat Chicken Parmesan

MyFinancialHill Air Fryer Panko Breaded Low Fat Chicken Parmesan Healthy Low Carb Dinner
Photo and recipe from Stay Snatched

You can still have chicken parm without worrying about it being deep fried, how great is that? Check out this recipe from Stay Snatched. All you need to make this is chicken breast, Panko bread crumbs, Parmesan cheese, Mozzarella cheese, egg, marinara sauce, Italian seasoning, Salt + Pepper, and olive oil.

Note: To make this dish even more carb-friendly, swap out the Panko bread crumbs with low carb breading and try low-carb marinara sauce.

21 | Air Fryer General Tso Chicken

MyFinancialHill Air Fryer General Tso Chicken Healthy Low Carb Dinner
Photo and recipe from KLEINWORTH & CO.

You can still enjoy your general tso’s without all the extra oil. Get the recipe from KLEINWORTH & CO. All you need for this recipe is chicken breast, soy sauce, cornstarch, scallion, sesame seeds, sesame oil, ginger, garlic, chicken broth, sriracha, and hoisin sauce.

22 | Juicy Air Fryer Turkey Burgers

MyFinancialHill Juicy Air Fryer Turkey Burgers Healthy Low Carb Dinner
Photo and recipe from My Forking Life

Try this turkey burger recipe out in the air fryer rather than messing with the grill. Get the recipe from My Forking Life. All you need for this recipe is ground turkey, unsweetened apple sauce, onion, ranch seasoning, Worcestershire sauce, minced garlic, plain breadcrumbs, and salt + pepper.

Note: Try low-carb buns for this recipe and you can swap out the plain breadcrumbs for low-carb breadcrumbs instead.

23 | Air Fryer Bone-In Ribeye Steak

MyFinancialHill Air Fryer Bone-In Ribeye Steak Healthy Low Carb Dinner
Photo and recipe from Sandras Easy Cooking

Interested in steak night? Try this awesome steak recipe from Sandras Easy Cooking. All you need to make this is ribeye, butter, parsley, chives, thyme, Kosher salt, and black pepper.

24 | Perfect Air Fryer Salmon

MyFinancialHill Perfect Air Fryer Salmon Healthy Low Carb Dinner
Photo and recipe from Noble Pig

Get your healthy dose of Omega 3’s with this salmon recipe from Noble Pig. All you need to make this is salmon filets, avocado oil or olive oil, paprika, salt + pepper, and lemon.

25 | Air Fryer Chicken Shwarma Bowl

MyFinancialHill Air Fryer Chicken Shwarma Bowl Healthy Low Carb Dinner
Photo and recipe from Recipes From A Pantry

Enjoy delicious flavors of the Middle East with this chicken shwarma from Recipes From A Pantry. All you need to make this recipe is chicken thighs, vegetable oil, oregano, cinnamon, cumin, coriander, kosher salt, allspice, cherry tomatoes, cauliflower rice, cucumber, salad, and olives.

26 | Air Fryer Chicken Kebabs

MyFinancialHill Air Fryer Chicken Kebabs Healthy Low Carb Dinner
Photo and Recipe from Stay Snatched

Try this super easy chicken kebab recipe from Stay Snatched. All you need for this recipe is chicken breasts, soy sauce or liquid aminos, McCormick’s Grill Mates Chicken Seasoning, McCormick’s Grill Mates BBQ Seasoning, Salt + Pepper, green/yellow/red pepper, zucchini, onion, and grape tomatoes.

27 | Low Carb Air Fryer Meatloaf

MyFinancialHill Air Fryer Meatloaf Healthy Low Carb Dinner

Try this low carb meatloaf with a side of mashed cauliflower from Stylish Cravings. All you need for this is ground chuck, onion, almond flour, shredded cheddar cheese, eggs, tomato sauce, Dijon mustard, Worcestershire sauce, and salt + pepper.

28 | Air Fryer Stuffed Turkey Breast

MyFinancialHill Air Fryer Stuffed Turkey Breast Healthy Low Carb Dinner
Photo and recipe from Best Recipe Box

Try this healthy air fryer stuffed turkey recipe from Best Recipe Box. All you need is turkey breasts, salt + pepper, bacon, mushrooms, onion, garlic, kale or spinach, dried thyme, dried sage, kosher salt, and Parmesan cheese.

29 | Easy Air Fryer Crab Cakes

MyFinancialHill Easy Air Fryer Crab Cakes Healthy Low Carb Dinner
Photo and recipe from My Forking Life

Try this delicious crab cake recipe from My Forking Life. All you need to make this is lump crab meat, red bell pepper, green onion, mayo, bread crumbs (try low carb bread crumbs), Dijon mustard, old bay seasoning, cooking spray, and lemon.

30 | Air Fryer Baby Back Ribs

MyFinancialHill Air Fryer Baby Back Ribs Healthy Low Carb Dinner
Photo and recipe from Sandras Easy Cooking

No need to mess with grilling with this baby back ribs recipe from Sandras Easy Cooking. All you need to make this is baby back ribs, liquid smoke, oil, kosher salt, ground black pepper, chili powder, garlic powder, and Truvia brown sugar.

Now you’ve discovered some of the best air fryer recipes that’s healthy and low carb for dinner. Who would’ve thought the air fryer can still make it possible to eat all your favorite fried foods? Let us know which of these recipes you’re looking forward to trying by sharing a comment below!


Read More