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Fetch Rewards Hack: Maximizing Your Points

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You may be wondering how to maximize your points using a Fetch Rewards Hack. 

Don't worry, we'll go over some super simple tips you can use right away to get the most points possible. More points = more money!

For those of you who don't know what Fetch Rewards is, it's a receipt scanning app that gives you points which you can redeem for rewards in the form of free gift cards, free magazines, Visa prepaid card, or donate to charity.

There is a Fetch Rewards hack that can help you maximize your points to get you earning more and faster. You can simply sign up if you're a new user to quickly get your first 2,000 points which is about $2. You can also find quick ways to earn thousands of points from a simple grocery shopping trip. 

There are a few other ways to maximize your point earnings with the Fetch Rewards App so we'll go ahead and dive right in.

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Fetch Rewards Review

If you've never used Fetch Rewards App before, you probably have a lot of questions about it. It's a very simple receipt scanning app that I've been using myself which has been awesome.

Have you ever gotten your grocery receipts and thrown it in the trash? Well, think again! You're probably throwing money away!

With Fetch Rewards, you can scan receipts and in turn receive points which you can redeem for free gift cards, free yearly magazine subscriptions, or donate to charity, which ultimately helps you save money.

If you're skeptical about Fetch Rewards, don't worry, I'll break it down for you and you'll decide if it's worth your time or not.

What is Fetch Rewards?

Fetch Rewards is a receipt scanning app that allows you to earn bonus points. You can basically scan any receipt to earn points. However, you will most likely earn the most points when you scan your grocery receipts.

You can earn points when you buy from certain participating brands as seen on the Fetch App.

For instance, on the Discover tab of the app, you'll see the points offered for buying certain brands from toilet paper, food, shaving products, magazines, hygiene products, restaurants, and so much more. What's even better is that these items always seem change up.

Fetch Rewards is a legitimate company and they've been around for 9 years now.

Users seem to love them too! In the Apple App Store, they have 1.3 million ratings with an average score of 4.8 out of 5 stars. In the Google Play Store, over 193,000 rated Fetch Rewards a 4.5 out of 5 which is still really good!

What's great about the Fetch App is that you can scan any receipt including digital receipts. It's incredibly easy and fast to use. It literally takes me 2 seconds to scan my receipt and receive points.

Another plus about Fetch Rewards is how incredibly fast you get your points. It's instant. You don't have to wait around for the receipt to be processed to get your points.

Once you scan the receipt, you know immediately how much points you get.

Fetch Rewards Logo

Fetch Rewards

Free 2000 sign up bonus

Fetch Rewards is a free app that gets you free gift cards, magazines, and Visa Prepaid Card from groceries, brands, clothing, medication, online shopping, and so much more

There are over 2 million users who use this app and turn their receipts to rewards!

Is Fetch Rewards Legit?

Fetch Rewards is a legitimate company that's been around for 9 years so far. On Forbes, they state there are over 2 million people who use this receipt scanning app.

Just from the Apple App Store alone, there are over 1 million ratings with an average score of 4.8 out of 5.

I personally use this app myself for all my receipts and have earned 21,000 points so far ($21). I could basically get myself a free tank of gas just from scanning my receipts.

I know for a fact, I could probably earn way more points but I don't go through the Discover tab to check brands as much as I should. Ugh.. I've got to stop being lazy!

Fetch Rewards is totally legit and actually so easy to use.

Is Fetch Rewards App safe?

With any app you may wonder how safe is it to use? Rest assured, Fetch Rewards App is very safe to use and here's why:

  1. Fetch Rewards doesn't collect your bank info - The only way to redeem your points for cash is with a Visa Prepaid Card which you don't have to provide any bank information for that.
  2. You need verification in order to redeem rewards - For additional security measures, Fetch Rewards will text you or email you a verification code when you redeem your gift cards. This way, only you have the ability for redemption.
  3. Always create a strong and unique password with any app to make sure your account doesn't get hacked. This goes for any app, sign up, etc.

How does Fetch Rewards Work? Step-By-Step Guide

Fetch Rewards How to Use Steps - Fetch Rewards Hack - My Financial Hill

If you haven't downloaded the Fetch App yet, you can sign up with them here. It's so simple to use and we'll go over step-by-step on how to get started with this app.

  1. First open the app, go to the Discover tab to check out any brands you're familiar with or purchase from. You'll receive the points as indicated if you purchase that item.
  2. Click on the Camera icon to snap a picture of your receipt.
  3. You can also link up your Amazon account and email to get points for e-receipts.

What Stores Does Fetch Rewards Work With?

The great part about Fetch Rewards is that you can upload any receipt from a store. Here's just a quick example of a few:

  • Grocery receipts
  • Gas receipts
  • Pharmacy receipts
  • Convenience store receipts
  • Retailer receipts
  • Restaurant receipts
  • Wholesale club receipts
  • Liquor store receipts
  • Pet store receipts

But keep in mind that the majority of your points will most likely come from your grocery receipts or from the specific brands you bought from within the Discover tab.

What Receipts Can I Scan on Fetch?

You can basically scan all sorts of receipts to the Fetch App for some points. However, here's a few things to keep in mind:

  • The receipts have to be submitted within 14 days of the checkout date.
  • Only physical receipts from stores can be scanned to the Fetch Rewards app. This doesn't include sales slips, invoices, or printed electronic receipts.
  • You can only submit receipts from the United States.

Fetch Rewards Hack: Special offers, referrals, and Ereceipts

Special Offer Referral Ereceipts - Fetch Rewards Hack - My Financial Hill

Now that we've gotten the basics of what Fetch Rewards is about and how to use it, let's get to the good stuff! There are some hacks and tips I've learned along the way which can help you earn points fast!

Get 2,000 Points Just For Signing Up

One of the fastest ways to earn your first 2,000 points is by signing up with this link. This is by far the easiest way to earn points without really having to go shopping or submitting any receipts.

Also, once you reach 3,500 points, you can redeem it for a $3 Amazon gift card. Earning that extra 1,500 points should be a piece of cake once you start scanning in your grocery shopping receipts.

I received 2,698 points from Walmart once for buying Scott's Toilet Paper spending just $25.96. Scott's TP had a huge bonus at the time I purchased it. So always check the Discover tab to view bonus offers.

2000 points received Walmart - Fetch Rewards Hack - My Financial Hill

Fetch Rewards Hack with Special Offers

Fetch Rewards will give you special offers when you buy certain brands. You could earn thousands of extra points when you scroll through the list and pick the products to buy from participating brands.

The Special Offers section will be in your Discover tab within the app.

There's a range from items and brands to choose from which include:

  • Food items
  • Magazines
  • Pet products
  • Hygiene products
  • Restaurants
  • Medication
  • and so much more, changes often

So, if you want to start earning extra points, always check out the Special Offers section prior to your next shopping trip.

Fetch Rewards Hack: Get 10000 Points 

Special offer and referral adds up to 10000 points - Fetch Rewards Hack - My Financial Hill (1)

This little Fetch Rewards Hack can get you 10,000 points on the Fetch App easily! The best and easiest way to earn all those Fetch points is by checking out the Discover tab and / or referring your friends and family.

Just today, I see a ton of points being offered if you purchase Huggies diapers, cheese, hygiene products, and snacks. If your family eats cheese, you can pick up some Sargento cheese products and collect 5,750 points just from the cheese alone.

Special Offers Fetch Rewards - Fetch Rewards Hack - My Financial Hill

If you pick up some Huggies diapers, you can collect 2,000 points and 1,000 more if you pick up some brownie snacks, which will give you 8,750 points just from a simple shopping trip.

These offers will change often so you'll have plenty of other opportunities to earn thousands of points from different brands and products.

If you add just 1 friend or family member, that'll get you 2,000 points.

If you purchased these brands and refer a friend or family, you could see 10,750 points or more depending on the other brands you buy and other receipts you scan.


Fetch Rewards has an option to link up your Amazon account or email and it will automatically give you points on all your receipts from online purchases.

The best part about this option is that you literally don't have to scan anything in.

Just link up your accounts once and Fetch Rewards does the rest for you.

You can connect your accounts by simply heading over to the Me section.

How to receive payment from Fetch Rewards

Receiving payment - Fetch Rewards Hack - My Financial Hill

Currently, Fetch Rewards offers users points for all their receipts. Once you have at least 3,000 points accumulated, you can redeem them for:

  • Gift cards
  • Visa Prepaid Card
  • Magazine subscriptions
  • Donate to charity

To redeem your points, you an head over to the Rewards tab where you can pick and choose your payment option.

Redeem Your Fetch Points for Gift Cards

Fetch Rewards offers tons of gift cards for point redemption.

Do you ever come across a certain time where you need to get a co-worker or acquaintance something but are not really sure what to get them? Gift cards can be perfect for that, better yet, a free one!

The gift cards range from retail, restaurants, travel, Visa Prepaid Card, fashion, health, beauty, pets, and so much more

Some gift cards you may be familiar with:

  • Amazon
  • Starbucks
  • Target
  • CVS
  • Dunkin
  • Ulta
  • Airbnb
  • Uber
  • Banana Republic
  • GAP
  • Applebee's
  • Carrabba's
  • Chili's
  • and so much more

Redeem your points for magazines

Getting Free Magazines from Fetch- Fetch Rewards Hack - My Financial Hill (1)

If you like reading magazines then you're going to get an awesome deal with Fetch Rewards points.

We all know how pricey magazines can be, you can end up paying anywhere from $5-$7 per magazine when you're waiting on line at the grocery store.

Also, yearly subscriptions to certain magazines can range from $20 to $80.

Get this, some magazines offered on Fetch Rewards are only 5,000 points = $5 for 12 issues (1 year). How awesome is that?

I have seen some of the magazines change but for the most part, they offer the usual.

Here are some you may have heard of:

  • Better Homes & Garden
  • EatingWell
  • Entertainment Weekly
  • InStyle
  • Parents
  • People
  • Shape

Redeem points for money

Redeeming Free Visa Prepaid Card with Fetch Rewards- Fetch Rewards Hack - My Financial Hill
Get a Free Visa Prepaid Card with Fetch Rewards- Fetch Rewards Hack - My Financial Hill

There is no direct way to convert your points into cash with Fetch Rewards. However, they do have a Visa Prepaid Card option where you can actually earn money from converting your points.

First, head over to Rewards section and go to the Cash cards tab.

From there you can choose from a $5, $10, $25, or $50 prepaid card.

Things to keep in mind when going for this option:

  • You'll receive the reward in your email
  • Must use the funds within 7 months
  • 2% Non-U.S. Currency Transaction fee if you use it to purchase something that's not in USD

Redeem points for charity

A very nice option that Fetch Rewards offers is redeeming your points to give back to charity.

If you're in the giving spirit, there's a few great charities you can choose from:

  • American Cancer Society
  • Charity Choice
  • Clean Water Fund
  • Equal Justice Initiative
  • Habitat for Humanity
  • Ride 2 Recovery
  • The Nature Conservancy
  • World of Children

The least you can donate is $3 = 3,000 points.

Is Fetch Rewards app worth it?

So, after all this info you may be wondering if Fetch Rewards is even worth your time.

In my opinion, the Fetch App is part of my receipt scanning routine among other apps I use like Ibotta, ReceiptPal, and GetUpside. It's super easy to use, which is what I love about it. 

I'm sure for those who will always check the Discover tab and purchase the brands being offered, they will score major points.

Besides Fetch Rewards, you can use other receipt scanning apps too. 

Here are some that I use:

Pros and Cons of Fetch Rewards

Here's a quick breakdown of the pros and cons for this app and you can decide if you should try it or not.



2,000 sign up bonus

Points can range from 5 to thousands depending on the type of receipt

Scan practically any receipt

Unable to get funds directly 

So easy to use

Most points will come from grocery receipts

Get free gift cards, Visa Prepaid Card, Magazines, or donate to charity


Besides not being able to directly get cash from Fetch, it's still worth using to get rewards for scanning your receipts. 

Is Fetch Rewards Better Than Ibotta?

For those of you who have never heard of Ibotta, it's another grocery receipt snapping app that's very popular and helps save money by getting you cash back on purchases.

Ibotta has paid it's users over 800 million so far and counting.

With Ibotta, you get to choose from countless number of stores and pick your items you plan to purchase and get real cash back into your Ibotta account.

You get to choose from so many items and stores to get cash back from. They also offer in-store and online cash back options.

Ibotta has over 1,000 participating stores where you can get money back from.

Here are some:

  • Walmart
  • Target
  • Kroger
  • Costco
  • Sam's Club
  • Aldi
  • Banana Republic
  • Countless others

In my opinion, I like Ibotta so much more because I make a lot more money back compared to the Fetch App. With Ibotta, I can withdraw money straight into my PayPal account which is awesome while Fetch Rewards doesn't have that option.

If you want to try Ibotta, sign up here and get a $20 welcome bonus.

Also, read my in depth review about Ibotta here.

Upload Your Receipts to Multiple Apps

You don't have to stick with only one receipt app to save money or earn rewards. That's the beauty about using different apps.

Take one receipt and you can use it across multiple apps.

For instance, I'll take a receipt scan it to Fetch Rewards - Ibotta - ReceiptPal- GetUside.

It's all about getting the most from your receipts, plus it's all free money and bonus points you could earn.


How can I get free Fetch points?

In order to get free points, the easiest way would be to sign up as a new user which would get you 2,000 free points.

Once, you have the app, scroll through the Discover tab to see if you will be purchasing any items on your next shopping trip from the list. This can get you thousands of extra free points for doing your regular shopping.

Next, you can get even more free points if you refer any friends and family.

How do you earn Fetch Rewards fast?

The fastest way to earn points is to start scanning all your receipts within 14 days of your purchase.

You can earn anywhere from 5 points to thousands of points just from 1 receipt.

Start scanning receipts from:

  • Grocery store
  • Gas
  • Pharmacy
  • Convenience stores
  • Retailer stores
  • Restaurants
  • Wholesale clubs
  • Liquor stores
  • Pet stores

How do you enter codes on Fetch Rewards?

Fetch Rewards Logo

Fetch Rewards

Free 2000 sign up bonus

Fetch Rewards is a free app that gets you free gift cards, magazines, and Visa Prepaid Card from groceries, brands, clothing, medication, online shopping, and so much more

There are over 2 million users who use this app and turn their receipts to rewards!

When you first sign up with Fetch Rewards, you may be given an option to input a referral code. In that case, enter 7JKFH to get your 2,000 points.

If you somehow miss the part to enter the code, you can always go to the Me tab and go to Refer a friend to enter the code.

Keep in mind that you should enter the referral code prior to the scanning of your first receipt to be eligible for the 2,000 sign up points.

How many Fetch points equal a dollar?

Every 1,000 Fetch Rewards points equals a dollar. Once you reach 3,000 points, you can start redeeming it in the Rewards section.

Does Fetch take online receipts?

Yes, you can link up your Amazon account or email for Fetch Rewards to automatically process your receipts and give you points.

This way, there's no need for scanning any receipts, let the app do the work for you.

How long does it take to get your gift card from Fetch Rewards?

It will take about 3 days for you to receive your gift card from Fetch Rewards.

How Does Fetch Rewards Make Money?

You may be wondering where is Fetch Rewards getting all their money to pay its users? Fetch Rewards gets paid by brands (like General Mills or Dove) whenever a consumer purchases any of their brands.

What do I do if I don't get my points?

If you didn't receive your points from a purchase, here's what you can do:

  • Head over to the Activity tab
  • Find your receipt
  • On the bottom, there should be an option to Correct Receipt

You'll only get 3 days from when you submitted the receipt to correct it.

Once you submit your correction, it'll take Fetch Rewards 24 hours to approve or deny it.

Do my points expire?

Unfortunately, yes the points on the Fetch App will expire if there is no activity with the app for 90 days. This means, if you don't scan a single receipt into the app and have points remaining, it will expire.

How many receipts can I upload?

There is a limit to how many receipts you can upload to Fetch. You can upload 35 receipts in a 7 day period and receipts that submitted within 14 days of purchase will be accepted.

Is there a time limit for submitting receipts?

Yes, you will have 14 days from the date of purchase to submit your receipt to Fetch.

Can long receipts be processed?

Sometimes we can end up getting a receipt that's really long but don't worry. Fetch Rewards allows you to take multiple pictures of the receipt to make sure you get all the information in.

Is Fetch Rewards worth it?

Fetch Rewards can help you save money and earn major bonus points just to scan receipts and purchase items you would do normally anyway. Plus, it's super easy to use and it allows you to basically submit any type of receipt.

While I wouldn't just rely on Fetch Rewards App alone for rewards, it's a great addition to your cash back earning routine with apps like Ibotta, ReceiptPalGetUside.

There's nothing better than to one day have enough points to get yourself some free coffee, free movie tickets, free Amazon gift card, and so much more.

If you have a few seconds to spare then Fetch Rewards is definitely worth trying out!

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