If you want to host an awesome Dinosaur themed birthday party for your kids, don't miss our amazing list of the best dinosaur birthday cake ideas to try out.
Making your own cake at home can help save you money while bringing out your creativity.
Show off your skills and create an amazing cake that your kids will love!
Here's an idea for a vibrant tropical-themed birthday cake with lush green frosting, colorful edible flowers, and playful dinosaur figurines lounging amidst palm trees and edible dirt.
It's like having a tropical paradise right on your dessert table, adding a splash of fun and adventure to your celebration!
Perfect for anyone who wants to bring a taste of the tropics to their special day with a dino twist!
Check out this awesome birthday cake shaped like a number and adorned with cute dinosaur designs, perfect for celebrating any age milestone in dino style!
It's like having your very own edible dino parade, making your special day extra memorable!
This numbered dinosaur world cake is like a delicious journey through time, featuring colorful layers, playful dinosaur figurines, and edible landscapes.
It's a fun and memorable way to celebrate any age milestone with a prehistoric twist!
Imagine a towering chocolate dinosaur birthday cake, with multiple layers of rich, decadent chocolate goodness adorned with pa T-Rex dinosaur decoration.
It's like diving into a delicious Jurassic adventure, making every bite a delightful journey through time and taste!
Fulfilling your wanderlust doesn't have to drain your savings! In 2023, adventurous globetrotters can find a wealth of wallet-friendly destinations that offer unforgettable experiences.
From Asia to Europe, central and South America, America to Africa, and even North America, there are countless countries where you can explore diverse cultures, landscapes, and cuisines – all without breaking the bank.
Ready to embark on the trip of a lifetime without worrying about your budget? Join us as we unveil the top 15 cheapest countries to visit in 2023, and let the adventure begin!
Short Summary
Explore the world on a budget with 15 of the cheapest countries to visit in 2023!
Experience Asia's culture, cuisine and captivating beauty or explore Europe, South America and Africa for an unforgettable adventure.
Get creative & plan ahead: couchsurfing, hitchhiking & booking flights in advance are great ways to make your travels more wallet friendly!
Asia's Most Affordable Destinations
Asia, the world's largest and most populous continent, is a treasure trove of affordable destinations offering rich cultural experiences, mouthwatering cuisine, and jaw-dropping natural beauty.
Vietnam, Cambodia, and Laos have emerged the past few years as the most wallet-friendly countries to visit in Southeast Asia, providing diverse experiences from adrenaline-pumping trekking and boat rides to a deep dive into their rich history and underrated beauty.
Not to mention, the delicious street food – a culinary delight that's easy on the pocket. So, without further ado, let's embark on an Asian escapade that won't break the bank.
1. Vietnam: A Wallet-Friendly Adventure
Vietnam, with its breathtaking landscapes and rich cultural heritage, is a dream come true for budget travelers.
The ultimate bargain-hunter's paradise, Vietnam offers wallet-friendly accommodations and transportation options that won't dent your savings.
Long-distance buses and trains are affordable and reliable, with GrabBike offering rides for as little as 50 cents for a 2km trip – now that's a steal! Hostel beds can be found for as low as $10 a night, and the street food is an absolute delight, with meals costing less than $2.
The country's diverse attractions cater to every traveler's taste. Trek through the gorgeous Ha Giang hills, sail through the Mekong Delta backwaters, explore the limestone islands of Ha Long Bay, or visit the world's largest cave, Hang Son Doong.
Although the US State Department advises level 2 caution, Vietnam is generally a safe country for travelers. Just remember to hire a trusted guide when trekking to make the most of your Vietnamese adventure.
2. Cambodia: Rich History on a Budget
Cambodia, a country steeped in history and culture, offers a budget-friendly experience without compromising on the quality of your trip. It's one of the must visit places of Southeast Asia.
Its low cost of living, affordable accommodations, and transportation make it a haven for budget-conscious explorers.
A cozy riad for two will only set you back around $20 per night, while a reserved seat on an air-conditioned coach for trips from Phnom Pehn to Siem Reap or Sihanoukville will cost a mere $10.
Pedal through quaint villages and feast on scrumptious meat skewers without burning a hole in your pocket.
Be awestruck by the grandeur of Phnom Pehn, delve into the past at Angkor Wat, appreciate Battambang's old-world charm, and relax on the stunning beaches of Sihanoukville.
The north offers breathtaking natural landscapes, and the Mekong River provides a chance to spot the elusive Irrawaddy dolphins.
A 3-day pass to Angkor Wat comes at a bargain of just $62, making Cambodia's rich history accessible to all.
3. Laos: Underrated Beauty at a Low Cost
Often overlooked, Laos boasts dazzling Buddhist temples, lush forests, and cascading waterfalls that make it a must-visit destination for those seeking beauty on a budget in Southeast Asia.
With a below average daily budget allowance of just $25-$35, Laos opens the door to a world of underrated natural attractions and rich cultural experiences making it one of the cheapest countries to visit.
Savor the country's stunning waterfalls, float down the Vang Vieng river, or indulge in a soothing tiger balm massage – all without breaking the bank.
A bus trip from Luang Prabang to Vientiane costs only $16, while Tuk Tuk rides and motorbike rentals are available for just a couple of bucks.
Hostels offer accommodation for $10-$15 a night, and entry fees to the country's most amazing sights and man-made and natural wonders usually cost only a few dollars.
Ultimately, Laos is a hidden gem that's packed with adventure and affordability, making it a must-visit destination for budget travelers.
Budget-Friendly European Escapes
Europe, with its rich history, world-renowned architecture, and diverse landscapes, may seem like an expensive destination.
However, countries like Romania, Poland, and the Baltic States offer affordable escapes with charming towns, heritage sites, tourist restaurants, and budget-friendly alternatives to the more expensive Scandinavian countries.
With a little research and smart planning, you can embark on a mesmerizing European journey without emptying your wallet.
4. Romania: Charming Towns and Free Activities
Romania, a land of fairy tales and enchanting landscapes, offers budget travelers a chance to explore its charm without breaking the bank.
Thanks to the favorable currency exchange rate of 1 USD to 2.55 Georgian Lari (GEL), Romania becomes an affordable destination for adventurous souls.
Enjoy free walking tours to explore the beautiful country side's numerous historic sites, or wander through time-honored villages and parks without spending a dime.
To save on food expenses, consider starting your day with a meal at the hostel, indulge in a filling lunch, or eating street food and cooking a delicious dinner yourself.
Delight in a 3-course traditional Czech feast for less than $20, discover Sofia's history with the help of locals, and stay in hostels for just $10-$15 per night – all while experiencing the magic of Romania.
5. Poland: Heritage Sites on a Budget
Poland, with its captivating history and rich cultural heritage, is an ideal destination for travelers seeking an affordable European adventure. The country offers an array of attractions, from ancient monuments to museums, without draining your savings.
To save on food expenses, try the famous Polish "milk bar" for a delicious meal that costs less than 15 PLN ($4). Do not miss the charming towns of Gdansk, Wroclaw, and Zakopane, cheap places where you can capture postcard-worthy memories.
Admission to Poland’s museums and historical sites is dirt cheap, usually as low as $5, making it an accessible and budget-friendly destination for heritage enthusiasts.
6. Baltic States: Affordable Alternatives to Scandinavia
The Baltic States, comprising Estonia, Latvia, and Lithuania, provide a fantastic opportunity to explore Northern Europe without breaking the bank.
These countries offer a wealth of exciting activities and experiences at just a fraction of the cost of their Scandinavian neighbors.
Travel between major cities within the Baltics by bus or sail from Finland for under $30.00. Enjoy the charm of local eateries, hitchhike or walk to explore the cities, and consider camping to save on accommodation costs.
Delve into the unique blend of cultures evident in Latvia's architecture and embark on hiking adventures through national parks. The Baltic States offer an affordable and enchanting European experience that won't disappoint.
South American Gems That Won't Break the Bank
For those seeking a taste of Latin America without overspending, look no further than Colombia, Bolivia, and Argentina. These countries offer colorful and cost-effective experiences, with diverse landscapes, vibrant cultures, and thrilling adventures.
From trekking through the Amazon rainforest to exploring ancient ruins, these South American gems will leave you with unforgettable memories without emptying your wallet.
7. Colombia: Colorful and Cost-Effective
Colombia, a country bursting with color and life, offers a budget-friendly experience without compromising quality. With an exchange rate of 4,600 pesos to the US dollar, Colombia is more accessible than ever.
Travel around the vast country by using public buses and local collectivos, or take advantage of Worldpackers to find volunteer positions that allow you to save on accommodation costs.
From the bustling streets of Medellin and Cartagena to the serene beaches of San Gil and Barichara, Colombia is home to an array of exciting and wallet-friendly adventures.
Unleash your inner adventurer with a day trip to Guatape, hike to the highest waterfall, or sail around the Rosario Islands – all at unbeatable prices. Colombia makes it on the list as one of the cheapest countries to visit.
8. Bolivia: Ultimate Budget Destination
Bolivia, with its unique blend of indigenous and colonial cultures, is the ultimate destination for those on a tight budget.
With a daily allowance of just $20-$30 per person, Bolivia offers travelers an opportunity to immerse themselves in its rich history and breathtaking landscapes without breaking the bank.
The country's must-see attractions include the surreal landscape of Salar de Uyuni and the majestic Lake Titicaca. A visit to Bolivia wouldn't be complete without sampling its delicious cuisine, with meals costing as very little money as two to three dollars.
With its diverse attractions and wallet-friendly prices, Bolivia is the perfect destination for budget-conscious adventurers.
9. Argentina: Diverse Experiences on a Dime
Argentina, a country known for its tango, wine, and mouthwatering steaks, offers travelers a diverse and affordable experience.
Despite its economic challenges, Argentina remains a budget-friendly destination for most travelers thanks to the favorable exchange rate of 1 USD to 211 Argentine pesos.
Explore the bustling streets of Buenos Aires, marvel at the stunning landscapes of Patagonia, and indulge in the country's delicious cuisine without breaking the bank.
To save even more, consider using Western Union to transfer funds and pick up cash in person, offering an exchange rate of 405 pesos for every US dollar.
From its vibrant cities to its breathtaking natural wonders, Argentina is a treasure trove of unforgettable experiences that won't cost a fortune.
Affordable African Adventures
Africa, a continent synonymous with adventure and natural beauty, offers a range of budget-friendly destinations for travelers seeking an unforgettable experience.
South Africa, Morocco, and Kenya provide excellent value for USD and Euro travelers, with vibrant and wallet-friendly experiences that allow you to explore the continent's diverse landscapes and cultures without overspending.
We'll go over some of the cheapest countries to visit in the African continent.
10. South Africa: Value for USD and Euro Travelers
South Africa's weak currency makes it very cheap country and a great value destination for travelers from the United States and Europe.
Renting a car and hitting the open road is the best way to explore this vast and diverse country, allowing you to experience its stunning natural beauty, wildlife, and rich cultural heritage at your own pace.
Accommodation in South Africa is affordable, and cheap destination with hotel rooms starting at just $20 a night. Dining out is also a bargain, with delicious local dishes available for a fraction of or half the price that you would pay in other countries.
Whether you're exploring the bustling streets of Cape Town, embarking on a safari adventure, or hiking through the picturesque Drakensberg Mountains, South Africa offers a wealth of unforgettable experiences at a fraction of the cost.
11. Morocco: Vibrant and Wallet-Friendly
Morocco, a country steeped in history and culture, offers travelers an affordable and lively adventure. Its bustling markets, stunning architecture, and delicious cuisine make it the perfect destination for those seeking a unique and wallet-friendly experience.
Visit the vibrant Blue City of Chefchaouen, explore the beaches along the west coast, or trek through the majestic mountains and desert without breaking the bank.
Opt for local eateries around the famous Jema El Fnaa square in Marrakech, where you can enjoy a full meal, including a drink, dessert, and main course, for as little as $6.
With its rich history and colorful charm, Morocco is an ideal destination for budget-conscious travelers.
12. Kenya: Budget Safari Experiences
Kenya, known for its incredible wildlife and breathtaking landscapes, offers budget travelers the opportunity to embark on a safari adventure without spending a fortune.
With a daily allowance of $50-$80 per person, visitors can explore Kenya's national parks and wildlife reserves, all while enjoying the country's natural beauty.
Ride an ostrich for just $5, visit an elephant orphanage, or take a guided tour of Nairobi National Park – all without breaking the bank. Accommodation options in Kenya range from budget-friendly hostels to mid-range hotels, ensuring that you can find a place to rest your head after an exciting day of adventure.
For travelers seeking an affordable African safari experience, Kenya is the perfect destination.
North American Road Trip Bargains
While North America may not be the first destination that comes to mind for budget travelers, there are a few countries with plenty of affordable road trip options that allow you to explore the continent without breaking the bank.
Arizona and Utah offer scenic drives through breathtaking landscapes, while Mexico and Cuba provide Caribbean charm and diverse experiences at wallet-friendly prices.
So, if you're looking to hit the open road on a budget, consider these North American gems.
13. Arizona & Utah: Scenic Drives on a Budget
Arizona and Utah are home to some of the most stunning landscapes in the United States, making them the perfect destinations for a budget-friendly road trip.
Marvel at the Grand Canyon, explore the rugged beauty of Monument Valley, or discover the awe-inspiring Zion National Park and Bryce Canyon – all without spending a fortune.
To save on costs, consider camping or staying in hostels along your route, and be sure to pack your own food to keep your daily expenses to a minimum.
With its breathtaking scenery and affordable travel options, a road trip through Arizona and Utah is an adventure you won't want to miss.
14. Mexico: Diverse and Affordable
Mexico, with its rich cultural heritage and stunning natural beauty, offers travelers a diverse and affordable experience.
From bustling cities like Mexico City and Guadalajara to the pristine beaches of Cancun and Tulum, there's something for everyone in this vibrant country.
Budget-friendly accommodations can be found throughout Mexico, with hostels and guesthouses offering rooms for as little as $10 a night.
Eating out doesn't have to be expensive either – delicious street food is available for just a few dollars, and local restaurants offer hearty meals at affordable prices.
With its diverse attractions and wallet-friendly options, Mexico is an ideal destination for budget-conscious travelers.
15. Cuba: Caribbean Charm on the Cheap
Cuba, a country known for its vibrant culture, classic cars, and beautiful beaches, is the perfect destination for travelers seeking a taste of the Caribbean on a budget.
Despite its reputation as an expensive destination, Cuba offers a range of affordable accommodations, from casa particulars to budget hotels, with prices starting at just $25-$30 per night.
Dining out in Cuba doesn't have to break the bank either – try the local food which offers delicious meals for as little as $6, including a drink, dessert, and main course.
To save even more, consider exploring Cuba by public transport or renting a bicycle to get around.
With its Caribbean charm and affordable options, Cuba is a must-visit destination for budget travelers.
Tips for Traveling on a Tight Budget
Embarking on a budget travel adventure doesn't mean you have to compromise on quality. With a little creativity and planning, you can enjoy unforgettable experiences without emptying your wallet. Here are some tips to help you make the most of your budget travels:
Don't be afraid to try the local food in the area since it can save you a whole bunch of money and may be even more delicious than the food at the expensive restaurants.
Couchsurfing: This free accommodation platform connects travelers with locals who are willing to offer a cheap place to stay. Not only does this save you money on accommodation, but it also provides an opportunity to experience local life and make new friends.
Hitchhiking: While not suitable for everyone, hitchhiking can be a cost-effective way to get around, especially in countries where public transport is expensive or unreliable.
Skipping activities: While it can be tempting to join every guided tour or paid activity, consider prioritizing your must-do experiences and skipping those that are less important to save money.
Booking flights in advance: Airfare can be one of the biggest expenses when traveling, so be sure to book your flights well in advance to get the best deals.
Summary
Exploring the world doesn't have to cost a fortune. With options like Vietnam, Cambodia, Laos, Romania, Poland, the Baltic States, Colombia, Bolivia, Argentina, South Africa, Morocco, Kenya, Arizona & Utah, Mexico, and Cuba, there's a budget-friendly destination for every traveler.
By following our tips for traveling on a tight budget, you can embark on unforgettable adventures without breaking the bank.
So pack your bags, hit the road, and discover the incredible experiences that await you in these affordable destinations!
Frequently Asked Questions
Which is the cheapest country to visit?
If you're looking for a budget-friendly destination, Laos is the best choice - offering both affordability and amazing experiences for only $15 a day!
From the stunning temples of Luang Prabang to the lush jungles of Vang Vieng, Laos has something for everyone. Whether you're looking for a relaxing beach holiday or an adventure-filled trek, Laos has it all.
What is the cheapest country to fly to from the United States?
For those looking for an inexpensive flight from the United States, a trip to the Caribbean or most countries in Central America is sure to be an affordable option. Europe can also be very budget traveler-friendly when flying out of the east coast USA, and Asia is an economical choice if departing from the west coast USA.
What is the cheapest country to travel to Europe?
If you're looking for the cheapest European country to visit, Romania should definitely be on your list! With affordable accommodation, delicious cuisine, and a plethora of activities, Romania is an incredibly affordable country budget-friendly destination for travelers.
Plus, there's something for everyone, making it a great destination for all ages.
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Let’s be real here, working can be very stressful at times. Following directions from superiors, managing employees, dealing with office politics, keeping up with deadlines, appeasing customers, I can go on and on. The worst part is that people often get stuck working for decades and well into their 60’s or 70’s to make ends meet. What if you didn’t have to settle for that lifestyle? Meet Eric and Katie who broke that stigma and was able to retire early in their 40’s and live a nomadic life traveling the world.
Meet Eric and Kate who retired April of 2019 to follow their passion-Love of Travel. They live a life full of adventure, traveling the world and experiencing different cultures. Currently, they are in Danang, Vietnam and will most likely be there for 6 months before moving on to the next new location.
Eric and Katie shares helpful tips on how they were able to retire early. Eric retired at 42 and Katie retired at 41. Truly amazing! That’s more than 2 decades worth of work they were able to shave off. They saved up $1,000,000which they fund for their nomadic lifestyle. Eric and Kate shares how they were able to do just that. Check out Eric’s siteBonus Nachos where he documents all the countries he’s been to during his retired nomadic lifestyle.
Eric and Kate’s Early Retirement Story
Eric, 42, Retired Accountant made under $50,000 a year
Katie, 41, Retired from the Hotel Industry made around $50,000 a year
Resides: Previous residence in Silicon Valley now lives in Danang, Vietnam
1 | Was there any specific moment that motivated you to retire early?
We had recently moved from the Midwest to California and I had to find a job during the Great Financial Crash.
While I was happy to be able to find work, the job only offered 2 weeks of paid vacation. I previously was spoiled with 5 weeks.
Work suddenly felt a lot more oppressive.
I knew that there had to be a better way. It wasn’t too long after this that I discovered popular early retirement blogger Mr. Money Mustache.
I had always thought about early retirement as an abstract concept, but until this point hadn’t realized how accessible it really was.
2 | What was your income range? Did you do any side hustles?
I never earned more than $50k/yr until I was 37 years old.
Katie always earned a little more than me, except for a couple of glorious months in 2015. 🙂
But neither of us ever made 6 figures, so our early retirement is much more a product of low spending than high earning. We never earned any other money, preferring to savor our time away from work.
3 |When did you start saving and investing?
We both started contributing to our 401k accounts immediately upon getting our first professional jobs.
This was before we had even met, so the idea was independent of one another. And from there, we would each increase our contribution percentage with every raise that we received.
Later we opened up IRAs and stashed money into a taxable account as well, but we mostly just focused on our 401k accounts until our early 30s.
4 | Did you have any debt? If so, what did it consist of?
Not really. Some minor credit card debt as young adults, but nothing much to speak of.
We were careful to avoid it. This certainly helped us get to early retirement more quickly.
5 | Were there any programs/tools that helped to achieve early retirement?
As a former accountant, I love Excel spreadsheets. I use them for everything from tracking expenses to retirement projections.
I have always preferred to track my finances manually as opposed to using automated trackers like Mint or Personal Capital.
I felt it gave me more control and allowed me to customize it to my personal situation. Which is somewhat ironic because when it comes to investing, I’m completely hands off.
I think it’s much, much more likely that an individual investor will make a mistake and suffer a setback than pick the next greatest company.
As such, I believe the best way to go is to invest solely in index funds.
Both are excellent books that are written for the non-professional investor. They are also popular enough that they’re likely available at your local library.
6 | Were there any habits that helped you retire early?
Most of our habits were developed to spend less money.
We focused our spending on what brought us the most happiness and tried to cut out the rest.
We split one older car, so one of us was always commuting by public transit or by bike.
We lived in a small cheap apartment.
On the flip side, travel was something that we have always loved so we made sure to take as many vacations as work would allow.
By not living in a fancy place, drivinga new car (let alone two) or eating out often, we were still able to do the things we liked best while alsosaving lots of money.
7 | Do you think you had to sacrifice a lot in your life to retire early?
I don’t think sacrifice is the right word.
Instead, I prioritized. Not spending every dollar shouldn’t be viewed as a sacrifice.
I would actually argue the opposite, that spending all of your money is a bigger sacrifice because you’re giving up compound investment gains that only increase over time.
I like the saying “You can have anything you want, but you can’t have everything.”
While I may not have been buying a million dollar house or driving aluxury car like many of my neighbors, I did get my passport stamped a lot.
Prior to retirement, I had been to Italy, France, Germany, Austria, Czechia, Jamaica, Grand Cayman, Aruba, and Mexico multiple times. There was lots of domestic travel too, including Hawaii, NYC, and many national parks. Travel has always been my priority.
8 | Did you ever receive a large sum of money that helped to propel you financially?
Well, the S&P 500 did go up over 20% in 2017 when we were already well on our way to early retirement. Does that count? But no start up windfalls, inheritances, or other things like that.
9 | What does your retired life consist of?
We now get to travel the world, experience different cultures, and eat lots of local delicacies. It’s not like our previous vacations though.
Prior to quitting, our longest stop in any one location was 10 days. So far, our shortest stop has been two weeks, but we prefer to stay longer. That really allows us to soak in the flavor of the area.
We get to frequent local markets and eat exotic produce. We swim in the ocean, explore cities and neighborhoods, visit temples and museums, and watch birds. We have nearly mastered the art of the leisurely breakfast.
I even occasionally write a blog post. And the best part is that it’s way cheaper than our previous life. We spend about half of what we did when living in Silicon Valley. I report all of our spending on the blog as well.
Things have been a little different since COVID-19 became a pandemic. However, for the moment, we’ve paused our travels as we wait to see how countries will deal with opening their borders and when/if a vaccine will be available.
We are currently waiting it out in Danang, Vietnam and will likely live here for at least 6 months. It’s a pretty nice city and there are definitely worse places that we could be. Vietnam as a whole did a great job handling the outbreak so there’s little risk of infection here.
10 | If you could offer any valuable advice to readers to retire early, what would it be?
Once you know where all your money is going, it’s easy to figure out what spending is worthwhile and what is not providing value.
Then you can redirect that less than optimal spending towards investing. And once you get that investing ball rolling, it will pick up a lot of steam over time.
Einstein once called compound interest the most powerful force in the universe. Make sure it’s working for you.
Eric and Katie fulfilled their dream of being able to retire early. Their journey teaches us that no, you don’t have to earn a six figure income to achieve early retirement.
Compound interest is very powerful indeed and they used it to their full advantage by investing when they first started their careers.
They also focused investing primarily in index funds without the stress and hassle of handling single stocks. They read books like The Bogleheads Guide to Investing andThe Four Pillars of Investingto familiarize themselves with how investing works.
Everyone dreams of the ability to retire early but often times we don’t implement the right steps to help us achieve the goal.
Eric and Katie is a prime example that it is possible simply by investing early, keeping track of your money, not comparing your life with others, set aside funds to still enjoy life, spending less money, and saving where you can.
Thank you Eric and Katie for sharing your inspiring story with us. Through your story, we see that it’s possible to retire early by implementing the right steps and having the right mindset to achieve a goal.
Don’t forget to check out Eric’s blog Bonus Nachos to see how they’re enjoying retired life traveling the world.
Are you ready to start your own debt free journey? Get started by grabbing this free Debt Thermometer and join us in the free 5-Day Debt Free Bootcamp to pay off $500 worth of debt in your first month.
We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details.
There are many benefits to having a good credit score. From qualifying for low interest rates for a mortgage, car loan, top tier credit cards, get approved for rentals, better insurance rates, and more. Having a great credit score can save you hundreds or thousands of dollars in interest. While there are many benefits to having great credit there are simple ways you can implement to get a score over 800. I’ll show you the exact tips I used to get a good credit score to over 800.
What is a credit score?
A credit score is basically a 3 digit number which is a financial institution’s version of a report card that assesses your overall credit risk. Basically, it determines how likely you may be to pay back a loan.
This is why lenders, landlords, or employees may check your credit score. It gives them an idea of the overall risk involved when lending you money, renting you an apartment, or even giving you a job.
All credit scores are not created equal. There are different companies that created their own credit scoring model which may yield different results. However, the most well known type of credit score is the FICO.
A FICO credit score is calculated based on 5 factors:
Payment History 35%
Amount Owed 30%
Length of Credit History 15%
New Credit Opened 10%
Type of Credit 10%
Is a credit score and a FICO score the same?
Usually, when people think of a credit score, they may be referring to a FICO score which is the most well-known type of scoring system.
The FICO score was created in 1989 by the Fair Isaac Corporation. It was meant to streamline the lending process and make it fair and consistent, it is used by more than 90% of lenders.
Over time, other scoring models were created by other companies to serve as competition to the FICO score. It will be good to familiarize yourself with the idea that there are other credit score models out there. Another scoring model that may be more commonly used second to the FICO score is the Vantage Score Model.
Vantage Score Model
The Vantage Score Model was created in 2006 by the three well-known credit bureaus-Experian, Equifax, and TransUnion.
It has a very similar model compared to a FICO score which consists of:
Free scores referred to as “educational” or “equivalency” scores for consumers knowledge only. It is not used during the lending process.
FAKO score range can be very similarto your FICO score.
TransRisk
Based on data from TransUnion which determines risk of newly opened accounts rather than existing ones.
Not widely used due to it’s limitations in assessment.
TransRisk scores have been known to be lower than a FICO score.
Experian’s National Equivalency Score
Can be obtained for free at Credit Sesame or Credit.com
Score ranges from 360-840
Credit Xpert Credit Score
Developed to help approve new accounts for businesses.
It was created to help detect inaccurate information on credit reports to help raise scores fast.
CE Credit Score
Free and available at Quizzle to give consumers a transparent and accurate depiction of their score.
The scoring ranges from 330-830
What are the ranges for a credit score?
Credit scores have numerical ranges. For the FICO score, it goes anywhere from 300-850 at the highest. The chart below is based from the information provided from Experian. For simplicity purposes, we’ll cover the two major credit scoring models: FICO and Vantage Score Model.
The FICO credit score ranges from:
300-579 Very Poor-16% of the American population
580-669 Fair-17% of the population
670-739 Good-21% of the population
740-799 Very Good-25% of the population
800-850 Exceptional-21% of the population
Vantage Score Model ranges from:
The Vantage Score Model is very similar to the FICO Score Model. It has a range from 300-850. According to White Jacobs, the data below indicates which percentage of the population falls within the credit score range.
300-549 Very Poor-17% of the American population
550-649 Poor-34% of the population
650-699 Fair-18% of the population
700-749 Good-13% of the population
750-850 Excellent-30% of the population
Where can I get a free credit score?
If you want to check your credit score, there are plenty of sites that can give you a glance for free. It’ll be good to know where you stand.
People often rely on credit for many big financial decisions in their lives. We often need credit to borrow money for purchases like a car, home, credit cards, personal loans, student loans, apply for rentals, or even to pass employment checks.
Having good credit can often save you more money and simply just make your life a bit easier. There are 6 great reasons to bump up your credit score and maintain great credit.
1 | Savings On Interest
Those who have great credit will generally be eligible for lower interest rates than those with poor credit. This can save you a lot of money over time! Check out the example for different interest rates applied between poor credit to good credit below:
781-850
4.69% Interest
$25,000 Loan Amount
60 Months
$28,094
$3,094 Interest Paid Over Time
601-660
10.91% Interest
$25,000 Loan Amount
60 Months
$32,546
$7,543 Interest Paid Over Time
When any money is borrowed from banks, interest is applied. You want to aim for the lowest interest rate as possible so it can save you money in the long run.
In the example provided above, a person within the 781-850 credit score range pays $3,094 over 60 months compared to paying $7,543 if they had a 601-660 credit score. The person with the better credit score would save $4,449 over time.
It’s best to always aim for a high credit score to benefit from the lowest interest rates available. This can be applied to all types of loans from mortgages, personal loans, car loans, and more.
2 | Better Credit Offers
Those with good to excellent credit can be eligible to apply for great credit offers. There are credit cards that offer significant amount of bonus points for travel based on a spending limit usually. These travel cards will often require Good to Excellent credit in order to be approved. Some of the travel cards are:
Chase Sapphire Preferred Card– $1,200 Bonus Points Value
Delta SkyMiles Card by American Express-$580 Bonus Points Value
Alaska Airlines Visa Card-$820 Bonus Points Value
Ever since we paid off all our credit cards, our credit score has skyrocketed. Now we always get approved for the best travel rewards credit cards. Find out how we got a free cruise or free flights to Las Vegas below.
Having a higher credit score will often give you better premiums for your car insurance. While you may not be turned down for having poor credit, having a good credit score will certainly get you lower premiums.
4 | Increase Chances of Approval for Rentals
Landlords can check your credit report and credit score to determine if they should approve your tenant application or not. It’s up to the Landlord whether or not they want to approve you based on the information.
If you have poor credit, they may not turn you away depending on the situation. However, they may require a higher security deposit or have a co-signor in order to approve you. On the other hand, if you have great credit they may be quick to approve you.
5 | Waive Security Deposit
There are instances where security deposits may be waived.
Some utility companies that may check your credit history. If you don’t have the best credit, they may ask for a security deposit or a letter-of-guarantee which a family member or friend may pay your bills if you’re unable to.
Cell phone companies may also waive a security deposit to those with good credit and also offer a discounted price of phones.
6 | Employment Hiring Process
Did you know that somecompanies check your credit as part of the hiring process? They check credit as a means to verify someone’s financial responsibility, verify identity, and background.
In some instances, companies may find it necessary to run a credit check on individuals who will be assigned to managing other people’s funds. They can’t have people who aren’t able to handle their own financial matters properly to take care of client’s finances.
What are the steps to get a good credit score to 800?
For as long as I can remember, my credit score has never broke 800 until last year. My credit score even dipped down to the 600’s while I was in school. My score has passed the 800 mark and I’ll show you exactly what I did to get it there.
Pay Bills on Time
Late payments can hurt your credit score and it accounts for 35% of your FICO rating. The bad news is that late payments, more than 30 days late, can stay on your credit report for up to 7 years! Yikes.
This is one thing that I always tried to keep up with. I tried to always pay my bills on time even if it was minimum payments. However, there were occasional times when bills may slip through the cracks.
There were times when I didn’t set my auto payment for a credit card and missed a payment here and there. The great part is, it’s easy to get this issue resolved with credit card companies.
You can usually call them and explain your situation, most of the time they will reverse any late fee charged on your statement.
Usually, credit card companies won’t report the late payment if it’s a few days late. If it passes an entire billing cycle, they will usually report it to the credit agency.
If you’ve missed a payment, make sure to pay as soon as you can.
Another huge downside to missing payments for credit cards is when they’re able to remove a promotional interest rate offered to you. Say, you were getting a promotional rate of 0%, well if you miss a payment, they can change that interest rate to their original rate of 18% or higher.
Suggestions:
Set reminders to help you pay your bill on time
Set up auto pay
Call creditors as soon as you notice you’ve missed a payment
Keep Your Debt Balances Low
Your overall debt to credit ratio accounts for 30% of your FICO score. It’s beneficial to have a higher credit to debt ratio. If you owe too much money compared to your credit limit, this can have a negative impact on your score.
This is the main area that has significantly boosted my credit score to over 800. My current FICO credit score below:
My credit score had always toggled around the upper 600’s and mid 700’s. Especially when I was in school, my credit rating plummeted because I wasn’t working to pay off my credit cards.
I noticed that as soon as we started attacking our credit debt, our credit scores shot up. When my husband and I first started our debt paying journey, we used the Snowball Method and paid off all our credit cards.
Paying off our credit balances dramatically increased our credit availability limit. Since this category makes up 30% of a FICO score, it was the factor that helped me get into the 800 score club.
Want to start getting yourself out of debt? We knocked out over $100,000 in just 24 month and you can find out some great tips to get yourself started too. Grab your free Debt Thermometer and join us in the free 5-Day Debt Free Bootcamp.
Credit Inquiries Impact Credit Score
Credit inquiries can make an impact on your credit score by a few points. If you were to open up many credit cards around the same time frame, it can affect your score significantly.
There are hard inquiries which directly impact your score and soft inquiries which doesn’t have an affect on it.
Hard inquiries generally can stay on your credit report for a little over two years.
Hard Inquiries on Credit
Opening up a cell phone plan
Applying for a mortgage
Applying for an auto loan
Opening up a credit card
Applying for a student loan
Requesting for a credit line increase
Getting a rental car with a debit card (possibly hard inquiry pull)
Applying for a personal loan
Applying for rental apartments
Soft Inquiries on Credit
Credit card companies automatically raising your credit limit
Pre-approval offer from a lender
Checking your own credit report
Suggestions:
If you need a loan for a car or mortgage, it’s better to shop around during a short time frame. Some scoring models will consider the multiple inquiries as a single inquiry if it’s done under a small time frame.
Check your credit report to make sure there are no other hard inquiries that you are not aware of. You may be able to have them removed if you didn’t authorize the credit pull.
Only apply for credit if you really need it.
Length of Your Credit History Matters
The length of your credit history has a 15% impact of your FICO credit score. The longer you have a credit line opened, the better it will help your score over time. Especially, if you’re making payments on time. It’ll be best not to close out any credit cards you have, even if you don’t plan on using them.
When we started paying off all our credit cards, I didn’t cancel our cards. Some of my cards are over 10 years old. All we did was pay off all balances and just leave them alone.
My husband actually canceled 1 credit card which he had for years not knowing it would impact his score. Next thing we knew, his score dropped and it hasn’t reached the 800’s as I have.
Monitor Your Credit
It’s always important to keep tabs on your credit report. There may be things on there that can have negative impacts on your score.
I check my credit report at least once a year just to make sure everything is in good standing and there are no errors.
One time, my information was associated with a completely random address. I had to correct that right away because that property had a lien associated with it. It was bizarre.
You can also check all your accounts to see if there are any delinquent payments posted. One of my student loans actually reported a 30-day late payment to the credit bureau without my knowledge. Delinquencies have a negative impact on your report and score and can stay on your report for up to 7 years.
I called up the student loan provider and had them reverse that initial report.
Suggestions:
Check your free credit report and score on Credit Karma
Get your free annual credit report on Annual Credit Report (only credit report, no credit score)
Fix any discrepancies on your credit report
If there are any delinquent payments, reach out to your loan provider and see if they can help you remove it
Give Your Score a Boost
If you’re looking for a boost to your credit score, you can give Experian Boost a try.
If you pay for your cell phone bills or utility payments through your checking account, Experian Boost considers that as on-time payments.
Since payment history makes up 35% of your FICO score, this can significantly help your credit score.
Experian Boost then pulls all your on-time payments to apply. The boost to your Experian score can take as little as 10 minutes.
What Bills Can You Use For Experian Boost?
Experian Boost won’t work for credit card bills. It has to be payments made from a checking or saving account.
On time payments:
Utility (gas, water, electricity)
Cell phone/Land line
Cable
Experian Boost gathers your on-time payments and applies it towards your payment history giving you a credit score boost.
What to Consider When Signing Up For Experian Boost
Experian Boost can definitely help your credit score. According to Experian’s website, 86% of users with a FICO score of 579 and below saw an average increase of 21 points.
Although, the service can help boost credit scores, it doesn’t have the same effect across the board for all.
Can only use a checking/saving account for assessment of on-time payments
Need at least 3 months worth of bill payment history
Must have at least one credit card or a loan on your credit report.
Experian Boost is 64% more effective with very poor to fair FICO scores compared to only 3% effectiveness for those with very good to exceptional FICO scores.
Just because your score increased doesn’t mean your lender will use the same exact FICO scoring model as the one from your report.
Adding on-time payments to your credit file with Experian won’t transfer over to TransUnion or Equifax.
Is Experian Boost Worth It?
It’s a free service that can potentially help your credit score and it doesn’t take long at all to set up. If your credit is within the poor to fair range, it may be more worth while to try it out. Just keep in mind that if you are applying for a loan, check to see if the lender uses Experian.
Bottom Line
Having great credit will only help you financially and in life. It can save you thousands of dollars in interest, help you get approved for jobs or apartment rentals. You can improve your credit score and get it up to the 800’s as I have.
Most importantly, creating a budget has helped me tremendously in making sure I have enough funds for bills. Set up auto payment if your bad with paying bills on time. It’s very important to not be late with payments since it has a very large impact on your credit score.
Check your credit history and score at Credit Karma and dispute any discrepancies on your report.
Don’t cancel long term credit cards as it will have a negative impact on your credit score.
Keep your debt balances low by using the snowball method to pay off your debt, especially your credit cards. I think this has been the major reason why my credit score broke the 800 mark and is now 836. What I do now is use only 1 credit card and pay it off in full each month. Having a large credit to debt ratio will help your score out significantly!
If you need a fast credit boost, you can try Experian Boost.
I hope you found some helpful tips here and you can also be on your way to the 800 score club, thanks for stopping by!
We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details.
Has the thought ever crossed your mind that it may be awesome to have a blog to call your own? Maybe you're really passionate about something, or you want to share your knowledge, and even maybe you've read blogging success stories of people making thousands of dollars a month from blogging.
Starting a blog can be a great hobby or it can also earn you major income. It all depends on which direction you want to go in. Either way, blogging can be very fun. There are days where I can spend hours working on my blog but it doesn't feel like a drag, time definitely flies by way too fast.
I guess when you enjoy doing something, it doesn't feel like work at all.
The best part about starting a blog is how very inexpensive it is. You can start a FREE WordPress blog starting today. It's really that easy. You may be wondering what is WordPress?
WHAT IS WORDPRESS?
WordPress is a blog and website creation tool where you can create and customize your content. It may be a website you want to create for your business or create blog posts for your personal blog page.
To think of it simply, WordPress is like a house where you can customize and renovate it and add furniture (content) to your heart's desire. However, a house sits on land. That's where Bluehost comes in.
It is your OWN site and can't be deleted at a whim
No need to worry about this at the moment. When you sign up with Bluehost, WordPress.org is what you will be using.
WHAT IS BLUEHOST?
Bluehost is a web hosting provider. Think of it like the land where the house sits on. Through Bluehost you choose your domain name (website name). Once you sign up with Bluehost, WordPress is then free to be used as your platform. The best part about starting your own free WordPress blog with Bluehost is that the fee is extremely inexpensive!
I absolutely LOVE Bluehost! I mean it! Their customer service rocks! If I ever had questions about my site, I can chat with a representative at any hour of the day or night.
Just the other day, I reached out to a rep at 11:30 at night and had my question answered.
Bluehost reps are the ones that helped me get my site up and running when I first started out and had no clue what I was doing. They're really amazing. For $3.95 a month to start a blog/website/e-commerce page it's totally worth it plus more!
Bluehost Benefits
Low rates- Starting at $3.95 a month to host your website (plan I still use till this day)
Awesome customer service
Easy setup and integration with WordPress
Free WordPress site included
Starting your site with Bluehost is an awesome option for beginners and if you don't get a lot of traffic to your site in the beginning.
Bluehost is highly recommended for those just starting out because their reps go above and beyond to help you get the ball rolling.
Once the traffic to your site starts picking up or you need super premium hosting service, then I would recommend WPEngine down the road.
WPEngine offers great customer service, fast site speeds, and comes with all the bells and whistles when it comes to web hosting.
HOW TO START A FREE WORDPRESS BLOG ON BLUEHOST
First you need to head to Bluehost site to register your domain name and sign up for your website hosting. Bluehost if offering a 50% discount at a very low rate of $3.95 a month compared to $7.99 a month for this service. For their level of service, easy-to-use platform, plus a free WordPress site, it can't get any better than that.
If you're just starting out, choose the basic plan. You always have the option of upgrading your plan later if you need to. The basic plan should be more than enough.
Choose your domain (website) name
You can choose your domain (website) name at this point, or come back to it if you can't think of a good name yet. Also, you always have the option of changing your website name later if you're not happy with what you chose to begin with.
Create Your Account and Pick Your Plan
Within the basic plan, you can sign up for a 12 month plan, 24 month plan, or 36 month plan. When I first signed up with Bluehost, I chose the 36 month plan because I wanted the cheapest monthly cost possible. That is basically $3.95 per month, $47.40 for the year or $142.20 for 36 months. I pay triple in my cable bill for one month compared to what I pay for in a whole year to run my blog.
If you're not sure about a 36 month plan, you can always try it for 12 months which will be $5.95 a month or $71.40 for the year. That's still a really good price to run a website that you can call your own.
To get the cheapest rate, signing up for the 36 month plan would be the best option.
After choosing your plan, there may be some 'Package Extras' that could be automatically checked off. I wouldn't sign up for those tools just yet. First, get your website up and running and you can always download free 'Plugins' to meet your website maintenance needs. You can always sign up for those recommended programs by Bluehost later if you need to.
Install Free WordPress Blog
After signing up with Bluehost, your free WordPress blog and website will be automatically installed. That's another reason why Bluehost is awesome, everything is very simple to use on their platform.
Choosing Your Theme
First, you will be prompted to choose your theme. There will be lots and lots of free themes to choose from. There will also be premium themes available at a cost. You can choose the theme that you like the most.
When I first started my free WordPress blog, I chose a free theme but quickly ended up with a premium theme. Surprisingly enough, using a free theme was actually a lot harder than using a premium theme.
I found that I had to manually try to "build" a page having to customize every single thing which made it extremely difficult for me since I was completely new to the coding/web page building world.
A premium theme was incredibly easy to use. Everything from the home page, posts, contact pages were already beautifully styled and all I had to do was change wording around.
For people that are new to blogging/website creation, I HIGHLY recommend a premium theme. Save your time, frustration, and energy to create what's valuable which is your content!
For my site I use Thrive Architect theme which you can get get HERE.
I'm stating this from experience but for a good part of the first year of starting this blog, I had another theme which I paid around $50 for it.
It was decent enough where I was able to easily design my pages as needed but as time went on I started noticing that the design of my website was hugely limited compared with Thrive.
As you start your blogging career, you'll begin to realize that any little thing you need as far as appearances go for your site, you may need to start getting plug-ins.
Keep in mind that the less plug-ins you have on your site, the better because a lot of plug-ins actually bog down your site and slow it down.
After months and months of messing with plug-ins and being frustrated with the lack of customization for this site, I came across Thrive and it's been amazing guys!
Thrive is literally the all in one package to help you launch a beautiful site with tons of pre-designed pages. Also, you'll find their page design/builder is extremely easy to use. Even a non-techie and beginner like me was able to design my own site.
Thrive can literally help you save hundreds or more because you won't need to hire designers or buy expensive programs if you want to do more advanced stuff like make courses or create sales pages for your site.
Thrive is all you need! I'm seriously in love with this theme builder and it's so easy to use.
You can get a beautiful site up with Thrive, it's really an amazing tool to use.
So, I HIGHLY suggest for you to try Thrive and save yourself hair pulling, frustration, and wasted time using other themes.
Navigating WordPress
Once you arrive at the "Welcome to WordPress" page, click on "Business" or "Personal" depending on what you want your site to be about. For blogs, I would choose the "Personal" option.
Awesome, now you're all ready to get started creating great content!
Just to familiarize yourself with the platform, let's go over a few things you may see on your navigation bar on the left.
Posts- Primarily used for your blog content.
Media-Upload your pictures, videos, and other media files for your site
Pages- This is where you go to create your homepage, contact page, about me page, and more.
Comments-Check recently posted comments on your site.
Appearance-This is where you can go to customize the layout of your site by changing themes or adding in widgets.
Plugins-Offer extra add-ons to your site if you want specific forms, back-up programs, gallery display, number counters, calendars, graphs, and so much more. There's a plugin for EVERYTHING. You will find all sorts of plugins specific to your site's needs.
There you have it, now you know how to start a free WordPress blog through Bluehost. It's simple and easy to sign up. Bluehost has awesome customer service and they will help you with any concerns you may have. $3.95 a month is so worth having your own beautiful blog and website to call your own.
If you have any questions at all, I'll do my best to help you out. Reach out to me here.
Alright, now you're ready to put yourself out there and share with the world!
Inspirational quotes has the ability to give us much needed motivation or encouragement when we are going through tough times. No matter what circumstance you’re in, or what mountain lies ahead of you, never give up. Find strength through 15 of these best inspirational quotes that’ll get you motivated and encourage you!
1 | IT ALWAYS SEEMS IMPOSSIBLE UNTIL IT’S DONE
2 | WINNERS ARE NOT THOSE WHO NEVER FAIL BUT THOSE WHO NEVER QUIT
3 | A WINNER IS A DREAMER WHO NEVER GIVES UP
4 | TODAY IS YOUR OPPORTUNITY TO BUILD THE TOMORROW YOU WANT
5 | SUCCESS DOESN’T COME FROM WHAT YOU DO OCCASIONALLY
6 | NOTHING IS IMPOSSIBLE. THE WORD ITSELF SAYS ‘I’M POSSIBLE
7 | DO SOMETHING TODAY THAT YOUR FUTURE SELF WILL THANK YOU FOR
8 | WHETHER YOU THINK YOU CAN OR YOU CAN’T YOU ARE RIGHT
9 | A GOAL WITHOUT A PLAN IS JUST A WISH
10 | THE ONLY PERSON YOU ARE DESTINED TO BECOME IS THE PERSON YOU DECIDE TO BE
11 | WHEN YOU THINK OF QUITTING REMEMBER WHY YOU STARTED
12 | DON’T BE PUSHED BY YOUR PROBLEMS BE LED BY YOUR DREAMS
13 | YOU’RE BRAVER THAN YOU BELIEVE, STRONGER THAN YOU SEEM, AND SMARTER THAN YOU THINK
14 | DIFFICULT ROADS OFTEN LEAD TO BEAUTIFUL DESTINATIONS
15 | THE SECRET TO GETTING AHEAD IS GETTING STARTED
No matter what journey lies ahead or what you may be going through, find some strength to push through with these awesome inspirational quotes for motivation and encouragement.
These quotes encourage me to keep going on paying off my $116,000 worth of debt. So far my husband and I have paid off $77,750, we have $38,250 more to go. Find out how We paid off $50,000 in 10 months.
We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details.
Eating healthy doesn’t have to mean you’ll never get to eat some of your fav crispy foods. Sure, we all know that eating fried food isn’t the best for us but there’s just something about the sound of eating crispy food that makes it so much more appealing.
Surprisingly, you don’t ever have to deep fry anything ever again and still get that crispy goodness.
If you’ve never tried an air fryer, you’ve got to try one, it’ll change your life in the best way possible!
I was skeptical when it came to air fryers at first and had to go through a couple to find just the right one. Once I came across the right one, it changed the whole meal game for me.
I love the air fryer because it allows you to get the crispiness of some of your favorite foods, cuts cooking time by a ton (I can literally throw frozen wings in my Cosori Air Fryer and it cooks in 30 minutes), and it also has so many different features like baking, roasting, etc.
One thing to keep in mind when buying your air fryer is that you need a large one because you need to space out your food items for it to cook evenly.
For instance, if I were cooking wings, I can literally load up my Cosori Air Fryer and cook it at once. When I had a smaller Ninja Air Fryer, I had to cook it batches at a time which took a long time to get the meal ready.
If you’re looking for a great Air Fryer, I recommend the Cosori one because I’ve had mine for years already and it’s been just awesome!
If you already have an air fryer or are just curious to see what kind of recipes are out there, below are 30 of the best air fryer recipes that’s healthy and low carb for dinner.
If you need more keto or low-carb dinner recipes that doesn’t involve the air fryer, check out my other post:
Have delicious pork chops for dinner made from the air fryer. Get this recipe at All Day I Dream About Food. All you need to make this is boneless pork chops, butter, salt + pepper, andsage.
2 | Air Fryer Jerk Chicken Wings
Spice up your dinner with these jerk chicken wings from My Forking Life. All you need to make this recipe is chicken wings, jerk seasoning, and salt.
Have a Fajita night with this recipe from Cook The Story. Swap out the tortillas and have it with a side of salad or cauliflower rice. All you need for this recipe is chicken breasts, bell peppers, onion, olive oil, chili powder, salt + pepper, cumin, and cayenne.
13 | Air Fryer Vegetable Kabobs
Don’t want to eat meat for dinner? Try this vegetable kabob recipe instead from Recipes From A Pantry. For this recipe, you need skewers, mushrooms, tomatoes, zucchini, bell pepper, ground cumin, onion, and salt.
14 | Air Fryer Salmon Cakes
Try these healthy salmon cakes from Berry Maple. All you need for this recipe is salmon, eggs, salt, garlic powder, and lemon.
Like what you see so far? Share the love by pinning below! Find 15 more delicious air fryer recipes that’s healthy and low carb for dinner on the next page!
18 | Air Fryer Keto Buffalo Chicken Zucchini Boats
Get your veggie serving and low carb meal with this recipe from Maebells. All you need is zucchini, chicken, cream cheese, ranch, shredded cheddar, buffalo sauce, and mozzarella cheese.
Interested in steak night? Try this awesome steak recipe from Sandras Easy Cooking. All you need to make this is ribeye, butter, parsley, chives, thyme, Kosher salt, and black pepper.
24 | Perfect Air Fryer Salmon
Get your healthy dose of Omega 3’s with this salmon recipe from Noble Pig. All you need to make this is salmon filets, avocado oil or olive oil, paprika, salt + pepper, and lemon.
Now you’ve discovered some of the best air fryer recipes that’s healthy and low carb for dinner. Who would’ve thought the air fryer can still make it possible to eat all your favorite fried foods? Let us know which of these recipes you’re looking forward to trying by sharing a comment below!
We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details.
Smoothies are just plain awesome! They’re great for on-the-go meals or just for times when you don’t feel like cooking up a big meal only to clean tons of dishes after. Not only do they taste delicious, they’re often loaded with vitamins and minerals depending on what you put in there. Some store bought smoothies can be loaded with fattening and heavy ingredients which may hinder any weight loss journey you may be on. Smoothies can be good for weight loss and fat burning depending on the recipe.
Smoothies can give you daily serving of vegetables and fruits while helping you lose weight. It will be best to add smoothies to your daily regimen along with a well balanced diet and exercise to really achieve weight loss. Smoothies can curb your appetite by adding protein powders to keep you full longer. Some natural ingredients may even help you burn fat easier and kick start your metabolism.
Smoothies are so simple to make too! Before you get started, make sure you have the right Blender for max efficiency. If you end up making a large batch of the smoothie, store it in cups and place them in the freezer. The night before, I will defrost the frozen smoothie in the refrigerator and it will be ready to go the next morning. Plus I love using frozen fruit and vegetables because there’s no cooking involved, it’s perfect for rushed mornings. These 45 healthy weight loss smoothie recipes will give you plenty of ideas that will last you a while, enjoy!
1 | Fat Burning Smoothie
This smoothie is a metabolism booster and fat burner according to Simple Green Smoothies. All you need to make this is spinach, mint leaves, celery, green tea, grapefruit, pineapple, and avocado.
2 | Metabolism Boosting Smoothie
This smoothie is sure to give your metabolism a kick-start. It’s packed with lots of nutrients proven to help with weight loss according to Sunkissed Kitchen. All you need is green tea, coconut milk, spinach, banana, grapefruit, pineapple, ice, and whey protein.
3 | Skinny Almond Butter Banana Smoothie
Swap out your heavy deserts with this healthy and savory smoothie from Simple Green Moms. It’s easy to make and all you need to make this is frozen bananas, unsweetened vanilla almond milk, almond butter, and chia seeds.
4 | Metabolism Boosting Blueberry Smoothie
This smoothie is packed with antioxidants from the blueberries and other nutrients like fiber, folate, and vitamin C from the added spinach according to Suburban Simplicity. This smoothie is sure to give your metabolism a boost. All you need to make this is protein powder, unsweetened almond milk, ice, blueberries, spinach leaves, banana, and ground flaxseed or chia seeds.
5 | Protein-Packed Keto Breakfast Smoothie for Weight Loss
This healthy weight loss smoothie recipe is packed with protein, antioxidants, vitamins, essential minerals, and healthy omega-3’s according to keto pots. Instead of eating a heavy breakfast, try this smoothie instead. All you need to make this smoothie is berries, flaxseed meal, ice, almond milk, cottage cheese, vanilla protein powder, vanilla extract, and liquid Stevia.
6 | Skinny Mint Smoothie
Try this minty and delicious smoothie without all the excess calories but packed with nutrients instead. Get the recipe at Simple Green Smoothies. All you need for this recipe is unsweetened almond milk, spinach, mint leaves, banana, avocado, dates, and cacao powder.
7 | Super Berry Weight Loss Smoothie
This refreshing smoothie is delightfully sweet and packed with antioxidants, fiber and protein as stated on Nutrition Twins. All you need to make this is almond milk, bananas, berries, and protein powder.
8 | Fat Burning Strawberry and Mango Smoothie
Get this fat burning smoothie at Hello Glow. This smoothie has fat burning ingredients like Cayenne and Cinnamon as stated on their site. All you need to make this refreshing smoothie is coconut water, strawberries, mango, ginger root, cinnamon, and cayenne pepper.
9 | Fat Burning Chocolate Smoothie
If you love chocolate, then this recipe is perfect for you. It’s packed with protein and has the sweetness from bananas which will help your sweet tooth. Primally Inspired has this fat burning smoothie recipe. All you need to make this is coconut milk, banana, leafy greens, and protein powder.
10 | Peanut Butter Oatmeal Smoothie for Weight Loss
This smoothie recipe from Appetite For Energy is full of healthy fats and veggies as stated on their site. It also can help with weight loss and burning fat. All you need is avocado, kale, cucumber, ginger root, coconut water, water, ice, chia seeds, MCT oil, and liquid stevia.
13 | Skinny Cherry Banana Smoothie
This smoothie is packed with protein and fruit which will help keep you full longer, find the recipe at Inside BruCrew Life. All you need to make this is cherries, banana, greek yogurt, fat free milk, and protein powder.
14 | Flat Belly Blueberry Basil Smoothie
This smoothie is loaded with bloat fighting nutrients, get the recipe at Eating Bird Food. To make this smoothie, you need blueberries, banana, almond milk, basil, greek yogurt, lemon juice, ground flaxseed, and almond butter.
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Dinner is by far the best and most delicious but heavy meals of the day. There’s so much variety for dinner options it’s unlimited on what you can do. Sometimes dinner meals can be very heavy but why make it worse by loading it up with carb filled meals? Choose easy keto low carb recipes to make dinner somewhat better for you. So, what’s dinner without pasta, rice, or potatoes? There’s plenty of delicious keto-friendly and low carb options for dinner. Matter of fact, there’s a list of 20 scrumptious easy keto low carb recipes to choose from. What’s even better is that all these recipes are super easy to make and not complicated at all with less than 8 ingredients. Enjoy!
By the way, if you ever get stuck on what to make for the week then check out $5 Meal Plan. They send you weekly meal plan recipes, ingredients list, and a nutritional breakdown so that it helps you save time and money when it comes to meal planning. Plus they’re offering a free 14 day trial right now, after the trial it’s $5 a month. It’s good for people who don’t like to spend so much time trying to come up with new things to make.
1 | Keto Low Carb Tacos
Have a taco night without the carb filled tacos! Find out how to make keto friendly shells that’s made with cheese. All you need is cheese, protein choice, taco seasoning, and tomatoes and chiles. Find this recipe at Plain Chicken.
2 | Honey Garlic Shrimp Skillet
How does sweet and savory shrimp sound for dinner? All you need is shrimp, garlic, ginger, honey, and soy sauce. Find the recipe at The Cooking Jar.
Note: Honey in the recipe from The Cooking Jar may throw off your low carb goal but I’ve come across Pyure which is an organic and vegan honey alternative with 4g of NET carbs. Substitute the honey with Pyure and pair the dish with cauliflower rice to make it more low carb friendly.
3 | Asian Soup With Ginger
In the mood for some healthy soup? All you need on hand is chicken broth, ginger, mushrooms, spinach, and onions. Find the recipe at Kalyns Kitchen.
4 | Sesame Crusted Salmon
Get your healthy dose of Omega 3’s by eating salmon. For this dish all you need is salmon,poppy seeds,toasted sesame seeds, minced garlic, minced onion, and sea salt. Get the recipe at The Cooking Jar.
5 | Chicken with Rosemary Butter Sauce
How does delicious chicken with rosemary sound? All you need is chicken, butter, chicken broth, heavy whipping cream, and of course the rosemary. Get the recipe at Lets Dish Recipes.
6 | Chicken Tikka Masala
This super simple meal will cook up in no time plus it’s keto-friendly. All you need is chicken, olive oil, masala sauce, and cauliflower rice. Find the recipe at Organically Addison.
7 | Low Carb Mongolian Beef
Make this savory dish for your family tonight. All you need is flat iron steak, coconut oil, green onions, coconut aminos, ginger, and garlic. Get the recipe at Noshtastic.
Do you like spicy food? Try this Jalapeno Popper Chicken dish from Cast Iron Keto. All you need is chicken breasts, jalapenos, cheese, and bacon.
11 | Low Carb Spaghetti Squash with Goat Cheese
Want an easy and healthy alternative to eating pasta? Try spruced up spaghetti squash. All you need to make this is bacon, garlic, spaghetti squash, walnuts, and goat cheese. Get the recipe at My Life Cookbook.
12 | Easy Keto Chicken and Zucchini Noodles Alfredo
Try another Italian inspired dish minus the pasta. All you need to make this dish is butter, cream cheese, heavy cream, parmesan cheese, garlic, chicken, and zucchini. Get the recipe at My Life Cookbook.
Get your nutrients in with this simple and delicious dish. All you need is salmon, mayo, pesto, Parmesan cheese, spinach, and olive oil. Get the recipe at Diet Doctor.
15 | Instant Pot Beef and Peppers
Make whipping up dinner a breeze by making this beef and peppers dish with an Instant Pot. This dish cooks up in 12 minutes with the Instant Pot! All you need to make this dish is bone broth, ground beef, red bell peppers, Seasoning, and a white onion. Get the recipe at 40 Aprons.
16 | Keto Philly Cheesesteak Stuffed Peppers with Cauliflower
Do you love Philly cheese steaks but don’t want to eat tons of carbs? Try this healthier version that will get you vegetable servings at the same time. All you need is steak, cauliflower, green bell peppers, Provolone cheese, onions, olive oil, and salt. Get the recipe at Food Faith Fitness.
17 | Creamy Chicken Taco Soup
In the mood for some soup? Try this creamy chicken taco soup if you have chicken broth, chicken, Ro-Tel, taco seasoning, cream cheese, and shredded cheese on hand. Get the recipe at This Moms Menu.
18 | Eggplant Lasagna
Swap out the heavy pasta with eggplant giving it a nutritional boost. All you need to make this dish is eggplant, sausage, olive oil, salt, marinara sauce, and cheeses. Get the recipe at KetoLogic.
19 | Instant Pot Pork Stew
Want something nice and hearty? Make this spicy pork stew in an Instant Pot. All you need is an onion, garlic, rotel, thyme, seasoning, pork, heavy whipping cream, and spinach. Find the recipe at Two Sleevers.
Cut the carbs from your dinner meals by cooking up these delicious keto-friendly low carb recipes. Let me know which one of these easy keto low carb recipes was your favorite. Now that you have some ideas for dinner how about Breakfast? Find some more meal ideas below.
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Breakfast is one of the most important meals of the day. Eating something in the morning will get you ready for the day ahead. What’s even better is having something delicious for breakfast. It’s always best to switch up recipes so you don’t get sick of eating the same thing over and over. Hopefully these 10 easy breakfast ideas will help you do just that. What makes these recipes easy is that it requires only 5 ingredients and under, so it’s super simple and easy to make. Enjoy!
If you ever get stuck on what to make for the week then check out $5 Meal Plan. They send you weekly meal plan recipes, ingredients list, and a nutritional breakdown so that it helps you save time and money when it comes to meal planning. Plus they’re offering a free 14 day trial right now, after the trial it’s $5 a month. It’s good for people who don’t like to spend so much time trying to come up with new things to make.
1 | On The Go Breakfast Muffins
These On-the-go Breakfast Muffins from The Cooking Jarhave eggs, cheddar cheese, spinach leaves, bacon bits, and paprika. Doesn’t it look delicious? It’s great for a grab-n-go breakfast.
2 | Breakfast Energy Smoothie
Breakfast Energy Smoothie from Deliciously Sprinkled is perfect for those days when you’re strapped for time and need a quick pick me up in the morning. Whip this smoothie up if you have some OJ, yogurt, vanilla, and frozen berries around.
3 | Strawberry Breakfast Pastries
These Strawberry Breakfast Pastries from Just A Taste is perfect for when you want a something a little sweet in the mornings. All you need to make this is some puff pastry, cream cheese, strawberry jam, strawberries, and egg.
4 | Breakfast Quinoa Oatmeal
This Breakfast Quinoa Oatmeal from Feel Good Foodieis super easy to make plus it’s so healthy for you. All you need is your favorite fruit, quinoa, almond milk, maple syrup, and salt.
5 | Sausage Breakfast Bombs
Sausage Breakfast Bombs from Thirsty Handmade Days is awesome for grab-n-go breakfast plus all you need are 3 ingredients which are breakfast sausage, crescent rolls, and cheese. Super simple!
6 | Breakfast Coffee Banana Smoothie
This Breakfast Coffee Banana Smoothie from Homemade Hooplahwill give you the pick me up you need in the morning plus a nutritional boost from the bananas. All you need to make this are bananas, sugar, yogurt, milk, and coffee.
7 | Breakfast Street Tacos
These Breakfast Street Tacos from Tried And Tasty are simple to make and all you need are sausages, tortillas, eggs, cheese, and tomato.
8 | Breakfast Yogurt Parfait
This breakfast yogurt parfait from The Spicy Apron is a healthy way to start off your mornings. All you need are yogurt, granola, and choice of fruit!
9 | Chia Seed Blueberry Kiwi Probiotic Breakfast
This Chia Seed Blueberry Kiwi Probiotic Breakfast from Skinny Over 40 will give you a nutritional boost to start the day. All you need is chia seeds, yogurt, blueberries, and kiwi.
10 | Easiest Crepe Recipe
Make the easiest crepes from The Stay at Home Chef. These will be a delicious way to start your morning. You can always add your favorite fruits, syrups, cream, or butter to crepes to give it an extra bit of pizzazz. All you need to make these are milk, eggs, salt, flour, and butter.
There you have it! Try one these easy and delicious breakfast ideas the next time you run out of things to make. Please let me know which one was your favorite!
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