Let’s be real—living paycheck to paycheck is exhausting. It feels like no matter how hard you work, your money disappears before the next payday even hits. But here’s the good news: you can break the cycle.

With a few smart money habits, you’ll start saving more, stressing less, and feeling in control of your finances. Ready to make a change? Let’s dive in.

1. Follow the Money (Before It Disappears!)

Ever check your bank account and think, Where the heck did all my money go? One minute you feel fine, the next you’re wondering how you’re supposed to make it to payday. If this sounds familiar, tracking your spending is the first (and most important) step to breaking the cycle.

How to Track Your Spending (Without the Headache)

You don’t need a fancy app or complicated spreadsheets—just grab your bank statements from the last three months and start digging. Look at:

Your must-haves – Rent/mortgage, utilities, groceries, gas, insurance. These are non-negotiable.
Your "meh" spending – Streaming services, random Amazon orders, takeout, convenience store runs.
Your "Wait, I’m paying for THAT?" costs – Unused subscriptions, forgotten memberships, or those sneaky little auto-renew charges.

Spot the Leaks

Once you see where your money is going, you’ll probably notice some patterns—maybe you’re spending $200+ a month on coffee (yikes!), or those “quick” Target runs keep turning into full-blown shopping sprees.

Now, ask yourself:
Do I actually value this, or is it just a habit?
Is this expense getting me closer to my financial goals, or holding me back?
Can I cut this out, find a cheaper alternative, or at least limit it?

Make Small Tweaks That Add Up

Here’s the fun part—you don’t have to quit everything! Just be intentional with your spending. If you love your Starbucks runs, maybe you limit them to once a week instead of daily. If you're eating out five times a week, try cooking at home three nights instead.

Little changes = big savings over time.

Bonus Hack: Use a Spending Tracker App

If you want to make this super easy, use an app like:
Mint – Automatically categorizes your expenses so you can see where your money is going.
YNAB (You Need a Budget) – Helps you assign every dollar a job so you're in full control.
PocketGuard – Shows you exactly how much “spendable” money you have after covering essentials.

2. Make a Budget That Doesn’t Suck

The word budget makes a lot of people cringe. It sounds like something that will force you to live off rice and beans, never have fun again, and track every penny like an accountant on caffeine. But in reality? A budget is just a game plan for your money—and it actually gives you freedom to spend on what matters.

Why Budgets Fail (and How to Make One That Works)

Most people hate budgeting because:
They make it way too strict—no fun money, no flexibility.
They forget to budget for real life (yes, birthdays, coffee, and date nights exist).
They set unrealistic goals and quit when they can’t stick to them.

The key to making a budget that actually works? Make it realistic and fit your life.

Step 1: Know Your Numbers

Before creating a budget, you need to know:
How much you make – Your total monthly income (after taxes).
How much you spend – Fixed costs like rent, car payments, insurance, and debt.
How much you waste – The stuff you don’t even remember buying (those impulse purchases add up).

Step 2: Use the 50/30/20 Rule (or Create Your Own System)

If you’re not sure how to split your income, try the 50/30/20 rule:
50% – Needs (rent, food, bills, transportation, insurance)
30% – Wants (eating out, hobbies, entertainment, shopping)
20% – Financial goals (savings, investing, debt payoff)

Want to get ahead faster? Flip it! Do 20/30/50—where 50% goes to savings and debt. The more you put toward your financial future, the quicker you’ll break free.

Step 3: Pay Yourself First

Instead of spending first and hoping there’s money left over to save, flip the script.
Save and pay bills first.
Spend what’s left guilt-free.

Pro tip: Automate your savings so you never have to think about it. When you don’t see the money, you won’t miss it!

Step 4: Adjust and Keep It Flexible

No budget is perfect on the first try. Maybe you need to tweak your spending categories or give yourself more (or less) for groceries. That’s okay! Just check in weekly, make adjustments, and keep going.

Budgeting Doesn’t Mean No Fun—It Means Smart Fun

A good budget should include:
"Fun money" – Even if it’s $50/month, give yourself permission to enjoy life.
Real-life expenses – Birthdays, holidays, random Amazon buys (be honest with yourself).
Emergency cushion – Because unexpected stuff will happen.

3. Start an "Oh Crap" Fund (a.k.a. Your Emergency Fund)

Ever had your car break down right before payday? Or get hit with a surprise medical bill that completely wrecked your budget? These moments are exactly why you need an emergency fund—your financial safety net for life’s unexpected oh crap moments.

Why an Emergency Fund Is a Game Changer

When life throws you a curveball, you have two choices:

1. Swipe your credit card and rack up more debt.
2. Pull from your emergency fund and handle it stress-free.

Option #2 is the dream, right? Having a stash of cash ready for emergencies keeps you from spiraling into debt every time something unexpected pops up.

Step 1: Start Small—$500 Is Enough for Now

The idea of saving three to six months' worth of expenses can feel impossible when you’re living paycheck to paycheck. So don’t start there. Start with just $500.

Why $500?
It’s enough to cover a minor car repair, medical bill, or emergency travel.
It keeps you from putting small crises on a credit card.
It’s achievable—you can build this in just a few months (or faster).

Step 2: Make Saving Automatic

Let’s be real—if you have to remember to save, you probably won’t. That’s why automation is key!

Set up an auto-transfer – Have $10, $20, or $50 from each paycheck automatically moved to your emergency fund.
Use a separate account – Keep it in a high-yield savings account so it grows (and isn’t tempting to spend).
"Round-up" savings apps – Apps like Acorns or Chime round up your purchases and save the spare change for you.

Even if it’s just a few bucks at a time, you’ll be shocked at how fast it adds up.

Step 3: Keep Adding Until You Hit 3-6 Months’ Worth of Expenses

Once you’ve got your starter fund ($500-$1,000), aim for the big goal: three to six months' worth of living expenses.

How do you know your number?
Take your monthly expenses (rent, food, bills, etc.) and multiply by 3 or 6.

For example:
$2,500 per month x 3 months = $7,500 (minimum goal)
$2,500 per month x 6 months = $15,000 (ideal goal)

It sounds like a lot, but don’t stress. Just focus on adding to it little by little—every dollar gets you closer to financial security.

Step 4: When to Use Your Emergency Fund (and When NOT To)

Your emergency fund is for actual emergencies. Not vacations. Not shopping sprees. Not concert tickets.

YES: Car repairs, job loss, medical bills, unexpected home fixes.
NO: New clothes, a “treat yourself” weekend, an impulse Amazon haul.

If you dip into your fund, refill it ASAP!

4. Treat Debt Like an Ex—Get Rid of It Fast

Debt is like a bad ex—it holds you back, stresses you out, and makes life way harder than it needs to be. And just like a toxic relationship, the sooner you cut ties, the better.

If debt is eating up a big chunk of your paycheck every month, it’s time to kick it to the curb—for good.

Step 1: Face the Numbers (Even If It’s Scary)

Most people avoid looking at their debt because it’s overwhelming. But ignoring it won’t make it go away. So take a deep breath and lay it all out:

Make a list of every debt you owe, including credit cards, student loans, car loans, and personal loans.
Write down the interest rates and minimum payments for each one.
Total it up—yes, this might be painful, but knowing the full picture is step one toward freedom.

Reality check: If you're only making minimum payments, you could be paying off debt for years (or decades!) and wasting thousands on interest. That’s why you need a strategy.

Step 2: Pick a Debt Payoff Strategy

There are two popular ways to tackle debt:

The Debt Snowball Method (Best for Motivation)

This method focuses on quick wins to keep you motivated.

List your debts from smallest to largest (ignore the interest rate for now).
Pay minimum payments on everything except the smallest debt.
Throw every extra dollar at that smallest debt until it’s gone.
Once it’s paid off, roll that payment into the next debt, and keep going.

Why it works: Seeing quick wins boosts motivation, making it easier to stay on track.

The Debt Avalanche Method (Best for Saving Money on Interest)

This method focuses on paying less interest over time.

List your debts from highest to lowest interest rate.
Pay minimums on everything except the highest-interest debt.
Throw every extra dollar at that debt until it’s paid off.
Move to the next highest-interest debt and repeat.

Why it works: You’ll pay less in interest and get out of debt faster overall.

Which method is better? The one you’ll stick with! If you need small wins to stay motivated, go with Snowball. If you want to save more money long-term, go with Avalanche.

Step 3: Find Extra Cash to Throw at Your Debt

To pay off debt faster, you need extra money to attack it. Here’s how to find it:

Cut unnecessary expenses – Cancel unused subscriptions, cook at home, and pause impulse spending.
Start a side hustle – Sell stuff online, do freelance work, or drive for Uber/Lyft.
Use "found money" wisely – Tax refunds, bonuses, and raises should go straight to your debt (not a shopping spree).

Pro Tip: Every extra $50, $100, or $500 you throw at your debt shortens the time you’ll be stuck paying it off.

Step 4: Stop the Debt Cycle

If you pay off your debt but keep using credit cards the same way, you’ll end up right back where you started. To stay debt-free:

Use cash or debit for daily expenses.
Only charge what you can pay off in full each month.
Build an emergency fund so you don’t rely on credit cards for unexpected expenses.

Step 5: Celebrate Every Win (and Stay Motivated!)

Debt payoff can feel slow, but every time you knock out a balance, that’s money you’ll never owe again.

Track your progress – Use a debt tracker, spreadsheet, or app to see your balances drop.
Reward yourself – When you pay off a debt, celebrate without spending (movie night, DIY spa day, etc.).
Keep your why in mind – More freedom, less stress, and finally keeping your whole paycheck? Worth it.

5. Ditch the Money Drains (a.k.a. Stop Wasting Your Hard-Earned Cash!)

You work hard for your money—so why let it disappear on stuff that doesn’t even make you happy?

The truth is, most people waste hundreds (or even thousands) of dollars every year on things they don’t really need or even use. The key to breaking free from the paycheck-to-paycheck cycle? Find and eliminate these money drains.

Let’s go hunting for those sneaky expenses that are sucking your bank account dry.

Step 1: Identify Your Money Leaks

Not sure where your cash is going? Time for a little detective work. Look at your last 30-60 days of transactions and highlight the "meh" spending—things you paid for but didn’t really need or value.

Here are some common money leaks to watch out for:

Subscription Overload – Streaming services, magazine subscriptions, apps you forgot you signed up for. (Do you really need Netflix, Hulu, Disney+, AND Prime?)

Eating Out Too Much – Grabbing takeout or coffee every day adds up FAST. A $10 lunch 5 days a week? That’s $200+ a month!

Impulse Shopping – Amazon late-night scrolling, retail therapy, and “I deserve this” moments that wreck your budget.

Bank Fees & Interest Charges – Overdraft fees, ATM withdrawals, or paying minimums on credit cards (hello, high-interest debt!).

Wasted Utilities – Leaving lights on, cranking the AC, or running the water while brushing your teeth = higher bills for no reason.

Gas & Transportation Costs – Unnecessary Uber rides, premium gas when regular will do, and extra trips that could be combined.

"Just Because" Spending – That cute Target run that turned into a $100 haul. (We’ve all been there.)

Step 2: Cut the Fat (Without Feeling Deprived)

Now that you know where your money is leaking, let’s plug the holes. The goal here isn’t to live like a monk—it’s to cut what doesn’t serve you so you can spend on what actually makes you happy.

Easy Ways to Reduce Expenses Without Feeling It:

Audit Your Subscriptions – Cancel the ones you don’t love (or share accounts with family).

Make Eating Out a Treat, Not a Habit – Cook more meals at home and save eating out for special occasions.

Use Cash or a Prepaid Card for Fun Spending – Set a budget for entertainment/shopping and stick to it.

Automate Your Savings – Move money out of your checking account before you’re tempted to spend it.

Negotiate Bills – Call your internet, phone, or insurance provider and ask for a better rate (it actually works!).

Cut Energy Waste – Unplug electronics, switch to LED bulbs, and be mindful of your thermostat. (Small changes = big savings!)

Limit Impulse Shopping – Create a 24-hour rule: If you want something, wait a day before buying. Most of the time, you’ll realize you don’t really need it.

Step 3: Put the Extra Cash to Good Use

Once you free up extra money, don’t let it go to waste—put it toward something that actually benefits you!

Pay Off Debt – Knock out those high-interest credit cards faster.
Boost Your Savings – Add to your emergency fund so you’re covered for unexpected expenses.
Invest in Your Future – Start a retirement fund or invest in something that grows your money.
Save for Something Fun (Guilt-Free!) – Want to travel? Buy a new gadget? Now you can—without the guilt!

You don’t have to cut everything—just stop wasting money on things that don’t actually improve your life.

Take control of your spending, redirect your cash toward what really matters, and watch how much freedom you gain in the process!

Challenge: Pick ONE money drain and cut it today. What’s it gonna be? Drop it in the comments!

6. Make More Money (Without Selling Your Soul)

Cutting expenses is great, but let’s be real—there’s only so much you can cut before you hit a limit. If you really want to stop living paycheck to paycheck and get ahead financially, the best thing you can do is increase your income.

More money means:
Paying off debt faster
Saving without stress
Having extra for things you actually enjoy

And the best part? You don’t need to work 80-hour weeks to make it happen. Here’s how to boost your income without burning yourself out.

Step 1: Ask for a Raise (Yes, You Deserve It!)

If you’ve been in your job for a while, you might be leaving money on the table. Companies expect employees to ask for raises—so if you’ve been crushing it at work, it’s time to speak up.

How to Ask for a Raise Like a Pro:
Do your research – Look up salaries for your role on sites like Glassdoor or Payscale.
Time it right – Right after a big win or performance review is the best time to ask.
Make your case – Show how you’ve helped the company make money, save money, or improve operations.

A 5-10% raise might not sound huge, but over a year? That’s thousands of extra dollars in your pocket!

Step 2: Start a Side Hustle (That Works for Your Schedule)

Thanks to the internet, making extra money has never been easier. Whether you have 5 hours a week or 25, there’s a side hustle that fits your life.

Fast Ways to Make Extra Cash:
Freelance your skills – Writing, graphic design, social media management, or virtual assistant work.
Flip stuff for profit – Buy & resell items on eBay, Poshmark, or Facebook Marketplace.
Drive for cash – Uber, Lyft, DoorDash, or Instacart can bring in $100+ per night.
Sell digital products – Canva templates, printables, or online courses (make it once, sell it forever!).
Pet sit or walk dogs – Use Rover or Wag to get paid to hang out with adorable pets.

Even an extra $200-$500 a month can change your financial situation fast!

Step 3: Monetize What You’re Already Doing

You don’t have to start from scratch to make extra money. Look at what you already do—can you turn it into extra income?

Love baking? Sell homemade treats in your community.
Good at photography? Offer mini photo sessions.
Great at organizing? Help people declutter their homes for a fee.
Always giving advice? Start a blog, YouTube channel, or TikTok and monetize your content!

Think of the things you naturally enjoy doing—chances are, someone is willing to pay you for it.

Step 4: Use “Found Money” Wisely

Sometimes, extra money comes your way without doing extra work. The trick? Don’t waste it!

Tax refund? Instead of blowing it, use it to pay off debt or boost your savings.
Bonus at work? Pretend you never got it and put it toward your emergency fund.
Cash gifts? (From birthdays, holidays, etc.) Invest it or stash it away for something important.

Most people spend extra money the second they get it—but if you use it wisely, it can help you get ahead instead of just getting by.

More Income = More Options

When you’re stuck living paycheck to paycheck, it can feel like money controls you. But when you increase your income, you take back control.

Extra cash lets you save more, pay off debt faster, and finally have breathing room in your budget. And the best part? You don’t have to wait years to see the difference—just one extra income stream can change everything.

Now that you’re bringing in more money, let’s talk about how to make saving it effortless…

7. Put Your Savings on Autopilot (So You Save Without Thinking About It!)

Saving money is hard when you have to actively remember to do it. Let’s be honest—if saving depends on willpower, it’s probably not happening consistently.

The solution? Automate it! When you set up automatic savings, you’ll build wealth effortlessly—without even noticing the money is gone.

Let’s break it down step by step.

Step 1: Pay Yourself First (Before You Even See the Money!)

Most people spend first and then try to save what’s left over. The problem? There’s never anything left over!

The secret is flipping the script:
Save first.
Spend what’s left guilt-free.

How to do it:
Set up automatic transfers to your savings account right when you get paid.
Start small—even $10 or $20 per paycheck adds up!
Increase it over time as your income grows.

Think of it like paying a bill—except this bill is for your future self.

Step 2: Use Multiple Accounts for Different Goals

Ever dip into your savings because it’s all in one account? You’re not alone. That’s why separate accounts can be a game-changer.

Create different savings accounts for different goals:
Emergency Fund – For unexpected expenses (car repairs, medical bills, etc.).
Vacation Fund – So you can travel without racking up credit card debt.
Big Purchases Fund – For things like a car, home, or new furniture.
Holiday Fund – Avoid the holiday shopping panic by saving year-round.

Pro Tip: Rename your savings accounts in your banking app (e.g., "Hawaii Trip Fund" or "Debt-Free Life"), so you stay motivated to keep saving!

Step 3: Set Up Automatic Savings (Yes, It’s That Easy!)

Once you know what you're saving for, it’s time to make it automatic.

How to set up auto-savings:
Through your bank: Most banks let you set up recurring transfers from checking to savings.
With a savings app: Apps like Digit, Qapital, or Acorns save small amounts automatically for you.
Through your paycheck: If your job offers direct deposit, you can split your paycheck—send part to savings before you even touch it!

You’ll be amazed at how fast your savings grow when you don’t even have to think about it.

Step 4: Use the “Round-Up” Trick

Want to save without even noticing? Try round-up savings.

How it works: Every time you spend money, your bank or an app rounds up the purchase to the nearest dollar and saves the spare change.

Example:
You buy coffee for $4.60 ? The app rounds it up to $5 and puts $0.40 in savings.
Grocery bill is $32.75 ? It rounds up to $33, saving $0.25.

Best round-up apps:
Acorns – Rounds up purchases & invests the spare change.
Chime – Has a round-up savings feature inside their checking account.
Qapital – Lets you set fun savings rules, like rounding up or saving $5 every time it rains!

It might seem small, but those little amounts add up FAST!

Step 5: Automate Your Retirement Savings (Future You Will Thank You!)

Saving for retirement sounds boring when you’re trying to survive right now—but trust me, future you will be SO happy you started.

401(k) at work? Set up automatic contributions (especially if your employer offers a match!).
No 401(k)? Open a Roth IRA or traditional IRA and set up auto-deposits every month.
Start with just $50/month – Thanks to compound interest, even small amounts can turn into thousands over time.

The sooner you start, the less you have to save later.

Saving on Autopilot = Less Stress, More Freedom

When you automate your savings, you don’t have to worry about “finding money” to save—it’s already taken care of!

And the best part? You’ll still have money left to spend on fun things—without feeling guilty.

Now that saving is effortless, let’s talk about how to handle big expenses without panic mode…

8. Plan for Big Expenses (So They Don’t Wreck You!)

Ever had a huge expense hit out of nowhere and completely mess up your finances? One minute, everything feels fine—then BOOM —your car breaks down, your laptop dies, or you suddenly need a last-minute flight for a family emergency.

These “unexpected” expenses aren’t really unexpected—you know they’re going to happen eventually. The trick is to plan for them ahead of time, so they don’t send you into panic mode (or worse—credit card debt).

Here’s how to handle big expenses like a pro so you’re always prepared.

Step 1: Identify Your “Big Ticket” Expenses

Not all big expenses are emergencies—some are just part of life. To stop these from wrecking your budget, make a list of the major costs you’ll face throughout the year.

Here are some common ones:

Car Repairs & Maintenance – Oil changes, new tires, unexpected breakdowns.
Home Repairs & Upgrades – Replacing appliances, fixing leaks, renovations.
Holidays & Gifts – Christmas, birthdays, weddings, anniversaries.
Travel & Vacations – Flights, hotels, road trips, family visits.
School & Kid Expenses – Back-to-school supplies, sports fees, field trips.
Annual Memberships & Subscriptions – Amazon Prime, Costco, gym fees.

Pro Tip: Look at last year’s expenses—what big costs popped up? That’s a clue for what to plan for this year.

Step 2: Create a “Sinking Fund” for Each Expense

A sinking fund is just a fancy way of saying a savings account for specific expenses. Instead of scrambling for money when a big cost comes up, you set aside a little bit each month so it’s ready when you need it.

Example: Let’s say you know your car will need new tires in six months, and they’ll cost $600.
Instead of freaking out when the bill hits, you save $100/month for 6 months in a sinking fund.
By the time you need the tires, you already have the money! No stress, no debt.

Sinking Fund Ideas:
"Car Repairs Fund"
"Holiday Shopping Fund"
"Vacation Fund"
"Home Repairs Fund"

Pro Tip: Keep these savings in separate accounts so you don’t accidentally spend them on something else. Most online banks let you open multiple savings “buckets” for free!

Step 3: Automate Your Sinking Funds (So You Don’t Forget)

The easiest way to build these funds? Set up automatic transfers.

How to do it:
Open a high-yield savings account.
Set up small weekly or monthly transfers for each big expense.
Let your savings build up without even thinking about it!

Example: If you want $1,000 for a vacation in 12 months, just save $83/month—or $20/week.

By the time your trip comes, the money is sitting there ready to go!

Step 4: Use the “1% Rule” for Big Purchases

Before making a big purchase, try the 1% rule:

If it costs more than 1% of your income, wait at least 24 hours before buying.

This helps stop impulse spending and gives you time to decide if it’s really worth it.

Example: If you make $50,000 a year, anything over $500 should get a second thought.

Most of the time, you’ll either:
Find a cheaper option
Decide you don’t actually need it
Find a way to save up for it instead

Step 5: What If You Didn’t Plan & an Expense Hits?

Okay, so you didn’t plan ahead, and now you need $800 for car repairs. What do you do?

Here’s how to handle it fast:
Pause unnecessary spending – Cut back on dining out, shopping, and subscriptions for a month.
Find extra cash – Sell stuff, pick up a quick side gig, or do some overtime.
Negotiate the cost – Ask for discounts, payment plans, or shop around for cheaper options.
Use savings first – Avoid credit cards unless it’s your only option.

Then, once the crisis is over, start a sinking fund so you’re never caught off guard again!

Being Prepared = Less Stress, More Freedom

When you plan for big expenses, you:
Avoid panic when life happens
Stay out of debt
Have more financial freedom & peace of mind

Big expenses don’t have to be scary—just take control before they happen, and you’ll always be ready.

Now that you’ve got big expenses covered, let’s talk about how to avoid falling into the credit card trap…

9. Use Credit Cards Wisely (So They Work for You, Not Against You!)

Credit cards can either be your best financial tool or your worst enemy—it all depends on how you use them.

Used wisely, they help you build credit, earn rewards, and even get free travel perks. But if you're not careful, they can trap you in debt for years, costing you hundreds (or even thousands) in interest.

So how do you use credit cards like a pro—without falling into the debt trap? Let’s break it down.

Step 1: Understand How Credit Cards Actually Work

Most people don’t realize how sneaky credit cards can be. If you don’t pay them off in full every month, you’ll get hit with high-interest charges that make it way harder to get ahead financially.

Here’s what happens when you only pay the minimum balance:
You get charged interest on the remaining balance—which adds up FAST.
Your debt keeps growing, even if you stop using the card.
It can take years to pay off what was originally a small purchase.

Example: You charge $1,000 on a credit card with a 20% interest rate and only make minimum payments.
It will take 5+ years to pay off and cost you hundreds in extra interest!

The solution? Pay your balance in full every month—so you never owe interest.

Step 2: Follow the “Golden Rules” of Smart Credit Card Use

To make credit cards work for you (and not against you), follow these 5 golden rules:

1. Pay off your full balance every month.
Never carry a balance—this keeps you from paying crazy interest charges.

2. Set up autopay to avoid late fees.
One missed payment can wreck your credit score—don’t let that happen!

3. Keep your credit utilization below 30%.
Using more than 30% of your credit limit can hurt your credit score. If your limit is $5,000, try to keep your balance below $1,500.

4. Never use credit cards for things you can’t afford.
If you wouldn’t buy it with cash, don’t put it on a credit card.

5. Use credit card rewards wisely.
Earn cashback, points, or miles—but only if you can pay off your balance in full.

Step 3: Use Credit Cards to Earn Rewards (Without Going Into Debt)

If you’re responsible with credit cards, you can actually make money from them!

Types of Credit Card Rewards:
Cashback Cards – Earn a percentage of your spending back in cash.
Travel Cards – Get free flights, hotel stays, and travel perks.
Store Cards – Discounts and rewards at your favorite retailers.

Example: If your credit card offers 2% cashback and you spend $1,000/month on bills, you’ll earn $240 per year—free money!

Pro Tip: Use your credit card for regular expenses you’d pay for anyway (groceries, gas, bills) and then pay it off immediately.

Step 4: What to Do If You Already Have Credit Card Debt

If you’re already in credit card debt, don’t panic—you can get out of it. Here’s how:

Step 1: Stop using your credit cards – Avoid adding to the debt.
Step 2: Choose a debt payoff strategy –

• Debt Snowball: Pay off the smallest balance first for quick wins.
• Debt Avalanche: Pay off the highest-interest card first to save the most money.
  Step 3: Call your credit card company – Ask for a lower interest rate or a hardship program.
  Step 4: Consider a balance transfer – Some cards offer 0% interest for a limited time, giving you a chance to pay off debt faster.

Example: If you have $5,000 in credit card debt at 20% interest, you could pay over $1,000 in interest over the next year! A 0% balance transfer card could save you that money.

Step 5: Avoid These Credit Card Mistakes at All Costs

DO NOT:
Make only the minimum payment – It will take years to pay off your debt.
Take out a cash advance – Interest rates are insanely high.
Open too many credit cards at once – It can hurt your credit score.
Ignore your due dates – Late payments mean fees + credit score damage.

Credit Cards: A Tool, Not a Trap

When used correctly, credit cards can:
Boost your credit score.
Earn you free travel and cashback.
Give you protection on big purchases.

But if you’re not careful, they can keep you broke for years.

Now that you know how to use credit wisely, let’s talk about setting clear financial goals—so you stay on track and actually build wealth!

10. Set Clear Financial Goals (So You Always Know Where You’re Going!)

Ever feel like you're just going through the motions with your money—paying bills, spending what’s left, and hoping everything works out?

That’s because without clear financial goals, money just disappears.

But when you set specific, exciting money goals, your finances become purposeful. You stop wasting money on things that don’t matter and start making decisions that bring you closer to financial freedom.

Let’s talk about how to set real financial goals—and actually achieve them!

Step 1: Get Clear on What You Actually Want

The first step is figuring out what you truly want from your money.

Do you want to:
Buy a house?
Get rid of debt forever?
Travel more without guilt?
Retire early and never worry about money again?

The clearer you are about your goal, the easier it is to stay motivated and make smart financial choices.

Example: Instead of saying, "I want to save money," say,
"I want to save $5,000 for a trip to Italy by next summer."

The more specific, the better!

Step 2: Set SMART Money Goals

A good financial goal should be SMART:

Specific – What exactly are you saving for?
Measurable – How much money do you need?
Achievable – Is it realistic for your income?
Relevant – Does this goal actually matter to you?
Time-bound – When do you want to reach it?

Bad goal: "I want to save more money."
SMART goal: "I will save $10,000 for a down payment on a house in 18 months by saving $555 per month."

Now you have a clear plan instead of just a vague idea!

Step 3: Break Big Goals Into Small, Easy Wins

Big financial goals can feel overwhelming—so break them into bite-sized milestones.

Example: Paying Off $10,000 in Credit Card Debt

Instead of thinking, “I have to pay off $10,000” (which feels impossible)…
Break it into monthly goals: Pay off $833 per month for 12 months.
Break it into weekly goals: Pay off $208 per week.

Suddenly, it feels doable!

Pro Tip: Celebrate small wins! Every time you hit a savings milestone or knock out a debt, treat yourself (without derailing progress!).

Step 4: Automate Your Goals (So You Don’t Rely on Willpower)

Once you set a goal, make saving automatic.

Set up an automatic transfer to a dedicated savings account for your goal.
Use round-up savings apps (like Acorns or Chime) to save small amounts effortlessly.
Increase your savings whenever you get a raise or bonus—without adjusting your lifestyle.

Example: If you want to save $1,200 for a vacation in a year, set up a weekly auto-transfer of $25—boom, goal reached without thinking about it!

Step 5: Track Your Progress & Adjust as Needed

A goal without tracking is just a wish. Keep an eye on your progress so you can stay motivated and adjust as needed.

Ways to Track Your Financial Goals:
Use a budgeting app (YNAB, Mint, or Rocket Money) to see your savings grow.
Create a visual savings tracker (a fun coloring chart works!).
Write down your progress weekly or monthly in a money journal.

Bonus Tip: Find an accountability partner—a friend, partner, or online community—to stay on track together!

Step 6: Adjust When Life Happens (Because It Will)

Life isn’t always predictable—emergencies happen, plans change, and sometimes you need to hit “pause” on a goal. That’s okay!

If an unexpected expense pops up, adjust your timeline instead of giving up.
If you get a raise, increase your savings goal instead of spending more.
If a goal no longer excites you, refocus on something new!

Remember: Progress is progress—even if it’s slow.

Financial Goals = Financial Freedom

When you set clear financial goals, you:
Feel in control of your money.
Stop wasting money on things that don’t matter.
Actually see your progress and stay motivated.

No more paycheck-to-paycheck stress—just a clear path toward the life you want.

What’s your #1 money goal right now? Drop it in the comments!

Final Thoughts: Start Today & Take Control of Your Money

Breaking the paycheck-to-paycheck cycle isn’t about making one big change—it’s about building small, smart money habits that add up over time.

By following these 10 habits, you’ll start to feel less stressed, more confident, and totally in control of your financial future.

Now it’s your turn: Pick ONE habit from this list and start today.

1. Budgeting

Picture your money as a team of workers, each with a specific task. Budgeting is about assigning each worker a job and ensuring they stick to it.

You assess how much money you have coming in and then decide how much to allocate to different expenses like groceries, bills, and entertainment.

It's like drawing a map for your money, guiding it to where it needs to go so that you can achieve your financial goals.

2. Track Spending

Tracking your spending is like keeping a journal of your money's adventures. You jot down every purchase, big or small, from rent to that cup of coffee you grabbed on the go.

It's a bit like being a detective for your finances, uncovering where your money goes each month.

Once you've tracked your spending, you can identify areas where you might be overspending and find opportunities to cut back and save.

3. Emergency Fund

Think of an emergency fund as your financial safety net, ready to catch you if you ever need it.

It's like setting aside a little nest egg for unexpected surprises—like a sudden car repair or a surprise visit to the doctor.

Having an emergency fund means you don't have to stress when life throws you a curveball, because you've got money set aside just for those moments.

4. Automate Savings

You can automate savings by instructing your bank to transfer a portion of your paycheck directly into your savings account every time you get paid.

It's as though you've enlisted a secret agent to quietly build up your savings without requiring your constant attention.

Before you know it, you've amassed a tidy sum for whatever you need.

5. Limit Eating Out

By reducing how often you eat out, you're giving your wallet a much-needed break.

Rather than splurging on meals at restaurants or ordering takeout regularly, you opt to whip up delicious dishes in your own kitchen.

It's not just about saving money—it's also about relishing the process of cooking and sharing homemade meals with loved ones.

6. Meal Planning

Meal planning puts you in control of your culinary journey.

You dedicate a bit of time each week to map out what you'll eat for breakfast, lunch, and dinner.

Armed with your grocery list, you head to the store and purchase only what you need.

It's more like crafting a strategy for your groceries, ensuring you don't wander the aisles aimlessly and overspend.

7. Use Coupons

Coupons are like hidden treasures waiting to be discovered.

Whether found in newspapers, magazines, or online, they're magical tickets that unlock discounts on essential purchases.

Incorporating coupons into your shopping routine allows you to enjoy special deals on groceries, clothing, or household items, all while saving money without sacrificing quality.

8. Shop Sales

Embark on a treasure hunt for bargains. Keeping an eye out for those enticing words—“sale,” “discount,” “clearance”—and seizing the opportunity when they appear.

It's similar to receiving a gift from the store, where you can snag your favorite items at a fraction of their original cost.

Plus, it's an effective strategy for maximizing your budget and making your money stretch further.

9. Buy Generic

Opting for generic brands is like choosing the store-brand version of products over name brands.

It's about getting the same quality product without paying extra for fancy packaging or advertising.

By buying generic, you're often able to save money without sacrificing on quality.

10. Cancel Subscriptions

Canceling subscriptions can help declutter your life.

Just like cleaning out your closet, you assess which subscriptions you use and enjoy, and which ones you can live without.

By trimming down on unnecessary subscriptions, you free up extra cash each month that can be put towards more important things.

11. DIY Repairs

Learning to do basic repairs yourself is like acquiring a superpower for saving money.

Instead of calling a professional every time something breaks or needs fixing, you roll up your sleeves and tackle the problem yourself.

It not only saves you money on repair bills but also empowers you to become more self-sufficient.

12. Energy Efficiency

Being mindful of energy usage is like being a superhero for the planet and your wallet.

Simple habits like turning off lights when you leave a room, unplugging electronics when they're not in use, and using energy-efficient appliances can add up to significant savings on your utility bills over time.

13. Carpooling

Sharing rides with others is like forming a little community on wheels.

Instead of driving solo and bearing the full cost of gas and maintenance, you team up with friends, coworkers, or neighbors to share the ride and split expenses.

It not only saves you money but also reduces traffic congestion and helps the environment.

14. Public Transportation

Opting for public transportation is like giving your car a break and letting someone else do the driving.

Whether it's buses, trains, or trams, public transit offers a cost-effective and environmentally friendly way to get around town.

By using public transportation instead of driving, you can save money on gas, parking, and maintenance expenses.

15. Bike/Walk

Choosing to bike or walk for short distances is like giving yourself a double dose of savings and exercise.

Instead of hopping in the car for a quick trip to the store or gym, you grab your bike or lace up your sneakers and enjoy a leisurely ride or stroll.

Not only does it save you money on gas and parking, but it also helps you stay fit and healthy.

16. Pack Lunch

Bringing your lunch to work is like giving your wallet and waistline a break.

Instead of shelling out money for pricey lunches at restaurants or cafes, you pack a homemade meal from leftovers or meal prep.

It not only saves you money but also allows you to control the ingredients and portion sizes of your meals.

17. Coffee at Home

Brewing coffee at home is like starting your day with a little dose of savings.

Instead of stopping by the coffee shop on your way to work and paying a premium for your daily caffeine fix, you invest in a good quality coffee maker and brew your own at home.

It not only saves you money but also allows you to customize your coffee just the way you like it.

18. Drink Water

Choosing water over sugary drinks is like giving your body and budget a healthy boost.

Instead of splurging on expensive sodas, juices, or energy drinks, you stick to good old-fashioned H2O.

Not only is water better for your health, but it's also virtually free, saving you money on your grocery bill and reducing waste from plastic bottles.

19. Entertainment Deals

Seeking out entertainment deals is like discovering hidden treasures for your leisure time.

Whether it's discounted movie tickets, special promotions at local attractions, or free community events, there are countless ways to enjoy entertainment without breaking the bank.

By keeping an eye out for deals and discounts, you can have fun without worrying about overspending.

20. Library Membership

Embracing your local library is like unlocking a treasure trove of free resources.

With a library membership, you gain access to a vast collection of books, movies, music, and more, all available for borrowing at no cost.

It's a budget-friendly way to indulge your interests and explore new topics without spending a dime.

21. Cancel Gym Membership

Saying goodbye to your gym membership is like freeing yourself from a financial burden.

Instead of paying monthly fees for access to a gym, you can find creative ways to stay active without breaking the bank.

Whether it's jogging in the park, following workout videos online, or joining community fitness classes, there are plenty of ways to stay fit without the hefty price tag.

22. Buy Used

Opting for second-hand items is like giving new life to pre-loved treasures.

Whether it's clothing, furniture, electronics, or appliances, buying used allows you to score great deals on quality items while reducing waste and environmental impact.

From thrift stores and garage sales to online marketplaces, there are endless opportunities to find hidden gems at a fraction of the cost of new.

23. Sell Unused Items

Decluttering and selling unused items is like turning clutter into cash.

Instead of letting unused items collect dust, you can declutter your home and make some extra money by selling them online or at a yard sale.

Not only does it help you free up space and simplify your life, but it also puts some extra cash in your pocket.

24. Avoid Impulse Buys

Resisting impulse buys is like flexing your willpower muscle.

Instead of giving in to the temptation of spontaneous purchases, you take a moment to pause and consider whether you really need or want the item.

By being mindful of your spending habits and sticking to your budget, you can avoid unnecessary purchases and save money in the long run.

25. Comparison Shop

Shopping around and comparing prices is like becoming a savvy shopper.

Instead of settling for the first price you see, you take the time to research and compare prices from different retailers.

Whether it's online or in-store, comparison shopping allows you to find the best deals and stretch your dollars further.

26. Limit Credit Card Use

Using credit cards responsibly is like wielding a powerful tool for financial flexibility.

Instead of relying on credit for everyday expenses, you use cash or debit cards to stay within your means and avoid accruing debt.

By paying off your balance in full each month and avoiding high-interest charges, you can enjoy the convenience of credit cards without falling into the trap of overspending.

27. Avoid ATM Fees

Dodging ATM fees is like keeping more of your hard-earned cash in your pocket.

Instead of using out-of-network ATMs that charge hefty fees, you stick to your bank's ATMs or opt for cash back at checkout to avoid extra charges. By planning ahead and accessing cash strategically, you can minimize unnecessary fees and save money over time.

28. Pay Bills on Time

S ahead of the game in the financial arena by paying your bills on time.

Instead of risking late fees or penalties by procrastinating on bill payments, you prioritize paying your bills on time each month.

By staying organized and setting up automatic payments or reminders, you can avoid unnecessary expenses and maintain a healthy financial routine.

29. Refinance Loans

Refinancing loans is like giving your finances a makeover.

If you have high-interest loans like credit cards or personal loans, refinancing them with a lower-interest option can save you money on interest payments over time.

Whether it's consolidating multiple loans into one or negotiating better terms with your lender, refinancing can help you pay off debt faster and save money in the long run.

30. Avoid Overdraft Fees

Steer clear of overdraft fees by keeping a close eye on your bank account balance.

Instead of risking overdrawing your account and incurring costly fees, you monitor your spending and ensure you have enough funds to cover your transactions.

By setting up alerts for low balances or using budgeting tools to track your expenses, you can avoid overdraft fees and keep more of your money in your account.

31. DIY Beauty

Embracing DIY beauty treatments is like pampering yourself on a budget.

Instead of splurging on expensive salon services, you explore homemade remedies and beauty hacks to achieve the same results at home.

Whether it's making your own face masks, hair treatments, or skincare products, DIY beauty allows you to indulge in self-care without breaking the bank.

32. Cancel Unused Memberships

Saying goodbye to unused memberships is like clearing out clutter from your budget.

Whether it's gym memberships, streaming services, or magazine subscriptions, canceling memberships you no longer use or need can free up extra money each month.

By evaluating your recurring expenses and trimming down on unnecessary memberships, you can streamline your budget and save money for things you truly value.

33. Host Potlucks

Hosting potlucks is like throwing a budget-friendly party where everyone pitches in.

Instead of bearing the full cost of food and drinks for a gathering, you invite friends or family to bring a dish to share.

It not only reduces the financial burden of hosting but also creates a sense of community and togetherness as everyone contributes to the festivities.

34. Use Cashback Apps

Taking advantage of cashback apps is like getting rewarded for your everyday spending.

Whether it's groceries, dining out, or online shopping, cashback apps offer you a percentage of your purchase back as cash or rewards.

By linking your debit or credit cards to cashback apps and shopping at participating retailers, you can earn money back on purchases you were already planning to make.

35. Avoid Fast Fashion

Steering clear of fast fashion is like investing in quality over quantity.

Instead of constantly buying cheap, trendy clothing that falls apart after a few wears, you opt for timeless pieces made from durable materials.

By choosing quality over quantity, you not only save money in the long run but also reduce your environmental impact and support ethical fashion practices.

36. Free Workouts

Embracing free workout options is like breaking a sweat without breaking the bank.

Whether it's following workout videos on YouTube, jogging in the park, or joining free fitness classes in your community, there are plenty of ways to stay active without paying for a gym membership.

By exploring free workout options, you can prioritize your health and fitness goals without spending a dime.

37. Rent Instead of Buying

Opting to rent instead of buying is like enjoying the benefits of ownership without the long-term commitment.

Whether it's tools, equipment, or special occasion attire, renting allows you to access what you need for a fraction of the cost of buying it outright.

By renting items on an as-needed basis, you can save money and reduce clutter in your home.

38. Buy in Bulk

Purchasing items in bulk is like stocking up for the future while saving money in the present.

Instead of buying small quantities of items like non-perishable foods, cleaning supplies, or toiletries, you buy larger quantities at once, often at a lower unit cost.

By buying in bulk, you not only save money per item but also reduce the frequency of shopping trips and minimize packaging waste.

39. Refill Water Bottles

Refilling reusable water bottles is like quenching your thirst while reducing waste and saving money.

Instead of purchasing single-use bottled water, you invest in a durable reusable bottle and fill it with tap water or filtered water from home.

Not only does refilling water bottles help you stay hydrated on the go, but it also eliminates the need to constantly buy disposable plastic bottles, saving you money and reducing plastic pollution.

40. Shop Out of Season

Shopping for items out of season is like finding hidden gems at discounted prices.

Whether it's clothing, holiday decorations, or outdoor gear, purchasing items during off-peak seasons often means scoring great deals as retailers clear out inventory to make room for new merchandise.

By planning ahead and shopping out of season, you can save money on items you'll need in the future while enjoying significant discounts.

41. Cancel Landline

Saying goodbye to your landline phone is like streamlining your communication expenses.

In an age where most people rely on mobile phones for calls and texts, maintaining a landline may be an unnecessary expense.

By canceling your landline service and relying solely on your mobile phone or internet-based communication options, you can eliminate a monthly bill and save money without sacrificing connectivity.

42. Negotiate Bills

Negotiating bills is like advocating for your financial well-being. Whether it's your cable bill, internet service, or insurance premiums, many providers are willing to negotiate lower rates or offer discounts to retain your business.

By reaching out to your service providers, exploring competitor offers, and leveraging loyalty or promotional deals, you can potentially lower your monthly expenses and save money over time.

43. Use Loyalty Programs

Taking advantage of loyalty programs is like being rewarded for your continued support.

Whether it's grocery store rewards cards, airline frequent flyer programs, or hotel loyalty programs, signing up for loyalty programs can earn you discounts, freebies, and exclusive perks based on your spending habits.

By participating in loyalty programs and accruing points or rewards, you can save money on future purchases and enjoy special benefits as a valued customer.

44. Plan Vacations in Advance

Planning vacations in advance is like embarking on a journey with financial foresight.

By booking flights, accommodations, and activities well ahead of time, you can take advantage of early booking discounts, promotional offers, and lower prices.

Additionally, planning ahead allows you to budget for your trip, prioritize your expenses, and avoid last-minute splurges that can bust your budget.

Whether it's a weekend getaway or a dream vacation, planning in advance can help you save money and make the most of your travel experiences.

45. Staycations

Opting for staycations is like discovering the joys of vacationing in your own backyard.

Instead of traveling to far-flung destinations, you explore local attractions, parks, museums, and events in your own community.

By embracing staycations, you can save money on travel expenses like flights and accommodations while supporting local businesses and enjoying the comforts of home.

Whether it's a weekend staycation or a week-long adventure, staying close to home can be a budget-friendly and enjoyable way to relax and unwind.

46. Avoid Bank Fees

Dodging bank fees is like keeping more of your money where it belongs — in your wallet.

Instead of paying unnecessary fees for things like ATM withdrawals, overdrafts, or account maintenance, you choose a bank that offers fee-free or low-fee accounts.

By reading the fine print, understanding your bank's fee structure, and opting for accounts with favorable terms, you can avoid unnecessary charges and keep more of your hard-earned cash.

47. Use Cash Envelopes

Embracing cash envelopes is like giving your budget a tangible makeover.

You allocate specific amounts of cash to different spending categories — like groceries, entertainment, or dining out — and keep each portion in a designated envelope.

By using cash for discretionary spending, you can visually track your expenses, stay within your budget, and avoid overspending.

It's a simple yet effective way to manage your money and prioritize your spending based on your financial goals.

48. Cancel Cable

Saying goodbye to cable is like embracing the streaming revolution.

Instead of paying for expensive cable TV packages with channels you rarely watch, you opt for streaming services that offer on-demand access to your favorite shows and movies at a fraction of the cost.

By cutting the cord and switching to streaming, you can enjoy a wide range of entertainment options while saving money on your monthly bill.

49. Cancel Unused Insurance

Reviewing and canceling unused insurance policies is like decluttering your financial portfolio.

Whether it's redundant coverage, unnecessary add-ons, or policies that no longer fit your needs, canceling unused insurance can help you streamline your coverage and save money on premiums.

By regularly reassessing your insurance needs, comparing quotes from different providers, and opting for the most cost-effective options, you can ensure that you're adequately protected without paying more than necessary.

50. Avoid Convenience Stores

Steering clear of convenience stores is like sidestepping a budgetary trap.

While convenient for quick purchases, convenience stores often charge higher prices for everyday items like snacks, beverages, and household essentials.

By planning ahead, making shopping lists, and purchasing items from grocery stores or discount retailers instead, you can avoid the convenience store markup and save money on your everyday purchases.

51. DIY Gifts

Creating DIY gifts is like infusing your presents with a personal touch. Instead of buying expensive gifts from stores, you put your creativity to work and craft thoughtful handmade gifts for your loved ones.

Whether it's homemade baked goods, handcrafted artwork, or DIY spa kits, homemade gifts not only save you money but also show your friends and family that you care enough to put time and effort into creating something special just for them.

52. Grow Your Own Produce

Cultivating your own produce is like bringing the farmer's market to your backyard.

Instead of relying on store-bought fruits and vegetables, you plant a garden and grow your own fresh produce at home.

By harnessing the power of nature and tending to your garden, you can enjoy a bountiful harvest of flavorful, nutrient-rich fruits and vegetables while saving money on grocery bills and reducing your environmental footprint.

Whether it's a small herb garden on your windowsill or a sprawling vegetable patch in your yard, growing your own produce is a rewarding and cost-effective way to enjoy fresh, healthy food year-round.

53. DIY Cleaning Products

Try making your own DIY cleaning product.

Instead of buying expensive commercial cleaners filled with harsh chemicals, you mix up your own natural cleaning solutions using simple ingredients like vinegar, baking soda, and essential oils.

By DIY-ing your cleaning products, you not only save money but also reduce your exposure to harmful chemicals and create a healthier, safer environment for you and your family.

54. Shop Clearance Sales

Hunting for clearance sales is like embarking on a treasure hunt for hidden gems.

Whether it's clothing, electronics, home goods, or seasonal items, clearance sales offer steep discounts on quality merchandise that retailers are looking to clear out.

By keeping an eye out for clearance racks, online clearance sections, and end-of-season sales, you can score great deals on items you need or want while saving money and stretching your budget further.

55. Stay Motivated

Staying motivated is like fueling your financial journey with determination and positivity.

Whether you're saving for a specific goal, paying off debt, or building a nest egg for the future, staying motivated is key to sticking to your financial plan and achieving success.

By setting realistic goals, tracking your progress, celebrating milestones, and surrounding yourself with supportive friends and family, you can stay motivated and focused on your financial goals, no matter how big or small they may be.

Remember, every step you take towards financial health is a step in the right direction, so stay motivated and keep moving forward!

Summary

There you have it, 55 awesome money saving tips. Soak up these savvy strategies and practical tips on how to start saving money which can be your ticket to financial empowerment.

From crafting a budget and tracking expenses to harnessing DIY solutions and seizing discounts, there's a wealth of opportunities to trim expenses and pave the way for a more secure financial future.

Whether you're focused on paying off debt, building your nest egg, or simply living more frugally, exploring these approaches enables you to maximize your resources and make every dollar count.

By embracing these saving strategies, you can embark on a journey towards financial stability and unlock the potential to achieve your long-term goals.

Have you ever thought of making money with a blog? 

Maybe you've come across success stories of people earning thousands with their blog, sipping on mai tai's on an island. 

Or maybe you're just miserable with your job and you want to start a business of your own. 

Well, it's absolutely possible! Your dreams are waiting to be fulfilled. 

There is no difference between those who are earning a full time income from their blog and you. 

If they can do it then you definitely can too. 

In this full step-by-step guide, I'll tell you everything I did to start a blog that earns me passive income. 

This month I made just over $1,000 of passive income.

If you're ready to get started, I'll show you how easy it can be to get your own website up and running. 

WHY YOU SHOULD START A BLOG

There are so many reasons why others start a blog. 

Some create one because they get inspired by others who earn income from their blog. 

Others start a blog as a hobby to either spread their ideas and message. 

For me, I started one because I dreamed of being able to work from home, doing what I love, and to earn money from it. 

It was the best decision ever. 

What started out as a side hobby turned into a passion that earns me passive income.

Basically, I make money in my sleep.  

Creating a blog of your own can transform your world. 

It can open doors for you and help you create the life you've always wanted. 

When I first started blogging, there was so much information out there and no one to really help me. 

It was frustrating to try and figure everything out myself. 

I created this guide as a tool for you to skip all the loads of information out there and get to the good stuff as easy as possible. 

Now, if you're ready let's get started!

1. Pick a Niche

Before you get started, you'll want to pick a subject that your blog will be about. 

Now, think carefully because you will be writing content (blog posts) about this subject or niche so it should be interesting to you. 

Some niche ideas:

• Travel
• Food
• Personal Finance
• Fitness
• Crafts / DIY
• Video Gaming

There are such a wide range of niche ideas you can choose from. 

Choose a Blog Name

Now brainstorm some ideas for your blog. 

Keep in mind that you don't want something so long or complicated. 

You'll want to come up with a website name that is easy to work with. 

Anywhere from 1-3 words should be good. 

Checking Your Blog Name 

Nothing's worse than coming up with what you think is an awesome blog name and finding out later that someone on Instagram has it, or even on Pinterest. 

You'll want to make sure the perfect name you came up with will be available across the social media platforms you intend to use. 

You can use Namechk to verify if your blog name will be available before moving forward.

2. Tech

Alright, so now you have your niche and blog name ready to go. 

Now this is where the fun begins. 

In order to start your blog, you'll need a web host.

There are a lot of them out there. 

However, the one I highly recommend is WPEngine. 

Webhost

When you have a blog, you'll need to sign up with a webhost.

When you create your site/blog, it's going to need a serving host so that you can make it viewable online. 

Otherwise, you'll just have a website and no one will be able to see it. 

Picking the right webhost is very important!

Things I've learned along the way (don't make the same mistakes as me):

• Fast speed for web hosting of your website/blog
• Need great customer service
• Easy to use and customize website/blog

I really recommend going with the best web hosting provider from the jump. 

Trust me, it's going to save you so much time and headache when you start with the right one. 

I've landed on WPEngine after trying the low-cost hosting providers and WPEngine is by far the best web host. 

When you're starting up your website/blog, the last thing you want is to think about all the technical stuff that goes into it. 

WPengine has a startup plan that takes care of all the essential back end stuff for you so that you can just hurry up and focus on creating your best content. 

WPengine offers:

• Fast load times of your site
• 24/7 customer service
• 10 premium website themes
• Secure website hosting
• Easy to use staging environment

WPengine has been amazing for me so far and I highly recommend them for you to start your website and blog!

WordPress

Once you get your blog all set up on the backend with WPengine, now it's time to get to the good stuff. 

WordPress is where you'll go to add all your content. 

Theme

It's going to be exciting to know that you have your blog/website up and running. 

Now, you're going to learn a whole new aspect of creating the look you want for your site. 

You are more than welcome to use the free themes provided to you. 

To be honest, you don't need to go crazy trying to make your website look perfect by hiring web developers or even spend tons of money to make it look right.

The free themes should be just fine especially when you're first starting out. 

Don't spend too much time working on the look of your website because in all actuality, most people are checking out your site from their phone anyway. 

So, even if you spend lots of money or time on the look of your site, people may not even care. 

What truly matters is the content and how it resonates with your readers. 

Now, for those of you who actually really want to really learn and customize your own site, I highly recommend Thrive Suite. 

Yes you can go ahead and use the free themes available to you. 

One thing to keep in mind is the customization and the ease of use. 

I chose to go with Thrive Suite because it's been an amazing theme so far. 

Thrive Suite lets me customize my site whenever I want and makes it too easy to do with drag and drop features. 

It's a perfect tool for people who aren't professional graphic designers. 

Plus it just saves me a whole lot of time and money because I get to design aspects myself. 

So for those of you who want that ease of customization, I definitely recommend Thrive Suite. 

What You Need to Know

When you're first starting out, try not to get lost with the technical aspect of starting your blog. 

I can tell you from experience that you can literally go down a rabbit hole when you start fixating on irrelevant matters. 

From first hand experience, I've tried Bluehost for my webhost and multiple themes for this site. 

I finally landed on WPengine and Thrive Suite as my ultimate go-to arsenal for having a site that's super fast and so incredibly easy to customize. 

I'd say that I save a lot of time and headache because I use the best, in my opinion. 

Here's a quick summary:

• WPengine - Webhosting service for your blog. 
  • Fast load speeds
  • Great customer service
  • They will help you set up your blog from scratch 
• WordPress - Where you go to add new blog posts, pages like your homepage or contact, etc. 
  • It's free and WPengine can help set it up for you
• Thrive Suite - Amazing drag and drop webpage builder
  • Create a site with no web design experience
  • Best website builder I've used 

3. Making Money with Your Blog 

You can absolutely make money with your blog!

What's great about having an income from your blog is that it's passive. 

Yeah, you'll have to create a way to earn money with your blog but once you do, money will be coming in when you least expect it. 

I'm making nearly $1,000 of passive income this month.

Here are some ways you can earn money with your blog:

• Affiliate- Earn a percentage when you recommend products or services
  • Amazon Associates- Great affiliate program for new bloggers where you can earn a commission when someone clicks on your affiliate link for a product.
• Ads- Earn money with an ad network depending on how many views you have
  • Ad Networks
    • Google Adsense - No minimum views
    • Ezoic - Minimum of 10,000 views per month
    • Monumetric - Minimum of 10,000 views per month
    • Mediavine -Minimum of 50,000 views per month
    • Adthrive - Minimum of 100,000 views per month
• Sponsors-  Get paid when you recommend certain products or work with certain brands
• Digital Products- Create and sell your own products online to earn an income
• Courses- Create a course and earn income
• Memberships- Create a tribe and get paid for whatever service you provide

There are so many different ways you can go about earning money with your blog. 

Here are some examples of bloggers who earn from their blogs:

• Single Moms Income - Finance blog earns over $64,000 a month
• Horkey Handbook - Freelance writing blog earning over $127,000 a month
• Pinch of Yum - Food blog earns over $90,000 a month
• It's A Lovely Life - Family lifestyle and travel blog earns over $170,000 a month
• Smart Passive Income - Passive income blog earns over $200,000 a month

All these people started from 0 and grew their online business to amazing numbers. 

If they can do it, so can you!

4. Traffic Streams

After you create your blog, you need to create a way for your audience to find you. 

There's social media like Pinterest, Instagram, Facebook, Twitter, and search engines like Google and Pinterest. 

When you first start out, it may be best to try Pinterest and work on Google also. 

How did you come across this blog? Most likely from Pinterest right? 

The great thing about Pinterest is that it acts as a search engine. 

Create eye pleasing pins and let your audience find you. 

You'll most likely gain a whole lot more traction from Pinterest than Google SEO in the beginning. 

Google SEO is also know as Google Search Engine Optimization. 

All this may sound technical but don't worry it's no big deal. 

Basically, you'll create posts that your audience is looking for by using keywords. 

5. Finding Content Ideas

Don't make the mistake of randomly posting blog posts of what you ate for dinner or what clothes you plan to wear for the day. 

Because in all actuality, people are looking for answers to their needs.

You'll want to create content that your audience is interested in. 

Let's say you want to start a garden blog and don't have an idea of what exactly it is you want to talk about. 

You can do keyword research by using free tools like: 

• Ahrefs
• SEMRUSH
• MOZ

For example: 

Say you have a gardening blog and you're trying to come up with a keyword. 

You come across 'how to fill a raised garden bed' by doing some research with the tools. 

You see that there is a volume of 1,200 people searching for that specific keyword and you also have a traffic potential of 2,700 just from that one keyword. 

Using those tools helps you find the keywords you need also analyzes them for you so it'll give you an idea of how much traffic you can get if you start ranking. 

Now, keep in mind that Google is a lot slower when it comes to giving you traffic as a new blog. 

That's why your best bet will be to start promoting your articles on Pinterest.

Pinterest

You can get traffic to your site a whole lot faster than going for Google in the beginning. 

Steps to find keywords in Pinterest:

1. Type in general keyword in the search bar
2. The second bar underneath has expanded keywords based on your main keyword

Once you find your keyword, create a Pinterest pin for that keyword and hopefully it is also related to your blog post. 

Creating Pinterest pins are super easy and no, you don't have to be a graphic designer.

Use free software like Canva to create your pins. 

I'd recommend making several versions of your 1 pin so that you have more chances of capturing the attention of your audience. 

You can then figure out which pins are doing better and create more similar designs that your audience seems to like. 

Pinterest will help you get the ball rolling when it comes to getting those pageviews as a new blogger. 

Another program I use that helped me grow my Pinterest to over 300,000 views is Tailwind. 

Tailwind

Tailwind is a scheduling tool that helped me send out Pinterest pins on auto pilot. 

Using Tailwind, I can schedule Pinterest pins to go out several times a day for months out. 

It literally helped me save so much time which would've been wasted trying to pin throughout the day. 

Unfortunately I just don't have the time during the day to do that. 

Am I saying you won't have success if you don't you use it? Absolutely not!

However, Tailwind will be a life saver when you really don't have much time to begin. 

I really believe that Tailwind really helped launch my site to getting over 300,000 Pinterest views.

Tailwind Tribes

Tailwind Tribes is also another aspect of this app that I absolutely love and so grateful for. 

This is where other content creators go to share their content. 

You can find a Tailwind Tribe for any industry from:

• Food
• Art
• Spirituality
• Auto
• Health
• Finance

Basically it's a space where other creators gather to share one another's Pinterest pins.

But what's amazing about it is the amount of audiences you can potentially reach when someone in the group shares your pin. 

Do you see the amount of re-shares and potential audience that my Pinterest pin can be available to? 167 re-shares and 1.9 M reach!

Tailwind Tribes helps your Pinterest pins spread like butter!

If you're just starting out and don't have much time to be pinning on the daily, I would HIGHLY recommend Tailwind to give your site a boost!

Summary

Making money with your blog is absolutely possible. 

Start treating it as a business because essentially isn't that what a business is? 

Set aside time in your life, maybe after work or on the weekends to get this blog thing going.

 You never know where this journey will lead you.

If you're feeling stuck in life and need a change, give blogging a shot.

It can unleash a whole new world of unlimited potential. 

Remember when you start your blog, don't get stuck on irrelevant things. 

• Find your niche, get your blog name (get an easy one people can remember)
  • Check your blog name on Namechk
• Get your site up and running fast with WPengine (6 months free for my readers)
• Use a good easy to use theme, I'm using Thrive Suite
• Do your keyword research using tools like SEMRUSH, Ahrefs, etc.
• Try Pinterest to get the ball rolling with pageviews to your blog
• Get the ultimate boost to your Pinterest and Blog by using Tailwind (My readers get a special 50% off now)
• Dream big because this is your one life to live, give blogging a go!

Wishing you all the success in this lifetime!

Are you wondering if making money online as a teenager is even possible?

Also, finding online jobs for teens may not be easy and you don't know where to look. Look no further! I'm going to share 10 of the best online jobs to earn some money and see your bank account grow.

I know how frustrating it must be when you're just a teen and there are so many things you want to buy for yourself or others.

Maybe you just want to make some extra bucks for clothes, games, makeup, or even help out the family.

There are legit ways you can totally earn money online to get some real extra cash in your hands.

1. Play Games to Make Money as a Teenager Online

One of the easiest and fun ways to make money online for teens is playing games on your phone or PC.

Did you even know that it was possible to make money online or on your phone playing games?

Neither have I until I started making some money playing popular games.

By far, playing games online for cash has to be one of the best online jobs out there.

Swagbucks 13+

Swagbucks is a survey site where you can make money online in all kinds of ways from taking surveys, playing games, test mobile apps, answer questions, watching videos, trying apps, and so much more.

You could even make $100 for trying out one of the games listed on the site.

I myself have earned over $211 from playing games and taking a few surveys here and there.

If you're into playing games then you'll want to head on over to Swagbucks to actually start getting paid for it.

Swagbucks is on top to be one of the best online jobs for teens where you get such a variety of ways to make money.

Swagbucks even has a mobile app which makes earning even easier straight from your phone.

2. Make Money by Taking Online Surveys

Another simple way to make money as a teenager online is with survey sites and probably one of the easiest jobs where all you do is answer questions and get paid for it.

When you complete short surveys, it helps companies out there get a better idea of how their services or products are working for the customers. That's why they need to hear what we have to say.

Because your opinion is important, they'll often offer you compensation for your time.

MyPoints 13+

MyPoints is a survey site that offers a ton of ways to earn points which can be redeemed for extra cash with your PayPal account or gift cards.

One of the ways to earn more money online with MyPoints is with their surveys. Besides only surveys, there's other options to earn points by shopping online, watching videos, playing games, and more.

Each survey you complete will give you points and once you have enough points, you can cash it out.

MyPoints is also offering a $10 sign up bonus when you create a free account and make a purchase from one of the stores listed on the site.

Survey Junkie 13+

Survey Junkie is one of the popular survey sites out there and is only focused on surveys.

Each survey you complete, you'll receive points which you can redeem for money with a PayPal account or gift cards.

You can expect to earn anywhere from $0.20 to $3.50 to complete surveys but there are also times you could be selected to join a focus group where you'll make $50-$100 an hour.

InboxDollars 18+

InboxDollars is a survey site that offers all sorts of ways for you to make money from surveys, playing games, watching videos, and more.

Since the age requirement is 18, you'll need parental consent before trying this site.

Instead of earning points like other sites, you'll see the exact amount you can earn with each task performed with this site. 

Taking surveys with InboxDollars is super easy. You can earn anywhere from $0.25-$4 per survey.

InboxDollars will even give you a free $5 sign up bonus which is a super fast way to get the ball rolling to make some money.

TeenEyes 13-18

TeenEyes is a online surveys site that only wants teen users aged 13-18 to get their opinion on products and services.

You can earn money with these paid surveys which can cover subjects like TV shows, movies, food, entertainment, or other teen subjects.

TeenEyes works off a points system like many others and once you accumulate enough, you can cash out with your PayPal account, gift cards, or a chance to enter in their $25,000 prize sweepstakes.

3. Watch Ads to Make Money as a Teenager Online

There are sites out there that will actually pay you for watching online advertisements. It's probably one of the easiest online jobs for teens out there to make passive income.

Sure, it may not be the most fun way to make a bit of extra cash but it's still something and probably the easiest way to make extra money.

Don't expect to earn a ton of money from watching ads. You'll probably make a few cents to a few bucks for each ad but it's still something for seconds to minutes of your time.

AdWallet 13+

AdWallet allows you to get paid extra money to watch ads and short videos which are handpicked for you.

You can anywhere from $0.50 and up to $3.00 per video.

When you reach $10, you can cash it out.

AdWallet has paid its users over $1,104,565 so far and counting.

PrizeRebel 16+

PrizeRebel is a website where you can get paid extra money fast, usually within 24 hours.

You can get paid to watch videos, make internet searches, take surveys, or refer others.

If you stay active with this site, you can work your way up towards their loyalty system which gets you even more points on the same tasks the more you level up.

Swagbucks 13+

Swagbucks has a section called "Watch and Earn" where you can check out ads and receive points for it.

It's a quick and easy way to earn points which you can later redeem for cash with your PayPal account, Visa Prepaid Card, gift cards, or travel miles.

MyPoints 13+

MyPoints has a section where you can watch ads also. Head over to the "Watch" tab to take your pick from a variety of different ads.

You can watch ads based on sports, news, entertainment, and more.

The process to collect your points is incredibly easy for barely doing anything at all.

InboxDollars 18+

With InboxDollars, you'll also get a variety of different ads you can watch.

You can find the ads easily by going to the "Videos" tab on the menu.

The nice part about Inbox Dollars is that you'll see right away how much you'll earn for watching the ad. You'll most likely earn $.01-$.02 for each ad.

It's not much money you'll earn but if you've got nothing to do, why not spend your time and make a bit of money too.

Overall, these cents will add up to dollars!

If you really like the idea of earning a bit of money while watching videos and ads then check out my other article where I go over 17 ways you can do that:

17 Ways to Watch Ads for Money

4. Write Reviews to Make Money as a Teenager Online

Did you ever leave a review for a business, products, or services before?

Well, there are sites out there that actually pay you money for you to leave reviews.

The awesome part about these review sites is the minimum age to join is only 13 years old.

So, if you think your opinion doesn't matter, think otherwise. Get paid for your opinions!

Writing reviews is one of the easiest online jobs for teens.

Slicethepie 13+

With Slicethepie, you'll earn cash for every review you leave.

You can leave feedback on music, clothes, and a lot more which can help artists and record labels cater better to their audience.

If your reviews are top notch, you'll actually earn more money.

Members have already earned more than $6 million with Slicethepie so far, want to be one of them?

Musicxray 13+

Do you love listening to music?

You could actually get paid for listening to music and reviewing it with Musicxray.

The minimum age to join is 13 and you'll get paid about 10 cents for listening to a song and writing a review for it.

Also, if you're an aspiring musician yourself, you can upload your own music to be scouted by producers but you'll have to pay a fee which ranges from $15-$20.

5. Start a Blog 13+

If you like expressing yourself through writing then starting your own blog may be your answer.

Yes, even teens can start their own blog and some turn it into an online business.

You don't have to be a professional writer with a college degree in English and writing.

The internet can be a beautiful place where you can share your views about the world and connect with other like-minded people like yourself.

Also, get this, starting your own blog can actually make you loads of passive income and turn you into a teen entrepreneur.

But, if you just want to let your thoughts out, a blog is good for that also.

Having a blog can turn out to be an awesome online job where you set your own hours and work when you want.

If you want to start your own blog, check out my article that shows you how to start one:

How to Start a Free WordPress Blog with Bluehost

And here are some examples of kid / teen bloggers:

Alex Know It All - Started a blog at age 7 and talks about her life traveling the world with her family

Marabird - Started blogging at age 8 and is now 15, she talks about food, American history, and traveling.

Naturalist Dara - 16 year old blogger who was diagnosed with Asperger's but has a passion for wildlife and conservation. His blog won many awards and recognitions.

6. Online Jobs with Fiverr 13+

Fiverr is an online jobs site where people from all around the world can promote their skills or services and make money.

It's an awesome way to make money as a teenager online. 

You can turn Fiverr into a part time job to earn some extra bucks. It can turn into a great online job once you find the skill you can sell.

There are literally TONS of options you can choose from to list your services. Fiverr is a great place to find jobs for teens and be making money online.

Here are some categories:

• Graphic Design
• Digital Marketing
• Writing & Translation
• Video & Animation
• Music & Audio
• Freelance Writing
• Online Marketing
• Programming & Tech
• Data Entry
• Business
• Be a virtual assistant
• Lifestyle - Astrology, Modeling, Arts & Crafts and more

Honestly, don't get discouraged by your age and comparing yourself to the adults who are on the site as well.

Hone in on your skill and what you can offer to people. Book your first client and keep building from there.

You could even be a virtual assistant where you can help with people's social media accounts, check e-mails, data entry, and more.

Here is a little success story from a 15 year old who made $3,000 in a year writing with Fiverr and gets to travel all over the world:

15 Year Old Works on Fiverr and Travels the World

7. Scan Receipts

As a teen, you may not be doing a whole lot of shopping but I'm sure you've come across receipts.

Next time you get one, hold on to them because they can make you some money.

Most of these apps have an age requirement of 18 so make sure to get parental consent first.

Ibotta 18+

Ibotta is a cash back app for groceries, online shopping, and in-store shopping.

Most people use Ibotta when shopping for groceries so if you help your parents out, try this app to get you back some money.

Basically, you pick items to buy in the app, purchase items, get your receipt, then upload it to the app, and get some money back.

They even give you money back when you shop online with many of their participating retailers.

For instance, if you buy something from Ulta.com through Ibotta, you'll get some money back into your Ibotta account which you can later withdraw for PayPal, a check, or gift cards.

If you're parents are doing most of the shopping, you can still help them get good money back with Ibotta. Maybe they'll let you keep all the cash back you earn.

Fetch Rewards 18+

Fetch Rewards is a receipt scanning app that gets you points which you can later redeem for a Visa Prepaid Card, gift cards, free magazines, or donate to charity.

It's super easy to use where all you do is upload any and practically all receipts you get.

The age requirement to use Fetch Rewards is 18. So, if you're not 18 yet, tell your parents about this app and you can help them scan receipts into the app to earn some money.

8. Earn Money Shopping Online

Does your parents allow you to shop online? If so, that's awesome!

Did you know that you could get a portion of the money spent online back into your hands?

There are some cash back sites and apps to use before you do any online shopping which gets you money back.

Either yourself or your parents will be happy about that I'm sure!

Rakuten 18+

Rakuten is just an awesome cash back site when it comes to online shopping.

You have to be 18 or older to use Rakuten so if you're not old enough, explore the site together with your parents.

Rakuten partners up with tons of companies, here are some:

• Forever 21
• Ulta
• Bath & Body Works
• Nike
• Macy's
• Aeropostale
• and so much more

When you shop at any one of their partnered companies through Rakuten, you'll get cash back!

Just today, I saw that Forever 21 had a 10% cash back offer. So, if you spend $100, you'll get $10 cash back. That $10 can go towards your next shopping trip.

Don't dismiss this cash back site because it's literally free money you could be throwing down the drain.

Ibotta 18+

I've mentioned that Ibotta is a great cash back site for scanning receipts. They also give you money back when you shop online as well!

Before any online shopping trip, check Ibotta also to see if there's any cash offers for the store you plan to shop at.

9. Sell Things Online

Do you have clothes, shoes, purses, electronics, games, and other stuff just laying around?

All the stuff you're not using can actually make you some good money and turn selling into one of your online jobs. It'll be a great way for you to make money as a teenager online.

The awesome part is, you can sell your things all online without having to meet anyone.

There are a lot of apps and sites that allow you to do this but most of them require you to be over 18 years old.

So, if you're younger than 18 get your parents to help you create accounts and start selling for cash.

Ebay 18+

Ebay is one of the most popular sites out there when it comes to selling stuff.

It's simple to use and sell things you don't need anymore.

Create an account, take good pictures of your item, provide a good true detailed description, and set your price. Once the item is sold, all you have to do is prepare the shipping.

If you're not sure how much to list your item, check Ebay for similar items and see how much they've listed it for and what the description says. You can get a good idea by seeing how other people sell their goods.

With Ebay, you can sell pretty much anything under the sun like books, toys, games, clothes, etc. The things you sell doesn't have to be brand new. All you need to do is fully disclose the condition of the goods.

Decluttr 18+

Decluttr is a good site to sell tech stuff like CDs, DVDs, games, game consoles, cell phones, tablets, laptops, and more.

You also get really fast payment on the very next day.

So if you have old game systems, games, iPod's, phones, laptops, and other stuff laying around, just get rid of it with Decluttr and make some money.

Letgo 18+

Letgo is an app where you can sell stuff around the house.

You can sell anything from electronics, sports equipment, furniture, appliances, clothes, shoes, and more.

You can get together with your family and decide what things you can let go of and be making money at the same time.

Poshmark 18+

Poshmark is a site where you can sell clothes, shoes, bags, home goods, and more.

There are people out there that love certain brands but just don't want to pay the premium cost.

So, if you have some great brand named items, sell it on Poshmark and earn cash.

Mercari 18+

You can sell all sorts of things on Mercari. From home decor, laptops, phones, games, game consoles, cameras, clothes, shoes, bags, and so much more.

You can make some good money just by selling things you don't need anymore.

10. Earn Money Online with a YouTube Channel 13+

Becoming a YouTuber can be an awesome way for you to make money as a teenager online.

There are so many directions you can go with making YouTube videos. People turn to YouTube so much now-a-days to learn or get entertained.

People can get famous on YouTube for streaming yourself to play video games, doing beauty tutorials, reviewing toys, showing crafts, and so much more.

Being a YouTuber can actually be one of the most fun online jobs for teens. You could even treat it as a part time job and grow your channel when you have time after school or on the weekends.

Here are some examples of young YouTubers who earn awesome money:

• Like Nastya - Earnings of $18.5 million - 6 year old who shows her and father playing with legos, doing chores, and explaining viruses
• Ryan Kaji - Earnings of $29.5 million - 9 year old who shoes videos of DIY science experiments, family storytime, and reviews of new toys
• EvanTubeHD - Earnings $1.3 million - 13 year old who records gaming videos like Minecraft, reviews toys and gadgets.

FAQ

How much money can you make as a teenager online?

Realistically, with everything mentioned above, you probably would be able to make hundreds or even thousands of dollars.

The important thing is to be consistent with whatever you choose to make money from.

The most money you can make is by starting your own blog, YouTube, or Fiverr.

How can a 14 year old make money online?

We've covered many ways to earn some side money as a teen but some methods have a age requirement of at least 18+. 

If you want to make some quick money as a 14 year old, choose from any of the options below to start earning your own money.

• Swagbucks 13+ - Play games, take surveys, watch videos, and so much more
• MyPoints 13+ - Play games, take surveys, watch videos, shop, and so much more
• Survey Junkie 13+ - Take online surveys
• TeenEyes 13+ - Take surveys for subjects like TV shows, movies, food, and more
• AdWallet 13+ - watch ads
• Slicethepie 13+ - Write reviews on music, clothes, and more
• Musicxray 13+ - Listen to music and writereviews
• Start a Blog 13+ - Make passive income with your very own blog
• Fiverr 13+ - Be a freelancer and make money online in all sorts of categories
• YouTube 13+ - Become a YouTuber 
  
  

How can I make money fast as a teenager?

The fastest way to start making money as a teenager online would be to start playing games on your phone or to take surveys. Plus a lot of the survey sites out there are also offering you sign up bonuses which you can start collecting. 

• Play games on Swagbucks ( some games pay $100 )

• Take surveys with Swagbucks, Survey Junkie, InboxDollars, MyPoints, and TeenEyes

How can a teenager make $1000?

Making your first $1000 can be easy as long as you stay persistent. 

Here are some quick tips to get you to your first $1000:

• Play games on Swagbucks ( some games pay $100 )
• Take surveys with Swagbucks, Survey Junkie, InboxDollars, MyPoints, and TeenEyes
• Turn your skill into your first $1000 with Fiverr doing online jobs
• Get cash back for receipts and shopping which add up to hundreds with Ibotta, Rakuten, and Fetch Rewards
• Start selling items 
• Starting your own blog can make you $1000 or even make you a millionaire
• Creating a YouTube channel can make you loads of money

How to make money as a teenager online chart

Takeaway

We've gone over numerous ways for how you can make money as a teenager online .

While you earn money, it's also important to know the importance of thinking about the future.

If you make some cash, instead of spending all of it, put some money away in a savings bank account that you can't touch.

Spending your own money is fun but being able to save money at the same time is just as important for the long run.

It's going to be awesome to make some cash in the moment to get things you really want but at the same time, start saving for your future expenses like a car, school, and other grown up responsibilities.

The sooner you start practicing this mindset, the better off you'll be when you're officially an adult.

Hope this post can help you earn some money and also inspire you to know that just cause you're a teen it doesn't mean you can't make money and be responsible at the same time.

If you're interested in learning more about making money, check out my other articles:

17 Legit Ways to Get Paid to Watch Ads

Make $10 Fast with PayPal

Make $100 a Day with PayPal

Are you curious to find out how to make 10 dollars fast on PayPal or make money online?

It's actually a lot easier then you may think.

For a lot of the suggestions I'm about to tell you, you don't even have to leave your couch to get free money, how awesome is that huh?

A lot of people are searching online for ways to make $10 fast and they can be scouring the internet to find the best ways. I've made it easy for you and compiled an awesome list of the easiest ways for you to earn $10 fast.

Now, if you're ready let's go ahead and check out 17 of the best and easiest ways for you to earn that $10 and more!

1. Make 10 dollars fast on PayPal with Ibotta - $20 Bonus

Ibotta is one of my favorite grocery cash back apps that helps save money fast. It's also one of the easiest ways to get free PayPal money instantly when you're shopping for your everyday purchases.

So, basically we all shop for groceries right?

But, did you know that you could be missing out on free cash rewards when you shop?

That's where Ibotta kicks in. You can use it to earn cash back when you shop for groceries or products from your favorite stores like: Kroger, Walmart, Target, Costco, and more.

This free app is available in your Apple App Store and Google Play Store.

Besides only groceries, Ibotta also gets you cash back for shopping online at one of their partnered stores too. Some online stores you may be familiar with are: Macy's, Target, Hotels.com, ULTA, Petco, and so many others.

The process of using Ibotta is easy: 

• Download the app and create a free account
• Pick out your items from the Ibotta app that you plan to buy on your shopping trip
• Go shopping and get your receipt
• Upload your receipt and get real cash rewards which you can send straight to your PayPal account, direct deposit into your bank account, or get free gift cards

Oh and by the way, Ibotta is offering not $10 but a $20 welcome bonus for new users.

If you're interested in learning about Ibotta more, read my article:

Ibotta - The Ultimate Review

2. Make 10 dollars fast on PayPal with Swagbucks - $10 Bonus

Swagbucks is a great way to make your first $10 quickly with their $10 welcome bonus. It's actually one of the many popular survey sites around and an awesome way to make money online.

Not only is Swagbucks a great survey site, they also have a lot of offers that pay you like: answering questions, watching ads, playing games, completing tasks, and so much more.

Swagbucks rewards you in the form of points which can be redeemed for real cash via PayPal, check, or gift cards.

I use Swagbucks myself and have earned over $211 by completing easy surveys, watching videos, and playing games.

3. Make 10 dollars fast on PayPal with InboxDollars - $5 Bonus

InboxDollars is a rewards site similar to Swagbucks and they'll pay you $5 just to sign up with them.

They also offer extra money for you to watch videos, take surveys, shop, play games, submit receipts, clip coupons, and more. InboxDollars is another good way to make some money online.

You could easily start making real money with InboxDollars with just a few minutes out of your day.

4. Make $10 dollars fast with PayPal with MyPoints

Making $10 with MyPoints is easy. It's also similar to Swagbucks where they give you plenty of options to earn points which can be redeemed for cash via PayPal.

You can earn points when you watch videos, take surveys, shop, find deals, play games, and book travel.

One thing I noticed about MyPoints is the very low cash out offer. You can redeem as low as $1 for an Amazon gift card.

MyPoints is a great place to start earning some great rewards and real money.

5. Make 10 dollars fast on PayPal with Rakuten

Whenever you're shopping online or in-store, you could be leaving free money aside.

Rakuten helps to get you cash back from retailers when you shop online. I've seen deals as high as 25% cash back.

Just today, I saw a deal from Forever 21 on Rakuten for 10% cash back off your purchase.

Using Rakuten is simple, prior to any online shopping session, visit Rakuten first and check the cash back deals.

If you see a deal, Rakuten will have a link for that online store which you can follow and shop as you normally would.

On the backend, Rakuten will get you cash back for your shopping trip online.

Rakuten's awesome and I've earned over $100 cash back with them, which I'll use on a rainy day.

They're also offering a $10 welcome bonus for new users.

With the cash you earn with Rakuten, you can get a check deposited straight to your bank account or via PayPal.

6. Make $10 dollars fast on PayPal with Blackout Bingo

Are you a fan of Bingo?

Blackout Bingo is a fun game you can play on your phone or iPad and actually make extra money from it.

It doesn't require any deposits and you can play for free.

During your game play, you will start to earn "ticketz" which can be redeemed for cash prizes.

There is an option to deposit real money starting from $5 but it's totally up to you. You also get a chance to play against other players for cash. You can end up earning some good cash if you're on a winning streak. 

Overall, it's a fun game which I've earned over $100 from playing.

7. Make $10 dollars fast on PayPal with GetUpside

Did you know you can make money back each time you fill up at the pump or get food?

GetUpside gets you cash back for each gallon you pump and gets you up to 35% cash back at certain restaurants.

Once you download the free app from the Apple App Store or Google Play Store, it'll show you gas stations and restaurants around your area that's offering cash back.

Once you make the purchase, you can upload your receipt to GetUpside and get cash back.

They'll even give you $.15 money back for each gallon you pump on top of your original cash back offer when you first try the app.

Besides gas stations, you could get up to 35% back at restaurants too.

You could easily make $10 fast when you use GetUpside for gas fill ups and grabbing some food.

Once you earn your free money back, you can cash out with PayPal, a check to your bank account, or digital gift cards.

8. Invest with Acorns and get $5 bonus

Have you ever thought about investing but just don't know where to start?

Acorns would be perfect for you!

You can literally invest your spare change and watch that money grow into a big fund without you having to worry about any of that complicated investing stuff.

I use Acorns myself and just let my money sit there, it's awesome to see it grow completely passively without me ever having to lift a finger.

Plus, Acorns is even offering a free $5 bonus just for trying.

Get started investing the easy way with Acorns and make money doing absolutely nothing.

9. Make $10 fast on PayPal with free stock at Robinhood

Robinhood is free investing app that makes the world of investing so easy for the average non-stock broker to use.

The best part about Robinhood is that they don't charge you any brokerage fee to look after your stocks or mutual funds.

Robinhood offers commission-free stock, ETF and options trades.

Getting started with Robinhood is so easy too!

You can withdraw the funds from your free stock in about 3 days and send it straight to your bank account as direct deposit or a PayPal Cash Card.

I use Robinhood myself and have seen my portfolio grow over 36% since I've joined, talk about returns!

Investing in your future now is a great way to make money completely passively and let compound interest do the rest. Next thing you know, you'll have a very nice amount by the time you retire.

10. Make $10 with Fetch Rewards

Make $10 fast with Fetch Rewards by scanning your receipts with this free app.

You'll receive points for each receipt you scan and you can redeem it for a Visa Prepaid Card.

You will receive a majority of your points for grocery receipts.

Fetch Rewards is so simple to use. You don't have to really go hunting for items you plan to purchase, all you do is simply upload your receipt and the app will match it up with certain brands you bought.

Depending on the specific brands you buy, the more points you will earn if that particular brand has a promotional bonus offer.

Plus, when you first join you'll get a 2,000 sign up bonus which is $2 to help you get started earning money.

Besides a Visa Prepaid Card, Fetch will also offer you gift cards, free magazine subscriptions, or donate to charity when you want to redeem your points.

If you want to read more about Fetch Rewards, read my article:

Fetch Rewards Review

11. Make $10 fast on PayPal with online surveys

Did you know you can make an easy $10 fast without even leaving the house?

If you have a few minutes to spare, use that time to fill out some paid online surveys.

The surveys are super easy to answer and you basically make money by just clicking around.

A market research company and / or businesses want to know what consumers like us think about products and services. So they pay survey sites and in return, the survey companies pay the users for taking surveys.

There are a lot of survey companies to choose from but here's a list of the top 4 reputable survey sites to use:

Take surveys with Swagbucks

Swagbucks is a legitimate paid surveys and rewards website that has been around for a long time.

 It pays you to perform simple tasks like taking online surveys, watching videos, playing games and other small fun tasks which you normally do for free.

You can make as much as 500 points, equal to $5 per survey with this free survey app.

Create a free account and you get a $10 sign up bonus also when you join it.

If you collect your $10 sign up bonus and answer a few surveys, you can easily make even $20 in a day for being at home.

Once you've earned money, you can withdraw it by direct deposit, PayPal, or free gift cards.

Take surveys with InboxDollars

With InboxDollars, there's such a variety of ways to earn money with them.

One of the ways you can earn money quick is by taking their paid surveys anytime.

The nice part about them is they show you the actual $ dollar amount of each task to perform so you'll know exactly how much you're going to make.

Once you get the $5 sign up bonus with InboxDollars, you can fill out a quick $5 survey which will get you $10 right away.

You can then withdraw the money by cash via PayPal, Visa Prepaid Card, or gift cards.

Take surveys with Survey Junkie

Survey Junkie is a reputable survey site that pays users to take surveys or join focus groups.

They don't offer a variety of other ways to earn more money, just surveys.

So, if you want to focus solely on that, then Survey Junkie would be great for you.

You can expect to make anywhere from $.20 to $3.50 per survey. However, if you're a candidate that gets selected to take part in some focus groups, you could get paid $50-$100 an hour!

Don't expect to get rich with Survey Junkie, but if you want to earn your first $10 then Survey Junkie along with these other survey sites will definitely help you get there.

The only downside with Survey Junkie is they don't have a registration bonus but regardless, you can add them to your list to make money with surveys.

12. Make $10 fast on PayPal playing games

Are you a mobile games person?

Sometimes it's just fun to spend some free time playing games on the phone while watching your favorite shows.

But get this...you could be making money for playing games on your phone.

I never believed it until I actually made money playing games, so far I've made over $211.

The best way you can make your $10 fast is by using game links from Swagbucks.

There's a variety of different games to choose from the Swagbucks site.

Basically, this is how easy it is to earn money playing games:

• Join Swagbucks
• Head over to the "Play Games and Earn" section
• From there, take your pick to try all sorts of games, both mobile and PC
• Read the rules carefully before you try the game

A few things to keep in mind:

• Most of the bonus points will be given to new users only or for the first download. So, if you've had the game before Swagbucks, then you won't get credit
• Some games offer as much as 10,000 points = $100 to try out
• Read the rules carefully, some games require you to complete a certain level by X amount of days
• Try to look for offers that don't have a time limit so you will get your credit.

Making money fast playing games is one of the most fun and less boring ways to earn some extra cash. It's also a great opportunity for those looking to get paid for something they enjoy, like making free cash for playing games and winning free gift cards.

13. Make $10 fast on PayPal with signup bonuses

Another really quick way to earn your $10 or more fast is by collecting signup bonuses.

A lot of the companies and sites mentioned will offer new users money, anywhere from $5 to $20.

If you were to collect all those bonuses, you could collect a total of $55 just for simply signing up. That's 5X more than what you may have been originally expecting of $10.

Now, here's a list of a few places where you can collect your money:

• Swagbucks - $10 sign up bonus - Take surveys, play games, watch videos, and more
• Ibotta - $20 sign up bonus -  Cash back app for groceries and online shopping
• Rakuten - $10 sign up bonus - Cash back site for online or in-store shopping
• MyPoints - $10 sign up bonus- Take surveys, play games, get coupon codes, and more
• InboxDollars- $5 sign up bonus - Take surveys, play games, watch videos, and more 

14. Make $10 to walk 

Do you like to walk or run? Well if you do, you could make money with PayPal or get free merchandise just for walking.

Now-a-days our phones come with built in pedometers where it tracks our activity level and tells us how many steps we've walked a day.

Sweatcoin is an app that tracks our steps and actually rewards us for keeping that healthy lifestyle up.

If you're a runner or walker, Sweatcoin will be perfect for you. You can earn rewards while doing what you normally do.

A good tip would be to save up all your points until you're eligible for the really good prizes like a new iPhone or 55" TVs.

Plus, if you have a bunch of friends or family that love to walk or run, you can earn free PayPal money if they join.

15. Make $10 to lose weight

Speaking of trying to get healthy, are you in the process of losing weight or thinking about it?

Get paid for losing weight with HealthyWage. It acts as an awesome motivator to really push people to meet their goals as far as losing weight is concerned.

If you have big weight loss goals in mind, you could make hundreds or even thousands of dollars.

This is how HealthyWage works:

• As a pure example, you make a bet of $20 a month to lose 30 pounds in 6 months. Once you reach your goal, you'll make back your money plus more on top.

How much money you make will depend on your goals and how much you wager. It can be a fantastic way to keep you motivated throughout your weight loss journey.

Some have been known to get some huge cash prizes.

You can calculate how much you can expect to make here at HealthyWage. 

16. Make $10 fast driving

Do you have a driving license, a car, and some free time on your hands?

You could be making some great money with your car!

If you're bored in the evenings or weekends, make money driving around.

Here are a few awesome ways you can earn extra cash with your car:

Drive for Uber / Lyft

If you love driving around your town or city, why not help other people get to places they need to be and get paid for it?

Not everyone has cars or people just need a reliable driver to get them from point a to b, that's where you can come in.

Work whenever or wherever you want and earn the fastest $10 ever just by driving people around.

The two main companies for rideshare is UBER and Lyft . You could even work for both.

The sign up and approval process may take about a week for both companies but once you're in, you get to be your own boss and set your own hours. Make $10 a day or $200 a day, it's up to you!

DoorDash

If you just would rather not deal with random people hopping into and out of your car, then DoorDash is a better choice for you.

With DoorDash, you'll be delivering food for people. Basically, you'll get an order, pick up the food, deliver it, and get paid for the job plus tips.

The average DoorDash driver can make around $16 an hour but it can also go up to $20-25 an hour depending on where you live and how busy it is.

You can basically make your $10 in under an hour and this person on Quora makes $130-$200 a day with DoorDash.

Instacart

Now, if you don't want to drive people around or deliver food, you can deliver groceries instead with  Instacart.

This job is on the rise because of the flexibility it provides and the income you can make practically working on your own.

With Instacart, you can either be a shopper + driver or just be a driver. You will make more money being a shopper + driver.

Now-a-days people are busy and don't have time to go grocery shopping. So, Instacart people will shop for those who can't make it to the store, prepare their order, and deliver it.

Depending on the area and volume of orders, some can make up to $45 an hour. Across the board, the average earnings could be around $17 an hour.

17. Make $10 fast on PayPal and sell your stuff

Another super easy way to earn $10 fast is to sell stuff laying around your house.

You can sell anything these days from furniture, clothes, shoes, electronics, books, and more.

If you're not using it and have no plans for it, sell it! There could be people out there looking for that item.

There are a lot of apps and sites popping up to help you sell your stuff.

Here's a list of some:

• Ebay Sell video games and consoles, tech, clothes, handbags, shoes, auto parts, baseball cards, bicycles, cameras, electronics, golf equipment, jewelry, books, records, watches, pretty much anything you can think of
• decluttr Sell CDs, DVDs, Games, Books, Cell Phone, Tech, Tablets, Lego
• Letgo Sell electronics, sporting equipment, cars, motorcycles, furniture, appliances, clothes, shoes, and more
• Poshmark Sell clothing, shoes, accessories, makeup products, and some home goods
• Mercari Sell clothing, accessories, shoes, toys, electronics, kitchen ware, pretty much anything you can ship
• Facebook Marketplace Sell pretty much anything from furniture, cars, appliances, electronics, kitchen ware, office supplies, books, clothes, toys, shoes and more

Don't be surprised if you actually end up making hundreds or thousands selling stuff that's collecting dust in your house.

FAQ

How can I get $10 right now?

Try out Blackout Bingo and get a free $20 bonus to start with. Once you start making money with it, cash it out via PayPal. 

How can I make 10 dollars in 5 minutes?

The quickest way to earn your $10 dollars is with sign up bonuses.

Here they are again:

• Swagbucks - $10 sign up bonus - Take surveys, play games, watch videos, and more
• Ibotta - $20 sign up bonus  - Cash back app for groceries and online shopping 
• Rakuten - $10 sign up bonus - Cash back site for online or in-store shopping
• MyPoints - $10 sign up bonus- Take surveys, play games, get coupon codes, and more
• InboxDollars- $5 sign up bonus - Take surveys, play games, watch videos, and more

How can I get free PayPal money?

You can make free PayPal money with everything listed in this post except Fetch Rewards but you can redeem your money for a Visa Prepaid Card.

Here's a quick recap for you:

How can I make $20 right now?

Join Ibotta, the cash back app, which will give you a free $20 sign up bonus. Pick some offers, go shopping, and scan your receipt to get the $20.

Or you can play some Blackout Bingo and start off with a free $20 bonus. 

Takeaway

With the internet and technology these days, earning free money online is so darn easy, especially earning $10 to start.

From this post, we've covered so many free money making ideas for you to make your first $10 dollars fast.

You could make money taking surveys, playing games, using cash back apps, scanning receipts, investing, walking, driving, and selling your stuff.

Now, you can take your pick as to which one floats your boat while you happily walk away with a free $10 or more in your hands.

I hope you've learned some new and interesting ways to earn money, have fun making free money!

Whether you're a stay at home parent or you just want to find extra ways to earn money, there's plenty of ways to earn some extra cash on the side.

The great part about having a little side hustle is that you can bring in even more income while you have a full time or part time job.

Who can complain about having extra money?

If you're able to find a side gig and make $100 a day with PayPal, that's $3,000 more a month in your pockets!

With all that money, you could:

• Pay down debt
• Fund a nice vacation
• Pay bills
• Save for a car
• Have financial freedom

I'm going to be sharing 14 ways you could make some extra dough without really stressing yourself out to get it, so if you're ready, here we go!

1. Complete surveys

Completing surveys for fast cash is one of the easiest ways of making money online.

The best part is that you don't have to leave your house to make this money.

So you may be wondering how this all works anyway?

Basically, there's market research companies who need to hear the opinions of consumers like you and me. Based on our opinions, they use that information to improve the business of companies or cater better to the needs of consumers.

This doesn't come free, why would anyone take the time out of their day to fill out surveys without getting anything in return?

The market research companies often times work with survey sites. The companies pay the survey sites and in turn, the survey sites pay the users for filling out the surveys.

Now, not all survey sites are created equal.

In order to make $100 a day with PayPal, you may have to participate in more than one survey site.

I'll be going over a few of the highest paying ones. It's also good to keep in mind other survey sites where you'll get more opportunities to earn

Highest paying survey site

There are so many survey sites out there and it may be hard to figure out which one of them pays the most.

After digging through the depths of the internet, I found 3 top reputable survey sites that actually pay you $50 and up. Participating in more than 1 survey site will help you make $100 a day with PayPal.

Try not to stick with just one survey site and join many of them so you can increase your chances for more surveys. More surveys = more money !

Taking surveys are a great way to make money online and make some passive income.

Here's a list of a few legit websites that offer paid surveys and pay you the most:

Mindswarms - $50 per survey 

Mindswarms stands out among other companies where you'll have to share your opinion on camera answering questions. On the flip side, they are one of the highest paying survey sites where you can expect to get $50 per survey.

When you first start with Mindswarms, you'll record a short profile video of yourself which will help match you with survey opportunities.

Once you get a survey, expect to get paid $50 for a 10-question survey.

If you get one of these $50 surveys, that's still not bad to make $50 a day online with Mindswarms. You can make the other $50 with other survey sites to make $100 a day online.

Payment Method: Get paid real cash via PayPal money

Minimum Payment Threshold: No minimum, you can get your cash quickly once you receive $50 from your first survey

Vindale Research - Up to $50 per survey 

Vindale Research is one of many companies that offer surveys that pay a high amount. You may be able to find paid surveys rewarding up to $50.

Vindale Research is among of one of the highest paying survey sites.

This is another site that has a high payout rate for surveys. Getting a $50 survey leaves you at the halfway point to make $100 a day online.

Besides the United States, Vindale allows those from Canada, United Kingdom, and Australia to participate in their surveys as well.

To cash out from Vindale, you'll need at least $50 minimum but that's attainable because of their high payout rate.

Payment Method: Pay through PayPal account

Minimum Payment Threshold: $50

Respondent - $100 + per hour 

Respondent is not a survey site like some we've mentioned but it does involve answering questions if you're up for it.

It pretty much functions like an online focus group. First, you'll create your profile which you can provide details about yourself and views. That way their system can match you into certain target demographics.

Once your profile's been completed, you can then participate in sessions which can range anywhere from 15 minutes up to one hour.

You can earn up to $125 just for answering one hour of questions which will make it super easy for you to make $100 a day with PayPal.

Participating in Respondent can take up some more work and time but the payouts are really good if you're willing to spend some time answering questions.

Respondent could be a great side hustle to make some extra money online in your spare time.

Payment Method: PayPal

Minimum Payment Threshold: $.01

Join other survey sites

The high paying survey sites may not give you tons of surveys every single day. That's why in the mean time, you could participate in a few other well known survey sites to earn cash via PayPal.

For these survey sites, you could make anywhere from $0.20 to $10 per survey depending on the how long it takes to complete.

Although, these survey sites may not pay a huge amount per survey, it can still add up throughout the day and get you some extra gas money in the mean time.

Additional top survey sites you can check out are:

Swagbucks

Swagbucks is one of the top reputable survey sites that pay. They have paid it's members more than $400 million so far.

Besides just taking surveys, Swagbucks offers users to also participate in tasks, watch videos, take quizzes, play games, shop online, answer questions, and more. This gives users so many more opportunities to earn points which can be redeemed for cash with PayPal or gift cards.

They even have a free app available on Apple and Android which makes earning even easier.

Swagbucks has an A+ with the Better Business Bureau, an average of 4.3 / 5.0 Stars based on 16,000 ratings, and 2.4 million likes on Facebook. This shows that people trust Swagbucks.

After you verify your free account with Swagbucks, market research companies will invite Swagbucks users to fill out surveys about products and services, this can include branded surveys as well. They want your valuable opinions to improve services and products.

I myself use Swagbucks and have made over $211 by participating in a few surveys that pay here and there also playing some games. I've enjoyed Swagbucks and realized you can actually make money online with them.

Expect to earn around $.40 - $10 per survey with Swagbucks, which isn't bad at all.

Sign Up Bonus: $10 welcome bonus

Payment Method: Pay through PayPal, form of a check, or with free gift cards.

Minimum Payout Threshold: 2,500 points or equivalent which is $25.

Inbox Dollars

InboxDollars is another survey site that offers additional ways to earn money like Swagbucks. Besides just taking surveys with InboxDollars, you can earn money online by checking your email, playing games, and more.

They have paid members about $60 million so far.

InboxDollars has an A+ rating on the Better Business Bureau with a 4.2 / 5.0 Star rating from 8,000 users on Trustpilot and 2.5 million likes on Facebook.

Expect to earn around $.25 to $5 per survey.

Sign Up Bonus: $5 sign up bonus

Payment Method: Pay through PayPal, gift cards, or check

Minimum Payment Threshold: $30

MyPoints

MyPoints is another reputable survey site that has been around since 1996. They have paid members about $250 million so far.

MyPoints is known for their easy of use, simple, and clean layout.

On MyPoints, you can take online surveys, watch videos, play games, shop, use coupons, and more. 

They have an A+ rating on the Better Business Bureau with a 4.4 / 5.0 Star rating on Trustpilot with over 5,000 ratings and 360,000 likes on Facebook.

With MyPoints, you can expect to earn anywhere from $0.30 - $8 for each survey. You may be thinking it's not that much money but it all adds up at the end of the day.

Sign Up Bonus: $10 welcome bonus

Payment Method: Get paid with PayPal cash, Visa prepaid card, gift cards, or travel miles.

Minimum Payment Threshold: Once you earn $3, you can redeem the earnings for free PayPal cash or a Visa prepaid card, choose from 70+ gift cards, or travel miles. 

Survey Junkie

At Survey Junkie, you get the option to take surveys or participate in focus groups. They have been around since 2005 and currently have over 9 million members that are making money from home.

They are also one of the most popular survey sites that pay through PayPal and a good way to make money on the side.

Survey Junkie does reward members using a points system but to think of it simply, 1 point is equal to 1 cent. So, 1000 points will be $10.

Survey Junkie is very easy and simple to use along with a very minimal clean design. So, you won't find yourself lost when trying to navigate around their site. They also have a mobile app available.

You can expect to take their surveys directly from their dashboard or you'll get emails offering surveys that you may qualify for.

You also could get paid up to $50 per survey with Survey Junkie.

Payment Methods: Pay through PayPal and e-gift cards.

Minimum Payout Threshold: 1,000 points equal to $10 to start redeeming your points.

2. Get cash back when you shop

Getting cash back when you shop is an awesome, easy, and passive way to make some money fast!

We all shop for things and spend money. Whether it's food, gas, clothes, furniture, trips, and more.

What if you're literally throwing money down the drain when you're shopping?

Did you ever hear of cash back apps and sites? They really work and get you money back from your purchases and help you save money.

This can quickly add up to get you some good side money, which you can withdraw as cash via PayPal.

While you use these apps and sites, next thing you know, you can have an easy $100 just waiting for you to cash out.

Ibotta

Ibotta is one of my favorite grocery cash back apps that helps save money. It's also one of the easiest ways to get free PayPal money instantly when you're shopping.

You can use it when you shop for groceries or products from your favorite stores like: Kroger, Walmart, Target, Costco, and more. Using Ibotta is a good way for you to make money for shopping which you normally would anyway.

Plus, not only do they get you cash back from groceries, they also get you money back from online shopping as well.

They've partnered up with thousands of retailers and if you shop online at one of the partnered stores, you'll receive a percentage back from your purchase.

Their mobile app is both available in the Apple App Store and Google Play Store.

It's such a useful app and it will get you money back that you deserve.

To read more about Ibotta, check out my article:

Is Ibotta Legit? The Ultimate Ibotta Review 

GetUpside

GetUpside is an easy app to use that helps you make money back at the pump and restaurants and helps you get paid with PayPal.

They have two ways to get cash back:

• Scan your receipt
• Link up your card

For gas, you can get up to $0.15 per gallon cash back. That's like getting $3 back when you fill up 20 gallons for each time. This can quickly add up to getting you free gas.

For restaurants, you'll pick your favorite food spot that's in the app. Purchase your food then scan your receipt. You could earn up to 35% cash back. That's like $7 back on a $20 purchase.

Rakuten

Rakuten is an awesome cash back site that gets you make money back from your online or in-store purchases.

The cash back offers change but I've seen deals as high as 25% cash back.

Just today, I saw a 10% cash back offer for Forever 21.

So, before you do any online or in-store shopping, make sure to check with Rakuten first to get your free money back.

I've received over $100 cash back with Rakuten, so I know they're legit and awesome!

Groupon

Think of Groupon more like a coupon site where you can get huge discounts on services, activities, treatments, trips, all within your local area.

Groupon works with small to large businesses where they get to advertise their services and promote their business while at the same time getting you big discounts.

Just recently, I purchased a Groupon deal for an oil change where I got $10 off what it normally costs.

Groupon has all types of services you can think of from salon care, hair, nails, auto, restaurants, medical, dental, and so much more.

So, if you're thinking about going to one of your local businesses for some service, then check Groupon first to see if there's big coupons you can get.

3. Scan receipts and earn money

Have you ever went shopping and thrown away your receipts?

Those receipts that went into the trash can actually help you make money!

There are a lot of receipt scanning apps out there that gets you cash via PayPal, gift cards, and more.

Scanning your receipts take seconds and can earn you money, I've made over $200 just from scanning my receipts!

Ibotta for receipt scanning

With Ibotta, you'll get cash back for your groceries but in order to get credit, you'll scan your shopping receipt.

Here's the basics of how Ibotta works for scanning receipts:

• You can pick the items you plan to purchase at your local store
• Add them to your Ibotta list
• Go on your shopping trip and get your receipt
• Finally, scan it into the app to get your cash back

On a side note, if you forgot to use Ibotta before your shopping trip, don't worry. You'll have 7 days from the date of purchase to scan your receipt to get credit for items you bought.

I've made over $140 with Ibotta so I know it's definitely worth it.

Fetch Rewards

Fetch Rewards is such a simple receipt scanning app.

With Fetch, all you need to do is scan your receipt, that's it. There's no items you need to pick from or anything like that.

Fetch Rewards works with many different popular brands where if the consumer (us) purchases that brand and submits the receipt to Fetch, we'll get points for it.

Once you use Fetch Rewards, you'll notice that the majority of your points will come from grocery receipts.

I've earned thousands of points just from 1 single receipt alone.

Once you accumulate points, you can redeem them for cash via PayPal, gift cards (Amazon, Starbucks, and more), free magazine subscriptions, or donate to charity.

Fetch Rewards is just plain simple to use and helps you make money with minimal effort on your part.

Interested in trying Fetch Rewards?

Get your 2,000 sign up bonus here !

To find out more about Fetch Rewards, read my article here:

Fetch Rewards Hack and Review 

ReceiptPal

ReceiptPal is another receipt scanning app that's just too easy to use.

You can basically scan any receipt into the app and earn points to make money.

Each receipt you scan is worth a stamp on a digital card. Once you collect 4 stamps, you'll receive 100 points.

With the points, you can then convert them into a Visa gift card or other gift cards like Amazon, Target, and others.

What's great about ReceiptPal is how basically simple it is to use. You just scan your receipt and don't have to do anything else.

Eventually, you'll get enough points for some money you can use from your Visa gift card.

4. Collect sign up bonuses

One way to get some more money in your hands fast is to collect some sign up bonuses.

Some sites and apps encourage people to try them out and in turn they'll offer some nice bonuses to get you started.

If you combine the initial sign up bonuses with their referral programs, you can easily make your $100 in a day.

Let's see how this may work:

• Swagbucks - $10 sign up bonus
• Ibotta - $20 sign up bonus + $20 referral bonus for 2 friends or family
• Rakuten - $10 sign up bonus + $30 referral bonus for 1 friend or family
• MyPoints - $10 sign up bonus
• InboxDollars- $5 sign up bonus

With the sign up bonuses and referring 1-2 friends or family, you can earn $105, not too bad huh?

5. Play games for money

Did you ever think you could get paid for playing games on your phone?

Neither have I until I tried Swagbucks.

Swagbucks is that survey site I mentioned earlier. Besides just surveys they offer so many other ways to earn points which convert to money for a bit of passive income.

They have game links available on Swagbucks. If you go through Swagbucks and try out the game, you'll earn huge amount of points.

Some games, I've earned $50 and in total I've earned over $200 primarily just playing games and taking a few surveys here and there.

Besides Swagbucks, there's other sites like Inbox Dollars and MyPoints that offer rewards to play games.

However, the highest payout I've seen for games was with Swagbucks.

One thing to please keep in mind is: Read the rules first before trying the game. Some games have specific time limits where you need to reach a certain level within X amount of days. If you don't meet that requirement, you won't get your credit.

A tip for you: Try out the games that do not have a time limit first so you'll surely be able to start collecting your money.

6. Start your own blog

Anyone can start their own blog!

You don't need to have a Bachelor's degree in English to have your own blog.

To get started, it can literally cost you less than a cup of coffee, $2.95 a month with Bluehost.

It can be a phenomenal side hobby that keeps you busy and make you some great passive income.

I know bloggers out there that make $10,000 - $100,000 a month from blogging!

You can pretty much blog about anything!

What are you passionate about? Money, Plants, Fish, Dogs, Romance, Health, the list goes on and on.

A simple blog can literally turn into a full fledged online business that can earn you money you've never imagined earning working from home.

Yes, your online journey will take some time and success won't happen overnight. However, learning how to set up your site with the right people guiding you, it's easy breezy!

If you have any questions about blogging at all, give me a shout and I'll do my absolute best to steer you in the right direction.

If you like the idea of being able to work from home and make a living from it, check out my full article about how to get started blogging:

How to Start a Free WordPress Blog

7. Lose weight and make money

Were you thinking of losing weight or are actually in the process of it?

You could actually make good amount of money from losing weight.

My own husband even tried this and made hundreds when he lost 40 pounds.

HealthyWage is a program that pays you for reaching your goal of losing weight.

Basically, this is how it works:

• As a pure example, you make a bet of $20 a month to lose 30 pounds in 6 months. Once you reach your goal, you'll make back your money plus more on top.

Some users have made thousands of dollars with HealthyWage by losing weight. You can even make more than $100 a day if you want to embark on the weight loss journey. This is all dependent on your weight loss goals and how much you place the bet for.

You can calculate how much you can expect to make here at HealthyWage. 

8. Teach English online

Teaching kids English online is a great way to earn extra cash, you can earn as much as $26 an hour.

To make your $100 a day, you can easily do just a few hours in a day to meet that requirement.

There a two popular sites where you can get started to teach kids English.

VIPKid

In order to work with VIPKid, you'll need at least a Bachelors degree to teach English to students in China.

The lessons are all done from the comfort of your own home via video chat.

You can expect to earn up to $22 per hour with VIPKid. You can work just 5 hours a day to make $100 a day of PayPal money.

Magic Ears

Magic Ears is another program that you can join to teach English online to students.

You don't need a Bachelors degree to work with Magic Ears. However, you do need an ESOL certification which is a teaching certificate.

Magic Ears does pay more, up to $26 an hour which is great for those who don't have a Bachelors degree. They also pay through online bank transfer or PayPal.

You can work only 4 hours a day with Magic Ears to make $100 a day, or more!

9. Make money with your car

Is your car just sitting parked on the street or in the garage?

You could actually be making money with your car!

There are so many jobs out there that need drivers.

You could be an UBER / Lyft driver and get people to places they need to be and make a decent living from it. Driving can easily help you make $100 a day.

If you'd rather not drive people around, you could pick up food for people with services like DoorDash.

On average, drivers for DoorDash make around $16 an hour but it can also go up to $20-$25 an hour. 

This person on Quora says how he was making $16-$18 an hour, brining home $130-$200 a day, and making $1,100 a week with DoorDash!

You could even be a shopper and deliver groceries for people with Instacart. Depending on how efficient you are, this gig could earn you up to $45 an hour.

10. Rent out one of your rooms

If you have a spare room or you'll be on a long vacation, why not rent out the space for some money on Airbnb?

Renting out your space can be a great form of passive income where you literally don't have to do much.

This can easily bring you hundreds or thousands of dollars especially if your home is within a city or near a special event.

You can easily make $100 a day or more if you're willing to put your empty space up for rent, all completely passive!

You don't have to worry so much about the guests because Airbnb has a lot of protections in place for those renting out their space. There's also an option for you to pre-screen guests.

11. Freelance Writing

If freelance writing is your thing but you don't want to deal with creating a blog, then you can find work on iWriter.

What's great about iWriter is that you have the flexibility to decide how many hours you want to work and can also earn up to $80 for writing a 500-word article.

Writing a couple of articles can definitely help you make $100 a day.

If you don't want to be a freelance writer but just like freelance writing then you can submit articles to magazines and get paid for it.

Here are some that pay well:

• Early American Life - $500
• Clubhouse Magazine - $200
• Earth Island Journal - $750-$1,000 for about 4,000 words
• VQR - $200 for poems

12. Be a freelancer on Fiverr

You can be a freelancer on the side to make side cash with PayPal or it can literally turn you into a self-employed entrepreneur.

What kind of talents or passions do you possess? Maybe you can be a freelancer and make a living from what you love.

Fiverr is a site that allows freelancers to show off their talents and book gigs. They have such a wide range of things to choose from.

Here's some:

• Graphic Design
• Digital Marketing
• Writing & Translation
• Video & Animation
• Music & Audio
• Freelance Writing
• Online Marketing
• Programming & Tech
• Data Entry
• Business
• Lifestyle - Astrology, Modeling, Arts & Crafts and more

Just recently my husband purchased services from someone who professionally writes awesome resumes for people on Fiverr. He purchased the service for over $100. That means that person was able to easily make $100 a day from our purchase.

Whatever it is that you can market for yourself, there will be a high chance you can find your opportunity on Fiverr.

13. Sell your stuff

It’s possible to make hundreds or even thousands just by selling items around the house. Do you have fancy handbags, shoes, clothes, furniture, and electronics that you don’t even use anymore? Instead of it collecting dust, sell it!

In one day I made $200 from selling furniture I didn't need anymore, how awesome is that?

You can go ahead and list some items you have for sale and make $100 a day or more.

You could sell online easily by taking a look at the things you may have laying, it could be one of the fastest ways to make extra money!

The best part is, all the sites listed below use PayPal for payment.

Apps and Sites to Sell Items

• Ebay Sell video games and consoles, tech, clothes, handbags, shoes, auto parts, baseball cards, bicycles, cameras, electronics, golf equipment, jewelry, books, records, watches, pretty much anything you can think of
• decluttr Sell CDs, DVDs, Games, Books, Cell Phone, Tech, Tablets, Lego
• Letgo Sell electronics, sporting equipment, cars, motorcycles, furniture, appliances, clothes, shoes, and more
• Poshmark Sell clothing, shoes, accessories, makeup products, and some home goods
• Mercari Sell clothing, accessories, shoes, toys, electronics, kitchen ware, pretty much anything you can ship
• Facebook Marketplace Sell pretty much anything from furniture, cars, appliances, electronics, kitchen ware, office supplies, books, clothes, toys, shoes and more

14. Be a dog walker or sitter

If you love dogs and animals, then you can make it a little side hustle and make good money from pet sitting or pet walking with Rover.

You can create a profile on Rover and start booking your clients. If you do a stellar job, your clients may be continue to book with you and your side hustle can turn into a nice business.

Rover states people can make $1,000 a month. Some who treat pet sitting as a full time job can earn an average of $3,300 a month.

You can certainly make $100 a day with Rover if you walk a few dogs or pet sit. Rover will also pay you via PayPal so you can get your cash quick!

Takeaway

There are many ways for you to make $100 a day with PayPal.

The easiest way to earn some free PayPal money would be:

• Do online surveys at home: Swagbucks, InboxDollars, MyPoints, Survey Junkie, Mindswarms, Vindale Research, and Respondent. 

• Play games on your phone: Swagbucks
• Use cash back apps when you shop: Ibotta, GetUpside, Rakuten, and Groupon
• Scan receipts: Ibotta, Fetch Rewards, and ReceiptPal
• Collect sign up bonuses: Ibotta - $20, Swagbucks - $10, Rakuten - $10, MyPoints - $10, and InboxDollars - $5

The other ways to earn some good side hustle money that may take a bit more effort are:

• Starting your own blog 
• Get paid to lose weight with HealthyWage
• Teach English online with VIPKid and Magic Ears
• Make money with your car driving others or deliver food / groceries: Uber, Lyft, DoorDash, and Instacart
• Rent out one of your rooms or home with Airbnb
• Be a freelance writer on iWriter
• Be a freelancer on Fiverr
• Sell your stuff on Ebay, decluttr, Letgo, Poshmark, Mercari, and Facebook Marketplace
• Be a dog walker or sitter with Rover

Whether you have some free time on your hands and you just want extra income or you're just looking for a side hustle, the options to make money are definitely available for you.

There are lots of ways for you to be able to make $100 a day easily, you just have to pick one of these methods and stick with it.

With the extra money on hand, you can pay some bills, pay down debt, save for a vacation, and so much more. Having that extra cash will definitely be nice to have when you need it. 

If you're interested in earning more PayPal money, check out my other articles:

Earn Free PayPal While you Stay at Home with Survey Sites

Earn Free PayPal Money Without Any Surveys

Let's just admit that sometimes staying at home can get boring from time to time. With some time on your hands, why not earn cash?

Making money from home is indeed possible where you can earn free cash via PayPal with stay at home survey sites.

The best part about getting paid through PayPal is most of these sites use it and you could use your PayPal survey money right away.

That extra money you make from online survey sites can help you cover some bills, buy holiday gifts, or even fund your next vacation or trip.

There are plenty of survey sites out there that you can choose from to start making some money. In this post, we'll cover 15 survey sites that'll pay you for taking online surveys if you're up for it.

If you're ready to jump in, let's get into it !

Easiest Way to Make Money From Home With Paid Surveys

With some time on your hands, one of the easiest ways of making money online with paid surveys is by giving your opinions on new products, politics, commercials, or even research.

These survey sites need people like us out there to give our honest opinions so they can cater better to people's needs.

This is why the online survey sites pay users for opinions because it's valuable and we are taking the time out of our day to complete them.

Taking a few paid surveys here and there can help you start earning some side cash with PayPal.

Collect sign up bonuses from survey sites

One of the easiest ways to earn extra PayPal cash with these online survey sites with minimal effort on your part is to collect sign up bonuses from certain sites.

Some sites will pay you anywhere from $5 - $10 for a welcome bonus once you've signed up with them.

Here's a few to get you started:

Swagbucks - $10 Welcome Bonus - Take surveys, play games, complete tasks, take polls, and more. 

InboxDollars - $5 Sign Up Bonus - Take surveys, play games, watch videos, complete tasks and more. 

MyPoints - $10 Welcome Bonus - Take  surveys, watch videos, play games, shop, use coupons, and more. 

Why You Should Do Surveys For PayPal Cash

Some of these survey sites may give you points to be redeemed for PayPal cash, gift cards, and more, or just give you real money credit.

Getting paid cash with PayPal payments is one of the best ways to get your money. If you're weary giving your bank information away then PayPal is your next safe bet to getting your funds.

PayPal has great security plus it's free to use and payments are usually made instantly. Because PayPal is trusted and reputable, people often choose only to participate with survey sites that pay only through PayPal.

How does a Stay At Home Survey Site Work

So you may be wondering how this whole survey site business works?

Basically, market research companies need to hear the opinions of people regarding products and services. Otherwise, how else can they improve their business?

That's where we step in as consumers. We participate with the survey companies and offer our honest feedback on products, services, research and more.

The survey companies will get paid by the market research companies and in turn, the sites will pay you via PayPal for your opinions and time.

One thing to keep in mind is that the market researchers may want to filter out specific demographics depending on the survey type so you may not qualify for every single survey.

Think of it like this, would a kitchenware company want an opinion from someone who's never even picked up a frying pan in their life? That's a big NO.

So, with that in mind don't worry if you're not eligible for certain surveys, you should still get something for your time.

Also, some survey companies know that time is precious and they don't want to waste yours and theirs so some may try their best to really match you up with surveys that you would qualify for.

Usually, this involves taking an initial survey of your background, interests, and familiarity to get you matched up with the best surveys that pay within your demographics.

Avoiding Scams and Finding Legit Stay At Home Online Surveys

With the internet these days, you may come across some non-legit sites. To prevent yourself from getting involved in a scam company, here's some things you can do:

• Don't ever feel forced to pay for any subscriptions
• You don't have to give up any personal information that you don't feel comfortable sharing
• Check the company on the Better Business Bureau for the rating
• Also check their reviews if they have one on Trustpilot or on Google
• See if the company has a decent social media presence

Remember, if you don't feel comfortable sharing certain information about yourself or just don't feel right with the survey site, then you absolutely don't have to continue.

There are tons of legit ones out there which you will have your pick from.

Surveys Sites For Money PayPal Chart

Top Tips For Surveys Sites That Pay You Cash Through PayPal

Join more than one survey site

The beauty about survey companies are that there are so many of them to choose from. You have the option of taking more surveys from different sites if you run out from one.

Instead of sticking with just one survey site and relying on the pay, you can pick from multiple other survey sites to increase your earnings and get paid with PayPal.

You can expect to earn anywhere from $.40 to $10 per survey on average but can make $50 per survey depending on the site.  So, you'll want to participate in as many survey sites as time allows to make the most out of your time.

Understanding the points system

Every survey site will have their own reward system in place when completing paid surveys.

Some sites will offer you points and some will give you actual cash to your account. It all varies from one survey company to the next.

Certain sites even run a loyalty system where the higher your status, the more points you may earn to redeem for cash via PayPal.

Put in the time and effort

In order to make the most out of your survey taking experience, you've got to put in the time and effort it requires to make money with it.

This means, you should complete your profile information, answer surveys truthfully, and take survey opportunities when it's available to really maximize your earnings with survey sites.

The more time and effort you put into these survey sites, the better results you'll see in terms of how much cash you earn with PayPal.

Also, the more money you want to make, you should commit to taking several surveys per day with as many of these sites as possible to make the most you can.

Top 15 Best Stay At Home Survey Sites

As mentioned earlier, there are so many opportunities out there that can get you some side cash from home with survey sites.

It's probably best to start off with a couple at first so you get familiar with how it all works.

Participating in taking surveys that pay in rewards and money is an awesome way to make a bit of side money online each month especially when you're bored at home.

Once you feel that you can definitely engage with more survey sites, you'll have this list of 15 to choose from.

If you're ready, here are some of the top 15 best stay at home survey sites:

1. Swagbucks

Swagbucks is one of the top reputable survey sites that pay. They have paid it's members more than $400 million so far.

Besides just taking surveys, Swagbucks offers users to also participate in tasks, watch videos, take quizzes, play games, shop online, answer questions, and more. This gives users so many more opportunities to earn points which can be redeemed for cash with PayPal or gift cards.

They even have a mobile app available on Apple and Android which makes earning even easier.

Swagbucks has an A+ with the Better Business Bureau, an average of 4.3 / 5.0 Star based on 16,000 ratings, and 2.4 million likes on Facebook. This shows that people trust Swagbucks.

After you verify your account with Swagbucks, market research companies will invite Swagbucks users to fill out surveys about products and services, this can include branded surveys as well. They want your valuable opinions to improve services and products.

I myself use Swagbucks and have made over $211 by participating in a few surveys that pay here and there also playing some games. I've enjoyed Swagbucks and realized you can actually make money online with them.

Expect to earn around $.40 - $10 per survey with Swagbucks, which isn't bad at all.

Sign Up Bonus: $10 welcome bonus

Payment Method: Pay through PayPal, form of a check, or with gift cards.

Minimum Payout Threshold: 2,500 points or equivalent which is $25.

2. MyPoints

MyPoints is another reputable survey site that has been around since 1996. They have paid members about $250 million so far.

MyPoints is known for their easy of use, simple, and clean layout.

On MyPoints, you can take online surveys, watch videos, play games, shop, use coupons, and more. 

They have an A+ rating on the Better Business Bureau with a 4.4 / 5.0 Star rating on Trustpilot with over 5,000 ratings and 360,000 likes on Facebook.

With MyPoints, you can expect to earn anywhere from $0.30 - $8 for each survey.

Sign Up Bonus: $10 welcome bonus

Payment Method: Get paid with PayPal cash, Visa prepaid card, gift cards, or travel miles.

Minimum Payment Threshold: Once you earn $3, you can redeem the earnings for free PayPal cash or a Visa prepaid card, choose from 70+ gift cards, or travel miles. 

3. InboxDollars

InboxDollars is another survey site that offers additional ways to earn money like Swagbucks. Besides just taking surveys with InboxDollars, you can earn money online by checking your email, playing games, and more.

They have paid members about $60 million so far.

InboxDollars has an A+ rating on the Better Business Bureau with a 4.2 / 5.0 Star rating from 8,000 users on Trustpilot and 2.5 million likes on Facebook.

Expect to earn around $.25 to $5 per survey.

Sign Up Bonus: $5 sign up bonus

Payment Method: Pay through PayPal, gift cards, or check

Minimum Payment Threshold: $30

4. Opinion Outpost

Opinion Outpost offers online surveys across all different subjects and sectors. You have the opportunity to fill out these surveys all in the comfort of your own home.

It's free to join and besides surveys on Opinion Outpost, you can also make money by shopping online and earn cash back from purchases, download or use coupons, play games, or watch videos.

You can also earn bonus points by completing their Daily 5 tasks each day which will help you earn more points.

They'll send you a few surveys each week and they also will be offering surveys from their Opinion Outpost dashboard.

Minimum Payout Threshold: $10

Payment Method: Pay through PayPal, gifts and rewards for fashion, entertainment, and retail brands, or Virtual Visa Prepaid Card

5. Survey Junkie 

At Survey Junkie, you get the option to take surveys or participate in focus groups. They have been around since 2005 and currently have 3 million members.

They are also one of the most popular survey sites that pay through PayPal.

Survey Junkie does reward members using a points system but to think of it simply, 1 point is equal to 1 cent. So, 1000 points will be $10.

Survey Junkie is very easy and simple to use along with a very minimal clean design. So, you won't find yourself lost when trying to navigate around their site. They also have a mobile app available.

You can expect to take their surveys directly from their dashboard or you'll get emails offering surveys that you may qualify for.

You also could get paid up to $50 per survey with Survey Junkie.

Payment Methods: Pay through PayPal and e-gift cards.

Minimum Payout Threshold: 1,000 points equal to $10 to start redeeming your points.

6. Pinecone Research

Pinecone Research is a legit survey company that pays you in rewards for your opinions. This company also has an A+ rating on the Better Business Bureau so you can rest assured wondering if they're legitimate.

This site will send you new surveys straight to your email. The only downside is you can expect to take only 1-4 surveys a month.

Most surveys can earn you up to $3 per survey with Pinecone Research.

Payment Methods: Bank transfer or gift cards

Minimum Payout Threshold: $3

7. iPoll

iPoll used to be known as Survey Head and has been around since 2008.

You can take interesting surveys that pay with iPoll and most surveys will take around 10-15 minutes to complete.

Besides just taking surveys, you get the option to participate in fun activities like scavenger hunts where you complete missions and can earn about $.50 to $100 a day.

Payment Methods: Pay through PayPal cash, gift cards, or sweepstakes entries

Minimum Payout Threshold: $25 for gift cards and $50 to withdraw via PayPal

8. i-Say by Ipsos

i-Say is another survey site which can actually pay out pretty well.

The only downside to i-Say is that you may be disqualified from surveys after being 5-10 minutes into it. However, if you are disqualified, i-Say will reward you with 5 points just for giving it a shot.

Payment Methods: Gift cards, get paid by cash, sweepstakes entries, merchandise, or charitable donations

Minimum Payout Threshold: $5 which is equal to 5000 points.