Best Apps to Save Money on Groceries--MyFinancialHill
Lifestyle, Money

Best Apps to Save Money on Groceries

You may be looking for ways to slash your grocery bill.

Look no further for 9 of the best apps to save money on groceries and 20 ways for you to save hundreds of dollars each month on your next grocery bill. 

Once I started getting control over my finances, I realized I was way overspending on my groceries. 

But, these apps and tips helped tremendously put $600+ of food money back into my pockets because now I shop smarter. 

If you're ready, let the savings roll!

9 Best Apps to Save Money on Groceries

Saving money on groceries doesn't have to be hard. 

Apps are an easy way for you to get cash back on your shopping trips and also help you find deals which will keep more money back in your pocket. 

Using apps can definitely help you save hundreds or even thousands of dollars a year. 

Let's check out 9 of the top money saving apps for your groceries. 

1. Ibotta

Best Apps to Save Money on Groceries - MyFinancialHill
Best Apps to Save Money on Groceries - MyFinancialHill
Best Apps to Save Money on Groceries - MyFinancialHill

Ibotta is a cashback app that helps users save money on their grocery shopping by offering rebates on various products.

After downloading the app and creating an account, users can browse through a variety of offers available at participating stores.

To earn cashback, users need to complete simple tasks like watching a video or answering a survey, purchase the qualifying items, and then upload a photo of their receipt.

Once the purchase is verified, cashback is credited to the user's account, which can be withdrawn via PayPal or redeemed as gift cards.

2. Fetch Rewards

Best Apps to Save Money on Groceries-Fetch Rewards-MyFinancialHill
Best Apps to Save Money on Groceries-Fetch Rewards-MyFinancialHill
Best Apps to Save Money on Groceries-Fetch Rewards-MyFinancialHill

Fetch Rewards simplifies saving by allowing users to earn rewards by simply scanning their grocery receipts.

After shopping, users scan their receipts using the Fetch Rewards app, which automatically identifies products and awards points based on the purchased items.

The app includes offers from a wide range of brands and often has special promotions where additional points can be earned.

Points accumulated can be redeemed for a variety of rewards, including gift cards to popular retailers and restaurants.

3. Flipp

Best Apps to Save Money on Groceries-Flipp-MyFinancialHill
Best Apps to Save Money on Groceries-Flipp-MyFinancialHill
Best Apps to Save Money on Groceries-Flipp-MyFinancialHill

Flipp is designed to help shoppers save by aggregating flyers, coupons, and deals from a variety of retailers in one place.

Users can search for specific items or browse deals by store, which helps in planning shopping trips around the best available discounts.

The app also allows users to create shopping lists and will highlight offers on the items in their list.

Additionally, Flipp can be used to price match at stores that offer this policy, ensuring users pay the lowest price available.

4. Honey

Best Apps to Save Money on Groceries-Honey-MyFinancialHill

Originally known as a browser extension for online shopping, Honey also applies its money-saving magic to online grocery purchases.

By automatically applying the best coupon codes at checkout, Honey helps users effortlessly save money.

The app now also includes a price tracking feature, which notifies users when prices drop on favorite products, making it a valuable tool for both planned and impromptu shopping.

5. Rakuten

Best Apps to Save Money on Groceries-Rakuten-MyFinancialHill
Best Apps to Save Money on Groceries-Rakuten-MyFinancialHill
Best Apps to Save Money on Groceries-Rakuten-MyFinancialHill

Known for its broad applications in online cashback shopping, Rakuten extends its benefits to include groceries.

Users can earn cashback by shopping online from various grocery stores through the Rakuten portal.

After making purchases, a percentage of the amount spent is returned as cashback, which can either be mailed as a check or transferred to a PayPal account.

Rakuten frequently offers welcome bonuses and higher cashback rates during special promotions.

6. Groupon

Best Apps to Save Money on Groceries-Groupon-MyFinancialHill
Best Apps to Save Money on Groceries-Groupon-MyFinancialHill
Best Apps to Save Money on Groceries-Groupon-MyFinancialHill

While Groupon is widely known for deals on services and experiences, it also offers grocery deals and discounts on food items.

Users can search for discounts on specific grocery items or general vouchers that can be used at local supermarkets or online grocery stores.

It’s particularly useful for bulk purchases or special occasions since many offers are designed for larger orders.

7. Coupons

This app provides a large variety of digital coupons that can be used for online or in-store shopping.

It allows you to link your store loyalty cards to the app, enabling automatic application of coupons when you use the card at checkout.

You can also print coupons directly from the app if you prefer paper coupons or if the store requires physical coupons.

8. Checkout 51

Best Apps to Save Money on Groceries-Checkout 51-MyFinancialHill
Best Apps to Save Money on Groceries-Checkout 51-MyFinancialHill
Best Apps to Save Money on Groceries-Checkout 51-MyFinancialHill

Checkout 51 updates its offers each week, providing new ways to save regularly.

This is beneficial for those who plan their grocery shopping weekly and enjoy browsing new deals.

Once you purchase the eligible items, submitting your receipt is straightforward, and you earn cash back that accumulates in your Checkout 51 account.

Once your balance reaches $20, you can cash out.

This app is particularly good for disciplined savers who don’t mind waiting to accumulate a certain amount before receiving their savings.

9. Shopkick

Best Apps to Save Money on Groceries-Shopkick-MyFinancialHill
Best Apps to Save Money on Groceries-Shopkick-MyFinancialHill
Best Apps to Save Money on Groceries-Shopkick-MyFinancialHill

Shopkick is a unique app that rewards users with points, known as "kicks," for engaging in shopping-related activities.

These activities can include walking into specific stores, scanning item barcodes, making purchases, or submitting receipts.

The kicks earned can be redeemed for gift cards to various retailers.

Shopkick encourages users to explore new products and stores, making the shopping experience both fun and rewarding.

20 Ways to Save Money on Groceries

A lot of money can be wasted just on groceries alone. 

If you're not careful, you could be spending well over $1,000 a month just on food like I was. 

These tips helped put money back in my pocket, hundreds of dollars a month actually. 

Now I save over $500 a month just on food. 

Check out some of these tips so you could also get the ball rolling on your money savings. 

1. Plan Your Meals

Best Apps to Save Money on Groceries-Meal Plan-MyFinancialHill

Planning your meals involves assessing existing pantry and refrigerator contents, then creating a weekly meal schedule based on those ingredients.

This method helps in avoiding impulse purchases, minimizing food waste, and utilizing sales and bulk buying opportunities.

It streamlines shopping, ensures dietary variety, and relieves daily meal decision stress, ultimately making home dining both cost-effective and enjoyable.

2. Make a Shopping List

Making a shopping list is essential for effective grocery shopping.

It ensures that you purchase only the items you need, based on your meal planning.

This approach helps avoid impulse buys, reduces time spent in the store, and prevents forgetting essential items, which might necessitate return trips.

Using a shopping list also supports healthier eating by encouraging the purchase of ingredients necessary for balanced meals, thereby maintaining financial discipline and promoting nutritional wellness.

3. Compare Prices

Comparing prices before shopping is a key strategy for economical grocery purchasing.

By using store flyers, apps, or websites to compare prices at different stores, shoppers can identify the best deals and capitalize on the lowest prices for their groceries.

This practice not only ensures that shoppers get the most value for their money but also makes them aware of sales and promotions, thereby maximizing savings and cultivating a cost-effective shopping routine.

4. Buy in Bulk

Buying in bulk is an effective way to save money on groceries, especially for non-perishable and household staple items.

Purchasing larger quantities typically reduces the cost per unit, offering significant savings.

Bulk buying is ideal for families or those with sufficient storage, as it reduces shopping frequency and ensures a well-stocked pantry.

It's also environmentally beneficial due to reduced packaging.

However, it's important to monitor expiration dates and plan usage to avoid waste.

5. Use Coupons

Best Apps to Save Money on Groceries-coupon-MyFinancialHill

Using coupons is a powerful way to reduce grocery costs.

By collecting and organizing coupons from various sources like newspapers, online platforms, and store flyers, shoppers can significantly cut down on their grocery bills.

Strategically using coupons by aligning them with store sales maximizes savings, especially on branded items.

This approach not only helps maintain a budget but also allows for purchasing higher-quality products at a reduced price, enhancing both savings and shopping efficiency.

6. Buy Store Brands

Buying store brands instead of national brands is a cost-effective shopping strategy that doesn't typically compromise on quality.

Store brands are generally less expensive because they involve lower marketing and advertising costs.

Many grocery stores guarantee the quality of their store brands, encouraging consumer confidence and satisfaction.

Opting for store brands can significantly reduce your grocery bill while maintaining a diverse and satisfying diet, as these brands often offer a wide range of products, including organic and specialty items.

7. Shop Seasonally

Shopping seasonally for fruits and vegetables is an economical choice that ensures you enjoy the freshest and tastiest produce at lower prices.

Seasonal items are often more affordable due to the reduced costs of local sourcing and abundance during peak harvest times.

This practice also encourages dietary diversity and supports local agriculture, while reducing environmental impacts associated with long-distance transportation.

Seasonal shopping not only saves money but also enhances the quality of your meals with peak-flavor produce.

8. Limit Convenience Food

Limiting convenience foods, such as pre-packaged meals and snacks, is beneficial for both health and budget.

These items are typically more expensive and less nutritious due to higher levels of sugars, fats, and preservatives.

By preparing meals from scratch, you control the ingredients, improving your diet and potentially lowering grocery costs.

Homemade cooking also allows for bulk buying of basic ingredients, which is cost-effective.

This approach not only fosters healthier eating habits but also enhances culinary skills and family meal experiences.

9. Avoid Shopping When Hungry

Avoiding grocery shopping when hungry helps prevent impulsive buying of unnecessary and often unhealthy items.

Hunger can cloud judgment, leading to excessive spending on appealing but non-essential foods.

Eating before shopping ensures you stick to your shopping list and budget, promoting healthier food choices and more disciplined spending.

This strategy is simple yet effective in maintaining both financial and dietary goals during grocery trips.

10. Check Expiration Dates

Best Apps to Save Money on Groceries-Expired Foods-MyFinancialHill

Checking expiry dates on products during grocery shopping is essential for managing both food safety and budget.

Selecting items with longer expiry dates ensures longevity and minimizes waste, while occasionally purchasing discounted items nearing their expiry date can offer immediate cost savings, provided they are consumed quickly.

This practice prevents spoilage and unnecessary spending, and encourages responsible consumption by optimizing the use and value of every item purchased.

11. Join Loyalty Programs

Joining loyalty programs at grocery stores can lead to significant savings through member-exclusive discounts, reward points, and special promotions.

These programs often provide digital coupons and offers on a variety of products, enhancing the shopping experience.

Additionally, loyalty members may receive perks such as fuel rewards and birthday bonuses.

Signing up is usually free and simple, making it an easy way to reduce grocery bills while enjoying benefits tailored to frequent shoppers.

12. Shop at Discount Stores

Shopping at discount grocery stores is a cost-effective strategy due to their focus on low prices facilitated by simpler store layouts, limited selection, and bulk display practices.

These stores typically offer a higher proportion of private label brands, which are cheaper than national brands.

Discount stores reduce operational costs by employing fewer staff and offering fewer services, savings which are passed on to the consumer.

This shopping method is ideal for budget-conscious consumers looking to buy staple items at reduced prices.

13. Reduce Meat Consumption

Reducing meat consumption and incorporating more plant-based proteins such as beans, lentils, and tofu can significantly lower grocery bills.

Meat is typically one of the more expensive items in a grocery budget, so substituting it with cost-effective plant-based options can also contribute to a healthier diet.

This shift not only saves money but also has a positive impact on the environment by reducing the carbon footprint associated with meat production.

Exploring diverse vegetarian recipes can also bring new flavors and nutrients to meals, enhancing dietary variety.

14. Grow Your Own

Growing your own vegetables and herbs offers numerous benefits, including reducing grocery bills and providing fresh, organic produce right at home.

Even with limited space, such as on a balcony or windowsill, it's possible to cultivate a range of plants.

Starting a garden requires some initial setup for seeds and equipment, but it pays off by ensuring a steady supply of fresh ingredients.

This practice not only cuts costs but also enhances the nutritional value of meals, reduces environmental impact, and can be a rewarding hobby that contributes to a sustainable lifestyle.

15. Freeze Extras

Best Apps to Save Money on Groceries-Freeze Foods-MyFinancialHill

Freezing extras is a practical way to extend the shelf life of bulk purchases and seasonal deals, especially on perishable items like fruits, vegetables, and meats.

This method allows you to buy in larger quantities when prices are low, preserving the food's nutritional value and flavor while avoiding waste.

Freezing is ideal for managing food supplies, reducing the frequency of shopping trips, and ensuring a diverse diet throughout the year.

It's an effective strategy to capitalize on discounts and maintain a well-stocked kitchen, contributing to both budget management and meal planning efficiency.

16. Check the Lower Shelves

Checking the lower shelves in grocery stores can lead to significant savings, as stores often place more expensive items at eye level to encourage impulse buying.

Lower shelves frequently house less expensive and store-brand products, which are usually priced lower than their prominently displayed counterparts.

By taking the time to look beyond the eye-level shelves, shoppers can find better deals and make more cost-effective choices.

This strategy requires a bit of extra effort but can effectively reduce grocery bills by maximizing the value of each purchase.

17. Buy Frozen or Canned

Buying frozen or canned fruits and vegetables can be more cost-effective than purchasing fresh, especially when those items are out of season.

Frozen and canned products are processed at peak freshness, locking in nutrients and flavor, and they can be stored for extended periods, reducing waste.

These options are often cheaper due to lower transportation and storage costs and provide a convenient, quick way to add healthy ingredients to meals without the prep time required for fresh produce.

This approach allows for a varied diet year-round, regardless of seasonal availability, making it a practical choice for maintaining a well-stocked kitchen.

18. Make Your Own Snacks

Best Apps to Save Money on Groceries-Make Your Own Snacks-MyFinancialHill

Making your own snacks rather than buying pre-packaged ones is a cost-effective and healthier option.

Homemade snacks such as popcorn, trail mix, granola bars, or fruit and nut mixes are typically cheaper and contain fewer additives and preservatives than their store-bought counterparts.

By preparing snacks at home, you can control the ingredients, customize flavors to your preference, and create bulk quantities, which reduces cost per serving.

This practice not only saves money but also promotes healthier eating habits by avoiding the high sugars, fats, and sodium often found in processed snacks.

19. Use Everything

Using every part of the groceries you purchase maximizes your food investment and reduces waste.

Creative uses of leftovers and food scraps can significantly extend your grocery budget.

For instance, vegetable peels and meat bones can be repurposed into homemade stocks and broths, while stale bread can be transformed into croutons or breadcrumbs.

Overripe fruits are perfect for baking or smoothies.

Adopting this comprehensive approach to using all parts of your groceries encourages innovation in the kitchen and contributes to a more sustainable household by minimizing food waste.

20. Shop Alone

Shopping alone is a strategic way to stick closely to your grocery list and budget, minimizing impulse purchases often influenced by companions or children.

When shopping solo, you are more likely to make thoughtful, deliberate choices about purchases, focusing on needs rather than wants.

This focused approach helps in maintaining financial discipline, reducing unnecessary spending, and avoiding the temptation of off-list items that can inflate your grocery bill.

Ultimately, shopping alone leads to a more efficient and cost-effective shopping experience.


With all these recommendations for money saving apps and tips, there's no way you won't be able to save money. 

Use apps to get cash back from your groceries, find deals, earn money by scanning your receipts, or earn points by scanning products. 

Use 20 of the best tips to save money easily on your food costs, from meal planning, using coupons, buying store brands, buying more frozen foods, and so much more. 

You'll be able to save hundreds to thousands a year with these tips like I have. 

Share which app or tip is your favorite!

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Ways to Make Money While You Sleep- MyFinancialHill

20 Ways to Make Money While You Sleep

Are you looking to generate some passive income?

Look no further, discover some of 20 ways to make money while you sleep to have money work for you. 

It's all about investing your money into an avenue that brings you nice side cash instead of letting it sit idly. 

Compound interest is real and if you have some funds, place your money into ways that will make more of it effortlessly.

If you're ready let's dive in!

1. Investing

Ways to Make Money While You Sleep- Investing-MyFinancialHill

Investing in stocks involves purchasing shares of ownership in publicly traded companies.

When you buy stocks, you essentially become a partial owner of the company, with your investment potentially growing in value as the company succeeds.

If you've never invested in stocks before, don't worry. It's really not that hard as it may seem.

You can use apps like Robinhood to create an account where you can get your dibs on stocks for companies. 

When I first started, I chose ETF stocks like VOO which is like a group of stocks, makes it less risky and volatile instead of risking your money only on a single stock. 

I also chose companies I genuinely used and liked. 

Now 5 years later my money has increased by 100%! I pretty much doubled my money which ain't bad for having it do it's thing completely passively while I sleep.  

To get started, you'll need to open an investment account with a brokerage firm, research potential stocks, and consider factors such as the company's financial health, growth prospects, and industry trends.

While investing in stocks can offer significant returns over the long term, it's important to remember that the stock market can be volatile, and there are risks involved, including the potential loss of your investment.

It's crucial to approach stock investing with a long-term perspective, diversify your portfolio, and stay informed about your investments and the broader market trends.

2. Blogging

Ways to Make Money While You Sleep- Blogging-MyFinancialHill

Blogging involves creating and regularly updating a website with written content on a specific topic or niche.

It's like having your own online journal or magazine where you can share your thoughts, experiences, knowledge, or expertise with a global audience.

Bloggers write articles, reviews, tutorials, or other types of content that appeal to their target audience.

Many bloggers monetize their blogs through methods like display advertising, sponsored content, affiliate marketing, or selling digital products.

Building a successful blog requires consistently creating valuable and engaging content, optimizing it for search engines to attract organic traffic, and building relationships with your audience through comments, social media, and email newsletters.

While blogging offers the potential to generate passive income over time, it requires dedication, persistence, and a willingness to continuously learn and adapt to changes in the online landscape.

3. Rental Properties

Ways to Make Money While You Sleep- Rental Properties-MyFinancialHill

Investing in rental properties involves purchasing real estate with the intention of generating rental income.

As a landlord, you earn passive income through monthly rent payments from tenants.

Rental properties can include residential homes, apartments, commercial buildings, or vacation rentals.

To get started, you'll need to research real estate markets, identify properties with strong rental potential, and assess factors such as location, property condition, and rental demand.

Financing options, such as mortgages or real estate investment trusts (REITs), can help you acquire rental properties with leverage.

Once you've acquired rental properties, you'll need to manage them effectively, which may involve tasks like finding and screening tenants, collecting rent, maintaining the property, and handling tenant issues.

While investing in rental properties can provide a steady stream of passive income and potential appreciation in property value over time, it's essential to understand the responsibilities and risks associated with property ownership, including vacancies, property damage, and market fluctuations.

4. Peer-to-Peer Lending

Ways to Make Money While You Sleep- Peer to Peer Lending-MyFinancialHill

Peer-to-peer lending is like being a bank, but online. Instead of depositing money in a bank for them to lend out, you directly lend money to individuals or small businesses through online platforms.

These platforms match lenders with borrowers and facilitate the lending process.

Borrowers request loans for various purposes, such as debt consolidation, home improvement, or starting a business, and lenders can choose which loans to fund based on factors like interest rates, loan terms, and borrower risk profiles.

Lenders earn returns in the form of interest payments made by borrowers over the loan term.

Peer-to-peer lending platforms typically handle loan servicing, including collecting borrower payments and distributing them to lenders.

While peer-to-peer lending can offer attractive returns compared to traditional savings accounts or bonds, it's important to be aware of the risks, such as the potential for loan defaults or economic downturns impacting borrower repayments.

5. Dividend Funds

Ways to Make Money While You Sleep- Dividends-MyFinancialHill

Investing in dividend funds is like buying a collection of stocks that regularly pay out a portion of their profits to investors.

These funds pool money from multiple investors and invest in a diversified portfolio of dividend-paying stocks.

Dividend funds can be actively managed, where fund managers actively buy and sell stocks to achieve the fund's objectives, or passively managed, where they track a specific index of dividend-paying stocks.

Investors earn income from dividend funds in the form of regular dividend payments, which are typically distributed quarterly or annually.

The amount of dividends received depends on the dividends paid out by the underlying stocks in the fund.

Dividend funds offer investors the potential for regular income, along with the opportunity for capital appreciation as the value of the underlying stocks increases over time.

However, it's essential to consider factors like the fund's expense ratio, performance history, and investment strategy before investing, as well as the risks associated with investing in the stock market.

6. Creating Digital Products

Ways to Make Money While You Sleep- Create Digital Product-MyFinancialHill

Creating digital products involves developing and selling goods or services that are delivered electronically, typically over the internet.

These products can include e-books, online courses, software, templates, or digital artwork.

The process usually starts with identifying a niche or target audience and then creating valuable content or solutions that address their needs or interests.

Digital products offer several advantages, such as low production costs, scalability, and the ability to reach a global audience.

Once created, digital products can be sold through online platforms, e-commerce websites, or self-publishing platforms.

Revenue is generated when customers purchase or subscribe to the digital product, providing creators with a source of passive income.

While creating digital products requires initial effort and investment in content creation and marketing, it can be a lucrative way to monetize expertise, creativity, or specialized knowledge over the long term.

7. Affiliate Marketing

Ways to Make Money While You Sleep- Affiliate Marketing-MyFinancialHill

Affiliate marketing is like being a brand ambassador or promoter for other companies' products or services.

As an affiliate marketer, you earn commissions by promoting products through affiliate links on your website, blog, social media channels, or email newsletters.

When someone clicks on your affiliate link and makes a purchase, you receive a percentage of the sale as a commission.

Affiliate programs are offered by many companies across various industries, ranging from e-commerce retailers to software providers.

To get started in affiliate marketing, you'll need to join affiliate programs relevant to your niche or audience and select products that align with your content and audience's interests.

Creating high-quality content, building trust with your audience, and strategically placing affiliate links can help maximize your earnings as an affiliate marketer.

While affiliate marketing offers the potential for passive income, success often requires consistent effort in content creation, promotion, and relationship building with both your audience and affiliate partners.

8. Dropshipping

Ways to Make Money While You Sleep- Dropshipping-MyFinancialHill

Dropshipping is a retail fulfillment method where a store doesn’t keep the products it sells in stock.

Instead, when a store sells a product, it purchases the item from a third party and has it shipped directly to the customer.

This means the seller doesn’t have to handle the product directly or manage inventory, making it an attractive option for those looking to start an e-commerce business with minimal upfront investment.

With dropshipping, entrepreneurs can set up an online store, choose products to sell from suppliers or manufacturers, and market those products to customers.

When a customer makes a purchase, the seller forwards the order and shipment details to the supplier, who then ships the product directly to the customer.

The seller earns a profit based on the difference between the wholesale and retail prices.

While dropshipping offers flexibility and low overhead costs, success often depends on choosing the right products, finding reliable suppliers, and implementing effective marketing strategies to attract customers.

9. Print on Demand

Ways to Make Money While You Sleep- Print on Demand-MyFinancialHill

Print on demand is a business model where products, such as T-shirts, mugs, or posters, are created only when an order is received.

This means there's no need for the seller to hold inventory or invest in large quantities of stock upfront.

Instead, sellers partner with print-on-demand companies that handle the printing, fulfillment, and shipping processes.

Sellers upload their designs to the print-on-demand platform, and when a customer places an order for a product with that design, the platform prints the item and ships it directly to the customer on behalf of the seller.

Print-on-demand platforms offer a wide range of customizable products and allow sellers to create their own branded storefronts.

This business model is popular among artists, designers, and entrepreneurs looking to monetize their creativity without the risk or hassle of traditional inventory management.

While print-on-demand offers low startup costs and minimal risk, success depends on creating unique designs, marketing effectively, and providing excellent customer service to build a loyal customer base.

10. Create a YouTube Channel

Ways to Make Money While You Sleep-Create Youtube Channel-MyFinancialHill

Creating a YouTube channel is like having your own TV station on the internet where you can share videos on topics that interest you.

You can create content about anything from cooking and gaming to education and entertainment.

Once you create and upload videos to your channel, viewers can watch them for free.

YouTube allows you to monetize your channel through ads, memberships, and channel subscriptions once you meet certain eligibility requirements.

This means you can earn money from ad revenue when viewers watch or click on ads displayed on your videos.

To be successful on YouTube, it's important to create high-quality, engaging content that resonates with your target audience.

Building a loyal subscriber base and promoting your videos through social media and other channels can help grow your viewership and increase your earnings over time.

While starting a YouTube channel requires time and effort to create and promote content, it can be a rewarding way to share your passion, expertise, or creativity while earning passive income.

11. Self-Publishing Books

Ways to Make Money While You Sleep-Self Publish Book-MyFinancialHill

Self-publishing books involves independently publishing and distributing your written works without the involvement of traditional publishing houses.

It's like becoming the author, editor, and publisher of your own books.

With self-publishing platforms like Amazon Kindle Direct Publishing (KDP) and other online publishing services, authors can easily upload their manuscripts, design covers, and set their book prices.

Authors earn royalties from book sales, typically receiving a percentage of the revenue generated by each sale.

Self-publishing offers authors greater control over their works, faster time to market, and higher royalty rates compared to traditional publishing.

However, success in self-publishing requires authors to produce high-quality content, invest in professional editing and cover design, and effectively market their books to reach their target audience.

While self-publishing offers the potential for passive income through ongoing book sales, it requires authors to actively promote and manage their books to maximize their earning potential.

12. Create an App

Ways to Make Money While You Sleep-Create an App-MyFinancialHill

Creating an app involves developing a software application designed to run on mobile devices like smartphones and tablets.

It's like designing a digital tool or service that users can access and interact with on their mobile devices.

App development typically involves coding, designing user interfaces, and testing the app to ensure functionality and usability.

Once developed, apps can be published and distributed through app stores like the Apple App Store or Google Play Store.

Developers can monetize their apps through various methods, including selling the app for a one-time fee, offering in-app purchases or subscriptions, displaying ads, or implementing freemium models where basic features are free, but premium features require payment.

Success in app development often depends on creating a useful, engaging, and well-designed app that addresses a specific need or solves a problem for users.

While app development can be a lucrative venture, it requires technical skills, creativity, and ongoing maintenance and updates to keep up with changing technology and user demands.

13. Sell Your Photography

Ways to Make Money While You Sleep-Sell Your Photography-MyFinancialHill

Selling photography licenses involves licensing the rights to use your photographs to individuals or organizations for various purposes.

It's like renting out your photos for specific uses while retaining ownership of the images.

Photographers can license their photos to stock photography websites or directly to clients for uses such as websites, advertisements, publications, or social media posts.

Licensing agreements specify the terms and conditions of use, including the duration, geographic scope, and exclusivity of the license.

Photographers earn royalties or fees for each licensed use of their photos, with the potential for recurring income as their images continue to be licensed over time.

To succeed in selling photography licenses, photographers need to produce high-quality, in-demand images, understand licensing terms and pricing strategies, and effectively market their work to potential clients or through stock photography platforms.

While selling photography licenses offers the potential for passive income from ongoing licensing fees, it requires photographers to continuously produce and promote new work to maintain revenue streams.

14. Create an Automated Online Store

Ways to Make Money While You Sleep-Create an Automated Online Store-MyFinancialHill

Automated online stores are essentially e-commerce platforms that use technology to handle many tasks automatically, minimizing the need for manual effort.

It's like having a digital shop that operates efficiently without constant supervision.

These stores employ various automation tools for tasks like inventory management, order processing, and customer support.

For instance, inventory levels can be updated automatically, and orders can be fulfilled without manual intervention.

Additionally, marketing efforts like email campaigns or social media posts can be scheduled and executed automatically.

By leveraging automation, online store owners can save time, reduce operational costs, and focus on growing their business rather than getting bogged down in routine tasks.

15. Create a Membership Site

Ways to Make Money While You Sleep-Create a Membership Site-MyFinancialHill

Creating a membership site involves building a website or online platform where users pay a recurring fee to access premium content, services, or community features.

It's like joining an exclusive club or subscribing to a specialized service online.

Membership sites can offer a range of benefits, such as access to premium articles, videos, courses, webinars, or member-only forums.

The recurring subscription model provides a steady stream of income for site owners while offering members ongoing value and benefits.

To create a successful membership site, it's essential to identify a niche or target audience, create compelling content or services that address their needs or interests, and deliver a seamless user experience.

Building a strong community and fostering engagement among members can help increase retention and loyalty.

While creating a membership site requires initial investment in content creation and website development, it offers the potential for recurring passive income as long as you continue to deliver value to your members.

16. Create an Online Course

Ways to Make Money While You Sleep-Create a Online Course-MyFinancialHill

Creating an online course involves developing a structured curriculum and delivering educational content to students over the internet.

Online courses can include video lectures, presentations, quizzes, assignments, and interactive discussions to facilitate learning.

Creators can sell their courses on platforms like Udemy, Teachable, or their own websites, charging a one-time fee or a subscription for access.

To create a successful online course, it's important to identify a topic that has demand, structure the course content effectively, and provide engaging and valuable learning materials.

Additionally, offering support and feedback to students can enhance their learning experience and increase satisfaction.

While creating an online course requires upfront effort in content creation and marketing, it offers the potential for passive income as students enroll and pay for access to the course over time.

17. Create a Subscription Box

Ways to Make Money While You Sleep-Create a Subscription Box-MyFinancialHill

Creating a subscription box service involves curating and delivering a selection of products to customers on a recurring basis, typically monthly.

It's like receiving a surprise package in the mail filled with goodies tailored to your interests or needs.

Subscription boxes can cater to various niches, such as beauty, fitness, food, or pets, and often feature a mix of full-sized products, samples, or exclusive items.

Subscribers sign up for a subscription plan and receive a new box each month, providing them with convenience and excitement while discovering new products.

To start a subscription box service, entrepreneurs need to identify a niche or target audience, source products, and design appealing and value-packed boxes.

Marketing efforts, including social media promotion and influencer partnerships, can help attract subscribers and grow the subscriber base over time.

While launching a subscription box service requires initial investment in product sourcing and logistics, it offers the potential for recurring revenue as subscribers renew their subscriptions each month.

18. Create Music

Ways to Make Money While You Sleep-Create Music-MyFinancialHill

Creating and licensing music involves composing and producing original songs or instrumental tracks and granting permission to others to use them in various media productions.

It's like being a songwriter or composer who allows their music to be featured in films, TV shows, commercials, video games, or online videos.

Musicians can license their music directly to production companies, advertising agencies, or through music licensing platforms.

Licensing agreements specify the terms and conditions of use, including the duration, scope, and royalties paid to the musician for each use.

Licensing music offers musicians the opportunity to generate income from their compositions beyond traditional album sales or live performances.

To succeed in licensing music, musicians need to create high-quality, commercially appealing tracks, understand music licensing agreements, and effectively promote their music to potential buyers.

While licensing music requires initial effort in music production and marketing, it offers the potential for passive income as songs are licensed and used in various media productions over time.

19. Invest in REITs

Ways to Make Money While You Sleep-Invest in REIT-MyFinancialHill

Investing in Real Estate Investment Trusts (REITs) involves purchasing shares of companies that own, operate, or finance income-producing real estate properties.

It's like becoming a partial owner of a diverse portfolio of real estate assets without having to buy or manage properties directly.

REITs typically focus on specific types of real estate, such as residential, commercial, retail, or industrial properties, and generate income through rental payments, property sales, or mortgage interest.

Investors earn dividends from the profits generated by the REITs, which are distributed regularly.

Investing in REITs offers several benefits, including liquidity, diversification, and potential for attractive returns.

To invest in REITs, individuals can buy shares through brokerage accounts, mutual funds, or exchange-traded funds (ETFs) that specialize in real estate.

While investing in REITs provides passive income and exposure to the real estate market, it's essential to research REITs carefully, consider factors like property types, geographic locations, and management quality, and understand the risks associated with real estate investing, such as interest rate fluctuations and economic downturns.

20. Create a Podcast

Ways to Make Money While You Sleep-Create Podcast-MyFinancialHill

Creating a podcast involves producing audio content on a specific topic or theme and making it available for listeners to stream or download over the internet.

It's like hosting your own radio show that people can listen to anytime, anywhere using their smartphones or computers.

Podcasts can cover a wide range of subjects, from entertainment and storytelling to education, news, or interviews.

Podcasters record episodes, edit them if necessary, and then publish them to podcast hosting platforms like Apple Podcasts, Spotify, or Google Podcasts.

Listeners can subscribe to podcasts to receive new episodes automatically or listen to individual episodes on-demand.

Podcasters can monetize their podcasts through various methods, such as sponsorships, advertising, listener donations, or premium subscriptions.

Creating a successful podcast requires producing high-quality content, building a loyal audience, and promoting the podcast through social media, guest appearances, or collaborations with other podcasters.

While starting a podcast requires initial investment in equipment and time to produce content, it offers the potential for passive income and the opportunity to share your passion or expertise with a global audience.


Hope you've discovered some ways to let your money work for you while you sleep. 

There are a number of wonderful ideas to get your money coming in passively. 

Sure some of these ideas may require effort upfront but it'll all be worth it when you start seeing your money pile up. 

I would say the least amount of effort required to earn money while you sleep is investing in the stock market.

Basically, just pick a few stocks or ETF's you're interested in and set it and forget it. Your money will grow over time. 

Whatever you choose to earn passive income, do something that interests you. You never know, you could be making thousands upon thousands while you sleep. 

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Tips on how to start saving money - MyFinancialHill

Tips on How to Start Saving Money

Looking to bolster your bank account and achieve your financial goals?

There are numerous savvy strategies and practical tips on how to start saving money that can help you stretch your budget further.

From budgeting and tracking spending to embracing DIY solutions and taking advantage of discounts, there are endless opportunities to trim expenses and build a more secure financial future.

Whether you're aiming to pay off debt, grow your savings, or simply live more frugally, exploring these ways to save money can empower you to take control of your finances and make every dollar count.

So, let's dive in and discover the wealth of possibilities for saving money in your everyday life!

1. Budgeting

Tips on how to start saving money-budget--MyFinancialHill

Picture your money as a team of workers, each with a specific task. Budgeting is about assigning each worker a job and ensuring they stick to it.

You assess how much money you have coming in and then decide how much to allocate to different expenses like groceries, bills, and entertainment.

It's like drawing a map for your money, guiding it to where it needs to go so that you can achieve your financial goals.

2. Track Spending

Tracking your spending is like keeping a journal of your money's adventures. You jot down every purchase, big or small, from rent to that cup of coffee you grabbed on the go.

It's a bit like being a detective for your finances, uncovering where your money goes each month.

Once you've tracked your spending, you can identify areas where you might be overspending and find opportunities to cut back and save.

3. Emergency Fund

Think of an emergency fund as your financial safety net, ready to catch you if you ever need it.

It's like setting aside a little nest egg for unexpected surprises—like a sudden car repair or a surprise visit to the doctor.

Having an emergency fund means you don't have to stress when life throws you a curveball, because you've got money set aside just for those moments.

4. Automate Savings

You can automate savings by instructing your bank to transfer a portion of your paycheck directly into your savings account every time you get paid.

It's as though you've enlisted a secret agent to quietly build up your savings without requiring your constant attention.

Before you know it, you've amassed a tidy sum for whatever you need.

5. Limit Eating Out

Tips on how to start saving money-cooking--MyFinancialHill

By reducing how often you eat out, you're giving your wallet a much-needed break.

Rather than splurging on meals at restaurants or ordering takeout regularly, you opt to whip up delicious dishes in your own kitchen.

It's not just about saving money—it's also about relishing the process of cooking and sharing homemade meals with loved ones.

6. Meal Planning

Meal planning puts you in control of your culinary journey.

You dedicate a bit of time each week to map out what you'll eat for breakfast, lunch, and dinner.

Armed with your grocery list, you head to the store and purchase only what you need.

It's more like crafting a strategy for your groceries, ensuring you don't wander the aisles aimlessly and overspend.

7. Use Coupons

Coupons are like hidden treasures waiting to be discovered.

Whether found in newspapers, magazines, or online, they're magical tickets that unlock discounts on essential purchases.

Incorporating coupons into your shopping routine allows you to enjoy special deals on groceries, clothing, or household items, all while saving money without sacrificing quality.

8. Shop Sales

Embark on a treasure hunt for bargains. Keeping an eye out for those enticing words—“sale,” “discount,” “clearance”—and seizing the opportunity when they appear.

It's similar to receiving a gift from the store, where you can snag your favorite items at a fraction of their original cost.

Plus, it's an effective strategy for maximizing your budget and making your money stretch further.

9. Buy Generic

Opting for generic brands is like choosing the store-brand version of products over name brands.

It's about getting the same quality product without paying extra for fancy packaging or advertising.

By buying generic, you're often able to save money without sacrificing on quality.

10. Cancel Subscriptions

Canceling subscriptions can help declutter your life.

Just like cleaning out your closet, you assess which subscriptions you use and enjoy, and which ones you can live without.

By trimming down on unnecessary subscriptions, you free up extra cash each month that can be put towards more important things.

11. DIY Repairs

Tips on how to start saving money-diy repair--MyFinancialHill

Learning to do basic repairs yourself is like acquiring a superpower for saving money.

Instead of calling a professional every time something breaks or needs fixing, you roll up your sleeves and tackle the problem yourself.

It not only saves you money on repair bills but also empowers you to become more self-sufficient.

12. Energy Efficiency

Being mindful of energy usage is like being a superhero for the planet and your wallet.

Simple habits like turning off lights when you leave a room, unplugging electronics when they're not in use, and using energy-efficient appliances can add up to significant savings on your utility bills over time.

13. Carpooling

Sharing rides with others is like forming a little community on wheels.

Instead of driving solo and bearing the full cost of gas and maintenance, you team up with friends, coworkers, or neighbors to share the ride and split expenses.

It not only saves you money but also reduces traffic congestion and helps the environment.

14. Public Transportation

Opting for public transportation is like giving your car a break and letting someone else do the driving.

Whether it's buses, trains, or trams, public transit offers a cost-effective and environmentally friendly way to get around town.

By using public transportation instead of driving, you can save money on gas, parking, and maintenance expenses.

15. Bike/Walk

Tips on how to start saving money-walk-MyFinancialHill

Choosing to bike or walk for short distances is like giving yourself a double dose of savings and exercise.

Instead of hopping in the car for a quick trip to the store or gym, you grab your bike or lace up your sneakers and enjoy a leisurely ride or stroll.

Not only does it save you money on gas and parking, but it also helps you stay fit and healthy.

16. Pack Lunch

Bringing your lunch to work is like giving your wallet and waistline a break.

Instead of shelling out money for pricey lunches at restaurants or cafes, you pack a homemade meal from leftovers or meal prep.

It not only saves you money but also allows you to control the ingredients and portion sizes of your meals.

17. Coffee at Home

Brewing coffee at home is like starting your day with a little dose of savings.

Instead of stopping by the coffee shop on your way to work and paying a premium for your daily caffeine fix, you invest in a good quality coffee maker and brew your own at home.

It not only saves you money but also allows you to customize your coffee just the way you like it.

18. Drink Water

Choosing water over sugary drinks is like giving your body and budget a healthy boost.

Instead of splurging on expensive sodas, juices, or energy drinks, you stick to good old-fashioned H2O.

Not only is water better for your health, but it's also virtually free, saving you money on your grocery bill and reducing waste from plastic bottles.

19. Entertainment Deals

Seeking out entertainment deals is like discovering hidden treasures for your leisure time.

Whether it's discounted movie tickets, special promotions at local attractions, or free community events, there are countless ways to enjoy entertainment without breaking the bank.

By keeping an eye out for deals and discounts, you can have fun without worrying about overspending.

20. Library Membership

Tips on how to start saving money-library-MyFinancialHill

Embracing your local library is like unlocking a treasure trove of free resources.

With a library membership, you gain access to a vast collection of books, movies, music, and more, all available for borrowing at no cost.

It's a budget-friendly way to indulge your interests and explore new topics without spending a dime.

21. Cancel Gym Membership

Saying goodbye to your gym membership is like freeing yourself from a financial burden.

Instead of paying monthly fees for access to a gym, you can find creative ways to stay active without breaking the bank.

Whether it's jogging in the park, following workout videos online, or joining community fitness classes, there are plenty of ways to stay fit without the hefty price tag.

22. Buy Used

Opting for second-hand items is like giving new life to pre-loved treasures.

Whether it's clothing, furniture, electronics, or appliances, buying used allows you to score great deals on quality items while reducing waste and environmental impact.

From thrift stores and garage sales to online marketplaces, there are endless opportunities to find hidden gems at a fraction of the cost of new.

23. Sell Unused Items

Decluttering and selling unused items is like turning clutter into cash.

Instead of letting unused items collect dust, you can declutter your home and make some extra money by selling them online or at a yard sale.

Not only does it help you free up space and simplify your life, but it also puts some extra cash in your pocket.

24. Avoid Impulse Buys

Resisting impulse buys is like flexing your willpower muscle.

Instead of giving in to the temptation of spontaneous purchases, you take a moment to pause and consider whether you really need or want the item.

By being mindful of your spending habits and sticking to your budget, you can avoid unnecessary purchases and save money in the long run.

25. Comparison Shop

Tips on how to start saving money-comparison shop-MyFinancialHill

Shopping around and comparing prices is like becoming a savvy shopper.

Instead of settling for the first price you see, you take the time to research and compare prices from different retailers.

Whether it's online or in-store, comparison shopping allows you to find the best deals and stretch your dollars further.

26. Limit Credit Card Use

Using credit cards responsibly is like wielding a powerful tool for financial flexibility.

Instead of relying on credit for everyday expenses, you use cash or debit cards to stay within your means and avoid accruing debt.

By paying off your balance in full each month and avoiding high-interest charges, you can enjoy the convenience of credit cards without falling into the trap of overspending.

27. Avoid ATM Fees

Dodging ATM fees is like keeping more of your hard-earned cash in your pocket.

Instead of using out-of-network ATMs that charge hefty fees, you stick to your bank's ATMs or opt for cash back at checkout to avoid extra charges. By planning ahead and accessing cash strategically, you can minimize unnecessary fees and save money over time.

28. Pay Bills on Time

S ahead of the game in the financial arena by paying your bills on time.

Instead of risking late fees or penalties by procrastinating on bill payments, you prioritize paying your bills on time each month.

By staying organized and setting up automatic payments or reminders, you can avoid unnecessary expenses and maintain a healthy financial routine.

29. Refinance Loans

Refinancing loans is like giving your finances a makeover.

If you have high-interest loans like credit cards or personal loans, refinancing them with a lower-interest option can save you money on interest payments over time.

Whether it's consolidating multiple loans into one or negotiating better terms with your lender, refinancing can help you pay off debt faster and save money in the long run.

30. Avoid Overdraft Fees

Tips on how to start saving money-avoid overdraft-MyFinancialHill

Steer clear of overdraft fees by keeping a close eye on your bank account balance.

Instead of risking overdrawing your account and incurring costly fees, you monitor your spending and ensure you have enough funds to cover your transactions.

By setting up alerts for low balances or using budgeting tools to track your expenses, you can avoid overdraft fees and keep more of your money in your account.

31. DIY Beauty

Embracing DIY beauty treatments is like pampering yourself on a budget.

Instead of splurging on expensive salon services, you explore homemade remedies and beauty hacks to achieve the same results at home.

Whether it's making your own face masks, hair treatments, or skincare products, DIY beauty allows you to indulge in self-care without breaking the bank.

32. Cancel Unused Memberships

Saying goodbye to unused memberships is like clearing out clutter from your budget.

Whether it's gym memberships, streaming services, or magazine subscriptions, canceling memberships you no longer use or need can free up extra money each month.

By evaluating your recurring expenses and trimming down on unnecessary memberships, you can streamline your budget and save money for things you truly value.

33. Host Potlucks

Hosting potlucks is like throwing a budget-friendly party where everyone pitches in.

Instead of bearing the full cost of food and drinks for a gathering, you invite friends or family to bring a dish to share.

It not only reduces the financial burden of hosting but also creates a sense of community and togetherness as everyone contributes to the festivities.

34. Use Cashback Apps

Taking advantage of cashback apps is like getting rewarded for your everyday spending.

Whether it's groceries, dining out, or online shopping, cashback apps offer you a percentage of your purchase back as cash or rewards.

By linking your debit or credit cards to cashback apps and shopping at participating retailers, you can earn money back on purchases you were already planning to make.

35. Avoid Fast Fashion

Tips on how to start saving money-avoid fast fashion-MyFinancialHill

Steering clear of fast fashion is like investing in quality over quantity.

Instead of constantly buying cheap, trendy clothing that falls apart after a few wears, you opt for timeless pieces made from durable materials.

By choosing quality over quantity, you not only save money in the long run but also reduce your environmental impact and support ethical fashion practices.

36. Free Workouts

Embracing free workout options is like breaking a sweat without breaking the bank.

Whether it's following workout videos on YouTube, jogging in the park, or joining free fitness classes in your community, there are plenty of ways to stay active without paying for a gym membership.

By exploring free workout options, you can prioritize your health and fitness goals without spending a dime.

37. Rent Instead of Buying

Opting to rent instead of buying is like enjoying the benefits of ownership without the long-term commitment.

Whether it's tools, equipment, or special occasion attire, renting allows you to access what you need for a fraction of the cost of buying it outright.

By renting items on an as-needed basis, you can save money and reduce clutter in your home.

38. Buy in Bulk

Purchasing items in bulk is like stocking up for the future while saving money in the present.

Instead of buying small quantities of items like non-perishable foods, cleaning supplies, or toiletries, you buy larger quantities at once, often at a lower unit cost.

By buying in bulk, you not only save money per item but also reduce the frequency of shopping trips and minimize packaging waste.

39. Refill Water Bottles

Tips on how to start saving money-water bottle-MyFinancialHill

Refilling reusable water bottles is like quenching your thirst while reducing waste and saving money.

Instead of purchasing single-use bottled water, you invest in a durable reusable bottle and fill it with tap water or filtered water from home.

Not only does refilling water bottles help you stay hydrated on the go, but it also eliminates the need to constantly buy disposable plastic bottles, saving you money and reducing plastic pollution.

40. Shop Out of Season

Shopping for items out of season is like finding hidden gems at discounted prices.

Whether it's clothing, holiday decorations, or outdoor gear, purchasing items during off-peak seasons often means scoring great deals as retailers clear out inventory to make room for new merchandise.

By planning ahead and shopping out of season, you can save money on items you'll need in the future while enjoying significant discounts.

41. Cancel Landline

Saying goodbye to your landline phone is like streamlining your communication expenses.

In an age where most people rely on mobile phones for calls and texts, maintaining a landline may be an unnecessary expense.

By canceling your landline service and relying solely on your mobile phone or internet-based communication options, you can eliminate a monthly bill and save money without sacrificing connectivity.

42. Negotiate Bills

Negotiating bills is like advocating for your financial well-being. Whether it's your cable bill, internet service, or insurance premiums, many providers are willing to negotiate lower rates or offer discounts to retain your business.

By reaching out to your service providers, exploring competitor offers, and leveraging loyalty or promotional deals, you can potentially lower your monthly expenses and save money over time.

43. Use Loyalty Programs

Taking advantage of loyalty programs is like being rewarded for your continued support.

Whether it's grocery store rewards cards, airline frequent flyer programs, or hotel loyalty programs, signing up for loyalty programs can earn you discounts, freebies, and exclusive perks based on your spending habits.

By participating in loyalty programs and accruing points or rewards, you can save money on future purchases and enjoy special benefits as a valued customer.

44. Plan Vacations in Advance

Tips on how to start saving money-plan vacation in advance-MyFinancialHill

Planning vacations in advance is like embarking on a journey with financial foresight.

By booking flights, accommodations, and activities well ahead of time, you can take advantage of early booking discounts, promotional offers, and lower prices.

Additionally, planning ahead allows you to budget for your trip, prioritize your expenses, and avoid last-minute splurges that can bust your budget.

Whether it's a weekend getaway or a dream vacation, planning in advance can help you save money and make the most of your travel experiences.

45. Staycations

Opting for staycations is like discovering the joys of vacationing in your own backyard.

Instead of traveling to far-flung destinations, you explore local attractions, parks, museums, and events in your own community.

By embracing staycations, you can save money on travel expenses like flights and accommodations while supporting local businesses and enjoying the comforts of home.

Whether it's a weekend staycation or a week-long adventure, staying close to home can be a budget-friendly and enjoyable way to relax and unwind.

46. Avoid Bank Fees

Dodging bank fees is like keeping more of your money where it belongs — in your wallet.

Instead of paying unnecessary fees for things like ATM withdrawals, overdrafts, or account maintenance, you choose a bank that offers fee-free or low-fee accounts.

By reading the fine print, understanding your bank's fee structure, and opting for accounts with favorable terms, you can avoid unnecessary charges and keep more of your hard-earned cash.

47. Use Cash Envelopes

Embracing cash envelopes is like giving your budget a tangible makeover.

You allocate specific amounts of cash to different spending categories — like groceries, entertainment, or dining out — and keep each portion in a designated envelope.

By using cash for discretionary spending, you can visually track your expenses, stay within your budget, and avoid overspending.

It's a simple yet effective way to manage your money and prioritize your spending based on your financial goals.

48. Cancel Cable

Saying goodbye to cable is like embracing the streaming revolution.

Instead of paying for expensive cable TV packages with channels you rarely watch, you opt for streaming services that offer on-demand access to your favorite shows and movies at a fraction of the cost.

By cutting the cord and switching to streaming, you can enjoy a wide range of entertainment options while saving money on your monthly bill.

49. Cancel Unused Insurance

Reviewing and canceling unused insurance policies is like decluttering your financial portfolio.

Whether it's redundant coverage, unnecessary add-ons, or policies that no longer fit your needs, canceling unused insurance can help you streamline your coverage and save money on premiums.

By regularly reassessing your insurance needs, comparing quotes from different providers, and opting for the most cost-effective options, you can ensure that you're adequately protected without paying more than necessary.

50. Avoid Convenience Stores

Steering clear of convenience stores is like sidestepping a budgetary trap.

While convenient for quick purchases, convenience stores often charge higher prices for everyday items like snacks, beverages, and household essentials.

By planning ahead, making shopping lists, and purchasing items from grocery stores or discount retailers instead, you can avoid the convenience store markup and save money on your everyday purchases.

51. DIY Gifts

Tips on how to start saving money-diy gifts-MyFinancialHill

Creating DIY gifts is like infusing your presents with a personal touch. Instead of buying expensive gifts from stores, you put your creativity to work and craft thoughtful handmade gifts for your loved ones.

Whether it's homemade baked goods, handcrafted artwork, or DIY spa kits, homemade gifts not only save you money but also show your friends and family that you care enough to put time and effort into creating something special just for them.

52. Grow Your Own Produce

Cultivating your own produce is like bringing the farmer's market to your backyard.

Instead of relying on store-bought fruits and vegetables, you plant a garden and grow your own fresh produce at home.

By harnessing the power of nature and tending to your garden, you can enjoy a bountiful harvest of flavorful, nutrient-rich fruits and vegetables while saving money on grocery bills and reducing your environmental footprint.

Whether it's a small herb garden on your windowsill or a sprawling vegetable patch in your yard, growing your own produce is a rewarding and cost-effective way to enjoy fresh, healthy food year-round.

53. DIY Cleaning Products

Try making your own DIY cleaning product.

Instead of buying expensive commercial cleaners filled with harsh chemicals, you mix up your own natural cleaning solutions using simple ingredients like vinegar, baking soda, and essential oils.

By DIY-ing your cleaning products, you not only save money but also reduce your exposure to harmful chemicals and create a healthier, safer environment for you and your family.

54. Shop Clearance Sales

Hunting for clearance sales is like embarking on a treasure hunt for hidden gems.

Whether it's clothing, electronics, home goods, or seasonal items, clearance sales offer steep discounts on quality merchandise that retailers are looking to clear out.

By keeping an eye out for clearance racks, online clearance sections, and end-of-season sales, you can score great deals on items you need or want while saving money and stretching your budget further.

55. Stay Motivated

Staying motivated is like fueling your financial journey with determination and positivity.

Whether you're saving for a specific goal, paying off debt, or building a nest egg for the future, staying motivated is key to sticking to your financial plan and achieving success.

By setting realistic goals, tracking your progress, celebrating milestones, and surrounding yourself with supportive friends and family, you can stay motivated and focused on your financial goals, no matter how big or small they may be.

Remember, every step you take towards financial health is a step in the right direction, so stay motivated and keep moving forward!


There you have it, 55 awesome money saving tips. Soak up these savvy strategies and practical tips on how to start saving money which can be your ticket to financial empowerment.

From crafting a budget and tracking expenses to harnessing DIY solutions and seizing discounts, there's a wealth of opportunities to trim expenses and pave the way for a more secure financial future.

Whether you're focused on paying off debt, building your nest egg, or simply living more frugally, exploring these approaches enables you to maximize your resources and make every dollar count.

By embracing these saving strategies, you can embark on a journey towards financial stability and unlock the potential to achieve your long-term goals.

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Best Side Hustles for Stay at Home Moms - My Financial Hill

Best Side Hustles for Stay at Home Moms

Balancing motherhood and a desire for financial contribution can be a tightrope walk for stay-at-home moms.

Let’s cut to the chase: We have compiled the best side hustles for stay-at-home moms just like you—opportunities that promise flexibility, decent earnings, and that precious work-family balance.

Ready for a change? These handpicked side hustles can fit snugly into your already full schedule, without the fluff.

table of contents

Key Takeaways

  • Freelance writing, virtual assistance, and crafting handmade goods are profitable and flexible side hustles for stay-at-home moms that can be done from home.
  • Earning extra income with hobbies and skills, such as photography, pet care, social media management, and gardening, is feasible by leveraging online platforms and community engagement.
  • Turning spare space into rental property and utilizing expertise for consulting services present opportunities for additional revenue streams while managing family commitments.

1. Unlocking Earnings as a Freelance Writer

Best Side Hustles for Stay at Home Moms - freelance writer - MyFinancialHill

Have you ever thought about converting your love for writing into a lucrative side hustle?

That’s right, freelance writing isn’t just about crafting engaging stories; it’s about putting your creativity to work in a variety of ways.

Whether you’re creating blog posts, ghostwriting books, or crafting press releases, the possibilities are endless.

And the best part? You can do it all from the comfort of your own home.

Given that some writers earn significantly more than $100,000 a year, freelance writing evidently presents a profitable opportunity.

So, what do you need to get started?

A reliable internet connection, a computer, and some basic office supplies are all it takes to embark on this exciting journey.

Some career paths to take as a freelance writer:

  • Freelance writing for clients
  • Start your own blog
  • SEO specialist

Starting Your Freelance Writing Journey

Commencing your freelance writing venture necessitates a solid portfolio.

Here’s the catch though - your portfolio isn’t just a collection of your best samples, it’s a reflection of your writing style, versatility, and experience.

So, how do you build one? Here are some steps to follow:

  1. Start with your best samples.
  2. Organize them by topic, medium, or chronologically.
  3. Remember, quality trumps quantity.
  4. Add design elements and summaries to enhance visual appeal and context.

Lastly, ensure your resume and contact information are included.

Once you have your portfolio ready, it’s time to hunt for your first clients. Here are some steps to follow:

  1. Reach out to publications with specific pitch ideas.
  2. Share your portfolio with potential clients.
  3. Use resources like The Freelance Writer’s Academy to land opportunities.

Earnings potential: $60,000 - $150,000+ per year

Setting Up Your Own Blog

As a freelance writer, your own blog can be a powerful tool to showcase your expertise, attract potential clients, and establish your brand identity.

Regular blogging not only engages your targeted audience but also establishes your authority in your niche.

Over time, consistent blogging helps develop a strong brand identity and fosters a relationship with your customers, contributing to long-term success.

Thus, if you’re committed to your freelance writing career, initiating a blog should be a top priority.

Earnings potential: $0-$100,000+ per month

Check out my article on how to start your own blog:

How to Start a Blog and Make Money

Writing for the Digital World

The digital world opens up a plethora of opportunities for freelance writers.

One such lucrative opportunity lies in SEO writing.

As an SEO specialist, you can:

  • Provide value to clients through your SEO skills
  • Enhance your income potential
  • Become a sought-after expert in the digital world.

Earnings potential: $25-$75 per hour

Therefore, if you’re a freelance writer aiming to broaden your services, SEO writing may provide a lucrative side hustle opportunity.

2. Virtual Assistance: Organizational Skills to Income

Best Side Hustles for Stay at Home Moms - virtual assistant - MyFinancialHill

How about turning your organizational skills into a profitable side hustle?

Yes, we’re talking about virtual assistance.

As a virtual assistant, you can:

  • Manage business-related tasks like coordinating emails, handling calendars, setting appointments, and providing administrative support
  • Work from the comfort of your own home, offering a flexible work arrangement that fits around your family commitments

Earnings potential: $20-$30 per hour

Therefore, if you possess robust organizational skills and are prepared to extend your services to businesses, venturing into the realm of virtual assistance might be your subsequent significant step.

Finding Virtual Assistant Opportunities

But how does one discover opportunities in virtual assistance?

Here are some ways to get started:

  1. Market your services on third-party websites.
  2. Identify local organizations that might need a virtual assistant and reach out to them directly.
  3. Network with others in the field and promote your services through your personal networks and social media.

As you broaden your network and establish connections, your prospects of landing virtual assistant roles and igniting your side hustle will improve.

Tools of the Trade

Now, what do you need to get started as a virtual assistant?

The essentials are a reliable internet connection, a computer, and basic supplies tailored to your specific tasks.

With these tools of the trade in your arsenal, you’ll be well-equipped to offer your services and start your journey as a virtual assistant.

Balancing Work and Home Life

One of the most appealing aspects of being a virtual assistant is the flexibility it provides.

This work-from-home job allows you to work during hours that don’t conflict with your children’s schedules, while also remaining available for family commitments.

After all, juggling professional and family responsibilities is no easy feat, but the flexibility of virtual assistant jobs can make it possible.

Hence, whether you’re a night owl or an early riser, you can adjust your work hours to suit your own schedule, achieving a balanced work-home life equilibrium.

3. Crafting a Business with Handmade Goods

Best Side Hustles for Stay at Home Moms - crafter - MyFinancialHill

Are you a stay-at-home mom with a knack for crafting?

If so, why not turn your hobby into a profitable business?

From knitting to jewelry making, there’s a wide array of handmade goods that you can sell online and in person.

With platforms like Etsy and Facebook Marketplace, you can reach a wide customer base, including other stay at home moms, and establish an e-commerce presence.

And with some dedication, the income potential is significant.

Therefore, if you’re eager to display your creativity and interact with a community of craft enthusiasts, establishing a business with handmade goods could be your ideal side hustle.

Earnings potential: $24,000-$124,000+ per year

Establishing Your Craft Brand Online

To successfully sell your handmade goods, you need to establish your craft brand online.

Utilizing online marketplaces such as Etsy, Big Cartel, and Artfire is an efficient way to start selling your handmade items.

Once you’ve started, aim to create a professional website with a unique domain name.

This will not only give you a platform to showcase your products, but it will also establish your authority in your craft niche.

Therefore, regardless of whether you’re producing homemade candles or personalized jewelry, creating your craft brand online is an essential stride towards success.

Marketing Your Handmade Creations

Once you have set up your craft brand online, the next step is promoting your handmade creations. Social media platforms like:

  • Facebook
  • Google Plus
  • Pinterest
  • Instagram

Update your social media regularly with product photos and engage with your audience to increase visibility.

Additionally, consider utilizing Facebook groups to market your crafts locally.

Remember, online advertising targeting audiences interested in handmade items can be conducted through services like Google Ads.

So, get creative, showcase your products, and make your handmade creations a hit in the online marketplace.

Pricing for Profit

Even though crafting and marketing are key elements of your business, pricing your handmade goods is equally vital.

To determine a profitable yet competitive price, follow these steps:

  1. Account for all costs, including materials, labor, and overhead.
  2. Add a desired profit margin.
  3. Conduct a competitive pricing analysis to ensure your prices are in line with the market. Remember, your products should be differentiated on value, not just cost.

Don’t forget to regularly adjust prices to reflect changes in costs, market demand, and value perception. After all, pricing for profit is a key component of your business strategy.

4. Pet Lovers' Profit: Dog Walking and Pet Sitting Services

Best Side Hustles for Stay at Home Moms - dog walker - MyFinancialHill

Are you a stay-at-home mom with a love for pets?

If so, why not turn your passion into profit by offering dog walking and pet sitting services?

Platforms like Rover and Wag provide avenues for you to advertise your services to local communities and connect with pet owners in need.

And the income potential? It’s definitely significant.

Earnings potential: $15-$30 per hour

Thus, if you’re prepared to make money by caring for your furry companions, this could be the ideal side hustle for you, especially if you consider offering dog walking services.

Building Trust with Pet Owners

As a pet sitter or dog walker, building trust with pet owners is crucial. Here are some tips to help you build trust:

  • Provide consistent service
  • Go the extra mile to bond with the pets
  • Offer attention and care
  • Develop professional relationships with local veterinarians

By following these tips, you will appear more trustworthy to pet owners.

Additionally, developing relationships with veterinarians can secure referrals, as they are trusted by pet owners for recommendations.

Plus, platforms like Rover can help you connect with potential clients when starting your business.

So, focus on building trust, and watch your client base grow.

Marketing Your Pet Care Services

After establishing trust with pet owners, the next step is promoting your pet care services. Here are some strategies to consider:

  • Participate in community activities to build your reputation locally.
  • Use local print media and distribute flyers to enhance your visibility.
  • Attending local events like farmers’ markets and artisan shows offers opportunities to market your services directly to the community.

Implementing a referral program can also incentivize existing clients to refer new clients.

So, get out there, engage with your local community, and let them know about the exceptional pet care services you offer.

Understanding Pet Care Essentials

Grasping pet care essentials is vital for a pet sitter or a dog walker. Here are some key things to keep in mind:

  • Obtaining a pet first aid certification can enhance your credibility.
  • Familiarizing yourself with pet dietary requirements and common signs of pet illness is crucial for the pet’s well-being.
  • Knowledge of basic pet grooming, such as nail trimming and coat brushing, is necessary for pet health maintenance.

Have the right supplies like:

  • leashes
  • collars
  • treats
  • cleaning products

So, equip yourself with these essentials, and you’ll be all set to offer top-notch pet care services.

5. Transforming Social Media Savvy into Income

Best Side Hustles for Stay at Home Moms - social media manager - MyFinancialHill

If you’re a stay-at-home mom or stay at home parent who’s always up-to-date with the latest social media trends, why not turn your social media savvy into a source of income?

By managing social media accounts for individuals, local businesses, and online brands, stay at home parents can leverage their skills and earn a substantial income.

Not only does this side hustle offer flexible work arrangements, but it also allows you to share your expertise remotely.

Therefore, if you’re ready to convert your social media expertise into a lucrative venture, it’s time to explore the realm of social media management.

Earnings potential: $50,000 - $85,000 per year

Getting Started in Social Media Management

Venturing into the world of social media management is not as challenging as it appears.

Businesses across various industries require a robust online social media presence, creating a wide array of opportunities.

And the best part? You don’t need specific academic qualifications.

What’s more important is your ability to deliver results.

If you’re just starting out, resources like Hubspot Academy and YouTube tutorials can help you gain valuable knowledge and skills.

So, take the first step, and start your journey in social media management today.

Tools for Social Media Success

Now, let’s talk about the tools you’ll need for success in social media management. Here are some essential tools:

  • Specialized training to diversify your skill set and enhance your portfolio of services
  • Scheduling platforms such as Hootsuite and Buffer to efficiently plan content across multiple accounts and networks
  • Tools like SocialPilot and Loomly that allow for team role customization, analytics, and content management

Investing in these tools will make your job easier and more effective in managing social media.

Therefore, arm yourself with these tools, and you’re set on the path to becoming a successful social media manager.

Growing Your Client Base

As a social media manager, managing your workload and growing your client base is crucial.

To do this, you need to establish uninterrupted work blocks during the day. Here are some strategies to help you do that:

  • Wake up early before the kids or work after they go to bed to provide the necessary focus time.
  • Arrange playdate exchanges with other parents or utilize gym daycare services to free up time for work-related tasks.
  • Implement a consistent quiet time routine for children to create a window for concentrated work efforts.

Remember, you’ll also need to plan for client meetings, which may require arranging childcare.

By batching meetings and calls into specific time slots, you can make client interactions more manageable.

And remember, automating household tasks and using online services can minimize distractions and save time for social media management work.

6. Photography Passion to Profit

Best Side Hustles for Stay at Home Moms - photographer - MyFinancialHill

If you’re a stay-at-home mom with a talent for capturing beautiful moments, converting your passion for photography into a lucrative side hustle could be just right for you.

By offering photography services for various occasions, freelance photo editing, or selling stock photos online, you can monetize your passion and skills.

Platforms like iStockPhoto, Shutterstock, Pexels, and Unsplash make it easy to sell your photos to a global audience.

Therefore, if you’re eager to convert your passion for photography into profit, it’s time to discover how to do it.

Earnings potential: $60,000 - $110,000+ per year

Capturing the Market

Entering the photography market necessitates a strategic approach. Here are some steps to follow:

  1. Start by choosing a photography niche that aligns with your personal interests and strengths.
  2. Conduct demographic research to gain insights into your target audience.
  3. Craft a unique value proposition that sets you apart from competitors.
  4. Develop detailed client personas to help you tailor your marketing strategies to connect with your intended market.

By following these steps, you can position yourself for success in the photography industry.

Remember, the market is always evolving. So, use feedback and trend analysis to consistently refine your focus on your target market.

Photography Gear Essentials

As a photographer, having the right gear is crucial.

When starting, prioritize a camera that delivers high image quality over advanced technical specifications.

Choose a camera brand that’s compatible with your friends’ gear to allow for lens sharing.

Essential lenses for burgeoning photographers include a general-purpose zoom lens for overall versatility and a prime lens for enhanced quality in various photography situations.

With these gear essentials, you’ll be well-equipped to capture stunning photos and build a successful photography business.

Selling Your Photos Online

After capturing beautiful photos, the next step is to monetize them.

Online photo selling platforms provide a way to reach a global customer base without the need for traditional retail or gallery representation.

Websites like Shutterstock, Adobe Stock, and Alamy allow you to upload your work and earn royalties when your images are purchased.

But how do you stand out on these platforms? Here are some tips:

  • Develop a niche style or focus to attract more buyers.
  • Use social media and personal websites to showcase your work and generate interest.
  • Direct potential customers to the platforms where your images are sold.

By following these strategies, you can increase your chances of success in the online photo selling market, a niche within the online retail business.

So, start selling your photos online and turn your photography passion into profit.

7. Fitness Enthusiasts: Personal Training from Home

Best Side Hustles for Stay at Home Moms - personal trainer - MyFinancialHill

If fitness is your passion, why not turn it into a profitable venture? As a fitness enthusiast, you can offer:

  • Virtual personal training or fitness coaching right from your home
  • In-person classes or, more flexibly, virtual classes
  • Personalized workout routines for your clients

The best part? This side hustle offers a flexible schedule and great earning potential, making it one of the ideal side hustles for stay-at-home individuals looking to make extra money.

Therefore, if you’re a fitness enthusiast eager to share your passion and expertise with others, personal training may be your perfect side hustle.

Earnings potential: $60,000 - $120,000+ per year

Certifications and Setup

Before commencing personal training, obtaining the appropriate certifications is crucial.

These certifications establish your credibility and demonstrate your expertise in the fitness field.

Programs like ISSA CPT, NASM, and Fitness Mentors offer online personal training certifications.

These programs provide a convenient remote learning experience with digital textbooks, practice exams, video lectures, and online resources.

With these certifications, you’ll be well-equipped to start your personal training business.

Marketing Fitness Services

After you’ve obtained the certification, the next step is promoting your fitness services.

Here are some strategies to consider:

  1. Write for reputable media outlets to position yourself as an authority in the fitness field.
  2. Build an email list by offering a free product like an exercise checklist.
  3. Cross-referrals with other health professionals like chiropractors or nutritionists can provide you with additional clients.

Collect and display client testimonials on your website to boost your credibility.

Use social media platforms like Facebook to share educational content and engage with your fans.

By implementing these marketing strategies, you’ll attract more clients and grow your personal training business.

Leveraging Technology for Remote Training

In the current digital age, technology has a vital role in personal training. Apps like Trainerize allow you to:

  • Deliver effective and professional remote training services
  • Create personalized workout plans
  • Track your clients’ progress
  • Communicate with them effectively

Therefore, utilize technology to boost your services and convert your passion for fitness into a lucrative side hustle.

Youtube channel

If you don't want to be a virtual personal trainer there's an option where you can post your workout routines on Youtube.

The fact is that people want results and to be inspired.

If you have the ability to motivate others to get in shape then start your own Youtube channel and who knows, you could get millions of views.

8. Making Money with Your Green Thumb

Best Side Hustles for Stay at Home Moms - gardener - MyFinancialHill

If you have a green thumb and a love for gardening, why not turn it into a side hustle?

Here are some ideas for how you can make money from your gardening skills:

  • Offer gardening or landscape services
  • Become a garden or plant consultant
  • Grow and sell plants
  • Make garden crafts

These options can provide you with a steady stream of income while doing something you enjoy.

With a little creativity and a lot of dedication, you can turn your green thumb into a profitable venture.

Starting a Garden Consultancy

Starting a garden consultancy is a great way to share your horticultural expertise and earn income.

To become a credible garden consultant, you need to gain experience and establish your expertise in horticulture.

Once you have the necessary experience, you can offer a variety of services like conducting site assessments, providing plant selection advice, creating customized garden plans, and teaching sustainable gardening techniques.

The best part? Starting a garden consultancy requires minimal financial investment, making it a practical and cost-effective side hustle for gardening enthusiasts.

Earnings potential: $24-$92 an hour

From Seedling to Sale

If you love growing plants, why not sell them for a profit? Here are some steps to get started:

  1. Propagate plants from cuttings
  2. Get pots and potting soil ready
  3. Inform your local community about the plant sale
  4. Understand your customers’ love for plants to aid in better marketing and selling

You can even sell your plants to local landscapers and garden centers, who frequently look for suppliers of quality plants.

So, if you have a green thumb and a knack for growing beautiful plants, selling your plants could be a great way to earn extra income.

Earnings potential: $3,000+ per month

Crafting Garden-Themed Products

In addition to selling plants, you can also create and sell garden-themed products. Some ideas for garden-themed products include:

  • Handmade garden tools
  • Decorative garden stakes
  • Planters and pots
  • Garden art and sculptures
  • Seed packets and plant markers
  • Gardening books and guides

Showcasing your unique and personal gardening creations helps attract customers who value craft and individuality, establishing a distinct customer base for your garden-themed merchandise.

So, put on your creative hat and start crafting garden-themed products that your customers will love!

9. Monetizing Spare Space: Rental Income Opportunities

Best Side Hustles for Stay at Home Moms - air bnb - MyFinancialHill

Do you have a spare room or a guest house that’s sitting empty?

If so, why not turn it into a source of passive income?

Renting out your spare space can provide you with a steady stream of income.

From long-term stays to short-term vacation rentals, the opportunities are endless.

Plus, with platforms like Airbnb and Vrbo, you can easily list and manage your rental properties.

So, if you’re ready to monetize your spare space, let’s explore how to do it.

Earning potential: $5,000+ per month

Preparing Your Space for Renters

Before you list your space, it’s important to prepare it for your renters.

Enhancing the natural light in a rental space can make it feel more open and inviting.

Swap out standard light fixtures for more decorative options to improve the ambiance.

Keep plants or fresh greenery in the rental to add vibrancy and a sense of life.

And remember, a detailed cleaning, including windows, can significantly enhance the perception of the rental space.

With these preparations, your space will be ready to welcome renters.

Navigating Rental Platforms

Once your space is ready, it’s time to list it on rental platforms.

Platforms like Airbnb allow you to list your property or spare rooms for short-term rental.

To list your space, you’ll need to create an account, describe your space, upload photos, and set house rules.

Optimizing your listing involves using high-quality images, writing detailed descriptions, and selecting the right amenities.

Remember, successful hosts on rental platforms manage their bookings by ensuring availability is up-to-date and communicating promptly with guests.

So, navigate these platforms effectively, and you’ll be on your way to earning rental income.

Understanding Rental Laws and Taxes

Renting out your space also comes with certain legal and tax implications. Here are some important considerations:

  • You need to follow your locality’s housing codes and regulations and may need to obtain a rental license or permit.
  • Rental income must be reported on your tax returns, and you can often deduct expenses that are necessary for maintaining and managing the property.
  • Remember that short-term rentals face unique legal considerations including the need for proper insurance coverage.

So, before you start renting out your space, make sure you understand the legal and tax implications.

10. Creative Consultancy: Turning Expertise into Income

Best Side Hustles for Stay at Home Moms - coach or consultant - MyFinancialHill

Last but certainly not least, let’s talk about creative consultancy.

If you’re an expert in a specific field, you can turn your expertise into a profitable side hustle. The opportunities in consultancy are endless, including:

  • Lifestyle consulting
  • Fitness consulting
  • Parenting consulting
  • Career coaching

To start, you’ll need to highlight your skills and take on small jobs to build work examples.

For example, if you’re an expert in interior design, you can reach out to firms to help with short-term projects.

So, if you’re ready to share your expertise and earn income, let’s delve into the world of creative consultancy.

Earnings potential: $90,000 - $200,000+ per month

Identifying Your Consulting Niche

Before initiating your consulting business, it’s crucial to pinpoint your niche.

Whether it’s language translation, grant writing, or bookkeeping, your niche should align with your skills and expertise.

For instance, if you’re a skilled translator, you can offer your services in various settings including:

  • schools
  • hospitals
  • courtrooms
  • businesses

If you’re a detailed person with a knack for numbers, bookkeeping can be a viable consulting side hustle.

So, take the time to identify your niche, and you’ll set yourself up for success in the consulting field.

Setting Up Your Consulting Business

After identifying your niche, the next step is to establish your consulting business.

If you’re starting a bookkeeping business, assess your qualifications and consider any necessary training or certifications.

If you’re considering online boutique selling as a consulting service, it’s important to research other online boutiques and understand the time and cost commitments involved.

Setting up your consulting business may take time and effort, but it’s a crucial step towards turning your expertise into income.

Building Credibility and Trust

In the consulting industry, establishing credibility and trust is essential. Here are some tips to help you convey a professional image and showcase your expertise:

  1. Use a professional headshot and a formal email address.
  2. Develop a compelling value proposition and articulate your unique selling points clearly to prospective clients.
  3. Highlight your relevant qualifications, certifications, and breadth of experience in your field.
  4. Provide clear examples of past successes or projects to demonstrate your expertise.

Maintain an updated LinkedIn profile with endorsements.

Use client testimonials and detailed case studies on your website or LinkedIn to provide proof of your ability to deliver results.

By focusing on building credibility and trust, you’ll attract more clients and grow your consulting business.

More Side Hustles for Stay at Home Moms 

Best Side Hustles for Stay at Home Moms - side hustle- MyFinancialHill

Possibilities are endless when it comes to side hustles.

What you may earn on the side can lead to a full time income. 

Some of these side hustles are able to do from the comfort of your own home. 

Let's take a look at more side hustle ideas for stay at home moms. 

11. Teaching Music Lessons

Teaching music lessons can be a rewarding side hustle for moms who have proficiency in playing a musical instrument or vocal skills.

Whether it's piano, guitar, violin, voice, or any other instrument, there's typically demand for music instruction.

Moms can offer private lessons to students of all ages and skill levels, either in-person or online.

Setting up a home studio or using video conferencing platforms can make online lessons feasible.

Additionally, teaching group classes or workshops can be a way to expand the reach and income potential.

Earnings potential: $10,000 - $200,000+ per month

12. Flipping Items

Flipping items involves buying products at a low price and then reselling them for a profit.

This can include anything from thrift store finds to antiques, electronics, furniture, clothing, and more.

Flippers often scout for undervalued items, negotiate prices, refurbish or improve items if necessary, and then sell them through various channels such as online marketplaces (e.g., eBay, Facebook Marketplace), flea markets, or garage sales.

Successful flippers have a good eye for value, knowledge of market trends, and strong negotiation skills.

Earnings potential: $500 - $80,000+ per month

13. Remote Customer Service Representative

As a remote customer service representative, moms can work from home providing support to customers via phone, email, or chat.

Companies across various industries, including retail, technology, healthcare, and hospitality, often hire remote customer service representatives to handle inquiries, resolve issues, and provide assistance with products or services.

This role requires excellent communication skills, problem-solving abilities, and patience.

Many companies offer flexible schedules, making it suitable for moms who need to work around their family commitments.

Platforms like FlexJobs and Indeed often list remote customer service job opportunities.

Earnings potential: $40,000 - $60,000+ per year

14. Graphic Design

Graphic designers create visual content for various purposes such as branding, marketing materials, and digital media.

Some designers also charge flat rates for specific projects, which can range from a few hundred to several thousand dollars.

Earnings potential: $20-100 per hour

15. Online Tutoring

Online tutors provide educational assistance to students via virtual platforms.

Earning potential: $20-100+ per hour

How much you may earn depends on factors like subject expertise, teaching experience, and demand for tutoring services. 

16. Baking and Catering

Baking and catering involve preparing and delivering food for events, parties, or individual customers. 

Bakers might price their products individually, with prices ranging from a few dollars for cookies or cupcakes to hundreds of dollars for custom cakes or dessert tables.

Earning potential: $25,000 - $100,000+ per year

17. Event Planning

Event planners coordinate and manage various aspects of events such as weddings, parties, and corporate gatherings.  

Event planners typically charge a percentage of the total event budget or a flat fee for their services.

Rates can range from a few hundred to several thousand dollars per event, with experienced planners commanding higher fees for larger or more intricate events.

Potential earning: $25,000 - $100,000+ per year

18. Childcare and Babysitting

Childcare providers offer supervision and care for children in their homes or the homes of their clients.

Babysitters might charge hourly rates ranging from $10 to $20 per hour for one child, with additional fees for each additional child or special circumstances such as overnight care.

Earning potential: $25,000 - $50,000 per year

19. Language Translator

Language translators convert written or spoken content from one language to another.

Earning potential depends on factors like language proficiency, specialization, and project complexity.

Translators typically charge per word, per page, or per hour.

Rates can vary widely, ranging from $0.05 to $0.30 or more per word, with specialized or rare languages commanding higher rates.

Earning potential: $15 - $100 per hour or $30,000 - $100,000 per year

20. Makeup Artist

As a side hustle, being a makeup artist offers a creative and flexible way to earn extra income.

Makeup artists provide professional makeup services for various occasions such as weddings, photoshoots, special events, and film or television productions.

They use their expertise to enhance clients' natural features and create customized looks to suit their preferences. 

Earning potential: $20 - $150 per hour

21. Proofreader

Proofreaders review written content for errors in grammar, punctuation, spelling, and style.

Proofreaders might charge per word, per page, or per hour.

Earning potential: Rates typically range from $0.01 to $0.05 per word or $20 to $50 per hour.

22. Transcriber

As a transcriber, you convert spoken audio or video recordings into written text, ensuring accuracy and clarity. 

This role requires excellent listening skills, attention to detail, and proficiency in typing.

Transcribers often work remotely and have the flexibility to choose their own hours, making it a convenient side hustle or full-time job for those seeking flexibility and the ability to work from home.

Earning potential: $20,000 - $60,000+ per year

23. Home Organizer

As a home organizer, you help clients declutter, streamline, and optimize their living spaces to create more functional and harmonious environments.

This role involves assessing clients' needs, developing personalized organization solutions, and implementing effective strategies to maximize space and minimize clutter.

Home organizers provide valuable guidance and support to clients seeking to simplify their lives and achieve a sense of order and tranquility in their homes.

Earning potential: $20 - $100 per hour

24. Personal Chef

Personal chefs prepare customized meals for individuals or families, often in their clients' homes.

Earning potential depends on factors such as menu complexity, ingredients cost, and additional services provided.

Earning potential: $25 - $100 per hour

25. Travel Planner

As a travel planner, you assist clients in organizing and booking travel arrangements, including flights, accommodations, transportation, and activities.

This role involves understanding clients' preferences and budgets, researching destinations, and curating personalized itineraries to meet their needs.

Travel planners provide valuable expertise and recommendations to ensure clients have memorable and stress-free travel experiences.

Earning potential: $30,000 - $60,000 per year

26. House Cleaner

House cleaners can provide cleaning services for residential properties, ensuring that homes are tidy, sanitized, and organized.

This role involves performing various cleaning tasks such as vacuuming, dusting, mopping, and disinfecting surfaces in accordance with clients' preferences and specifications.

House cleaners play a crucial role in maintaining the cleanliness and hygiene of homes, providing clients with a comfortable and healthy living environment.

Earning potential: $20,000 - $50,000+ per year

27. Clothing Alterations

As a clothing alterations specialist, you provide expert tailoring services to modify and repair garments to fit clients' preferences and specifications.

This role involves a keen eye for detail, precise measurements, and skillful sewing techniques to alter clothing items such as pants, dresses, shirts, and suits.

Clothing alterations specialists play a crucial role in helping clients achieve the perfect fit and ensuring that their clothing looks and feels comfortable and stylish.

Earning potential: $25,000 to $80,000+ per year


Podcasters create audio content on various topics.

It ranges from entertainment and education to news and personal development, for distribution through podcasting platforms.

This role involves planning, recording, editing, and promoting episodes to attract and engage listeners.

Podcasters often leverage their expertise, personality, and storytelling skills to build a loyal audience and monetize their content through sponsorships, advertising, listener donations, merchandise sales, and affiliate marketing.

Potential earnings: $30,000 - $100,000+ per year


In conclusion, there’s a whole world of side hustles out there just waiting for stay-at-home moms to explore.

Whether you’re a wordsmith, a green thumb, a fitness enthusiast, a pet lover, or a social media guru, there’s a side hustle that perfectly fits your skills and passions.

Remember, the key to a successful side hustle is to align it with what you love to do and what you’re good at.

So, are you ready to turn your passions and skills into a source of income?

The world of side hustles awaits!

Frequently Asked Questions

Can I get paid for being a stay-at-home mom?

Yes, you can get paid for being a stay-at-home mom by selling used items, offering in-home child care, working as a freelance writer, or pet sitting. These are all services that can start making money on short notice.

How can a stay-at-home mom make $500 a month?

You can make $500 a month as a stay-at-home mom by starting a Print-On-Demand business, trying affiliate marketing, or selling items you don't need. Give it a go and see what works best for you!

How can a stay-at-home mom make $2,000 a month?

You can make $2,000 a month as a stay-at-home mom by blogging, freelancing, babysitting, proofreading, transcribing, becoming a virtual assistant, managing social media, freelance writing, and offering personal training and crafting skills.

What are some side hustles for stay-at-home moms?

Consider trying freelance writing, virtual assistance, or selling handmade goods as side hustles if you're a stay-at-home mom looking to earn extra income. There are also options like dog walking and pet sitting services, social media management, photography, personal training, gardening, and creative consultancy to explore.

How much can I earn as a freelance writer?

As a freelance writer, you can earn a substantial income, with some making well over $100,000 annually. Starting freelance writers typically earn between $20 to $30 USD per hour. So, the earning potential is promising.

Read More
How to Start a Blog and Make Money -

How To Start a Blog and Make Money

We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details. 

Have you ever thought of making money with a blog

Maybe you've come across success stories of people earning thousands with their blog, sipping on mai tai's on an island. 

Or maybe you're just miserable with your job and you want to start a business of your own. 

Well, it's absolutely possible! Your dreams are waiting to be fulfilled. 

There is no difference between those who are earning a full time income from their blog and you. 

If they can do it then you definitely can too. 

In this full step-by-step guide, I'll tell you everything I did to start a blog that earns me passive income. 

This month I made just over $1,000 of passive income.

If you're ready to get started, I'll show you how easy it can be to get your own website up and running. 


There are so many reasons why others start a blog. 

Some create one because they get inspired by others who earn income from their blog. 

Others start a blog as a hobby to either spread their ideas and message. 

For me, I started one because I dreamed of being able to work from home, doing what I love, and to earn money from it. 

It was the best decision ever. 

What started out as a side hobby turned into a passion that earns me passive income.

Basically, I make money in my sleep.  

Creating a blog of your own can transform your world. 

It can open doors for you and help you create the life you've always wanted. 

When I first started blogging, there was so much information out there and no one to really help me. 

It was frustrating to try and figure everything out myself. 

I created this guide as a tool for you to skip all the loads of information out there and get to the good stuff as easy as possible. 

Now, if you're ready let's get started!

1. Pick a Niche

Before you get started, you'll want to pick a subject that your blog will be about. 

Now, think carefully because you will be writing content (blog posts) about this subject or niche so it should be interesting to you. 

Some niche ideas:

  • Travel
  • Food
  • Personal Finance
  • Fitness
  • Crafts / DIY
  • Video Gaming

There are such a wide range of niche ideas you can choose from. 

Choose a Blog Name

Now brainstorm some ideas for your blog. 

Keep in mind that you don't want something so long or complicated. 

You'll want to come up with a website name that is easy to work with. 

Anywhere from 1-3 words should be good. 

Checking Your Blog Name 

Nothing's worse than coming up with what you think is an awesome blog name and finding out later that someone on Instagram has it, or even on Pinterest. 

You'll want to make sure the perfect name you came up with will be available across the social media platforms you intend to use. 

You can use Namechk to verify if your blog name will be available before moving forward.

2. Tech

Alright, so now you have your niche and blog name ready to go. 

Now this is where the fun begins. 

In order to start your blog, you'll need a web host.

There are a lot of them out there. 

However, the one I highly recommend is WPEngine


When you have a blog, you'll need to sign up with a webhost.

When you create your site/blog, it's going to need a serving host so that you can make it viewable online. 

Otherwise, you'll just have a website and no one will be able to see it. 

Picking the right webhost is very important!

Things I've learned along the way (don't make the same mistakes as me):

  • Fast speed for web hosting of your website/blog
  • Need great customer service
  • Easy to use and customize website/blog

I really recommend going with the best web hosting provider from the jump. 

Trust me, it's going to save you so much time and headache when you start with the right one. 

I've landed on WPEngine after trying the low-cost hosting providers and WPEngine is by far the best web host. 

6monthsfree wpengine-myfinancialhill

When you're starting up your website/blog, the last thing you want is to think about all the technical stuff that goes into it. 

WPengine has a startup plan that takes care of all the essential back end stuff for you so that you can just hurry up and focus on creating your best content. 


Psst.. My readers will get a special 6 months free deal, grab it before it's gone!

WPengine offers:

  • Fast load times of your site
  • 24/7 customer service
  • 10 premium website themes
  • Secure website hosting
  • Easy to use staging environment

WPengine has been amazing for me so far and I highly recommend them for you to start your website and blog!


Once you get your blog all set up on the backend with WPengine, now it's time to get to the good stuff. 

WordPress is where you'll go to add all your content. 



To add or edit a new blog post



To add a category for your blog post



To add pages on your website

Example: Hompage, category page, contact page



To add customizable plugins for your website (keep these to a minimum so it doesn't slow down your site)


It's going to be exciting to know that you have your blog/website up and running. 

Now, you're going to learn a whole new aspect of creating the look you want for your site. 

You are more than welcome to use the free themes provided to you. 

To be honest, you don't need to go crazy trying to make your website look perfect by hiring web developers or even spend tons of money to make it look right.

The free themes should be just fine especially when you're first starting out. 

Don't spend too much time working on the look of your website because in all actuality, most people are checking out your site from their phone anyway. 

So, even if you spend lots of money or time on the look of your site, people may not even care. 

What truly matters is the content and how it resonates with your readers. 

Now, for those of you who actually really want to really learn and customize your own site, I highly recommend Thrive Suite

Thrive Suite

Yes you can go ahead and use the free themes available to you. 

One thing to keep in mind is the customization and the ease of use. 

I chose to go with Thrive Suite because it's been an amazing theme so far. 

Thrive Suite lets me customize my site whenever I want and makes it too easy to do with drag and drop features. 

It's a perfect tool for people who aren't professional graphic designers. 

Plus it just saves me a whole lot of time and money because I get to design aspects myself. 

So for those of you who want that ease of customization, I definitely recommend Thrive Suite

What You Need to Know

When you're first starting out, try not to get lost with the technical aspect of starting your blog. 

I can tell you from experience that you can literally go down a rabbit hole when you start fixating on irrelevant matters. 

From first hand experience, I've tried Bluehost for my webhost and multiple themes for this site. 

I finally landed on WPengine and Thrive Suite as my ultimate go-to arsenal for having a site that's super fast and so incredibly easy to customize. 

I'd say that I save a lot of time and headache because I use the best, in my opinion. 

Here's a quick summary:

  • WPengine - Webhosting service for your blog. 
    • Fast load speeds
    • Great customer service
    • They will help you set up your blog from scratch 
  • WordPress - Where you go to add new blog posts, pages like your homepage or contact, etc. 
    • It's free and WPengine can help set it up for you
  • Thrive Suite - Amazing drag and drop webpage builder
    • Create a site with no web design experience
    • Best website builder I've used 

3. Making Money with Your Blog 

You can absolutely make money with your blog!

What's great about having an income from your blog is that it's passive. 

Yeah, you'll have to create a way to earn money with your blog but once you do, money will be coming in when you least expect it. 

I'm making nearly $1,000 of passive income this month.

Here are some ways you can earn money with your blog:

  • Affiliate- Earn a percentage when you recommend products or services
    • Amazon Associates- Great affiliate program for new bloggers where you can earn a commission when someone clicks on your affiliate link for a product.
  • Ads- Earn money with an ad network depending on how many views you have
    • Ad Networks
      • Google Adsense - No minimum views
      • Ezoic - Minimum of 10,000 views per month
      • Monumetric - Minimum of 10,000 views per month
      • Mediavine -Minimum of 50,000 views per month
      • Adthrive - Minimum of 100,000 views per month
  • Sponsors-  Get paid when you recommend certain products or work with certain brands
  • Digital Products- Create and sell your own products online to earn an income
  • Courses- Create a course and earn income
  • Memberships- Create a tribe and get paid for whatever service you provide

There are so many different ways you can go about earning money with your blog. 

Here are some examples of bloggers who earn from their blogs:

All these people started from 0 and grew their online business to amazing numbers. 

If they can do it, so can you!

4. Traffic Streams

After you create your blog, you need to create a way for your audience to find you. 

There's social media like Pinterest, Instagram, Facebook, Twitter, and search engines like Google and Pinterest. 

When you first start out, it may be best to try Pinterest and work on Google also. 

How did you come across this blog? Most likely from Pinterest right? 

The great thing about Pinterest is that it acts as a search engine. 

Create eye pleasing pins and let your audience find you. 

You'll most likely gain a whole lot more traction from Pinterest than Google SEO in the beginning. 

Google SEO is also know as Google Search Engine Optimization. 

All this may sound technical but don't worry it's no big deal. 

Basically, you'll create posts that your audience is looking for by using keywords. 

5. Finding Content Ideas

Don't make the mistake of randomly posting blog posts of what you ate for dinner or what clothes you plan to wear for the day. 

Because in all actuality, people are looking for answers to their needs.

You'll want to create content that your audience is interested in. 

Let's say you want to start a garden blog and don't have an idea of what exactly it is you want to talk about. 

You can do keyword research by using free tools like: 

  • Ahrefs
  • MOZ

For example: 

Say you have a gardening blog and you're trying to come up with a keyword. 

You come across 'how to fill a raised garden bed' by doing some research with the tools. 


You see that there is a volume of 1,200 people searching for that specific keyword and you also have a traffic potential of 2,700 just from that one keyword. 

Using those tools helps you find the keywords you need also analyzes them for you so it'll give you an idea of how much traffic you can get if you start ranking. 

Now, keep in mind that Google is a lot slower when it comes to giving you traffic as a new blog. 

That's why your best bet will be to start promoting your articles on Pinterest.


raised garden bed

You can get traffic to your site a whole lot faster than going for Google in the beginning. 

Steps to find keywords in Pinterest:

  1. Type in general keyword in the search bar
  2. The second bar underneath has expanded keywords based on your main keyword

Once you find your keyword, create a Pinterest pin for that keyword and hopefully it is also related to your blog post. 

Creating Pinterest pins are super easy and no, you don't have to be a graphic designer.

Use free software like Canva to create your pins. 

I'd recommend making several versions of your 1 pin so that you have more chances of capturing the attention of your audience. 

You can then figure out which pins are doing better and create more similar designs that your audience seems to like. 

Pinterest will help you get the ball rolling when it comes to getting those pageviews as a new blogger. 

Another program I use that helped me grow my Pinterest to over 300,000 views is Tailwind

Pinterest monthly views - myfinancialhill


Tailwind-Black Friday-Cyber Monday Extension Creative-Myfinancialhill

Tailwind is a scheduling tool that helped me send out Pinterest pins on auto pilot. 

Using Tailwind, I can schedule Pinterest pins to go out several times a day for months out. 

It literally helped me save so much time which would've been wasted trying to pin throughout the day. 

Unfortunately I just don't have the time during the day to do that. 

Am I saying you won't have success if you don't you use it? Absolutely not!

However, Tailwind will be a life saver when you really don't have much time to begin. 

I really believe that Tailwind really helped launch my site to getting over 300,000 Pinterest views.

Tailwind Tribes

Tailwind Tribes is also another aspect of this app that I absolutely love and so grateful for. 

This is where other content creators go to share their content. 

You can find a Tailwind Tribe for any industry from:

  • Food
  • Art
  • Spirituality
  • Auto
  • Health
  • Finance

Basically it's a space where other creators gather to share one another's Pinterest pins.

But what's amazing about it is the amount of audiences you can potentially reach when someone in the group shares your pin. 

tailwind stats - myfinancialhill

Do you see the amount of re-shares and potential audience that my Pinterest pin can be available to? 167 re-shares and 1.9 M reach!

Tailwind Tribes helps your Pinterest pins spread like butter!

If you're just starting out and don't have much time to be pinning on the daily, I would HIGHLY recommend Tailwind to give your site a boost!


My readers will get 50% off, grab it before it's gone!


Making money with your blog is absolutely possible. 

Start treating it as a business because essentially isn't that what a business is? 

Set aside time in your life, maybe after work or on the weekends to get this blog thing going.

 You never know where this journey will lead you.

If you're feeling stuck in life and need a change, give blogging a shot.

It can unleash a whole new world of unlimited potential. 

Remember when you start your blog, don't get stuck on irrelevant things. 

  • Find your niche, get your blog name (get an easy one people can remember)
  • Get your site up and running fast with WPengine (6 months free for my readers)
  • Use a good easy to use theme, I'm using Thrive Suite
  • Do your keyword research using tools like SEMRUSH, Ahrefs, etc.
  • Try Pinterest to get the ball rolling with pageviews to your blog
  • Get the ultimate boost to your Pinterest and Blog by using Tailwind (My readers get a special 50% off now)
  • Dream big because this is your one life to live, give blogging a go!

Wishing you all the success in this lifetime!

Read More
How to Make Money Online as a Teenager - My Financial Hill

How to Make Money as a Teenager Online

Are you wondering if making money online as a teenager is even possible?

Also, finding online jobs for teens may not be easy and you don't know where to look. Look no further! I'm going to share 10 of the best online jobs to earn some money and see your bank account grow.

I know how frustrating it must be when you're just a teen and there are so many things you want to buy for yourself or others.

Maybe you just want to make some extra bucks for clothes, games, makeup, or even help out the family.

There are legit ways you can totally earn money online to get some real extra cash in your hands.

We partner with some awesome companies that offer products which can help our readers. If you make a purchase through one of our partner links, we may receive a commission at absolutely no additional cost to you! Please see my Policy & Disclosure page for full details. 

1. Play Games to Make Money as a Teenager Online

Games lettering against corkboard- How to Make Money as a Teenager Online -  My Financial Hill

One of the easiest and fun ways to make money online for teens is playing games on your phone or PC.

Did you even know that it was possible to make money online or on your phone playing games?

Neither have I until I started making some money playing popular games.

By far, playing games online for cash has to be one of the best online jobs out there.

Swagbucks 13+

Swagbucks Screenshot- How to Make Money as a Teenager Online-- My Financial Hill

Swagbucks is a survey site where you can make money online in all kinds of ways from taking surveys, playing games, test mobile apps, answer questions, watching videos, trying apps, and so much more.

You could even make $100 for trying out one of the games listed on the site.

I myself have earned over $211 from playing games and taking a few surveys here and there.

If you're into playing games then you'll want to head on over to Swagbucks to actually start getting paid for it.

Swagbucks is on top to be one of the best online jobs for teens where you get such a variety of ways to make money.

Swagbucks even has a mobile app which makes earning even easier straight from your phone.

2. Make Money by Taking Online Surveys

Another simple way to make money as a teenager online is with survey sites and probably one of the easiest jobs where all you do is answer questions and get paid for it.

When you complete short surveys, it helps companies out there get a better idea of how their services or products are working for the customers. That's why they need to hear what we have to say.

Because your opinion is important, they'll often offer you compensation for your time.

MyPoints 13+

MyPoints Screenshot - How to make money online as a teenager - My Financial Hill

MyPoints is a survey site that offers a ton of ways to earn points which can be redeemed for extra cash with your PayPal account or gift cards.

One of the ways to earn more money online with MyPoints is with their surveys. Besides only surveys, there's other options to earn points by shopping online, watching videos, playing games, and more.

Each survey you complete will give you points and once you have enough points, you can cash it out.

MyPoints is also offering a $10 sign up bonus when you create a free account and make a purchase from one of the stores listed on the site.

Survey Junkie 13+

Survey Junkie is one of the popular survey sites out there and is only focused on surveys.

Each survey you complete, you'll receive points which you can redeem for money with a PayPal account or gift cards.

You can expect to earn anywhere from $0.20 to $3.50 to complete surveys but there are also times you could be selected to join a focus group where you'll make $50-$100 an hour.

InboxDollars 18+

Inbox Dollars Screenshot - How to make 10 dollars fast with PayPal - My Financial Hill

InboxDollars is a survey site that offers all sorts of ways for you to make money from surveys, playing games, watching videos, and more.

Since the age requirement is 18, you'll need parental consent before trying this site.

Instead of earning points like other sites, you'll see the exact amount you can earn with each task performed with this site. 

Taking surveys with InboxDollars is super easy. You can earn anywhere from $0.25-$4 per survey.

InboxDollars will even give you a free $5 sign up bonus which is a super fast way to get the ball rolling to make some money.

TeenEyes 13-18

TeenEyes is a online surveys site that only wants teen users aged 13-18 to get their opinion on products and services.

You can earn money with these paid surveys which can cover subjects like TV shows, movies, food, entertainment, or other teen subjects.

TeenEyes works off a points system like many others and once you accumulate enough, you can cash out with your PayPal account, gift cards, or a chance to enter in their $25,000 prize sweepstakes.

3. Watch Ads to Make Money as a Teenager Online

Girl watching laptop- How to make money online as a teenager - My Financial Hill (1)

There are sites out there that will actually pay you for watching online advertisements. It's probably one of the easiest online jobs for teens out there to make passive income.

Sure, it may not be the most fun way to make a bit of extra cash but it's still something and probably the easiest way to make extra money.

Don't expect to earn a ton of money from watching ads. You'll probably make a few cents to a few bucks for each ad but it's still something for seconds to minutes of your time.

AdWallet 13+

AdWallet allows you to get paid extra money to watch ads and short videos which are handpicked for you.

You can anywhere from $0.50 and up to $3.00 per video.

When you reach $10, you can cash it out.

AdWallet has paid its users over $1,104,565 so far and counting.

PrizeRebel 16+

PrizeRebel is a website where you can get paid extra money fast, usually within 24 hours.

You can get paid to watch videos, make internet searches, take surveys, or refer others.

If you stay active with this site, you can work your way up towards their loyalty system which gets you even more points on the same tasks the more you level up.

Swagbucks 13+

Swagbucks- How to make money online as a teenager -- My Financial Hill

Swagbucks has a section called "Watch and Earn" where you can check out ads and receive points for it.

It's a quick and easy way to earn points which you can later redeem for cash with your PayPal account, Visa Prepaid Card, gift cards, or travel miles.

MyPoints 13+

MyPoints has a section where you can watch ads also. Head over to the "Watch" tab to take your pick from a variety of different ads.

You can watch ads based on sports, news, entertainment, and more.

The process to collect your points is incredibly easy for barely doing anything at all.

InboxDollars 18+

InboxDollars - How to make money online as a teenager - My Financial Hill

With InboxDollars, you'll also get a variety of different ads you can watch.

You can find the ads easily by going to the "Videos" tab on the menu.

The nice part about Inbox Dollars is that you'll see right away how much you'll earn for watching the ad. You'll most likely earn $.01-$.02 for each ad.

It's not much money you'll earn but if you've got nothing to do, why not spend your time and make a bit of money too.

Overall, these cents will add up to dollars!

If you really like the idea of earning a bit of money while watching videos and ads then check out my other article where I go over 17 ways you can do that:

17 Ways to Watch Ads for Money

4. Write Reviews to Make Money as a Teenager Online

Review with stars - How to make money online as a teenager - - My Financial Hill

Did you ever leave a review for a business, products, or services before?

Well, there are sites out there that actually pay you money for you to leave reviews.

The awesome part about these review sites is the minimum age to join is only 13 years old.

So, if you think your opinion doesn't matter, think otherwise. Get paid for your opinions!

Writing reviews is one of the easiest online jobs for teens.

Slicethepie 13+

With Slicethepie, you'll earn cash for every review you leave.

You can leave feedback on music, clothes, and a lot more which can help artists and record labels cater better to their audience.

If your reviews are top notch, you'll actually earn more money.

Members have already earned more than $6 million with Slicethepie so far, want to be one of them?

Musicxray 13+

Do you love listening to music?

You could actually get paid for listening to music and reviewing it with Musicxray.

The minimum age to join is 13 and you'll get paid about 10 cents for listening to a song and writing a review for it.

Also, if you're an aspiring musician yourself, you can upload your own music to be scouted by producers but you'll have to pay a fee which ranges from $15-$20.

5. Start a Blog 13+

Be a Blogger - How to make money online as a teenager -- My Financial Hill

If you like expressing yourself through writing then starting your own blog may be your answer.

Yes, even teens can start their own blog and some turn it into an online business.

You don't have to be a professional writer with a college degree in English and writing.

The internet can be a beautiful place where you can share your views about the world and connect with other like-minded people like yourself.

Also, get this, starting your own blog can actually make you loads of passive income and turn you into a teen entrepreneur.

But, if you just want to let your thoughts out, a blog is good for that also.

Having a blog can turn out to be an awesome online job where you set your own hours and work when you want.

If you want to start your own blog, check out my article that shows you how to start one:

How to Start a Free WordPress Blog with Bluehost

And here are some examples of kid / teen bloggers:

Alex Know It All - Started a blog at age 7 and talks about her life traveling the world with her family

Marabird - Started blogging at age 8 and is now 15, she talks about food, American history, and traveling.

Naturalist Dara - 16 year old blogger who was diagnosed with Asperger's but has a passion for wildlife and conservation. His blog won many awards and recognitions.

6. Online Jobs with Fiverr 13+

Young woman girl on laptop - How to make money online as a teenager -- My Financial Hill

Fiverr is an online jobs site where people from all around the world can promote their skills or services and make money.

It's an awesome way to make money as a teenager online. 

You can turn Fiverr into a part time job to earn some extra bucks. It can turn into a great online job once you find the skill you can sell.

There are literally TONS of options you can choose from to list your services. Fiverr is a great place to find jobs for teens and be making money online.

Here are some categories:

  • Graphic Design
  • Digital Marketing
  • Writing & Translation
  • Video & Animation
  • Music & Audio
  • Freelance Writing
  • Online Marketing
  • Programming & Tech
  • Data Entry
  • Business
  • Be a virtual assistant
  • Lifestyle - Astrology, Modeling, Arts & Crafts and more

Honestly, don't get discouraged by your age and comparing yourself to the adults who are on the site as well.

Hone in on your skill and what you can offer to people. Book your first client and keep building from there.

You could even be a virtual assistant where you can help with people's social media accounts, check e-mails, data entry, and more.

Here is a little success story from a 15 year old who made $3,000 in a year writing with Fiverr and gets to travel all over the world:

15 Year Old Works on Fiverr and Travels the World

7. Scan Receipts

As a teen, you may not be doing a whole lot of shopping but I'm sure you've come across receipts.

Next time you get one, hold on to them because they can make you some money.

Most of these apps have an age requirement of 18 so make sure to get parental consent first.

Ibotta 18+

Ibotta Mobile Screenshot - How to make money online as a teenager- My Financial Hill

Ibotta is a cash back app for groceries, online shopping, and in-store shopping.

Most people use Ibotta when shopping for groceries so if you help your parents out, try this app to get you back some money.

Basically, you pick items to buy in the app, purchase items, get your receipt, then upload it to the app, and get some money back.

They even give you money back when you shop online with many of their participating retailers.

For instance, if you buy something from through Ibotta, you'll get some money back into your Ibotta account which you can later withdraw for PayPal, a check, or gift cards.

If you're parents are doing most of the shopping, you can still help them get good money back with Ibotta. Maybe they'll let you keep all the cash back you earn.

Fetch Rewards 18+

Fetch Rewards is a receipt scanning app that gets you points which you can later redeem for a Visa Prepaid Card, gift cards, free magazines, or donate to charity.

It's super easy to use where all you do is upload any and practically all receipts you get.

The age requirement to use Fetch Rewards is 18. So, if you're not 18 yet, tell your parents about this app and you can help them scan receipts into the app to earn some money.

8. Earn Money Shopping Online

Does your parents allow you to shop online? If so, that's awesome!

Did you know that you could get a portion of the money spent online back into your hands?

There are some cash back sites and apps to use before you do any online shopping which gets you money back.

Either yourself or your parents will be happy about that I'm sure!

Rakuten 18+

Rakuten- How to make money online as a teenager-My Financial Hill

Rakuten is just an awesome cash back site when it comes to online shopping.

You have to be 18 or older to use Rakuten so if you're not old enough, explore the site together with your parents.

Rakuten partners up with tons of companies, here are some:

  • Forever 21
  • Ulta
  • Bath & Body Works
  • Nike
  • Macy's
  • Aeropostale
  • and so much more

When you shop at any one of their partnered companies through Rakuten, you'll get cash back!

Just today, I saw that Forever 21 had a 10% cash back offer. So, if you spend $100, you'll get $10 cash back. That $10 can go towards your next shopping trip.

Don't dismiss this cash back site because it's literally free money you could be throwing down the drain.

Ibotta 18+

I've mentioned that Ibotta is a great cash back site for scanning receipts. They also give you money back when you shop online as well!

Before any online shopping trip, check Ibotta also to see if there's any cash offers for the store you plan to shop at.

9. Sell Things Online

Hat clothes shoes bag sunglasses phone - How to make money online as a teenager -My Financial Hill

Do you have clothes, shoes, purses, electronics, games, and other stuff just laying around?

All the stuff you're not using can actually make you some good money and turn selling into one of your online jobs. It'll be a great way for you to make money as a teenager online.

The awesome part is, you can sell your things all online without having to meet anyone.

There are a lot of apps and sites that allow you to do this but most of them require you to be over 18 years old.

So, if you're younger than 18 get your parents to help you create accounts and start selling for cash.

Ebay 18+

Ebay is one of the most popular sites out there when it comes to selling stuff.

It's simple to use and sell things you don't need anymore.

Create an account, take good pictures of your item, provide a good true detailed description, and set your price. Once the item is sold, all you have to do is prepare the shipping.

If you're not sure how much to list your item, check Ebay for similar items and see how much they've listed it for and what the description says. You can get a good idea by seeing how other people sell their goods.

With Ebay, you can sell pretty much anything under the sun like books, toys, games, clothes, etc. The things you sell doesn't have to be brand new. All you need to do is fully disclose the condition of the goods.

Decluttr 18+

Decluttr - How to make money online as a teenager -  My Financial Hill

Decluttr is a good site to sell tech stuff like CDs, DVDs, games, game consoles, cell phones, tablets, laptops, and more.

You also get really fast payment on the very next day.

So if you have old game systems, games, iPod's, phones, laptops, and other stuff laying around, just get rid of it with Decluttr and make some money.

Letgo 18+

Letgo is an app where you can sell stuff around the house.

You can sell anything from electronics, sports equipment, furniture, appliances, clothes, shoes, and more.

You can get together with your family and decide what things you can let go of and be making money at the same time.

Poshmark 18+

Poshmark is a site where you can sell clothes, shoes, bags, home goods, and more.

There are people out there that love certain brands but just don't want to pay the premium cost.

So, if you have some great brand named items, sell it on Poshmark and earn cash.

Mercari 18+

You can sell all sorts of things on Mercari. From home decor, laptops, phones, games, game consoles, cameras, clothes, shoes, bags, and so much more.

You can make some good money just by selling things you don't need anymore.

10. Earn Money Online with a YouTube Channel 13+

Girl demonstrating makeup infront of camera - How to make money online as a teenager with youtube -My Financial Hill

Becoming a YouTuber can be an awesome way for you to make money as a teenager online.

There are so many directions you can go with making YouTube videos. People turn to YouTube so much now-a-days to learn or get entertained.

People can get famous on YouTube for streaming yourself to play video games, doing beauty tutorials, reviewing toys, showing crafts, and so much more.

Being a YouTuber can actually be one of the most fun online jobs for teens. You could even treat it as a part time job and grow your channel when you have time after school or on the weekends.

Here are some examples of young YouTubers who earn awesome money:

  • Like NastyaEarnings of $18.5 million - 6 year old who shows her and father playing with legos, doing chores, and explaining viruses
  • Ryan Kaji - Earnings of $29.5 million - 9 year old who shoes videos of DIY science experiments, family storytime, and reviews of new toys
  • EvanTubeHD - Earnings $1.3 million - 13 year old who records gaming videos like Minecraft, reviews toys and gadgets.


How much money can you make as a teenager online?

Realistically, with everything mentioned above, you probably would be able to make hundreds or even thousands of dollars.

The important thing is to be consistent with whatever you choose to make money from.

The most money you can make is by starting your own blog, YouTube, or Fiverr.

How can a 14 year old make money online?

We've covered many ways to earn some side money as a teen but some methods have a age requirement of at least 18+. 

If you want to make some quick money as a 14 year old, choose from any of the options below to start earning your own money.

How can I make money fast as a teenager?

The fastest way to start making money as a teenager online would be to start playing games on your phone or to take surveys. Plus a lot of the survey sites out there are also offering you sign up bonuses which you can start collecting. 

  • Play games on Swagbucks ( some games pay $100 )

How can a teenager make $1000?

Making your first $1000 can be easy as long as you stay persistent. 

Here are some quick tips to get you to your first $1000:

How to make money as a teenager online chart


We've gone over numerous ways for how you can make money as a teenager online .

While you earn money, it's also important to know the importance of thinking about the future.

If you make some cash, instead of spending all of it, put some money away in a savings bank account that you can't touch.

Spending your own money is fun but being able to save money at the same time is just as important for the long run.

It's going to be awesome to make some cash in the moment to get things you really want but at the same time, start saving for your future expenses like a car, school, and other grown up responsibilities.

The sooner you start practicing this mindset, the better off you'll be when you're officially an adult.

Hope this post can help you earn some money and also inspire you to know that just cause you're a teen it doesn't mean you can't make money and be responsible at the same time.

If you're interested in learning more about making money, check out my other articles:

17 Legit Ways to Get Paid to Watch Ads

Make $10 Fast with PayPal

Make $100 a Day with PayPal

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Make 10 fast with PayPal- My Financial Hill

How to Make 10 Dollars Fast on Paypal

Are you curious to find out how to make 10 dollars fast on PayPal or make money online?

It's actually a lot easier then you may think.

For a lot of the suggestions I'm about to tell you, you don't even have to leave your couch to get free money, how awesome is that huh?

A lot of people are searching online for ways to make $10 fast and they can be scouring the internet to find the best ways. I've made it easy for you and compiled an awesome list of the easiest ways for you to earn $10 fast.

Now, if you're ready let's go ahead and check out 17 of the best and easiest ways for you to earn that $10 and more!

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1. Make 10 dollars fast on PayPal with Ibotta - $20 Bonus

Ibotta Mobile Screenshot - How to make 10 dollars fast on paypal- My Financial Hill

Ibotta is one of my favorite grocery cash back apps that helps save money fast. It's also one of the easiest ways to get free PayPal money instantly when you're shopping for your everyday purchases.

So, basically we all shop for groceries right?

But, did you know that you could be missing out on free cash rewards when you shop?

That's where Ibotta kicks in. You can use it to earn cash back when you shop for groceries or products from your favorite stores like: Kroger, Walmart, Target, Costco, and more.

This free app is available in your Apple App Store and Google Play Store.

Besides only groceries, Ibotta also gets you cash back for shopping online at one of their partnered stores too. Some online stores you may be familiar with are: Macy's, Target,, ULTA, Petco, and so many others.

The process of using Ibotta is easy: 

  • Download the app and create a free account
  • Pick out your items from the Ibotta app that you plan to buy on your shopping trip
  • Go shopping and get your receipt
  • Upload your receipt and get real cash rewards which you can send straight to your PayPal account, direct deposit into your bank account, or get free gift cards

Oh and by the way, Ibotta is offering not $10 but a $20 welcome bonus for new users.

If you're interested in learning about Ibotta more, read my article:

Ibotta - The Ultimate Review

Ibotta In Store Shopping Cash Back Is Ibotta Legit - My Financial Hill


Free $20 welcome bonus

Ibotta is a free app that gets you real cash back on your purchases from groceries, brands, clothing, medication, online shopping, and so much more

Average use of Ibotta could bring you $240 a year or more - aside from your free $20 welcome bonus - Ibotta has paid it's users over $860 million so far 

2. Make 10 dollars fast on PayPal with Swagbucks - $10 Bonus

Swagbucks Screenshot- How to make 10 dollars fast with PayPal - My Financial Hill

Swagbucks is a great way to make your first $10 quickly with their $10 welcome bonus. It's actually one of the many popular survey sites around and an awesome way to make money online.

Not only is Swagbucks a great survey site, they also have a lot of offers that pay you like: answering questions, watching ads, playing games, completing tasks, and so much more.

Swagbucks rewards you in the form of points which can be redeemed for real cash via PayPal, check, or gift cards.

I use Swagbucks myself and have earned over $211 by completing easy surveys, watching videos, and playing games.

3. Make 10 dollars fast on PayPal with InboxDollars - $5 Bonus

Inbox Dollars Screenshot - How to make 10 dollars fast with PayPal - My Financial Hill

InboxDollars is a rewards site similar to Swagbucks and they'll pay you $5 just to sign up with them.

They also offer extra money for you to watch videos, take surveys, shop, play games, submit receipts, clip coupons, and more. InboxDollars is another good way to make some money online.

You could easily start making real money with InboxDollars with just a few minutes out of your day.

4. Make $10 dollars fast with PayPal with MyPoints

MyPoints Screenshot - How to make 10 dollars fast with PayPalMy Financial Hill

Making $10 with MyPoints is easy. It's also similar to Swagbucks where they give you plenty of options to earn points which can be redeemed for cash via PayPal.

You can earn points when you watch videos, take surveys, shop, find deals, play games, and book travel.

One thing I noticed about MyPoints is the very low cash out offer. You can redeem as low as $1 for an Amazon gift card.

MyPoints is a great place to start earning some great rewards and real money.

5. Make 10 dollars fast on PayPal with Rakuten

Rakuten- How to make 10 a day with PayPal-My Financial Hill

Whenever you're shopping online or in-store, you could be leaving free money aside.

Rakuten helps to get you cash back from retailers when you shop online. I've seen deals as high as 25% cash back.

Just today, I saw a deal from Forever 21 on Rakuten for 10% cash back off your purchase.

Using Rakuten is simple, prior to any online shopping session, visit Rakuten first and check the cash back deals.

If you see a deal, Rakuten will have a link for that online store which you can follow and shop as you normally would.

On the backend, Rakuten will get you cash back for your shopping trip online.

Rakuten's awesome and I've earned over $100 cash back with them, which I'll use on a rainy day.

They're also offering a $10 welcome bonus for new users.

With the cash you earn with Rakuten, you can get a check deposited straight to your bank account or via PayPal.

6. Make $10 dollars fast on PayPal with Blackout Bingo

Blackout Bingo - How to make 10 dollars fast with PayPal-My Financial Hill